FAQs
Array
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[4479] => Array
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[NAME] => TENGE DEPOSIT PROTECTION PROGRAM
[PICTURE] => Array
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[NAME] => LOANS
[PICTURE] => Array
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[NAME] => POST DEPOSIT OPERATIONS
[PICTURE] => Array
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[TIMESTAMP_X] => 09/25/2024 10:05:04 am
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[WIDTH] => 50
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)
[SORT] => 500
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[4488] => Array
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[ID] => 4488
[NAME] => POST-CREDIT SERVICE
[PICTURE] => Array
(
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[TIMESTAMP_X] => 09/25/2024 10:04:39 am
[MODULE_ID] => iblock
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[WIDTH] => 92
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[SORT] => 500
)
[4497] => Array
(
[ID] => 4497
[NAME] => MORTGAGES FOR EVERYONE
[PICTURE] => Array
(
[ID] => 2386234
[TIMESTAMP_X] => 09/25/2024 10:03:45 am
[MODULE_ID] => iblock
[HEIGHT] => 38
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[FILE_SIZE] => 1118
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)
[SORT] => 500
)
[4506] => Array
(
[ID] => 4506
[NAME] => BRANCHES AND TERMINALS
[PICTURE] => Array
(
[ID] => 2386231
[TIMESTAMP_X] => 09/25/2024 10:03:18 am
[MODULE_ID] => iblock
[HEIGHT] => 50
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[CONTENT_TYPE] => image/webp
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[SRC] => /upload/iblock/020/7faw6k9hq1vdwa5kh5mt5uo1we1ytc72.webp
)
[SORT] => 500
)
[4509] => Array
(
[ID] => 4509
[NAME] => SAFETY
[PICTURE] => Array
(
[ID] => 2386228
[TIMESTAMP_X] => 09/25/2024 10:02:57 am
[MODULE_ID] => iblock
[HEIGHT] => 44
[WIDTH] => 35
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[DESCRIPTION] =>
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)
[SORT] => 500
)
[4632] => Array
(
[ID] => 4632
[NAME] => ACCOUNT FUNDING
[PICTURE] => Array
(
[ID] => 2386225
[TIMESTAMP_X] => 09/25/2024 10:02:32 am
[MODULE_ID] => iblock
[HEIGHT] => 36
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)
[SORT] => 500
)
[4635] => Array
(
[ID] => 4635
[NAME] => ARREST OF ACCOUNTS
[PICTURE] => Array
(
[ID] => 2386222
[TIMESTAMP_X] => 09/25/2024 10:02:03 am
[MODULE_ID] => iblock
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[WIDTH] => 40
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)
[SORT] => 500
)
[4638] => Array
(
[ID] => 4638
[NAME] => COMISSIONS, FINES, PENALTIES
[PICTURE] => Array
(
[ID] => 2386237
[TIMESTAMP_X] => 09/25/2024 10:04:08 am
[MODULE_ID] => iblock
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[DESCRIPTION] =>
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)
[SORT] => 500
)
[4641] => Array
(
[ID] => 4641
[NAME] => BANK CONSULTANTS
[PICTURE] => Array
(
[ID] => 2386216
[TIMESTAMP_X] => 09/25/2024 10:01:21 am
[MODULE_ID] => iblock
[HEIGHT] => 40
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)
[SORT] => 500
)
[4644] => Array
(
[ID] => 4644
[NAME] => SPECIAL ACCOUNT
[PICTURE] => Array
(
[ID] => 2386213
[TIMESTAMP_X] => 09/25/2024 10:00:44 am
[MODULE_ID] => iblock
[HEIGHT] => 44
[WIDTH] => 35
[FILE_SIZE] => 1856
[CONTENT_TYPE] => image/webp
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[SRC] => /upload/iblock/7c1/yfeqakakrpt62mnfo1d500laar2qwax8.webp
)
[SORT] => 500
)
)
[TOP_CAT_INFO] => Array
(
[NAME] => отбасы инфо
[CHECK_VIDEO] =>
[SUB_SECTIONS] => Array
(
[4443] => Array
(
[4449] => TOP 10 QUESTIONS
[4446] => ACCUMULATION CONDITIONS
[4539] => DEPOSIT"YOUNG FAMILY"
[4452] => MAIN
[4458] => STATE AWARD
[4467] => THE TARIFF PROGRAM "TABYSTY"
[4470] => OPENING A DEPOSIT
[4521] => REMUNERATION FROM THE BANK
[4524] => THE ESTIMATED INDICATOR
[4527] => DEPOSIT GUARANTEE
[4530] => GIFT CERTIFICATE
[4533] => CHILDREN'S DEPOSIT
)
[4482] => Array
(
[4575] => ISSUING MONEY
[4578] => HOW DO I REPAY THE LOAN?
[4581] => LEGAL ISSUES
[4572] => CONCLUSION OF LOAN AND COLLATERAL AGREEMENTS
[4542] => TOP 10 QUESTIONS
[4545] => THE MAIN THING ABOUT LOANS
[4551] => HOUSING LOAN
[4554] => INTERIM LOAN
[4557] => PRELIMINARY LOAN
[4560] => LOAN APPLICATION
[4563] => LIST OF DOCUMENTS
[4566] => INSURANCE AND VALUATION
[4569] => COLLATERAL
)
[4488] => Array
(
[4834] => substitution of collateral
[4599] => TOP 10 QUESTIONS
)
[4485] => Array
(
[4584] => CHANGING THE CONTRACTUAL AMOUNT
[4587] => ASSIGNMENT
[4590] => UNIFICATION
[4593] => DIVIDING
[4596] => TERMINATION OF THE DEPOSIT
)
[4497] => Array
(
[4602] => PROGRAM "WITH A DIPLOMA IN THE VILLAGE"
[4605] => PURCHASE OF HOUSING ON THE MARKET
[4608] => HOUSING REPAIRS
[4611] => HOUSING CONSTRUCTION
[4614] => MORTGAGE REFINANCING
)
[4506] => Array
(
[4617] => TOP 10 QUESTIONS
[4620] => BANK TERMINALS
[4623] => BANK CONTACTS
[4626] => ADDRESSES OF BANK BRANCHES
[4629] => ONLINE BOOKING
)
)
)
[CURRENT_QUEST] => Array
(
[4446] => Array
(
[0] => Array
(
[ID] => 429276
[~ID] => 429276
[NAME] => At what age can I open a deposit?
[~NAME] => At what age can I open a deposit?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => The "ZhSS Savings" deposit can be opened at any age. If the child is under 14 years old, the deposit is opened by their parent, adoptive parent, or guardian. For children aged 14 to 18, the minors can open the deposit themselves, but they need the consent of their parent, adoptive parent, or guardian.
The following documents are required to open a deposit:
Identity card or passport of the parent, adoptive parent, or guardian;
Birth certificate of the child, their identity card, or passport.
[~PREVIEW_TEXT] => The "ZhSS Savings" deposit can be opened at any age. If the child is under 14 years old, the deposit is opened by their parent, adoptive parent, or guardian. For children aged 14 to 18, the minors can open the deposit themselves, but they need the consent of their parent, adoptive parent, or guardian.
The following documents are required to open a deposit:
Identity card or passport of the parent, adoptive parent, or guardian;
Birth certificate of the child, their identity card, or passport.
[IBLOCK_SECTION_ID] => 4446
[~IBLOCK_SECTION_ID] => 4446
[TIMESTAMP_X] => 06/27/2024 11:17:14 am
[~TIMESTAMP_X] => 06/27/2024 11:17:14 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[1] => Array
(
[ID] => 429279
[~ID] => 429279
[NAME] => How much does it cost to open a deposit?
[~NAME] => How much does it cost to open a deposit?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => There is no commission fee for opening a deposit.
[~PREVIEW_TEXT] => There is no commission fee for opening a deposit.
[IBLOCK_SECTION_ID] => 4446
[~IBLOCK_SECTION_ID] => 4446
[TIMESTAMP_X] => 06/27/2024 11:17:23 am
[~TIMESTAMP_X] => 06/27/2024 11:17:23 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[2] => Array
(
[ID] => 429282
[~ID] => 429282
[NAME] => The amount of interest on the deposit
[~NAME] => The amount of interest on the deposit
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => The nominal interest rate for the "Baspana," "Arnau," and "Zhas Otbasy" deposits is 2% per annum, with an effective interest rate of up to 14% per annum. For the "Tabysty" deposit, the interest rate is 5.5%, with an effective interest rate of up to 17.1% per annum.
[~PREVIEW_TEXT] => The nominal interest rate for the "Baspana," "Arnau," and "Zhas Otbasy" deposits is 2% per annum, with an effective interest rate of up to 14% per annum. For the "Tabysty" deposit, the interest rate is 5.5%, with an effective interest rate of up to 17.1% per annum.
[IBLOCK_SECTION_ID] => 4446
[~IBLOCK_SECTION_ID] => 4446
[TIMESTAMP_X] => 06/27/2024 11:16:46 am
[~TIMESTAMP_X] => 06/27/2024 11:16:46 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[3] => Array
(
[ID] => 429285
[~ID] => 429285
[NAME] => What is the minimum amount required to open a deposit?
[~NAME] => What is the minimum amount required to open a deposit?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => After opening a deposit, the client can add funds to it at any time and in any amount. The minimum deposit amount is 500 monthly calculation indices (MCI), which equals 1,846,000 tenge for the year 2024. The client can regularly top up the deposit as they wish or make an initial lump-sum payment required for obtaining a loan. The amount of this payment depends on the terms of the chosen loan or credit program.
The client can open multiple deposits, but the total amount across all deposits for a single depositor must not exceed 200 million tenge.
[~PREVIEW_TEXT] => After opening a deposit, the client can add funds to it at any time and in any amount. The minimum deposit amount is 500 monthly calculation indices (MCI), which equals 1,846,000 tenge for the year 2024. The client can regularly top up the deposit as they wish or make an initial lump-sum payment required for obtaining a loan. The amount of this payment depends on the terms of the chosen loan or credit program.
The client can open multiple deposits, but the total amount across all deposits for a single depositor must not exceed 200 million tenge.
[IBLOCK_SECTION_ID] => 4446
[~IBLOCK_SECTION_ID] => 4446
[TIMESTAMP_X] => 06/27/2024 11:16:11 am
[~TIMESTAMP_X] => 06/27/2024 11:16:11 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[4] => Array
(
[ID] => 429288
[~ID] => 429288
[NAME] => What is a tariff program?
[~NAME] => What is a tariff program?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => A tariff program determines the interest rates on the deposit and other conditions for future savings and lending. The bank offers two tariff programs: "Baspana" and "Tabysty." Within the "Baspana" tariff program, you can open the children's deposit "Arnau" and the deposit "Zhas Otbasy." Each tariff program has its advantages.
Under the "Baspana" tariff program, the deposit rate is 2% per annum, with an effective interest rate of up to 14% per annum (including government bonuses), and there is no commission for opening the deposit. Under the "Tabysty" tariff program, the deposit rate is 5.5% per annum, with an effective interest rate of up to 17.1% per annum (including government bonuses), and there is no commission for opening the deposit.
[~PREVIEW_TEXT] => A tariff program determines the interest rates on the deposit and other conditions for future savings and lending. The bank offers two tariff programs: "Baspana" and "Tabysty." Within the "Baspana" tariff program, you can open the children's deposit "Arnau" and the deposit "Zhas Otbasy." Each tariff program has its advantages.
Under the "Baspana" tariff program, the deposit rate is 2% per annum, with an effective interest rate of up to 14% per annum (including government bonuses), and there is no commission for opening the deposit. Under the "Tabysty" tariff program, the deposit rate is 5.5% per annum, with an effective interest rate of up to 17.1% per annum (including government bonuses), and there is no commission for opening the deposit.
[IBLOCK_SECTION_ID] => 4446
[~IBLOCK_SECTION_ID] => 4446
[TIMESTAMP_X] => 06/27/2024 11:16:30 am
[~TIMESTAMP_X] => 06/27/2024 11:16:30 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[5] => Array
(
[ID] => 429291
[~ID] => 429291
[NAME] => What is the difference between the tariff programs?
[~NAME] => What is the difference between the tariff programs?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => The difference between tariff programs is in the terms of accumulation of housing stock, the minimum value of the estimated indicator, the recommended monthly contribution for accumulation of housing stock, interest rates on a housing loan and the term of granting a housing loan
[~PREVIEW_TEXT] => The difference between tariff programs is in the terms of accumulation of housing stock, the minimum value of the estimated indicator, the recommended monthly contribution for accumulation of housing stock, interest rates on a housing loan and the term of granting a housing loan
[IBLOCK_SECTION_ID] => 4446
[~IBLOCK_SECTION_ID] => 4446
[TIMESTAMP_X] => 06/27/2024 11:16:22 am
[~TIMESTAMP_X] => 06/27/2024 11:16:22 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[6] => Array
(
[ID] => 429294
[~ID] => 429294
[NAME] => Which tariff program is the most profitable?
[~NAME] => Which tariff program is the most profitable?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => To determine the most profitable deposit, you should take into account your financial goals and opportunities. The bank has 2 tariff programs: “Baspana” and “Tabysty". And within the framework of the Baspana tariff program, you can open a children's deposit “Arnau” and a deposit “Zhas Otbasy". Each tariff program has its advantages.
With the Baspana tariff program, you will receive a deposit reward at a rate of 2%, and the effective interest rate can reach up to 14% (including the state premium). At the same time, there is no commission for opening a deposit.
On the other hand, the "Tabysty" tariff plan offers an interest rate of 5.5%, and the effective interest rate can reach up to 17.1% (including the state premium). The minimum amount of the agreement for the Tabysta deposit is 6 million tenge.
If you are more interested in a higher interest rate, then Tabysty may be a better choice. However, if you wish to apply for an interim loan or participate in pre-loan loan programs, then Baspana may be preferable. It is also important to consider your financial capabilities and goals when choosing a deposit.
[~PREVIEW_TEXT] => To determine the most profitable deposit, you should take into account your financial goals and opportunities. The bank has 2 tariff programs: “Baspana” and “Tabysty". And within the framework of the Baspana tariff program, you can open a children's deposit “Arnau” and a deposit “Zhas Otbasy". Each tariff program has its advantages.
With the Baspana tariff program, you will receive a deposit reward at a rate of 2%, and the effective interest rate can reach up to 14% (including the state premium). At the same time, there is no commission for opening a deposit.
On the other hand, the "Tabysty" tariff plan offers an interest rate of 5.5%, and the effective interest rate can reach up to 17.1% (including the state premium). The minimum amount of the agreement for the Tabysta deposit is 6 million tenge.
If you are more interested in a higher interest rate, then Tabysty may be a better choice. However, if you wish to apply for an interim loan or participate in pre-loan loan programs, then Baspana may be preferable. It is also important to consider your financial capabilities and goals when choosing a deposit.
