Economic Performance
Distribution of Economic Value, KZT million
|
|
2021 |
2022 |
2023 |
2024 |
|---|---|---|---|---|
|
Economic value generated (income): |
|
|
|
|
|
operating (interest) income |
171,023 |
251,019 |
312,035 |
333,456 |
|
fee and commission income |
1,919 |
3,016 |
4,913 |
5,785 |
|
other income |
32 |
12 |
13 |
15 |
|
Economic value distributed: |
|
|
|
|
|
payroll expenses |
11,851 |
13,108 |
15,190 |
18,207 |
|
taxes and payments to the state budget |
654 |
792 |
841 |
1,014 |
|
payments to capital providers (interest and dividend payments) |
– |
– |
– |
– |
|
charity and sponsorship |
– |
– |
– |
– |
|
other operating expenses |
9,595 |
10,382 |
9,927 |
8,735 |
|
other non-operating expenses |
– |
– |
– |
|
|
Economic value to distribute (net profit) |
65,755 |
96,035 |
147,528 |
120,793 |
In 2024, the total economic value generated by the Bank amounted to KZT 339 billion. As a large commercial organization, the Bank contributes to the country’s socio-economic development through the distribution of the generated economic value in the interests of key stakeholders.
At the same time, the Bank makes a more substantial contribution to society and the economy through its core operations aimed at developing the housing savings system in Kazakhstan. By helping citizens address housing needs, the Bank provides a sustainable foundation for national development and improving the quality of life for Kazakhstanis.