Annual report 2025
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Management Board

The Management Board of the Bank acts on the basis of the Regulation on the Management Board approved by the Board of Directors of the Bank and exercises leadership over the current activity of the Bank. The formation of the Management Board of the Bank, its powers, as well as the ahead-of-schedule termination of powers are carried out by decision of the Board of Directors of the Bank in accordance with the legislation of the Republic of Kazakhstan and the Charter of the Bank.

As of January 1, 2026, the Management Board of the Bank consists of 7 members.

 

Ibragimova Lyazzat Erkenovna – Chair of the Management Board of JSC "Otbasy bank" House Construction Savings Bank" (since 23.01.2017)

 Born in 1972, citizen of the Republic of Kazakhstan.

Exercises general leadership over the activity of the Bank and oversees advisors, managing directors, the press service, human resources units, and procurement units. She is also the Chair of the Personnel Committee, the Risk Committee, the Asset and Liability Management Committee, and the Banking Products, Processes, and Service Quality Committee of the Bank.

Information on labor activity:

Until 2017, she held managerial positions at JSC "NMH "Baiterek" and JSC "Entrepreneurship Development Fund "Damu".

Is a citizen of the Republic of Kazakhstan.

Does not hold shares (participating interests) of the joint-stock company "Otbasy bank" House Construction Savings Bank", affiliated companies, and also does not own shares of suppliers and competitors of the joint-stock company "Otbasy bank" House Construction Savings Bank".

 

 

Aidarbekova Aliya Karatayevna – Deputy Chair of the Management Board for Finance and Reporting of JSC "Otbasy bank" House Construction Savings Bank" (since 18.09.2017)

 

Born in 1976, citizen of the Republic of Kazakhstan.

Oversees issues on finance and reporting. She is also the Chair of the Strategy and Corporate Development Committee, the Budget Committee, and the Commission for Determining the Value and Reviewing Issues on Writing Off Fixed Assets, Intangible Assets, and Slow-Moving Inventory.

Information on labor activity:

Until 2017, she held managerial positions at JSC "Otbasy bank", JSC "Investment Fund of Kazakhstan", and JSC "Development Bank of Kazakhstan".

Does not hold shares (participating interests) of the joint-stock company "Otbasy bank" House Construction Savings Bank", affiliated companies, and also does not own shares of suppliers and competitors of the joint-stock company "Otbasy bank" House Construction Savings Bank".

 

 

 

Akshanov Nurlan Sagyndykovich – Deputy Chair of the Management Board for Development of JSC "Otbasy bank" House Construction Savings Bank" (since 18.06.2018)

 Born in 1976, citizen of the Republic of Kazakhstan.

Oversees business development issues.

 Information on labor activity:

Until 2018, he held managerial positions at JSC "Entrepreneurship Development Fund "Damu" and JSC "ATF Bank".

Does not hold shares (participating interests) of the joint-stock company "Otbasy bank" House Construction Savings Bank", affiliated companies, and also does not own shares of suppliers and competitors of the joint-stock company "Otbasy bank" House Construction Savings Bank".

 

Azimbekov Mukhtar Mirlanovich – Deputy Chair of the Management Board for Operations, Banking Products, and Processes of JSC "Otbasy bank" House Construction Savings Bank" (since 10.06.2021)

 Born in 1987, citizen of the Republic of Kazakhstan.

Oversees issues on operations, banking products, and processes. He is also the Chair of Credit Committee No. 2 of the Bank.

Information on labor activity:

Until 2021, he held positions at JSC "Otbasy bank" House Construction Savings Bank", LLP "Ulagat Business Group", and JSC "BTA Ipoteka" MC".

Does not hold shares (participating interests) of the joint-stock company "Otbasy bank" House Construction Savings Bank", affiliated companies, and also does not own shares of suppliers and competitors of the joint-stock company "Otbasy bank" House Construction Savings Bank".

 

 

Raspekova Elmira Sabyrzhanovna – Deputy Chair of the Management Board for Information Technologies and Digital Transformation of JSC "Otbasy bank"

 Born in 1973, citizen of the Republic of Kazakhstan.

Oversees issues on information technologies and digital transformation. She is also the Chair of the Information Resources Committee of the Bank.

Information on labor activity:

Until 2020, she held managerial positions at JSC "Otbasy bank" House Construction Savings Bank", JSC "DAMU" Entrepreneurship Development Fund", and JSC "Alfa-Bank".

Does not hold shares (participating interests) of the joint-stock company "Otbasy bank" House Construction Savings Bank", affiliated companies, and also does not own shares of suppliers and competitors of the joint-stock company "Otbasy bank" House Construction Savings Bank".

 

Matai Zhansultan Orynbekuly – Deputy Chair of the Management Board for State Programs Implementation, Information Security, Legal Issues, and Procurement of JSC "Otbasy bank" House Construction Savings Bank" (since 26.08.2024)

 Born in 1976, citizen of the Republic of Kazakhstan.

Oversees issues of the Bank's information security, legal support, security, and state programs implementation. He is also the Chair of the Information Security Committee of the Bank.

Information on labor activity:

Until 2024, he held managerial positions at JSC "Otbasy bank" House Construction Savings Bank" and JSC "DAMU" Entrepreneurship Development Fund".

Does not hold shares (participating interests) of the joint-stock company "Otbasy bank" House Construction Savings Bank", affiliated companies, and also does not own shares of suppliers and competitors of the joint-stock company "Otbasy bank" House Construction Savings Bank".

 

Taltusov Rinat Aldashevich – Deputy Chair of the Management Board for Risks and Internal Control of JSC "Otbasy bank" House Construction Savings Bank" (since 30.10.2024)

 Born in 1979, citizen of the Republic of Kazakhstan.

Oversees issues on risks and internal control. He is also the Head of Risk Management, Chair of the Controlling Committee and Credit Committee No. 1 of the Bank.

Information on labor activity:

Until 2024, he held managerial positions at JSC "Otbasy bank" House Construction Savings Bank" and JSC "DAMU" Entrepreneurship Development Fund".

Does not hold shares (participating interests) of the joint-stock company "Otbasy bank" House Construction Savings Bank", affiliated companies, and also does not own shares of suppliers and competitors of the joint-stock company "Otbasy bank" House Construction Savings Bank".