[IBLOCK_SECTION_ID] => 4446
[~IBLOCK_SECTION_ID] => 4446
[TIMESTAMP_X] => 06/27/2024 11:15:59 am
[~TIMESTAMP_X] => 06/27/2024 11:15:59 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[7] => Array
(
[ID] => 429297
[~ID] => 429297
[NAME] => How much do I need to save for a housing loan?
[~NAME] => How much do I need to save for a housing loan?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => The minimum accumulation period for a housing loan at a rate of 3.5%-5% per annum is 3 years (36 months), the maximum period is unlimited.
To apply for a housing loan, you need to become a depositor of the Bank and fulfill the following conditions:
- accumulation of at least 50% of the agreed amount;
- achieving an estimated score of at least 16;
- the accumulation period is more than 3 years.
[~PREVIEW_TEXT] => The minimum accumulation period for a housing loan at a rate of 3.5%-5% per annum is 3 years (36 months), the maximum period is unlimited.
To apply for a housing loan, you need to become a depositor of the Bank and fulfill the following conditions:
- accumulation of at least 50% of the agreed amount;
- achieving an estimated score of at least 16;
- the accumulation period is more than 3 years.
[IBLOCK_SECTION_ID] => 4446
[~IBLOCK_SECTION_ID] => 4446
[TIMESTAMP_X] => 06/27/2024 11:17:18 am
[~TIMESTAMP_X] => 06/27/2024 11:17:18 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[8] => Array
(
[ID] => 429300
[~ID] => 429300
[NAME] => I have already accumulated 50% of the agreed amount, what should I do next?
[~NAME] => I have already accumulated 50% of the agreed amount, what should I do next?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => You can apply for a housing loan at an interest rate of 3.5%-5% per annum if the following conditions are met:
- accumulation of 50% of the agreed amount,
- achieving an OP of at least 16,
- the accumulation period is 3 years (36 months) or more,
- provision of necessary collateral.
If the term of your deposit is less than 3 years and the OP value is less than 16, then you can consider an interim loan or pre-loan loan programs.
[~PREVIEW_TEXT] => You can apply for a housing loan at an interest rate of 3.5%-5% per annum if the following conditions are met:
- accumulation of 50% of the agreed amount,
- achieving an OP of at least 16,
- the accumulation period is 3 years (36 months) or more,
- provision of necessary collateral.
If the term of your deposit is less than 3 years and the OP value is less than 16, then you can consider an interim loan or pre-loan loan programs.
[IBLOCK_SECTION_ID] => 4446
[~IBLOCK_SECTION_ID] => 4446
[TIMESTAMP_X] => 06/27/2024 11:17:28 am
[~TIMESTAMP_X] => 06/27/2024 11:17:28 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[9] => Array
(
[ID] => 429303
[~ID] => 429303
[NAME] => I have run out of savings, what will happen to my deposit?
[~NAME] => I have run out of savings, what will happen to my deposit?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Don't worry! The accumulation period will be automatically extended. Since there is no maximum deposit accumulation period.
[~PREVIEW_TEXT] => Don't worry! The accumulation period will be automatically extended. Since there is no maximum deposit accumulation period.
[IBLOCK_SECTION_ID] => 4446
[~IBLOCK_SECTION_ID] => 4446
[TIMESTAMP_X] => 06/27/2024 11:17:35 am
[~TIMESTAMP_X] => 06/27/2024 11:17:35 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
)
[4452] => Array
(
[0] => Array
(
[ID] => 429306
[~ID] => 429306
[NAME] => What is necessary to open a deposit?
[~NAME] => What is necessary to open a deposit?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] =>
[~PREVIEW_TEXT] =>
[IBLOCK_SECTION_ID] => 4452
[~IBLOCK_SECTION_ID] => 4452
[TIMESTAMP_X] => 06/26/2024 04:13:04 pm
[~TIMESTAMP_X] => 06/26/2024 04:13:04 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[1] => Array
(
[ID] => 429309
[~ID] => 429309
[NAME] => What types of deposit do you have?
[~NAME] => What types of deposit do you have?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] =>
[~PREVIEW_TEXT] =>
[IBLOCK_SECTION_ID] => 4452
[~IBLOCK_SECTION_ID] => 4452
[TIMESTAMP_X] => 06/26/2024 04:13:54 pm
[~TIMESTAMP_X] => 06/26/2024 04:13:54 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[2] => Array
(
[ID] => 429312
[~ID] => 429312
[NAME] => Is there a commission for opening a deposit?
[~NAME] => Is there a commission for opening a deposit?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] =>
[~PREVIEW_TEXT] =>
[IBLOCK_SECTION_ID] => 4452
[~IBLOCK_SECTION_ID] => 4452
[TIMESTAMP_X] => 06/26/2024 04:15:33 pm
[~TIMESTAMP_X] => 06/26/2024 04:15:33 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[3] => Array
(
[ID] => 429315
[~ID] => 429315
[NAME] => The amount of the deposit fee
[~NAME] => The amount of the deposit fee
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] =>
[~PREVIEW_TEXT] =>
[IBLOCK_SECTION_ID] => 4452
[~IBLOCK_SECTION_ID] => 4452
[TIMESTAMP_X] => 06/26/2024 04:16:19 pm
[~TIMESTAMP_X] => 06/26/2024 04:16:19 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[4] => Array
(
[ID] => 429318
[~ID] => 429318
[NAME] => What is the minimum amount required to open a deposit?
[~NAME] => What is the minimum amount required to open a deposit?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] =>
[~PREVIEW_TEXT] =>
[IBLOCK_SECTION_ID] => 4452
[~IBLOCK_SECTION_ID] => 4452
[TIMESTAMP_X] => 06/26/2024 04:32:48 pm
[~TIMESTAMP_X] => 06/26/2024 04:32:48 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[5] => Array
(
[ID] => 429321
[~ID] => 429321
[NAME] => Is it possible to partially withdraw from the deposit?
[~NAME] => Is it possible to partially withdraw from the deposit?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] =>
[~PREVIEW_TEXT] =>
[IBLOCK_SECTION_ID] => 4452
[~IBLOCK_SECTION_ID] => 4452
[TIMESTAMP_X] => 06/26/2024 04:33:28 pm
[~TIMESTAMP_X] => 06/26/2024 04:33:28 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[6] => Array
(
[ID] => 429324
[~ID] => 429324
[NAME] => What is the tariff program?
[~NAME] => What is the tariff program?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] =>
[~PREVIEW_TEXT] =>
[IBLOCK_SECTION_ID] => 4452
[~IBLOCK_SECTION_ID] => 4452
[TIMESTAMP_X] => 06/26/2024 04:37:38 pm
[~TIMESTAMP_X] => 06/26/2024 04:37:38 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[7] => Array
(
[ID] => 429327
[~ID] => 429327
[NAME] => I have run out of savings, what will happen to my deposit?
[~NAME] => I have run out of savings, what will happen to my deposit?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] =>
[~PREVIEW_TEXT] =>
[IBLOCK_SECTION_ID] => 4452
[~IBLOCK_SECTION_ID] => 4452
[TIMESTAMP_X] => 06/26/2024 04:38:10 pm
[~TIMESTAMP_X] => 06/26/2024 04:38:10 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[8] => Array
(
[ID] => 429330
[~ID] => 429330
[NAME] => Can another person change the terms of my HCC agreement
[~NAME] => Can another person change the terms of my HCC agreement
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] =>
[~PREVIEW_TEXT] =>
[IBLOCK_SECTION_ID] => 4452
[~IBLOCK_SECTION_ID] => 4452
[TIMESTAMP_X] => 06/26/2024 04:38:39 pm
[~TIMESTAMP_X] => 06/26/2024 04:38:39 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[9] => Array
(
[ID] => 429333
[~ID] => 429333
[NAME] => I have already accumulated 50% of the agreed amount, what should I do next?
[~NAME] => I have already accumulated 50% of the agreed amount, what should I do next?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] =>
[~PREVIEW_TEXT] =>
[IBLOCK_SECTION_ID] => 4452
[~IBLOCK_SECTION_ID] => 4452
[TIMESTAMP_X] => 06/26/2024 04:39:10 pm
[~TIMESTAMP_X] => 06/26/2024 04:39:10 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
)
[4467] => Array
(
[0] => Array
(
[ID] => 429393
[~ID] => 429393
[NAME] => Basic conditions
[~NAME] => Basic conditions
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => The minimum contractual amount is 6 000 000 tenge
The accumulation period is 3 years
The interest rate is 5.5% (effective rate up to 17.1% per annum)
[~PREVIEW_TEXT] => The minimum contractual amount is 6 000 000 tenge
The accumulation period is 3 years
The interest rate is 5.5% (effective rate up to 17.1% per annum)
[IBLOCK_SECTION_ID] => 4467
[~IBLOCK_SECTION_ID] => 4467
[TIMESTAMP_X] => 06/27/2024 11:25:29 am
[~TIMESTAMP_X] => 06/27/2024 11:25:29 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[1] => Array
(
[ID] => 429396
[~ID] => 429396
[NAME] => Is it possible to divide the deposit opened under the tariff program "Tabysty"?
[~NAME] => Is it possible to divide the deposit opened under the tariff program "Tabysty"?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Yes, when dividing, the contractual amount of the divided contracts must be at least 6,000,000 tenge.
[~PREVIEW_TEXT] => Yes, when dividing, the contractual amount of the divided contracts must be at least 6,000,000 tenge.
[IBLOCK_SECTION_ID] => 4467
[~IBLOCK_SECTION_ID] => 4467
[TIMESTAMP_X] => 06/27/2024 11:26:14 am
[~TIMESTAMP_X] => 06/27/2024 11:26:14 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[2] => Array
(
[ID] => 429399
[~ID] => 429399
[NAME] => Conditions for changing the contractual amount under the tariff program "Tabysty"
[~NAME] => Conditions for changing the contractual amount under the tariff program "Tabysty"
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => According to the Tabysty deposit, the reduction of the contractual amount is possible up to 6 million tenge.
[~PREVIEW_TEXT] => According to the Tabysty deposit, the reduction of the contractual amount is possible up to 6 million tenge.
[IBLOCK_SECTION_ID] => 4467
[~IBLOCK_SECTION_ID] => 4467
[TIMESTAMP_X] => 06/27/2024 11:25:38 am
[~TIMESTAMP_X] => 06/27/2024 11:25:38 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[3] => Array
(
[ID] => 429402
[~ID] => 429402
[NAME] => Is it possible to give up the Tabysta deposit to relatives?
[~NAME] => Is it possible to give up the Tabysta deposit to relatives?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Yes, a concession between relatives is possible.
[~PREVIEW_TEXT] => Yes, a concession between relatives is possible.
[IBLOCK_SECTION_ID] => 4467
[~IBLOCK_SECTION_ID] => 4467
[TIMESTAMP_X] => 06/27/2024 11:26:33 am
[~TIMESTAMP_X] => 06/27/2024 11:26:33 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[4] => Array
(
[ID] => 429408
[~ID] => 429408
[NAME] => Is it possible to switch to the tariff program "Tabysty" from the tariff program "Baspana"?
[~NAME] => Is it possible to switch to the tariff program "Tabysty" from the tariff program "Baspana"?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Switching to the Tabysty Tariff Program is not allowed.
[~PREVIEW_TEXT] => Switching to the Tabysty Tariff Program is not allowed.
[IBLOCK_SECTION_ID] => 4467
[~IBLOCK_SECTION_ID] => 4467
[TIMESTAMP_X] => 06/27/2024 11:27:01 am
[~TIMESTAMP_X] => 06/27/2024 11:27:01 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[5] => Array
(
[ID] => 429411
[~ID] => 429411
[NAME] => Is it possible to participate in government programs and in the "Your Home" program with a Tabysty deposit?
[~NAME] => Is it possible to participate in government programs and in the "Your Home" program with a Tabysty deposit?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Within the framework of the Tariff program "Tabysty", participation in government programs and in the "Own Home" program is not allowed.
[~PREVIEW_TEXT] => Within the framework of the Tariff program "Tabysty", participation in government programs and in the "Own Home" program is not allowed.
[IBLOCK_SECTION_ID] => 4467
[~IBLOCK_SECTION_ID] => 4467
[TIMESTAMP_X] => 06/27/2024 11:26:42 am
[~TIMESTAMP_X] => 06/27/2024 11:26:42 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[6] => Array
(
[ID] => 429414
[~ID] => 429414
[NAME] => Credit conditions under the tariff program "Tabysty"
[~NAME] => Credit conditions under the tariff program "Tabysty"
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => The minimum required value of OP is 39
The loan term is from 6 months to 5 years
The lending rate is 8.5%
[~PREVIEW_TEXT] => The minimum required value of OP is 39
The loan term is from 6 months to 5 years
The lending rate is 8.5%
[IBLOCK_SECTION_ID] => 4467
[~IBLOCK_SECTION_ID] => 4467
[TIMESTAMP_X] => 06/27/2024 11:25:50 am
[~TIMESTAMP_X] => 06/27/2024 11:25:50 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[7] => Array
(
[ID] => 429417
[~ID] => 429417
[NAME] => Is it possible to apply for an interim or preliminary loan under the tariff program "Tabysty"?
[~NAME] => Is it possible to apply for an interim or preliminary loan under the tariff program "Tabysty"?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => The Tabysty deposit is intended exclusively for registration of a housing loan. It is not possible to obtain interim or advance loans under this tariff program.
[~PREVIEW_TEXT] => The Tabysty deposit is intended exclusively for registration of a housing loan. It is not possible to obtain interim or advance loans under this tariff program.
[IBLOCK_SECTION_ID] => 4467
[~IBLOCK_SECTION_ID] => 4467
[TIMESTAMP_X] => 06/27/2024 11:26:05 am
[~TIMESTAMP_X] => 06/27/2024 11:26:05 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
)
[4470] => Array
(
[0] => Array
(
[ID] => 429474
[~ID] => 429474
[NAME] => How do I open a deposit?
[~NAME] => How do I open a deposit?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => You can open a ZHSS deposit:
- in Online banking and in the Otbasy Bank mobile application;
- Through the Bank's Video Call, the first deposit;
- From the Bank's consultants. The list of consultants is here;
- In the Bank's branches with direct access;
- In the Bank's Consulting Centers;
- In the branches of Kazpost JSC
To open a deposit, you only need an identity card, a birth certificate (for children)
[~PREVIEW_TEXT] => You can open a ZHSS deposit:
- in Online banking and in the Otbasy Bank mobile application;
- Through the Bank's Video Call, the first deposit;
- From the Bank's consultants. The list of consultants is here;
- In the Bank's branches with direct access;
- In the Bank's Consulting Centers;
- In the branches of Kazpost JSC
To open a deposit, you only need an identity card, a birth certificate (for children)
[IBLOCK_SECTION_ID] => 4470
[~IBLOCK_SECTION_ID] => 4470
[TIMESTAMP_X] => 06/27/2024 11:30:49 am
[~TIMESTAMP_X] => 06/27/2024 11:30:49 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[1] => Array
(
[ID] => 429477
[~ID] => 429477
[NAME] => Is it possible to open a deposit online?
