Annual Report 2024 Turning the Dream of Home into a Goal

Management Board

The Management Board of the Bank acts on the basis of the Regulations on the Management Board approved by the Board of Directors of the Bank and manages the day-to-day operations of the Bank. The establishment of the Management Board of the Bank, its powers, as well as early termination of powers are decided by the Board of Directors of the Bank in accordance with the laws of the Republic of Kazakhstan and the Bank’s Articles.

As of 1 January 2025, the Management Board of the Bank consists of 7 members.

Lyazzat Ibragimova
Chair of the Management Board of Otbasy Bank Housing Construction Savings Bank of Kazakhstan JSC (since 23.01.2017).

Born in 1972, citizen of the Republic of Kazakhstan.

Performs general management of the Bank’s activities and supervises Advisors, Managing Directors, Press Service, HR and Procurement Departments. She is also the Chair of the Human Resources Committee, Risk Committee, Asset and Liability Management Committee, as well as Banking Products, Processes and Service Quality Committee of the Bank.

Employment History

Until 2017, she held managerial positions in Baiterek NMH JSC, Damu Entrepreneurship Development Fund JSC.

Does not have shares (participation interests) of Otbasy Bank Housing Construction Savings Bank of Kazakhstan JSC and its affiliates, and does not own shares of suppliers and competitors of Otbasy Bank Housing Construction Savings Bank of Kazakhstan JSC.

Aliya Aidarbekova
Deputy Chair of the Management Board of Otbasy Bank Housing Construction Savings Bank of Kazakhstan JSC (since 18.09.2017).

Born in 1976, citizen of the Republic of Kazakhstan.

Supervises finance and reporting issues. She is also the Chair of the Strategy and Corporate Development Committee, the Budget Committee and the Commission for Determining the Value and Write-Off of Fixed Assets, Intangible Assets, and Obsolete Inventories.

Employment History

Until 2017, she held managerial positions in Otbasy Bank JSC, Investment Fund of Kazakhstan JSC, Development Bank of Kazakhstan JSC.

Does not have shares (participation interests) of Otbasy Bank Housing Construction Savings Bank of Kazakhstan JSC and its affiliates, and does not own shares of suppliers and competitors of Otbasy Bank Housing Construction Savings Bank of Kazakhstan JSC.

Nurlan Akshanov 
Deputy Chair of the Management Board of Otbasy Bank Housing Construction Savings Bank of Kazakhstan JSC (since 18.06.2018).

Born in 1976, citizen of the Republic of Kazakhstan.

Supervises business development issues.

Employment History

Until 2018, he held managerial positions in Damu Entrepreneurship Development Fund JSC and ATF Bank JSC.

Does not have shares (participation interests) of Otbasy Bank Housing Construction Savings Bank of Kazakhstan JSC and its affiliates, and does not own shares of suppliers and competitors of Otbasy Bank Housing Construction Savings Bank of Kazakhstan JSC.

Mukhtar Azimbekov
Deputy Chair of the Management Board of Otbasy Bank Housing Construction Savings Bank of Kazakhstan JSC (since 10.06.2021).

Born in 1987, citizen of the Republic of Kazakhstan.

Supervises issues related to operations, banking products and processes. He is also the Chair of Loan Committee 2 of the Bank.

Employment History

Until 2021 held positions in Otbasy Bank JSC, Ulagat Business Group LLP, BTA Ipoteka MC JSC.

Does not have shares (participation interests) of Otbasy Bank Housing Construction Savings Bank of Kazakhstan JSC and its affiliates, and does not own shares of suppliers and competitors of Otbasy Bank Housing Construction Savings Bank of Kazakhstan JSC.

Elmira Raspekova
Deputy Chair of the Management Board of Otbasy Bank Housing Construction Savings Bank of Kazakhstan JSC (since 27.11.2020).

Born in 1973, citizen of the Republic of Kazakhstan.

Supervises issues on information technologies and digital transformation. She is also the Chair of the Bank’s Information Resources Committee.

Employment History

Until 2020, she held managerial positions in Otbasy Bank JSC, Damu Entrepreneurship Development Fund JSC and Alfa Bank JSC.

Does not have shares (participation interests) of Otbasy Bank Housing Construction Savings Bank of Kazakhstan JSC and its affiliates, and does not own shares of suppliers and competitors of Otbasy Bank Housing Construction Savings Bank of Kazakhstan JSC.

Zhansultan Matai
Deputy Chair of the Management Board of Otbasy Bank Housing Construction Savings Bank of Kazakhstan JSC (since 26.08.2024)

Born in 1976, citizen of the Republic of Kazakhstan.

Supervises the issues of the Bank’s information security, legal support, security, implementation of government programs. He is also the Chair of the Bank’s Information Security Committee.

Employment History

Until 2024, he held managerial positions in Otbasy Bank JSC and Damu Entrepreneurship Development Fund JSC.

Does not have shares (participation interests) of Otbasy Bank Housing Construction Savings Bank of Kazakhstan JSC and its affiliates, and does not own shares of suppliers and competitors of Otbasy Bank Housing Construction Savings Bank of Kazakhstan JSC.

Rinat Taltusov 
Deputy Chair of the Management Board of Otbasy Bank Housing Construction Savings Bank of Kazakhstan JSC (since 30.10.2024).

Born in 1979, citizen of the Republic of Kazakhstan.

Supervises risk management and internal control issues. He is also the Head of Risk Management, Chair of the Controlling Committee and Loan Committee 1 of the Bank.

Employment History

Until 2024, he held managerial positions in Otbasy Bank JSC and Damu Entrepreneurship Development Fund JSC.

Does not have shares (participation interests) of Otbasy Bank Housing Construction Savings Bank of Kazakhstan JSC and its affiliates, and does not own shares of suppliers and competitors of Otbasy Bank Housing Construction Savings Bank of Kazakhstan JSC.