Turning the
Dream of Home into a Goal
Dream of Home into a Goal
Sustainability report 2024
SUSTAINABILITY REPORT 2024 Turning the Dream of Home into a Goal
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- Address of the Chair of the Board of Directors
- Address of the Chair of the Management Board
- About the Report
- Key Sustainability Events in 2024
- About the Bank
- About the Bank
- Sustainability Management
- Organizational Structure of Sustainability Management
- The Bank’s Contribution to the UN Sustainable Development Goals
- ESG Products and Services
- Implementation of Social Programs and Projects
- Implementation of Environmental Projects
- Special Services for Certain Categories of Citizens
- Corporate Governance System
- Corporate Governance System
- Corporate Governance Structure
- Board of Directors
- Composition and Qualifications of the Board of Directors
- Composition of the Board of Directors
- Committees under the Board of Directors
- Evaluation of the Performance of the Board of Directors
- Remuneration
- Performance of the Board of Directors and Committees under the Board of Directors
- Business Ethics
- Conflict of Interest
- Anti-Corruption and Compliance
- Internal Audit
- External Audit
- Risk Management System
- Control Environment
- Capital and Liquidity Management
- ESG Risk Management
- ESG Factor Management
- ESG Factor Management in Lending Activities
- Economic Pillar of Sustainability
- Environmental Pillar of Sustainability
- Energy Consumption and Energy Efficiency
- Water Consumption
- Waste Management
- Environmental Protection
- Greenhouse Gas Emissions and Other Air Pollutants
- Climate Change
- Climate Change Management: Risks and Opportunities
- Climate Change Management: Enhancing Corporate Governance and Strategy
- Strategic Direction (Transformation in the Context of the Climate Agenda)
- Risk Management
- Effect of Climate-Related Risks on the Bank’s Portfolio
- Metrics and Targets
- Social Pillar of Sustainability
- Employment
- Staff Composition and Structure
- Responsible Labor Practices
- Labor/Management Relations
- Training and Education
- Remuneration of Bank Employees
- Diversity and Equal Opportunity
- Gender Policy
- Non-Discrimination
- Diversity and Inclusion
- Respect for Human Rights
- Social Protection
- Occupational Health and Safety, Civil Defense, and Fire Safety
- Sponsorship and Charity
- Appendices
- Contacts
Contents
About the Bank
- About the Bank
- Sustainability Management
- Organizational Structure of Sustainability Management
- The Bank’s Contribution to the UN Sustainable Development Goals
- ESG Products and Services
- Implementation of Social Programs and Projects
- Implementation of Environmental Projects
- Special Services for Certain Categories of Citizens
Corporate Governance System
- Corporate Governance Structure
- Board of Directors
- Composition and Qualifications of the Board of Directors
- Composition of the Board of Directors
- Committees under the Board of Directors
- Evaluation of the Performance of the Board of Directors
- Remuneration
- Performance of the Board of Directors and Committees under the Board of Directors
- Business Ethics
- Conflict of Interest
- Anti-Corruption and Compliance
- Internal Audit
- External Audit
- Risk Management System
- Control Environment
- Capital and Liquidity Management
- ESG Risk Management
- ESG Factor Management
- ESG Factor Management in Lending Activities
Environmental Pillar of Sustainability
- Metrics and Targets
- Effect of Climate-Related Risks on the Bank’s Portfolio
- Risk Management
- Strategic Direction (Transformation in the Context of the Climate Agenda)
- Climate Change Management: Enhancing Corporate Governance and Strategy
- Climate Change Management: Risks and Opportunities
- Climate Change
- Greenhouse Gas Emissions and Other Air Pollutants
- Environmental Protection
- Waste Management
- Water Consumption
- Energy Consumption and Energy Efficiency
Social Pillar of Sustainability
- Employment
- Staff Composition and Structure
- Responsible Labor Practices
- Labor/Management Relations
- Training and Education
- Remuneration of Bank Employees
- Diversity and Equal Opportunity
- Gender Policy
- Non-Discrimination
- Diversity and Inclusion
- Respect for Human Rights
- Social Protection
- Occupational Health and Safety, Civil Defense, and Fire Safety
- Sponsorship and Charity