[~NAME] => Is it possible to open a deposit online?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => You can open a deposit online in the following ways:
1. Opening the first deposit via video call: If you do not have a deposit in our bank yet, you can open it using the video call function. To do this, you will only need an identity card.
2. Opening the first and subsequent deposits via online banking and mobile application: You can also open both the first and any subsequent deposits via Online banking or the Otbasy Bank mobile application.
[~PREVIEW_TEXT] => You can open a deposit online in the following ways:
1. Opening the first deposit via video call: If you do not have a deposit in our bank yet, you can open it using the video call function. To do this, you will only need an identity card.
2. Opening the first and subsequent deposits via online banking and mobile application: You can also open both the first and any subsequent deposits via Online banking or the Otbasy Bank mobile application.
[IBLOCK_SECTION_ID] => 4470
[~IBLOCK_SECTION_ID] => 4470
[TIMESTAMP_X] => 06/27/2024 11:29:51 am
[~TIMESTAMP_X] => 06/27/2024 11:29:51 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[2] => Array
(
[ID] => 429480
[~ID] => 429480
[NAME] => Is it possible to open a deposit in another currency?
[~NAME] => Is it possible to open a deposit in another currency?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => No, the accumulation of HSS is carried out only in the national currency - tenge.
[~PREVIEW_TEXT] => No, the accumulation of HSS is carried out only in the national currency - tenge.
[IBLOCK_SECTION_ID] => 4470
[~IBLOCK_SECTION_ID] => 4470
[TIMESTAMP_X] => 06/27/2024 11:30:19 am
[~TIMESTAMP_X] => 06/27/2024 11:30:19 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[3] => Array
(
[ID] => 429483
[~ID] => 429483
[NAME] => Why is it profitable for me to open a deposit of housing construction savings?
[~NAME] => Why is it profitable for me to open a deposit of housing construction savings?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => By opening a deposit, you get the opportunity to apply for a housing loan with a loan rate from 3.5% to 5% per annum. Also, a state bonus of 20% will be credited to your savings.
The bank's clients can participate in various housing programs that offer opportunities to purchase housing on favorable terms:
- Government programs offer rates from 2% to 5% per annum.
- Jean Baspana, a program aimed at recipients of housing payments, provides loans at 6%-8% per annum.
- Your home is a program with rates from 3.5% to 7% per annum.
- Regional programs offer loans starting from 5% per annum.
Also, the bank's depositors have the opportunity to participate in general lending programs available to all deposit holders.
[~PREVIEW_TEXT] => By opening a deposit, you get the opportunity to apply for a housing loan with a loan rate from 3.5% to 5% per annum. Also, a state bonus of 20% will be credited to your savings.
The bank's clients can participate in various housing programs that offer opportunities to purchase housing on favorable terms:
- Government programs offer rates from 2% to 5% per annum.
- Jean Baspana, a program aimed at recipients of housing payments, provides loans at 6%-8% per annum.
- Your home is a program with rates from 3.5% to 7% per annum.
- Regional programs offer loans starting from 5% per annum.
Also, the bank's depositors have the opportunity to participate in general lending programs available to all deposit holders.
[IBLOCK_SECTION_ID] => 4470
[~IBLOCK_SECTION_ID] => 4470
[TIMESTAMP_X] => 06/27/2024 11:29:15 am
[~TIMESTAMP_X] => 06/27/2024 11:29:15 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[4] => Array
(
[ID] => 429486
[~ID] => 429486
[NAME] => How many deposits can I open in my name?
[~NAME] => How many deposits can I open in my name?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => There are no restrictions on the number of deposits of ZHSS. The total contractual amount for all deposits of ZHSS per depositor should not exceed 200 million tenge.
[~PREVIEW_TEXT] => There are no restrictions on the number of deposits of ZHSS. The total contractual amount for all deposits of ZHSS per depositor should not exceed 200 million tenge.
[IBLOCK_SECTION_ID] => 4470
[~IBLOCK_SECTION_ID] => 4470
[TIMESTAMP_X] => 06/27/2024 11:30:43 am
[~TIMESTAMP_X] => 06/27/2024 11:30:43 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[5] => Array
(
[ID] => 429489
[~ID] => 429489
[NAME] => I am not a citizen of the Republic of Kazakhstan, how do I open a deposit?
[~NAME] => I am not a citizen of the Republic of Kazakhstan, how do I open a deposit?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => You can open a ZHSS deposit with an identity document - a residence permit for a foreigner in the Republic of Kazakhstan, containing an individual identification number (IIN)
[~PREVIEW_TEXT] => You can open a ZHSS deposit with an identity document - a residence permit for a foreigner in the Republic of Kazakhstan, containing an individual identification number (IIN)
[IBLOCK_SECTION_ID] => 4470
[~IBLOCK_SECTION_ID] => 4470
[TIMESTAMP_X] => 06/27/2024 11:30:35 am
[~TIMESTAMP_X] => 06/27/2024 11:30:35 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[6] => Array
(
[ID] => 429495
[~ID] => 429495
[NAME] => Can I open a deposit for another person?
[~NAME] => Can I open a deposit for another person?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => You can, if you have a notarized power of attorney for the right to open and/or dispose of the account (original).
A sample power of attorney is listed here.
[~PREVIEW_TEXT] => You can, if you have a notarized power of attorney for the right to open and/or dispose of the account (original).
A sample power of attorney is listed here.
[IBLOCK_SECTION_ID] => 4470
[~IBLOCK_SECTION_ID] => 4470
[TIMESTAMP_X] => 06/27/2024 11:27:38 am
[~TIMESTAMP_X] => 06/27/2024 11:27:38 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[7] => Array
(
[ID] => 429498
[~ID] => 429498
[NAME] => What document is needed to open a deposit?
[~NAME] => What document is needed to open a deposit?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => To open a ZHSS deposit, you must provide an identity document containing an individual identification number (IIN).
When opening a deposit for a child, a parent's identity card and a child's birth certificate are required.
[~PREVIEW_TEXT] => To open a ZHSS deposit, you must provide an identity document containing an individual identification number (IIN).
When opening a deposit for a child, a parent's identity card and a child's birth certificate are required.
[IBLOCK_SECTION_ID] => 4470
[~IBLOCK_SECTION_ID] => 4470
[TIMESTAMP_X] => 06/27/2024 11:29:26 am
[~TIMESTAMP_X] => 06/27/2024 11:29:26 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[8] => Array
(
[ID] => 429501
[~ID] => 429501
[NAME] => Can I open a deposit through your consultants?
[~NAME] => Can I open a deposit through your consultants?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => You can, you can get a list of consultants on the Bank's website hcsbk.kz in the section "Your consultant"
[~PREVIEW_TEXT] => You can, you can get a list of consultants on the Bank's website hcsbk.kz in the section "Your consultant"
[IBLOCK_SECTION_ID] => 4470
[~IBLOCK_SECTION_ID] => 4470
[TIMESTAMP_X] => 06/27/2024 11:28:11 am
[~TIMESTAMP_X] => 06/27/2024 11:28:11 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[9] => Array
(
[ID] => 429504
[~ID] => 429504
[NAME] => Are consultants entitled to receive money from Depositors?
[~NAME] => Are consultants entitled to receive money from Depositors?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => No. The Bank's internal documents provide for a ban on accepting cash from depositors
[~PREVIEW_TEXT] => No. The Bank's internal documents provide for a ban on accepting cash from depositors
[IBLOCK_SECTION_ID] => 4470
[~IBLOCK_SECTION_ID] => 4470
[TIMESTAMP_X] => 06/27/2024 11:27:17 am
[~TIMESTAMP_X] => 06/27/2024 11:27:17 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[10] => Array
(
[ID] => 429507
[~ID] => 429507
[NAME] => Arnau deposit for children
[~NAME] => Arnau deposit for children
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Children grow up fast! Open an Arnau deposit for a child right now for a period of at least 10 years, save a little, and when the child becomes an adult, he will be able to get a loan for the purchase of housing at the lowest rate - 2% per annum, even without having a high income!
Read more here!
[~PREVIEW_TEXT] => Children grow up fast! Open an Arnau deposit for a child right now for a period of at least 10 years, save a little, and when the child becomes an adult, he will be able to get a loan for the purchase of housing at the lowest rate - 2% per annum, even without having a high income!
Read more here!
[IBLOCK_SECTION_ID] => 4470
[~IBLOCK_SECTION_ID] => 4470
[TIMESTAMP_X] => 06/27/2024 11:27:26 am
[~TIMESTAMP_X] => 06/27/2024 11:27:26 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[11] => Array
(
[ID] => 429510
[~ID] => 429510
[NAME] => How can I open a deposit for a child?
[~NAME] => How can I open a deposit for a child?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => A deposit for a child can be opened in the following ways:
- via Video Call (up to 14 years old);
- From the Bank's consultants. The list of consultants is here;
- In the Bank's branches with direct access;
- In the Bank's Consulting Centers;
- In the branches of Kazpost JSC.
The opening of a deposit for a child is carried out:
1) If the child is under 14 years old - by the parent (guardian/trustee/adoptive parent);
2) From the age of 14 - a minor with the consent of the parent (guardian / trustee / adoptive parent).
Documents:
- birth certificate/passport of the child;
- identity card/passport of the parent (guardian/trustee/adoptive parent);
- for the guardian / trustee / adoptive parent, a document confirming the authority of the legal representative.
Read more here.
[~PREVIEW_TEXT] => A deposit for a child can be opened in the following ways:
- via Video Call (up to 14 years old);
- From the Bank's consultants. The list of consultants is here;
- In the Bank's branches with direct access;
- In the Bank's Consulting Centers;
- In the branches of Kazpost JSC.
The opening of a deposit for a child is carried out:
1) If the child is under 14 years old - by the parent (guardian/trustee/adoptive parent);
2) From the age of 14 - a minor with the consent of the parent (guardian / trustee / adoptive parent).
Documents:
- birth certificate/passport of the child;
- identity card/passport of the parent (guardian/trustee/adoptive parent);
- for the guardian / trustee / adoptive parent, a document confirming the authority of the legal representative.
Read more here.
[IBLOCK_SECTION_ID] => 4470
[~IBLOCK_SECTION_ID] => 4470
[TIMESTAMP_X] => 06/27/2024 11:28:23 am
[~TIMESTAMP_X] => 06/27/2024 11:28:23 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[12] => Array
(
[ID] => 429513
[~ID] => 429513
[NAME] => Is it possible to open a deposit online?
[~NAME] => Is it possible to open a deposit online?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => You can open a deposit online in the following ways:
1. Opening the first deposit via video call: If you do not have a deposit in our bank yet, you can open it using the video call function. To do this, you will only need an identity card.
2. Opening the first and subsequent deposits via online banking and mobile application: You can also open both the first and any subsequent deposits via Online banking or the Otbasy Bank mobile application.
[~PREVIEW_TEXT] => You can open a deposit online in the following ways:
1. Opening the first deposit via video call: If you do not have a deposit in our bank yet, you can open it using the video call function. To do this, you will only need an identity card.
2. Opening the first and subsequent deposits via online banking and mobile application: You can also open both the first and any subsequent deposits via Online banking or the Otbasy Bank mobile application.
[IBLOCK_SECTION_ID] => 4470
[~IBLOCK_SECTION_ID] => 4470
[TIMESTAMP_X] => 06/27/2024 11:29:36 am
[~TIMESTAMP_X] => 06/27/2024 11:29:36 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
)
[4497] => Array
(
[0] => Array
(
[ID] => 431049
[~ID] => 431049
[NAME] => What are the Bank's mortgage programs?
[~NAME] => What are the Bank's mortgage programs?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => The bank has mortgage programs for queue holders of akimats "Nurly zher", "Bakytty otbasy" and "Shanyrak", also for all depositors of the bank are available various lending programs such as "Own home", "Green mortgage", "Umai", "Nauryz", "Corporate product", "Zhana baspana", "Zhas otbasy" and "Otau".
[~PREVIEW_TEXT] => The bank has mortgage programs for queue holders of akimats "Nurly zher", "Bakytty otbasy" and "Shanyrak", also for all depositors of the bank are available various lending programs such as "Own home", "Green mortgage", "Umai", "Nauryz", "Corporate product", "Zhana baspana", "Zhas otbasy" and "Otau".
[IBLOCK_SECTION_ID] => 4497
[~IBLOCK_SECTION_ID] => 4497
[TIMESTAMP_X] => 07/01/2024 10:49:09 am
[~TIMESTAMP_X] => 07/01/2024 10:49:09 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[1] => Array
(
[ID] => 431052
[~ID] => 431052
[NAME] => What programs are there for queue holders of akimats?
[~NAME] => What programs are there for queue holders of akimats?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Queue holders of akimats (LEB) can issue a mortgage under the programs Concept 5-10-20 (Nurly Zher, Shanyrak) and Concept 2-10-20 (Bakytty Otbasy).For other depositors who are not on the waiting list of the akimat (LEB), the following programs are presented: "Green" Mortgage, "Umai", "Otau", "Zhana Baspana 8-15", "Own Home", "30/70 Program" and 2 types of loans, these are housing and interim loans with an initial payment of 50%.
[~PREVIEW_TEXT] => Queue holders of akimats (LEB) can issue a mortgage under the programs Concept 5-10-20 (Nurly Zher, Shanyrak) and Concept 2-10-20 (Bakytty Otbasy).For other depositors who are not on the waiting list of the akimat (LEB), the following programs are presented: "Green" Mortgage, "Umai", "Otau", "Zhana Baspana 8-15", "Own Home", "30/70 Program" and 2 types of loans, these are housing and interim loans with an initial payment of 50%.
[IBLOCK_SECTION_ID] => 4497
[~IBLOCK_SECTION_ID] => 4497
[TIMESTAMP_X] => 07/01/2024 10:49:26 am
[~TIMESTAMP_X] => 07/01/2024 10:49:26 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[2] => Array
(
[ID] => 431055
[~ID] => 431055
[NAME] => How much is required to make an initial payment for a mortgage?
[~NAME] => How much is required to make an initial payment for a mortgage?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => The following programs and loans are presented in Otbasy Bank:
1. Housing loan with an initial payment of 50%;
2. Interim loan with an initial payment of 50%;
3. Preliminary loan with an initial payment of 10 to 50%;
4. Nurly Zher with an initial payment of 20%;
5. Bakytty Otbasy with an initial payment of 10%;
6. Shanyrak with an initial payment of 20%;
7. Own Home with an initial payment of 50%;
8. Green mortgage with an initial payment of 20%;
9. Umai with an initial payment of 15-20%;
10. Corporate product;
11. Zhana Baspana with an initial payment of 15 to 50%;
12. Otau with an initial payment of 20%;
13. Zhas Otbasy with an initial payment of 50%
[~PREVIEW_TEXT] => The following programs and loans are presented in Otbasy Bank:
1. Housing loan with an initial payment of 50%;
2. Interim loan with an initial payment of 50%;
3. Preliminary loan with an initial payment of 10 to 50%;
4. Nurly Zher with an initial payment of 20%;
5. Bakytty Otbasy with an initial payment of 10%;
6. Shanyrak with an initial payment of 20%;
7. Own Home with an initial payment of 50%;
8. Green mortgage with an initial payment of 20%;
9. Umai with an initial payment of 15-20%;
10. Corporate product;
11. Zhana Baspana with an initial payment of 15 to 50%;
12. Otau with an initial payment of 20%;
13. Zhas Otbasy with an initial payment of 50%
[IBLOCK_SECTION_ID] => 4497
[~IBLOCK_SECTION_ID] => 4497
[TIMESTAMP_X] => 07/01/2024 10:49:39 am
[~TIMESTAMP_X] => 07/01/2024 10:49:39 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[3] => Array
(
[ID] => 431058
[~ID] => 431058
[NAME] => What are the loan programs for young families?
[~NAME] => What are the loan programs for young families?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Otbasy Bank provides favorable conditions for young families wishing to use a mortgage. To arrange a mortgage, newlyweds are invited to open a deposit "Zhas Otbasy". This deposit is available for those whose marriage at the time of its opening does not exceed five years, which is confirmed by the marriage certificate. Both spouses have the opportunity to open a deposit "Zhas otbasy", and the assignment of this deposit is allowed only between the spouses.
It is important to note that there is a possibility of switching to another tariff program of the bank for the deposit, while the deposit itself is preserved, but its conditions are canceled.
The deposit "Zhas otbasy" offers the following conditions:
Interest rate: 2% per annum.
Effective interest rate: up to 6.3% per annum (including state premium).
Annual premium of the state: 20% (for the amount of savings for the year up to 200 MCI).
Accumulation period: from 10 to 15 years.
To obtain a loan from Zhas Otbasy, you must first open A NEW deposit with Otbasy Bank.
[~PREVIEW_TEXT] => Otbasy Bank provides favorable conditions for young families wishing to use a mortgage. To arrange a mortgage, newlyweds are invited to open a deposit "Zhas Otbasy". This deposit is available for those whose marriage at the time of its opening does not exceed five years, which is confirmed by the marriage certificate. Both spouses have the opportunity to open a deposit "Zhas otbasy", and the assignment of this deposit is allowed only between the spouses.
It is important to note that there is a possibility of switching to another tariff program of the bank for the deposit, while the deposit itself is preserved, but its conditions are canceled.
The deposit "Zhas otbasy" offers the following conditions:
Interest rate: 2% per annum.
Effective interest rate: up to 6.3% per annum (including state premium).
Annual premium of the state: 20% (for the amount of savings for the year up to 200 MCI).
Accumulation period: from 10 to 15 years.
To obtain a loan from Zhas Otbasy, you must first open A NEW deposit with Otbasy Bank.
[IBLOCK_SECTION_ID] => 4497
[~IBLOCK_SECTION_ID] => 4497
[TIMESTAMP_X] => 07/01/2024 02:20:55 pm
[~TIMESTAMP_X] => 07/01/2024 02:20:55 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[4] => Array
(
[ID] => 431061
[~ID] => 431061
[NAME] => Does the Bank have programmes for young people?
[~NAME] => Does the Bank have programmes for young people?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Otbasy Bank provides an opportunity for young specialists and Queue holders of akimats (LEB) in certain regions of the country to participate in the regional program on favorable terms.The peculiarity of this program is the low value of the initial payment (the amount of the down payment can vary between 0-20%) and the low interest rate on the loan (the loan rate is from 5%). There are special requirements for participants in the program and these requirements may differ in each region. To date, the regional program is available in the following regions and cities:
• Almaty city
• Astana city
• Temirtau city
• Zhambyl region
• Taraz city
• Taldykorgan city
• Aktobe region
• Abay region
• Ayagoz city
• West Kazakhstan region
• Shymkent city
• Kostanay city
• Pavlodar city
• Aksu city
• Kyzylorda City
• Atyrau City
• Atyrau region
• Burlinsky district of West Kazakhstan region
• Mangystau region
• East Kazakhstan region
• Zhetysu region
[~PREVIEW_TEXT] => Otbasy Bank provides an opportunity for young specialists and Queue holders of akimats (LEB) in certain regions of the country to participate in the regional program on favorable terms.The peculiarity of this program is the low value of the initial payment (the amount of the down payment can vary between 0-20%) and the low interest rate on the loan (the loan rate is from 5%). There are special requirements for participants in the program and these requirements may differ in each region. To date, the regional program is available in the following regions and cities:
• Almaty city
• Astana city
• Temirtau city
• Zhambyl region
• Taraz city
• Taldykorgan city
• Aktobe region
• Abay region
• Ayagoz city
• West Kazakhstan region
• Shymkent city
• Kostanay city
• Pavlodar city
• Aksu city
• Kyzylorda City
• Atyrau City
• Atyrau region
• Burlinsky district of West Kazakhstan region
• Mangystau region
• East Kazakhstan region
• Zhetysu region
[IBLOCK_SECTION_ID] => 4497
[~IBLOCK_SECTION_ID] => 4497
[TIMESTAMP_X] => 07/01/2024 10:50:06 am
[~TIMESTAMP_X] => 07/01/2024 10:50:06 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
)
[4509] => Array
(
[0] => Array
(
[ID] => 431211
[~ID] => 431211
[NAME] => What are phishing attacks?
[~NAME] => What are phishing attacks?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Phishing attacks are fraudulent activities aimed at obtaining confidential information, such as logins, passwords, bank account data and other personal data.
[~PREVIEW_TEXT] => Phishing attacks are fraudulent activities aimed at obtaining confidential information, such as logins, passwords, bank account data and other personal data.
[IBLOCK_SECTION_ID] => 4509
[~IBLOCK_SECTION_ID] => 4509
[TIMESTAMP_X] => 07/01/2024 02:06:02 pm
[~TIMESTAMP_X] => 07/01/2024 02:06:02 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[1] => Array
(
[ID] => 431214
[~ID] => 431214
[NAME] => How can I protect my sensitive data?
[~NAME] => How can I protect my sensitive data?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => There are several guidelines that help protect your sensitive data and personal safety online, such as checking the site address, checking the page URL, not transmitting personal information via email or messages, not clicking on suspicious links, and others.
[~PREVIEW_TEXT] => There are several guidelines that help protect your sensitive data and personal safety online, such as checking the site address, checking the page URL, not transmitting personal information via email or messages, not clicking on suspicious links, and others.
[IBLOCK_SECTION_ID] => 4509
[~IBLOCK_SECTION_ID] => 4509
[TIMESTAMP_X] => 07/01/2024 12:18:24 pm
[~TIMESTAMP_X] => 07/01/2024 12:18:24 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[2] => Array
(
[ID] => 431220
[~ID] => 431220
[NAME] => How do I verify my website address?
[~NAME] => How do I verify my website address?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Carefully check the website address in the address bar of your browser. Make sure that it starts with "https://" and corresponds to the domain of our bank: https://www.hcsbk.kz and https://otbasybank.kz/programm-bank/.
[~PREVIEW_TEXT] => Carefully check the website address in the address bar of your browser. Make sure that it starts with "https://" and corresponds to the domain of our bank: https://www.hcsbk.kz and https://otbasybank.kz/programm-bank/.
[IBLOCK_SECTION_ID] => 4509
[~IBLOCK_SECTION_ID] => 4509
[TIMESTAMP_X] => 07/01/2024 02:07:01 pm
[~TIMESTAMP_X] => 07/01/2024 02:07:01 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => html
[~PREVIEW_TEXT_TYPE] => html
)
[3] => Array
(
[ID] => 431223
[~ID] => 431223
[NAME] => What should I do before entering sensitive data on the site?
[~NAME] => What should I do before entering sensitive data on the site?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Before entering sensitive data on the site, carefully check the URL of the page. Make sure that this is a real website that does not contain unnecessary characters or changed letters (for example, the letter "O" to zero).
[~PREVIEW_TEXT] => Before entering sensitive data on the site, carefully check the URL of the page. Make sure that this is a real website that does not contain unnecessary characters or changed letters (for example, the letter "O" to zero).
[IBLOCK_SECTION_ID] => 4509
[~IBLOCK_SECTION_ID] => 4509
[TIMESTAMP_X] => 07/01/2024 12:21:43 pm
[~TIMESTAMP_X] => 07/01/2024 12:21:43 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[4] => Array
(
[ID] => 431226
[~ID] => 431226
[NAME] => Can I follow links from suspicious sources?
[~NAME] => Can I follow links from suspicious sources?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => No, never click on links from suspicious sources, especially if they offer to download the app or provide personal information.
[~PREVIEW_TEXT] => No, never click on links from suspicious sources, especially if they offer to download the app or provide personal information.
[IBLOCK_SECTION_ID] => 4509
[~IBLOCK_SECTION_ID] => 4509
[TIMESTAMP_X] => 07/01/2024 02:07:05 pm
[~TIMESTAMP_X] => 07/01/2024 02:07:05 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[5] => Array
(
[ID] => 431229
[~ID] => 431229
[NAME] => What should I do if I receive a suspicious email or message?
[~NAME] => What should I do if I receive a suspicious email or message?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Before opening emails and messages from unfamiliar senders, be careful. If something seems suspicious, it's best not to open attachments or follow links.
[~PREVIEW_TEXT] => Before opening emails and messages from unfamiliar senders, be careful. If something seems suspicious, it's best not to open attachments or follow links.
[IBLOCK_SECTION_ID] => 4509
[~IBLOCK_SECTION_ID] => 4509
[TIMESTAMP_X] => 07/01/2024 12:22:43 pm
[~TIMESTAMP_X] => 07/01/2024 12:22:43 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[6] => Array
(
[ID] => 431232
[~ID] => 431232
[NAME] => Can friends or acquaintances become victims of fraud and spread fake links?
[~NAME] => Can friends or acquaintances become victims of fraud and spread fake links?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Yes, even seemingly familiar and trusted sources can become victims of fraud, and their accounts can be used to spread fake links.
[~PREVIEW_TEXT] => Yes, even seemingly familiar and trusted sources can become victims of fraud, and their accounts can be used to spread fake links.
[IBLOCK_SECTION_ID] => 4509
[~IBLOCK_SECTION_ID] => 4509
[TIMESTAMP_X] => 07/01/2024 12:23:22 pm
[~TIMESTAMP_X] => 07/01/2024 12:23:22 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[7] => Array
(
[ID] => 431235
[~ID] => 431235
[NAME] => What should I do if I notice suspicious activity or encounter a phishing attack?
[~NAME] => What should I do if I notice suspicious activity or encounter a phishing attack?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => If you notice anything suspicious or encounter a phishing attack, please contact our security team immediately. We are always ready to help and support you in such situations. You can contact us at [email protected] or call the hotline at +7 (727) 330-94-82.
[~PREVIEW_TEXT] => If you notice anything suspicious or encounter a phishing attack, please contact our security team immediately. We are always ready to help and support you in such situations. You can contact us at [email protected] or call the hotline at +7 (727) 330-94-82.
[IBLOCK_SECTION_ID] => 4509
[~IBLOCK_SECTION_ID] => 4509
[TIMESTAMP_X] => 07/01/2024 12:24:41 pm
[~TIMESTAMP_X] => 07/01/2024 12:24:41 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[8] => Array
(
[ID] => 431241
[~ID] => 431241
[NAME] => What measures does the bank take to protect its customers from phishing attacks?
[~NAME] => What measures does the bank take to protect its customers from phishing attacks?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => The bank takes many measures to protect its customers, such as monitoring suspicious transactions, updating security systems, training customers on network security rules, and others. We also provide two-factor authentication and multiple verification services to maximize the protection of customers' sensitive data.
[~PREVIEW_TEXT] => The bank takes many measures to protect its customers, such as monitoring suspicious transactions, updating security systems, training customers on network security rules, and others. We also provide two-factor authentication and multiple verification services to maximize the protection of customers' sensitive data.
[IBLOCK_SECTION_ID] => 4509
[~IBLOCK_SECTION_ID] => 4509
[TIMESTAMP_X] => 07/01/2024 12:25:14 pm
[~TIMESTAMP_X] => 07/01/2024 12:25:14 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[9] => Array
(
[ID] => 431244
[~ID] => 431244
[NAME] => Where can I read the supplementary material and improve my financial literacy?
[~NAME] => Where can I read the supplementary material and improve my financial literacy?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => On the Fingramota.kz website,
the FinGramota.kz media portal is one of the projects implemented by the Agency for Regulation and Development of the Financial Market to improve the financial literacy of the population.
[~PREVIEW_TEXT] => On the Fingramota.kz website,
the FinGramota.kz media portal is one of the projects implemented by the Agency for Regulation and Development of the Financial Market to improve the financial literacy of the population.
[IBLOCK_SECTION_ID] => 4509
[~IBLOCK_SECTION_ID] => 4509
[TIMESTAMP_X] => 07/01/2024 12:27:33 pm
[~TIMESTAMP_X] => 07/01/2024 12:27:33 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => html
[~PREVIEW_TEXT_TYPE] => html
)
[10] => Array
(
[ID] => 431247
[~ID] => 431247
[NAME] => What information can be obtained on the FinGramota.kz website?
[~NAME] => What information can be obtained on the FinGramota.kz website?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => On the website FinGramota.kz you can get information on how to better manage available funds, protect your rights of consumers of financial services, resist financial fraudsters and financial pyramids, master the world of electronic money, learn how to achieve financial goals, challenge your credit history and much more.
[~PREVIEW_TEXT] => On the website FinGramota.kz you can get information on how to better manage available funds, protect your rights of consumers of financial services, resist financial fraudsters and financial pyramids, master the world of electronic money, learn how to achieve financial goals, challenge your credit history and much more.
[IBLOCK_SECTION_ID] => 4509
[~IBLOCK_SECTION_ID] => 4509
[TIMESTAMP_X] => 07/01/2024 12:26:50 pm
[~TIMESTAMP_X] => 07/01/2024 12:26:50 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => html
[~PREVIEW_TEXT_TYPE] => html
)
[11] => Array
(
[ID] => 431250
[~ID] => 431250
[NAME] => What topics of financial literacy are covered on the FinGramota.kz media portal?
[~NAME] => What topics of financial literacy are covered on the FinGramota.kz media portal?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => The FinGramota.kz media portal covers various topics of financial literacy, including money as a means of payment, savings and investments, as well as protecting the rights of consumers of financial services and countering financial fraudsters and pyramids.
[~PREVIEW_TEXT] => The FinGramota.kz media portal covers various topics of financial literacy, including money as a means of payment, savings and investments, as well as protecting the rights of consumers of financial services and countering financial fraudsters and pyramids.
[IBLOCK_SECTION_ID] => 4509
[~IBLOCK_SECTION_ID] => 4509
[TIMESTAMP_X] => 07/01/2024 12:28:21 pm
[~TIMESTAMP_X] => 07/01/2024 12:28:21 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => html
[~PREVIEW_TEXT_TYPE] => html
)
[12] => Array
(
[ID] => 431253
[~ID] => 431253
[NAME] => Can I contact unofficial representatives of the Bank?
[~NAME] => Can I contact unofficial representatives of the Bank?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => We do not recommend contacting informal representatives to resolve financial issues. Informal representatives may be unreliable and lack the necessary knowledge and experience to provide qualified assistance.
If you have any questions or problems with banking services, it is best to contact the Bank's branch or use official communication channels with the bank. Remember that you are responsible for your actions and the consequences that may arise as a result of communicating with unofficial representatives of the bank.
[~PREVIEW_TEXT] => We do not recommend contacting informal representatives to resolve financial issues. Informal representatives may be unreliable and lack the necessary knowledge and experience to provide qualified assistance.
If you have any questions or problems with banking services, it is best to contact the Bank's branch or use official communication channels with the bank. Remember that you are responsible for your actions and the consequences that may arise as a result of communicating with unofficial representatives of the bank.
[IBLOCK_SECTION_ID] => 4509
[~IBLOCK_SECTION_ID] => 4509
[TIMESTAMP_X] => 07/01/2024 12:28:40 pm
[~TIMESTAMP_X] => 07/01/2024 12:28:40 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
)
[4521] => Array
(
[0] => Array
(
[ID] => 429768
[~ID] => 429768
[NAME] => What is the interest rate on the deposit?
[~NAME] => What is the interest rate on the deposit?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => The nominal interest rate on deposits of Baspana, Arnau and Zhas Otbasy is 2% per annum, the effective interest rate is up to 14% per annum. For the Tabysty deposit, the interest rate is 5.5%, the effective interest rate is up to 17.1% per annum.
[~PREVIEW_TEXT] => The nominal interest rate on deposits of Baspana, Arnau and Zhas Otbasy is 2% per annum, the effective interest rate is up to 14% per annum. For the Tabysty deposit, the interest rate is 5.5%, the effective interest rate is up to 17.1% per annum.
[IBLOCK_SECTION_ID] => 4521
[~IBLOCK_SECTION_ID] => 4521
[TIMESTAMP_X] => 06/27/2024 02:55:10 pm
[~TIMESTAMP_X] => 06/27/2024 02:55:10 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[1] => Array
(
[ID] => 429771
[~ID] => 429771
[NAME] => How is the deposit fee calculated?
[~NAME] => How is the deposit fee calculated?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => When calculating remuneration by the Bank, the year is assumed to be 360 days, the month is 30 days. The interest rate on deposits of ZHSS under the tariff program of Baspan, Arnau, Zhas otbasy is 2% per annum.
The remuneration is calculated on the actual number of days of deposit placement. The deposit fee is calculated annually for each amount of the deposit separately, depending on the actual period of its storage in the Bank. Remuneration is calculated monthly at the end of the month, accruals are made once a year at the end of the year – December 31.
A simple formula for calculating remuneration: % (remuneration) = (deposit amount * 2%) / 360 * number of calendar days
For example, for a contribution of 30,000 tenge, the remuneration for 1 calendar day will amount to 1,667 tenge ((30 000 * 2%) / 360 = 1,667).
The remuneration for 1 month will be 50 tenge ((30 000 * 2%) / 360 * 30 = 50).
The remuneration for 1 year will amount to 600 tenge ((30 000 * 2%) / 360 * 360 = 600).
[~PREVIEW_TEXT] => When calculating remuneration by the Bank, the year is assumed to be 360 days, the month is 30 days. The interest rate on deposits of ZHSS under the tariff program of Baspan, Arnau, Zhas otbasy is 2% per annum.
The remuneration is calculated on the actual number of days of deposit placement. The deposit fee is calculated annually for each amount of the deposit separately, depending on the actual period of its storage in the Bank. Remuneration is calculated monthly at the end of the month, accruals are made once a year at the end of the year – December 31.
A simple formula for calculating remuneration: % (remuneration) = (deposit amount * 2%) / 360 * number of calendar days
For example, for a contribution of 30,000 tenge, the remuneration for 1 calendar day will amount to 1,667 tenge ((30 000 * 2%) / 360 = 1,667).
The remuneration for 1 month will be 50 tenge ((30 000 * 2%) / 360 * 30 = 50).
The remuneration for 1 year will amount to 600 tenge ((30 000 * 2%) / 360 * 360 = 600).
[IBLOCK_SECTION_ID] => 4521
[~IBLOCK_SECTION_ID] => 4521
[TIMESTAMP_X] => 06/27/2024 02:55:36 pm
[~TIMESTAMP_X] => 06/27/2024 02:55:36 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[2] => Array
(
[ID] => 429774
[~ID] => 429774
[NAME] => Why do you have a small deposit interest rate?
[~NAME] => Why do you have a small deposit interest rate?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => The interest rate on Baspan deposits is 2% per annum, on Tabysta deposits is 5.5% per annum, and a state premium of 20% is accrued annually on ZHSS deposits. Depositors can apply for a loan at the lowest interest rates in the country at 3.5%-5% per annum.
The interest rate on a housing loan cannot be higher than the interest rate on a contribution to housing construction savings by more than 3% per annum.
[~PREVIEW_TEXT] => The interest rate on Baspan deposits is 2% per annum, on Tabysta deposits is 5.5% per annum, and a state premium of 20% is accrued annually on ZHSS deposits. Depositors can apply for a loan at the lowest interest rates in the country at 3.5%-5% per annum.
The interest rate on a housing loan cannot be higher than the interest rate on a contribution to housing construction savings by more than 3% per annum.
[IBLOCK_SECTION_ID] => 4521
[~IBLOCK_SECTION_ID] => 4521
[TIMESTAMP_X] => 06/27/2024 02:56:01 pm
[~TIMESTAMP_X] => 06/27/2024 02:56:01 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[3] => Array
(
[ID] => 429777
[~ID] => 429777
[NAME] => When closing a deposit, can I receive a reward?
[~NAME] => When closing a deposit, can I receive a reward?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Yes, upon termination of the HSS Agreement, the accrued remuneration is paid to the client. The state premium is paid to the client with an accumulation period of 3 years or more.
[~PREVIEW_TEXT] => Yes, upon termination of the HSS Agreement, the accrued remuneration is paid to the client. The state premium is paid to the client with an accumulation period of 3 years or more.
[IBLOCK_SECTION_ID] => 4521
[~IBLOCK_SECTION_ID] => 4521
[TIMESTAMP_X] => 06/27/2024 02:56:36 pm
[~TIMESTAMP_X] => 06/27/2024 02:56:36 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[4] => Array
(
[ID] => 429780
[~ID] => 429780
[NAME] => Is it possible to refuse to receive a deposit reward?
[~NAME] => Is it possible to refuse to receive a deposit reward?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => No, the remuneration for the deposit is mandatory according to the Law on Housing Construction Savings
[~PREVIEW_TEXT] => No, the remuneration for the deposit is mandatory according to the Law on Housing Construction Savings
[IBLOCK_SECTION_ID] => 4521
[~IBLOCK_SECTION_ID] => 4521
[TIMESTAMP_X] => 06/27/2024 02:57:01 pm
[~TIMESTAMP_X] => 06/27/2024 02:57:01 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[5] => Array
(
[ID] => 429783
[~ID] => 429783
[NAME] => How do I find out the amount of accrued remuneration?
[~NAME] => How do I find out the amount of accrued remuneration?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => You can find out the amount of the accrued remuneration:
- in the WhatsApp messenger by calling +77059251301,
- in the Telegram channel Otbasy Bank (account @quanysh_bot),
- through the Otbasy bank application,
- in the Otbasy bank Online banking.
[~PREVIEW_TEXT] => You can find out the amount of the accrued remuneration:
- in the WhatsApp messenger by calling +77059251301,
- in the Telegram channel Otbasy Bank (account @quanysh_bot),
- through the Otbasy bank application,
- in the Otbasy bank Online banking.
[IBLOCK_SECTION_ID] => 4521
[~IBLOCK_SECTION_ID] => 4521
[TIMESTAMP_X] => 06/27/2024 02:57:30 pm
[~TIMESTAMP_X] => 06/27/2024 02:57:30 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[6] => Array
(
[ID] => 429786
[~ID] => 429786
[NAME] => When is the reward calculated?
[~NAME] => When is the reward calculated?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Remuneration is calculated on the monthly balance of savings and accrued at the end of the year - December 31.
[~PREVIEW_TEXT] => Remuneration is calculated on the monthly balance of savings and accrued at the end of the year - December 31.
[IBLOCK_SECTION_ID] => 4521
[~IBLOCK_SECTION_ID] => 4521
[TIMESTAMP_X] => 06/27/2024 02:57:56 pm
[~TIMESTAMP_X] => 06/27/2024 02:57:56 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[7] => Array
(
[ID] => 429789
[~ID] => 429789
[NAME] => What is the effective interest rate?
[~NAME] => What is the effective interest rate?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => The annual effective remuneration rate is the remuneration rate, in a reliable, annual, effective, comparable calculation. The nominal interest rate on the ZHSS deposit is 2% per annum, the effective interest rate on the ZHSS deposit is up to 14% per annum
[~PREVIEW_TEXT] => The annual effective remuneration rate is the remuneration rate, in a reliable, annual, effective, comparable calculation. The nominal interest rate on the ZHSS deposit is 2% per annum, the effective interest rate on the ZHSS deposit is up to 14% per annum
[IBLOCK_SECTION_ID] => 4521
[~IBLOCK_SECTION_ID] => 4521
[TIMESTAMP_X] => 06/27/2024 02:58:19 pm
[~TIMESTAMP_X] => 06/27/2024 02:58:19 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[8] => Array
(
[ID] => 429792
[~ID] => 429792
[NAME] => How is the effective interest rate calculated?
[~NAME] => How is the effective interest rate calculated?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => The effective rate is the nominal rate + the amount of capitalization, which is obtained by accruing remuneration not only for the amount of the deposit, but also for the interest that was accrued by the bank + the state premium, which is accrued in the amount of 200 MCI.
[~PREVIEW_TEXT] => The effective rate is the nominal rate + the amount of capitalization, which is obtained by accruing remuneration not only for the amount of the deposit, but also for the interest that was accrued by the bank + the state premium, which is accrued in the amount of 200 MCI.
[IBLOCK_SECTION_ID] => 4521
[~IBLOCK_SECTION_ID] => 4521
[TIMESTAMP_X] => 06/27/2024 02:58:43 pm
[~TIMESTAMP_X] => 06/27/2024 02:58:43 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
)
[4524] => Array
(
[0] => Array
(
[ID] => 429810
[~ID] => 429810
[NAME] => What is an estimated indicator?
[~NAME] => What is an estimated indicator?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => An estimated indicator (OP) is an estimated value that indicates the readiness of a deposit for registration of a housing or interim loan. The minimum amount of OP for registration of a housing loan is 16, for registration of an interim loan it is required to achieve a minimum value of OP - 5.
Using the following formula, you can calculate the OP: Estimated indicator = Accrued remuneration for the amount of the deposit / (Contractual amount under the agreement / 1000)
[~PREVIEW_TEXT] => An estimated indicator (OP) is an estimated value that indicates the readiness of a deposit for registration of a housing or interim loan. The minimum amount of OP for registration of a housing loan is 16, for registration of an interim loan it is required to achieve a minimum value of OP - 5.
Using the following formula, you can calculate the OP: Estimated indicator = Accrued remuneration for the amount of the deposit / (Contractual amount under the agreement / 1000)
[IBLOCK_SECTION_ID] => 4524
[~IBLOCK_SECTION_ID] => 4524
[TIMESTAMP_X] => 06/27/2024 03:25:26 pm
[~TIMESTAMP_X] => 06/27/2024 03:25:26 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[1] => Array
(
[ID] => 429813
[~ID] => 429813
[NAME] => Why do I need an estimated indicator?
[~NAME] => Why do I need an estimated indicator?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Achieving the minimum value of the estimated indicator is one of the conditions for the Bank to provide housing and interim loans.
The minimum value of the OP for the registration of a housing loan is 16, for the registration of an interim loan - 5. The higher the value of the OP, the lower the rate on the housing loan.
[~PREVIEW_TEXT] => Achieving the minimum value of the estimated indicator is one of the conditions for the Bank to provide housing and interim loans.
The minimum value of the OP for the registration of a housing loan is 16, for the registration of an interim loan - 5. The higher the value of the OP, the lower the rate on the housing loan.
[IBLOCK_SECTION_ID] => 4524
[~IBLOCK_SECTION_ID] => 4524
[TIMESTAMP_X] => 06/27/2024 03:25:49 pm
[~TIMESTAMP_X] => 06/27/2024 03:25:49 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[2] => Array
(
[ID] => 429816
[~ID] => 429816
[NAME] => What is the minimum value of the estimated indicator for a housing loan?
[~NAME] => What is the minimum value of the estimated indicator for a housing loan?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => The evaluation indicator is the coefficient of your financial discipline. The minimum value of the estimated indicator is 16. If you top up the deposit ahead of time and deposit an amount greater than specified in the HCC Agreement, the estimated indicator grows faster. The value of the estimated indicator directly depends on the remuneration that is accrued on the amount of savings. If your deposit has reached an estimated value of 16 and above, the deposit is more than 3 years old, and you have accumulated 50% of the cost of the apartment, then this gives you the opportunity to apply for a loan at 5% per annum and below.
[~PREVIEW_TEXT] => The evaluation indicator is the coefficient of your financial discipline. The minimum value of the estimated indicator is 16. If you top up the deposit ahead of time and deposit an amount greater than specified in the HCC Agreement, the estimated indicator grows faster. The value of the estimated indicator directly depends on the remuneration that is accrued on the amount of savings. If your deposit has reached an estimated value of 16 and above, the deposit is more than 3 years old, and you have accumulated 50% of the cost of the apartment, then this gives you the opportunity to apply for a loan at 5% per annum and below.
[IBLOCK_SECTION_ID] => 4524
[~IBLOCK_SECTION_ID] => 4524
[TIMESTAMP_X] => 06/27/2024 03:26:16 pm
[~TIMESTAMP_X] => 06/27/2024 03:26:16 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[3] => Array
(
[ID] => 429819
[~ID] => 429819
[NAME] => How do I raise the benchmark?
[~NAME] => How do I raise the benchmark?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => The value of the estimated indicator increases when the depositor makes early payments;
The higher the value of the estimated indicator, the longer the accumulation period;
The value of the estimated indicator is higher when making descending deposits (from higher in the first years of accumulation to minimum in subsequent ones) than when making ascending deposits (from minimum in the first years to maximum in subsequent ones);
The value of the estimated indicator decreases when the depositor makes late payments, or payments below the amount of the payment (deposit) calculated on condition of uniform payment (deposits) during the entire accumulation period.
[~PREVIEW_TEXT] => The value of the estimated indicator increases when the depositor makes early payments;
The higher the value of the estimated indicator, the longer the accumulation period;
The value of the estimated indicator is higher when making descending deposits (from higher in the first years of accumulation to minimum in subsequent ones) than when making ascending deposits (from minimum in the first years to maximum in subsequent ones);
The value of the estimated indicator decreases when the depositor makes late payments, or payments below the amount of the payment (deposit) calculated on condition of uniform payment (deposits) during the entire accumulation period.
[IBLOCK_SECTION_ID] => 4524
[~IBLOCK_SECTION_ID] => 4524
[TIMESTAMP_X] => 06/27/2024 03:26:39 pm
[~TIMESTAMP_X] => 06/27/2024 03:26:39 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[4] => Array
(
[ID] => 429822
[~ID] => 429822
[NAME] => How is OP calculated?
[~NAME] => How is OP calculated?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Using the following formula, you can calculate the OP: Estimated indicator = Accrued remuneration for the amount of the deposit / (Contractual amount under the agreement / 1000)
[~PREVIEW_TEXT] => Using the following formula, you can calculate the OP: Estimated indicator = Accrued remuneration for the amount of the deposit / (Contractual amount under the agreement / 1000)
[IBLOCK_SECTION_ID] => 4524
[~IBLOCK_SECTION_ID] => 4524
[TIMESTAMP_X] => 06/27/2024 03:27:01 pm
[~TIMESTAMP_X] => 06/27/2024 03:27:01 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
)
[4527] => Array
(
[0] => Array
(
[ID] => 429825
[~ID] => 429825
[NAME] => What is a deposit guarantee refund?
[~NAME] => What is a deposit guarantee refund?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => In accordance with the Law of the Republic of Kazakhstan "On Mandatory Guarantee of deposits placed in second–tier banks of the Republic of Kazakhstan", a guarantee refund is the amount of money to be paid to the depositor by an organization engaged in mandatory deposit guarantee for a guaranteed deposit.
[~PREVIEW_TEXT] => In accordance with the Law of the Republic of Kazakhstan "On Mandatory Guarantee of deposits placed in second–tier banks of the Republic of Kazakhstan", a guarantee refund is the amount of money to be paid to the depositor by an organization engaged in mandatory deposit guarantee for a guaranteed deposit.
[IBLOCK_SECTION_ID] => 4527
[~IBLOCK_SECTION_ID] => 4527
[TIMESTAMP_X] => 06/27/2024 03:27:52 pm
[~TIMESTAMP_X] => 06/27/2024 03:27:52 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[1] => Array
(
[ID] => 429828
[~ID] => 429828
[NAME] => Does KFGD reimburse the full amount of the deposit when necessary?
[~NAME] => Does KFGD reimburse the full amount of the deposit when necessary?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => In the event that the participating bank is deprived of the license to conduct all banking operations, the owner of the bank account, card and (or) deposit has the right to receive a guarantee refund in the national currency within the maximum amount of the guarantee refund.
The maximum amount of the guarantee is:
• for deposits in national currency (current accounts, term deposits), with the exception of savings deposits – no more than 10 million tenge.
If the depositor has several different types of guaranteed deposits in the bank, the Fund pays the total amount of the guarantee for them within the maximum limits set for each type of deposit separately, but not more than 10 million tenge.
[~PREVIEW_TEXT] => In the event that the participating bank is deprived of the license to conduct all banking operations, the owner of the bank account, card and (or) deposit has the right to receive a guarantee refund in the national currency within the maximum amount of the guarantee refund.
The maximum amount of the guarantee is:
• for deposits in national currency (current accounts, term deposits), with the exception of savings deposits – no more than 10 million tenge.
If the depositor has several different types of guaranteed deposits in the bank, the Fund pays the total amount of the guarantee for them within the maximum limits set for each type of deposit separately, but not more than 10 million tenge.
[IBLOCK_SECTION_ID] => 4527
[~IBLOCK_SECTION_ID] => 4527
[TIMESTAMP_X] => 06/27/2024 03:28:19 pm
[~TIMESTAMP_X] => 06/27/2024 03:28:19 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[2] => Array
(
[ID] => 429831
[~ID] => 429831
[NAME] => In which cases does the Deposit Guarantee Fund pay the amount?
[~NAME] => In which cases does the Deposit Guarantee Fund pay the amount?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => In case of forced liquidation of the Bank, the deposit holder can receive a guaranteed refund within the maximum amount specified in the guarantee.
[~PREVIEW_TEXT] => In case of forced liquidation of the Bank, the deposit holder can receive a guaranteed refund within the maximum amount specified in the guarantee.
[IBLOCK_SECTION_ID] => 4527
[~IBLOCK_SECTION_ID] => 4527
[TIMESTAMP_X] => 06/27/2024 03:28:43 pm
[~TIMESTAMP_X] => 06/27/2024 03:28:43 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[3] => Array
(
[ID] => 429834
[~ID] => 429834
[NAME] => Are the interest on the deposit protected?
[~NAME] => Are the interest on the deposit protected?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => The reward is also protected! KFGD guarantees remuneration within the maximum amount, accrued up to the date of revocation of the bank's license. This rule was introduced and has been in effect since January 1, 2020.
[~PREVIEW_TEXT] => The reward is also protected! KFGD guarantees remuneration within the maximum amount, accrued up to the date of revocation of the bank's license. This rule was introduced and has been in effect since January 1, 2020.
[IBLOCK_SECTION_ID] => 4527
[~IBLOCK_SECTION_ID] => 4527
[TIMESTAMP_X] => 06/27/2024 03:29:06 pm
[~TIMESTAMP_X] => 06/27/2024 03:29:06 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[4] => Array
(
[ID] => 429837
[~ID] => 429837
[NAME] => Does the deposit guarantee fund guarantee the amount of savings in case of devaluation of the national currency?
[~NAME] => Does the deposit guarantee fund guarantee the amount of savings in case of devaluation of the national currency?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => The Deposit Guarantee Fund does not provide protection for the deposit amount in case of devaluation of the national currency. In case of forced liquidation of the bank, the Kazakhstan Deposit Guarantee Fund (KFGD) provides compensation within the maximum amount specified in the guarantee.
[~PREVIEW_TEXT] => The Deposit Guarantee Fund does not provide protection for the deposit amount in case of devaluation of the national currency. In case of forced liquidation of the bank, the Kazakhstan Deposit Guarantee Fund (KFGD) provides compensation within the maximum amount specified in the guarantee.
[IBLOCK_SECTION_ID] => 4527
[~IBLOCK_SECTION_ID] => 4527
[TIMESTAMP_X] => 06/27/2024 03:29:34 pm
[~TIMESTAMP_X] => 06/27/2024 03:29:34 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
)
[4530] => Array
(
[0] => Array
(
[ID] => 429846
[~ID] => 429846
[NAME] => What is a gift certificate for a housing and communal services agreement?
[~NAME] => What is a gift certificate for a housing and communal services agreement?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => A gift certificate for a housing and communal services agreement is a document valid for no more than 3 (three) months and with a nominal value of at least 5,000 (five thousand) tenge, which allows you to assign the housing and communal services agreement to a third party free of charge as a gift. A gift certificate for the HCC agreement is provided when opening a deposit.
[~PREVIEW_TEXT] => A gift certificate for a housing and communal services agreement is a document valid for no more than 3 (three) months and with a nominal value of at least 5,000 (five thousand) tenge, which allows you to assign the housing and communal services agreement to a third party free of charge as a gift. A gift certificate for the HCC agreement is provided when opening a deposit.
[IBLOCK_SECTION_ID] => 4530
[~IBLOCK_SECTION_ID] => 4530
[TIMESTAMP_X] => 06/27/2024 03:56:40 pm
[~TIMESTAMP_X] => 06/27/2024 03:56:40 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[1] => Array
(
[ID] => 429849
[~ID] => 429849
[NAME] => How much money can I buy a gift certificate for?
[~NAME] => How much money can I buy a gift certificate for?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => The minimum amount of a gift certificate for a housing and communal services agreement is 5,000 tenge, the maximum amount is unlimited.
[~PREVIEW_TEXT] => The minimum amount of a gift certificate for a housing and communal services agreement is 5,000 tenge, the maximum amount is unlimited.
[IBLOCK_SECTION_ID] => 4530
[~IBLOCK_SECTION_ID] => 4530
[TIMESTAMP_X] => 06/27/2024 03:57:25 pm
[~TIMESTAMP_X] => 06/27/2024 03:57:25 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[2] => Array
(
[ID] => 429852
[~ID] => 429852
[NAME] => What is the validity period of the gift certificate for the housing and communal services agreement?
[~NAME] => What is the validity period of the gift certificate for the housing and communal services agreement?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => The validity period of the gift certificate for the HCC agreement is no more than 3 (three) months.
[~PREVIEW_TEXT] => The validity period of the gift certificate for the HCC agreement is no more than 3 (three) months.
[IBLOCK_SECTION_ID] => 4530
[~IBLOCK_SECTION_ID] => 4530
[TIMESTAMP_X] => 06/27/2024 03:57:53 pm
[~TIMESTAMP_X] => 06/27/2024 03:57:53 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[3] => Array
(
[ID] => 429855
[~ID] => 429855
[NAME] => How can I purchase a gift certificate for a housing and communal services agreement?
[~NAME] => How can I purchase a gift certificate for a housing and communal services agreement?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => To issue a gift certificate for a housing and communal services agreement, you must contact the Bank with an identity document, fill out an appropriate application for concluding a housing and communal services agreement and for obtaining a Certificate under this housing and communal services agreement, as well as make a contribution to the deposit (the amount of the certificate).
The contract is assigned the "Certificate for the HSS contract" attribute and the certificate code without specifying the full name of the person to whom the certificate will be presented.
[~PREVIEW_TEXT] => To issue a gift certificate for a housing and communal services agreement, you must contact the Bank with an identity document, fill out an appropriate application for concluding a housing and communal services agreement and for obtaining a Certificate under this housing and communal services agreement, as well as make a contribution to the deposit (the amount of the certificate).
The contract is assigned the "Certificate for the HSS contract" attribute and the certificate code without specifying the full name of the person to whom the certificate will be presented.
[IBLOCK_SECTION_ID] => 4530
[~IBLOCK_SECTION_ID] => 4530
[TIMESTAMP_X] => 06/27/2024 03:58:23 pm
[~TIMESTAMP_X] => 06/27/2024 03:58:23 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[4] => Array
(
[ID] => 429858
[~ID] => 429858
[NAME] => What is necessary to open a gift certificate for a housing and communal services agreement?
[~NAME] => What is necessary to open a gift certificate for a housing and communal services agreement?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => To open a certificate for a housing and communal services agreement, a document certifying the identity of the client (a copy and an original for verification) containing an individual identification number (IIN) is required.
[~PREVIEW_TEXT] => To open a certificate for a housing and communal services agreement, a document certifying the identity of the client (a copy and an original for verification) containing an individual identification number (IIN) is required.
[IBLOCK_SECTION_ID] => 4530
[~IBLOCK_SECTION_ID] => 4530
[TIMESTAMP_X] => 06/27/2024 03:58:50 pm
[~TIMESTAMP_X] => 06/27/2024 03:58:50 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[5] => Array
(
[ID] => 429861
[~ID] => 429861
[NAME] => How can a person who has been given a gift certificate for a housing and communal services agreement use it?
[~NAME] => How can a person who has been given a gift certificate for a housing and communal services agreement use it?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => The renewal of the housing insurance contract for the depositor will be carried out upon presentation of the original certificate and the original documents certifying the identity of the person to whom the housing insurance contract will be renewed.
When applying for a renewal of the housing and communal services agreement, the client has the right to increase the contractual amount and change the accumulation period.
[~PREVIEW_TEXT] => The renewal of the housing insurance contract for the depositor will be carried out upon presentation of the original certificate and the original documents certifying the identity of the person to whom the housing insurance contract will be renewed.
When applying for a renewal of the housing and communal services agreement, the client has the right to increase the contractual amount and change the accumulation period.
[IBLOCK_SECTION_ID] => 4530
[~IBLOCK_SECTION_ID] => 4530
[TIMESTAMP_X] => 06/27/2024 03:59:20 pm
[~TIMESTAMP_X] => 06/27/2024 03:59:20 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[6] => Array
(
[ID] => 429864
[~ID] => 429864
[NAME] => Why can I buy a gift certificate for a housing and communal services agreement?
[~NAME] => Why can I buy a gift certificate for a housing and communal services agreement?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => A gift certificate for a housing and communal services agreement can be purchased as a gift for significant dates (for example, a birthday, a wedding, etc.).
[~PREVIEW_TEXT] => A gift certificate for a housing and communal services agreement can be purchased as a gift for significant dates (for example, a birthday, a wedding, etc.).
[IBLOCK_SECTION_ID] => 4530
[~IBLOCK_SECTION_ID] => 4530
[TIMESTAMP_X] => 06/27/2024 03:59:44 pm
[~TIMESTAMP_X] => 06/27/2024 03:59:44 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[7] => Array
(
[ID] => 429867
[~ID] => 429867
[NAME] => During the reissue process, is the presence of the conceding party necessary (who presented the gift certificate for the HCC agreement)?
[~NAME] => During the reissue process, is the presence of the conceding party necessary (who presented the gift certificate for the HCC agreement)?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => The process of re-signing the HCC agreement will be carried out similarly to the process of assignment of the HCC agreement, but without the participation of the ceding party.
[~PREVIEW_TEXT] => The process of re-signing the HCC agreement will be carried out similarly to the process of assignment of the HCC agreement, but without the participation of the ceding party.
[IBLOCK_SECTION_ID] => 4530
[~IBLOCK_SECTION_ID] => 4530
[TIMESTAMP_X] => 06/27/2024 04:04:08 pm
[~TIMESTAMP_X] => 06/27/2024 04:04:08 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[8] => Array
(
[ID] => 429870
[~ID] => 429870
[NAME] => What is the interest rate on the deposit that will be accrued after the reissue of the gift certificate for the housing and communal services agreement?
[~NAME] => What is the interest rate on the deposit that will be accrued after the reissue of the gift certificate for the housing and communal services agreement?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => The nominal interest rate is 2% per annum, the effective interest rate is up to 14% per annum.
[~PREVIEW_TEXT] => The nominal interest rate is 2% per annum, the effective interest rate is up to 14% per annum.
[IBLOCK_SECTION_ID] => 4530
[~IBLOCK_SECTION_ID] => 4530
[TIMESTAMP_X] => 06/27/2024 04:04:39 pm
[~TIMESTAMP_X] => 06/27/2024 04:04:39 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[9] => Array
(
[ID] => 429873
[~ID] => 429873
[NAME] => Will the state Bonus be credited to the reissued deposit?
[~NAME] => Will the state Bonus be credited to the reissued deposit?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => The State bonus will be credited to the reissued deposit. At the same time, it should be borne in mind that one depositor may have several housing savings accounts, but the State Premium is credited only to one of his accounts. In addition, the State Bonus is credited only to the account of a depositor who is a citizen of the Republic of Kazakhstan.
The amount of the annual State bonus is 20% of the amount of savings. The encouraged contribution amount cannot exceed 200 MCI.
In 2024, the maximum state premium will amount to 147,680 tenge for savings of 738,400 tenge or more.
[~PREVIEW_TEXT] => The State bonus will be credited to the reissued deposit. At the same time, it should be borne in mind that one depositor may have several housing savings accounts, but the State Premium is credited only to one of his accounts. In addition, the State Bonus is credited only to the account of a depositor who is a citizen of the Republic of Kazakhstan.
The amount of the annual State bonus is 20% of the amount of savings. The encouraged contribution amount cannot exceed 200 MCI.
In 2024, the maximum state premium will amount to 147,680 tenge for savings of 738,400 tenge or more.
[IBLOCK_SECTION_ID] => 4530
[~IBLOCK_SECTION_ID] => 4530
[TIMESTAMP_X] => 06/27/2024 04:09:24 pm
[~TIMESTAMP_X] => 06/27/2024 04:09:24 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
)
[4533] => Array
(
[0] => Array
(
[ID] => 429882
[~ID] => 429882
[NAME] => Can I open a deposit for a child?
[~NAME] => Can I open a deposit for a child?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => You can open a child deposit in the following ways:
- Via Video Call (up to 14 years old);
- Through consultants. You can get a list of consultants here;
- When contacting the bank's branches directly;
- In the bank's consulting centers;
- In Kazpost offices.
1) If the child is under 14 years old, the deposit is opened by the parent (guardian/adoptive parent;
2) from the age of 14, a child can open a deposit himself with the consent of his parents.
Documents required to open a deposit:
- birth certificate/passport of the child;
-identity card/passport of the parent (guardian/adoptive parent) ;
- a document confirming the authority of the legal representative for the guardian /trustee / adoptive parent.
Read more here.
[~PREVIEW_TEXT] => You can open a child deposit in the following ways:
- Via Video Call (up to 14 years old);
- Through consultants. You can get a list of consultants here;
- When contacting the bank's branches directly;
- In the bank's consulting centers;
- In Kazpost offices.
1) If the child is under 14 years old, the deposit is opened by the parent (guardian/adoptive parent;
2) from the age of 14, a child can open a deposit himself with the consent of his parents.
Documents required to open a deposit:
- birth certificate/passport of the child;
-identity card/passport of the parent (guardian/adoptive parent) ;
- a document confirming the authority of the legal representative for the guardian /trustee / adoptive parent.
Read more here.
[IBLOCK_SECTION_ID] => 4533
[~IBLOCK_SECTION_ID] => 4533
[TIMESTAMP_X] => 06/27/2024 04:10:17 pm
[~TIMESTAMP_X] => 06/27/2024 04:10:17 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[1] => Array
(
[ID] => 429885
[~ID] => 429885
[NAME] => How do I find out my child's account information?
[~NAME] => How do I find out my child's account information?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Information about the status of a child's savings account can be obtained in the following ways:
1) In Online banking and in the Otbasy bank mobile application of the parent;
2) By contacting the Bank's branches. You must have an identity card and a child's birth certificate with you.
[~PREVIEW_TEXT] => Information about the status of a child's savings account can be obtained in the following ways:
1) In Online banking and in the Otbasy bank mobile application of the parent;
2) By contacting the Bank's branches. You must have an identity card and a child's birth certificate with you.
[IBLOCK_SECTION_ID] => 4533
[~IBLOCK_SECTION_ID] => 4533
[TIMESTAMP_X] => 06/27/2024 04:12:34 pm
[~TIMESTAMP_X] => 06/27/2024 04:12:34 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[2] => Array
(
[ID] => 429888
[~ID] => 429888
[NAME] => Is it possible to buy an apartment through my child's deposit?
[~NAME] => Is it possible to buy an apartment through my child's deposit?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => The loan application is accepted from persons over the age of 18.
If a Baspana deposit has been opened in the name of the child, then you can cede the child's deposit to yourself and submit a loan application. The assignment is made through a 3rd party. Read more here.
It is important to remember that the assignment of the ARNAU deposit is not allowed.
[~PREVIEW_TEXT] => The loan application is accepted from persons over the age of 18.
If a Baspana deposit has been opened in the name of the child, then you can cede the child's deposit to yourself and submit a loan application. The assignment is made through a 3rd party. Read more here.
It is important to remember that the assignment of the ARNAU deposit is not allowed.
[IBLOCK_SECTION_ID] => 4533
[~IBLOCK_SECTION_ID] => 4533
[TIMESTAMP_X] => 06/27/2024 04:13:14 pm
[~TIMESTAMP_X] => 06/27/2024 04:13:14 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[3] => Array
(
[ID] => 429891
[~ID] => 429891
[NAME] => Can I close my child's deposit?
[~NAME] => Can I close my child's deposit?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => The child's deposit is closed at the Bank's branches on weekdays:
- If the child is under the age of 14: by a parent / adoptive parent/ guardian with the consent of the guardianship and guardianship authority;
- At the age of a child from 14 to 16 years old: by a parent/ adoptive parent/guardian with the consent of the child;
- At the age of a child from 16 to 18 years old: minors with the consent of the parent / adoptive parent / guardian.
The application for closure is considered within 7 days.
Documents:
- identity card or passport of the parent/ adoptive parent/guardian;
- birth certificate or identity card or passport of the child;
- consent of the guardianship and guardianship authority (up to 14 years old). It can be obtained on the egov portal.kz or at the Public Service Center.
[~PREVIEW_TEXT] => The child's deposit is closed at the Bank's branches on weekdays:
- If the child is under the age of 14: by a parent / adoptive parent/ guardian with the consent of the guardianship and guardianship authority;
- At the age of a child from 14 to 16 years old: by a parent/ adoptive parent/guardian with the consent of the child;
- At the age of a child from 16 to 18 years old: minors with the consent of the parent / adoptive parent / guardian.
The application for closure is considered within 7 days.
Documents:
- identity card or passport of the parent/ adoptive parent/guardian;
- birth certificate or identity card or passport of the child;
- consent of the guardianship and guardianship authority (up to 14 years old). It can be obtained on the egov portal.kz or at the Public Service Center.
[IBLOCK_SECTION_ID] => 4533
[~IBLOCK_SECTION_ID] => 4533
[TIMESTAMP_X] => 06/27/2024 04:13:43 pm
[~TIMESTAMP_X] => 06/27/2024 04:13:43 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[4] => Array
(
[ID] => 429894
[~ID] => 429894
[NAME] => How do I top up my child's account?
[~NAME] => How do I top up my child's account?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => 1) via WhatsApp bot to the number +7 705 925 13 01 in item "10-Pay" by entering an alternative code for the child deposit account;
2) via the Telegram bot, the Otbasy Bank channel (@quanysh_bot account) in the "10-Pay" item by entering an alternative code for the child deposit account;
3) via Online Banking and the Otbasybank app;
4) by depositing cash at the cash desk, Bank terminals.
5) by wire transfer of money from the depositor's bank account;
6) through cash desks, ATMs and Cash-in terminals of second-tier partner banks;
7) via the e-government website www.egov .kz;
Learn more about deposit replenishment methods here.
[~PREVIEW_TEXT] => 1) via WhatsApp bot to the number +7 705 925 13 01 in item "10-Pay" by entering an alternative code for the child deposit account;
2) via the Telegram bot, the Otbasy Bank channel (@quanysh_bot account) in the "10-Pay" item by entering an alternative code for the child deposit account;
3) via Online Banking and the Otbasybank app;
4) by depositing cash at the cash desk, Bank terminals.
5) by wire transfer of money from the depositor's bank account;
6) through cash desks, ATMs and Cash-in terminals of second-tier partner banks;
7) via the e-government website www.egov .kz;
Learn more about deposit replenishment methods here.
[IBLOCK_SECTION_ID] => 4533
[~IBLOCK_SECTION_ID] => 4533
[TIMESTAMP_X] => 06/27/2024 04:15:59 pm
[~TIMESTAMP_X] => 06/27/2024 04:15:59 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[5] => Array
(
[ID] => 429897
[~ID] => 429897
[NAME] => How do I change my child's banking details?
[~NAME] => How do I change my child's banking details?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => The child's deposit details are changed at the Bank's branches:
- If the child is under the age of 14: parent / adoptive parent /guardian;
- At the age of a child from 14 to 16 years old: by a parent/ adoptive parent/guardian with the consent of the child;
- When the child is between 16 and 18 years old: minors with the consent of the parent / adoptive parent / guardian.
Documents:
- identity card or passport of the parent/ adoptive parent/guardian;
- birth certificate or identity card or passport of the child.
[~PREVIEW_TEXT] => The child's deposit details are changed at the Bank's branches:
- If the child is under the age of 14: parent / adoptive parent /guardian;
- At the age of a child from 14 to 16 years old: by a parent/ adoptive parent/guardian with the consent of the child;
- When the child is between 16 and 18 years old: minors with the consent of the parent / adoptive parent / guardian.
Documents:
- identity card or passport of the parent/ adoptive parent/guardian;
- birth certificate or identity card or passport of the child.
[IBLOCK_SECTION_ID] => 4533
[~IBLOCK_SECTION_ID] => 4533
[TIMESTAMP_X] => 06/27/2024 04:16:30 pm
[~TIMESTAMP_X] => 06/27/2024 04:16:30 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[6] => Array
(
[ID] => 429900
[~ID] => 429900
[NAME] => How do I change the depositor for my child's deposit?
[~NAME] => How do I change the depositor for my child's deposit?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => To change the carrier, one of the parents, who will be the carrier, must come to the bank branch with an identity card and a child's birth certificate.
[~PREVIEW_TEXT] => To change the carrier, one of the parents, who will be the carrier, must come to the bank branch with an identity card and a child's birth certificate.
[IBLOCK_SECTION_ID] => 4533
[~IBLOCK_SECTION_ID] => 4533
[TIMESTAMP_X] => 06/27/2024 04:16:57 pm
[~TIMESTAMP_X] => 06/27/2024 04:16:57 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[7] => Array
(
[ID] => 429903
[~ID] => 429903
[NAME] => Where and how to get a certificate of consent from the guardianship and guardianship authority?
[~NAME] => Where and how to get a certificate of consent from the guardianship and guardianship authority?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => To obtain the consent of the guardianship and guardianship authority, you must contact the PSC or through the portal www.egov.kz . The application period is 1 month.
[~PREVIEW_TEXT] => To obtain the consent of the guardianship and guardianship authority, you must contact the PSC or through the portal www.egov.kz . The application period is 1 month.
[IBLOCK_SECTION_ID] => 4533
[~IBLOCK_SECTION_ID] => 4533
[TIMESTAMP_X] => 06/27/2024 04:17:20 pm
[~TIMESTAMP_X] => 06/27/2024 04:17:20 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
)
[4539] => Array
(
[0] => Array
(
[ID] => 429918
[~ID] => 429918
[NAME] => Who can open a deposit "Zhas otbasy"?
[~NAME] => Who can open a deposit "Zhas otbasy"?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => You can open a deposit "Zhas otbasy" if the moment of opening the deposit your marriage is not more than five years old (according to the marriage certificate).
[~PREVIEW_TEXT] => You can open a deposit "Zhas otbasy" if the moment of opening the deposit your marriage is not more than five years old (according to the marriage certificate).
[IBLOCK_SECTION_ID] => 4539
[~IBLOCK_SECTION_ID] => 4539
[TIMESTAMP_X] => 06/27/2024 04:26:00 pm
[~TIMESTAMP_X] => 06/27/2024 04:26:00 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[1] => Array
(
[ID] => 429921
[~ID] => 429921
[NAME] => Terms of the deposit "Zhas otbasy"
[~NAME] => Terms of the deposit "Zhas otbasy"
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => To receive a loan from Zhas Otbasy, one or both spouses must first open
A NEW deposit in Otbasy bank and save on it for at least 1 year.
During the accumulation period, the OP must be at least 5 points.
At the time of submitting a loan application, you need to save up or deposit 50% of the amount of the purchase of a home.
At the time of opening the deposit, your marriage should not be more than five years old (according to the marriage certificate).
[~PREVIEW_TEXT] => To receive a loan from Zhas Otbasy, one or both spouses must first open
A NEW deposit in Otbasy bank and save on it for at least 1 year.
During the accumulation period, the OP must be at least 5 points.
At the time of submitting a loan application, you need to save up or deposit 50% of the amount of the purchase of a home.
At the time of opening the deposit, your marriage should not be more than five years old (according to the marriage certificate).
[IBLOCK_SECTION_ID] => 4539
[~IBLOCK_SECTION_ID] => 4539
[TIMESTAMP_X] => 06/27/2024 04:26:26 pm
[~TIMESTAMP_X] => 06/27/2024 04:26:26 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[2] => Array
(
[ID] => 429924
[~ID] => 429924
[NAME] => Is it possible to open several deposits of "Zhas otbasy"?
[~NAME] => Is it possible to open several deposits of "Zhas otbasy"?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => You can have several deposits, but only one deposit with the sign "Zhas Otbasy"
[~PREVIEW_TEXT] => You can have several deposits, but only one deposit with the sign "Zhas Otbasy"
[IBLOCK_SECTION_ID] => 4539
[~IBLOCK_SECTION_ID] => 4539
[TIMESTAMP_X] => 06/27/2024 04:26:58 pm
[~TIMESTAMP_X] => 06/27/2024 04:26:58 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[3] => Array
(
[ID] => 429927
[~ID] => 429927
[NAME] => Which spouse can open a deposit "Zhas otbasy"?
[~NAME] => Which spouse can open a deposit "Zhas otbasy"?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Each of the spouses can have their own deposit "Zhas Otbasy"
[~PREVIEW_TEXT] => Each of the spouses can have their own deposit "Zhas Otbasy"
[IBLOCK_SECTION_ID] => 4539
[~IBLOCK_SECTION_ID] => 4539
[TIMESTAMP_X] => 06/27/2024 04:27:20 pm
[~TIMESTAMP_X] => 06/27/2024 04:27:20 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[4] => Array
(
[ID] => 429930
[~ID] => 429930
[NAME] => Is it possible to give up the deposit to "Zhas otbasy"?
[~NAME] => Is it possible to give up the deposit to "Zhas otbasy"?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => The assignment of deposits of "Zhas otbasy" is allowed only between spouses.
[~PREVIEW_TEXT] => The assignment of deposits of "Zhas otbasy" is allowed only between spouses.
[IBLOCK_SECTION_ID] => 4539
[~IBLOCK_SECTION_ID] => 4539
[TIMESTAMP_X] => 06/27/2024 04:27:41 pm
[~TIMESTAMP_X] => 06/27/2024 04:27:41 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[5] => Array
(
[ID] => 429933
[~ID] => 429933
[NAME] => How old is it possible to open a deposit "Zhas otbasy"?
[~NAME] => How old is it possible to open a deposit "Zhas otbasy"?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => There are no age restrictions for spouses!
[~PREVIEW_TEXT] => There are no age restrictions for spouses!
[IBLOCK_SECTION_ID] => 4539
[~IBLOCK_SECTION_ID] => 4539
[TIMESTAMP_X] => 06/27/2024 04:28:04 pm
[~TIMESTAMP_X] => 06/27/2024 04:28:04 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[6] => Array
(
[ID] => 429936
[~ID] => 429936
[NAME] => Does the state award accrue to both spouses?
[~NAME] => Does the state award accrue to both spouses?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => You can open deposits for both spouses, combine them into a family package and receive a double premium from the state!
[~PREVIEW_TEXT] => You can open deposits for both spouses, combine them into a family package and receive a double premium from the state!
[IBLOCK_SECTION_ID] => 4539
[~IBLOCK_SECTION_ID] => 4539
[TIMESTAMP_X] => 06/27/2024 04:32:34 pm
[~TIMESTAMP_X] => 06/27/2024 04:32:34 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[7] => Array
(
[ID] => 429939
[~ID] => 429939
[NAME] => Is it possible to switch to another deposit program?
[~NAME] => Is it possible to switch to another deposit program?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Yes, you can switch to another bank's Withdrawal program, while your deposit remains, but its terms are canceled.
[~PREVIEW_TEXT] => Yes, you can switch to another bank's Withdrawal program, while your deposit remains, but its terms are canceled.
[IBLOCK_SECTION_ID] => 4539
[~IBLOCK_SECTION_ID] => 4539
[TIMESTAMP_X] => 06/27/2024 04:32:57 pm
[~TIMESTAMP_X] => 06/27/2024 04:32:57 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[8] => Array
(
[ID] => 429942
[~ID] => 429942
[NAME] => Transition to a housing loan
[~NAME] => Transition to a housing loan
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Two years after receiving the loan, the rate is reduced to 5% per annum (GES from 5.2%) after switching to a housing loan.
[~PREVIEW_TEXT] => Two years after receiving the loan, the rate is reduced to 5% per annum (GES from 5.2%) after switching to a housing loan.
[IBLOCK_SECTION_ID] => 4539
[~IBLOCK_SECTION_ID] => 4539
[TIMESTAMP_X] => 07/01/2024 02:51:35 pm
[~TIMESTAMP_X] => 07/01/2024 02:51:35 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
)
[4542] => Array
(
[0] => Array
(
[ID] => 429954
[~ID] => 429954
[NAME] => How can I get a loan?
[~NAME] => How can I get a loan?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => To obtain a mortgage, you must open a deposit and fulfill the following conditions: choose a program for lending, apply for a loan, save or make an initial payment and provide collateral.
[~PREVIEW_TEXT] => To obtain a mortgage, you must open a deposit and fulfill the following conditions: choose a program for lending, apply for a loan, save or make an initial payment and provide collateral.
[IBLOCK_SECTION_ID] => 4542
[~IBLOCK_SECTION_ID] => 4542
[TIMESTAMP_X] => 06/29/2024 11:50:54 am
[~TIMESTAMP_X] => 06/29/2024 11:50:54 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[1] => Array
(
[ID] => 429957
[~ID] => 429957
[NAME] => Is it necessary to have 50% of the cost of housing to apply for a loan?
[~NAME] => Is it necessary to have 50% of the cost of housing to apply for a loan?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => To apply for a mortgage, you need to make an initial payment, the amount of which depends on the conditions of the program you choose and can range from 10% to 50% of the value of the purchased property.
[~PREVIEW_TEXT] => To apply for a mortgage, you need to make an initial payment, the amount of which depends on the conditions of the program you choose and can range from 10% to 50% of the value of the purchased property.
[IBLOCK_SECTION_ID] => 4542
[~IBLOCK_SECTION_ID] => 4542
[TIMESTAMP_X] => 06/29/2024 11:51:47 am
[~TIMESTAMP_X] => 06/29/2024 11:51:47 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[2] => Array
(
[ID] => 429960
[~ID] => 429960
[NAME] => Is it possible to apply for a loan without proof of income?
[~NAME] => Is it possible to apply for a loan without proof of income?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Proof of solvency is required to apply for a loan.
Proof of income for a period of at least the last 6 months is required, for teachers - for a period of at least the last 6-12 months, for individual entrepreneurs - for a period of at least 12 months."
[~PREVIEW_TEXT] => Proof of solvency is required to apply for a loan.
Proof of income for a period of at least the last 6 months is required, for teachers - for a period of at least the last 6-12 months, for individual entrepreneurs - for a period of at least 12 months."
[IBLOCK_SECTION_ID] => 4542
[~IBLOCK_SECTION_ID] => 4542
[TIMESTAMP_X] => 06/29/2024 11:52:08 am
[~TIMESTAMP_X] => 06/29/2024 11:52:08 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[3] => Array
(
[ID] => 429963
[~ID] => 429963
[NAME] => Is it possible to provide additional security instead of the initial payment?
[~NAME] => Is it possible to provide additional security instead of the initial payment?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => To receive a loan, it is mandatory to make an initial payment according to the terms of the selected program or type of loan.
[~PREVIEW_TEXT] => To receive a loan, it is mandatory to make an initial payment according to the terms of the selected program or type of loan.
[IBLOCK_SECTION_ID] => 4542
[~IBLOCK_SECTION_ID] => 4542
[TIMESTAMP_X] => 06/27/2024 05:02:04 pm
[~TIMESTAMP_X] => 06/27/2024 05:02:04 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[4] => Array
(
[ID] => 429966
[~ID] => 429966
[NAME] => Why is it beneficial for me to get a loan from Otbasy Bank?
[~NAME] => Why is it beneficial for me to get a loan from Otbasy Bank?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Advantages of the Bank's loans:
- The lowest rates on a housing loan – from 3,5% to 5% per annum;
- Tax benefits for borrowers;
- Opportunity to purchase housing in the market of your choice,
- Participation in the state programs "Concept 2-10-20", "Concept 5-10-20". Also participation in such programs as "Regional Programs", "Military Product" and others;
- Purchase of housing from partners of the Bank-private developers at a price below the market;
- Different types of lending depending on savings;
- Accrual of remuneration, state premium on deposit for an interim and preliminary loan.
[~PREVIEW_TEXT] => Advantages of the Bank's loans:
- The lowest rates on a housing loan – from 3,5% to 5% per annum;
- Tax benefits for borrowers;
- Opportunity to purchase housing in the market of your choice,
- Participation in the state programs "Concept 2-10-20", "Concept 5-10-20". Also participation in such programs as "Regional Programs", "Military Product" and others;
- Purchase of housing from partners of the Bank-private developers at a price below the market;
- Different types of lending depending on savings;
- Accrual of remuneration, state premium on deposit for an interim and preliminary loan.
[IBLOCK_SECTION_ID] => 4542
[~IBLOCK_SECTION_ID] => 4542
[TIMESTAMP_X] => 06/29/2024 11:55:08 am
[~TIMESTAMP_X] => 06/29/2024 11:55:08 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[5] => Array
(
[ID] => 429969
[~ID] => 429969
[NAME] => For what purposes can I get a loan?
[~NAME] => For what purposes can I get a loan?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => In Otbasy Bank, you can apply for a loan only for the purpose of improving housing conditions.
Mortgage registration is possible for the following purposes:
- purchase of a dwelling;
- construction of a house (including the acquisition of a land plot);
- repair and modernization of the dwelling;
- refinancing of loans issued in other banks to improve housing conditions;
- to make a down payment on a mortgage in other banks.
The Bank does not provide loans for consumer needs or car loans.
[~PREVIEW_TEXT] => In Otbasy Bank, you can apply for a loan only for the purpose of improving housing conditions.
Mortgage registration is possible for the following purposes:
- purchase of a dwelling;
- construction of a house (including the acquisition of a land plot);
- repair and modernization of the dwelling;
- refinancing of loans issued in other banks to improve housing conditions;
- to make a down payment on a mortgage in other banks.
The Bank does not provide loans for consumer needs or car loans.
[IBLOCK_SECTION_ID] => 4542
[~IBLOCK_SECTION_ID] => 4542
[TIMESTAMP_X] => 06/29/2024 11:52:49 am
[~TIMESTAMP_X] => 06/29/2024 11:52:49 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[6] => Array
(
[ID] => 429972
[~ID] => 429972
[NAME] => I have saved less than 50% (half) of the required amount, can I get a loan?
[~NAME] => I have saved less than 50% (half) of the required amount, can I get a loan?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] =>
If you've saved up 50% of your home's value, you can apply for an interim loan. It is important to make sure that the evaluation value of your deposit is 5. In addition, you can use the Video Call service to receive calculations and pass prequalification.
You can also apply for a mortgage online, where the commission for considering a loan will be 0 tenge. For organizing the issuance of a loan, a 50% discount will be provided, that is, 0,25% of the loan amount (maximum 100 000 tenge) when registering a mortgage online.
[~PREVIEW_TEXT] =>
If you've saved up 50% of your home's value, you can apply for an interim loan. It is important to make sure that the evaluation value of your deposit is 5. In addition, you can use the Video Call service to receive calculations and pass prequalification.
You can also apply for a mortgage online, where the commission for considering a loan will be 0 tenge. For organizing the issuance of a loan, a 50% discount will be provided, that is, 0,25% of the loan amount (maximum 100 000 tenge) when registering a mortgage online.
[IBLOCK_SECTION_ID] => 4542
[~IBLOCK_SECTION_ID] => 4542
[TIMESTAMP_X] => 06/29/2024 11:53:30 am
[~TIMESTAMP_X] => 06/29/2024 11:53:30 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[7] => Array
(
[ID] => 429975
[~ID] => 429975
[NAME] => What documents are needed to submit to apply for a loan?
[~NAME] => What documents are needed to submit to apply for a loan?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => When prequalifying, you only need an identity card, a certificate of marriage and the birth of children (if any). Prequalification can be completed through a video service, at the Bank's branches, as well as with consultants.
[~PREVIEW_TEXT] => When prequalifying, you only need an identity card, a certificate of marriage and the birth of children (if any). Prequalification can be completed through a video service, at the Bank's branches, as well as with consultants.
[IBLOCK_SECTION_ID] => 4542
[~IBLOCK_SECTION_ID] => 4542
[TIMESTAMP_X] => 06/29/2024 11:53:57 am
[~TIMESTAMP_X] => 06/29/2024 11:53:57 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[8] => Array
(
[ID] => 429978
[~ID] => 429978
[NAME] => How many days is the loan application reviewed?
[~NAME] => How many days is the loan application reviewed?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => The term for consideration of a loan application is 3 working days (the maximum term for consideration is no more than 15 calendar days).
When applying for an online mortgage, you can get an approval decision immediately. To do this, you need to use the Video Call service
[~PREVIEW_TEXT] => The term for consideration of a loan application is 3 working days (the maximum term for consideration is no more than 15 calendar days).
When applying for an online mortgage, you can get an approval decision immediately. To do this, you need to use the Video Call service
[IBLOCK_SECTION_ID] => 4542
[~IBLOCK_SECTION_ID] => 4542
[TIMESTAMP_X] => 06/29/2024 11:54:29 am
[~TIMESTAMP_X] => 06/29/2024 11:54:29 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
)
[4545] => Array
(
[0] => Array
(
[ID] => 429987
[~ID] => 429987
[NAME] => For what purposes can I get a loan?
[~NAME] => For what purposes can I get a loan?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => To improve housing conditions:
- purchase of a dwelling,
- construction of a house (including the purchase of a land plot),
- repair and modernization of housing,
- refinancing of loans issued from other banks to improve housing conditions,
- to make a down payment on a mortgage from other banks.
[~PREVIEW_TEXT] => To improve housing conditions:
- purchase of a dwelling,
- construction of a house (including the purchase of a land plot),
- repair and modernization of housing,
- refinancing of loans issued from other banks to improve housing conditions,
- to make a down payment on a mortgage from other banks.
[IBLOCK_SECTION_ID] => 4545
[~IBLOCK_SECTION_ID] => 4545
[TIMESTAMP_X] => 06/27/2024 05:29:51 pm
[~TIMESTAMP_X] => 06/27/2024 05:29:51 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[1] => Array
(
[ID] => 429993
[~ID] => 429993
[NAME] => Why is it profitable for me to get a loan from your Bank?
[~NAME] => Why is it profitable for me to get a loan from your Bank?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Advantages of Bank loans:
- The lowest rates on housing loans – from 3.5% to 5% per annum;
- - Tax benefits for borrowers;
- The possibility of purchasing housing on the market of your choice,
- Participation in the programs "Nurly Zher", "Your home", "Bakytty Otbasy", "Shanyrak" (5-10-20), "Almaty Zhastary", "Military" and others;
- Purchase of housing from the Bank's partners-private developers at a price below the market;
- Different types of loans depending on savings;
- Accrual of remuneration, government bonuses for deposits on interim and preliminary loans.
[~PREVIEW_TEXT] => Advantages of Bank loans:
- The lowest rates on housing loans – from 3.5% to 5% per annum;
- - Tax benefits for borrowers;
- The possibility of purchasing housing on the market of your choice,
- Participation in the programs "Nurly Zher", "Your home", "Bakytty Otbasy", "Shanyrak" (5-10-20), "Almaty Zhastary", "Military" and others;
- Purchase of housing from the Bank's partners-private developers at a price below the market;
- Different types of loans depending on savings;
- Accrual of remuneration, government bonuses for deposits on interim and preliminary loans.
[IBLOCK_SECTION_ID] => 4545
[~IBLOCK_SECTION_ID] => 4545
[TIMESTAMP_X] => 06/27/2024 05:30:16 pm
[~TIMESTAMP_X] => 06/27/2024 05:30:16 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[2] => Array
(
[ID] => 429996
[~ID] => 429996
[NAME] => What types of loans do you have?
[~NAME] => What types of loans do you have?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => The following programs and loans are presented in Otbasy Bank:
“Housing loan" with an initial payment of 50%;
An “interim loan” with an initial payment of 50%;
A “pre-loan" with an initial payment of 10 to 50%;
“State programs” within the framework of the Concept of housing and communal infrastructure development for 2023-2029 (Nurly Zher, Shanyrak, Bakytty Otbasy) with an initial contribution of 10%;
“Your House” with a down payment of 50%;
“Green mortgage” with a down payment of 20%;
“Umai" with an initial payment of 15-20%;
“Corporate product”;
“Jean Baspana" with an initial payment from 15 to 50%;
Otau with an initial payment of 20%;
Nauryz with an initial payment of 20%
“Regional lending programs” with an initial payment of 20%;
“Zhas Otbasy" with an initial payment of 50%, for holders of deposits of Zhas Otbasy.
[~PREVIEW_TEXT] => The following programs and loans are presented in Otbasy Bank:
“Housing loan" with an initial payment of 50%;
An “interim loan” with an initial payment of 50%;
A “pre-loan" with an initial payment of 10 to 50%;
“State programs” within the framework of the Concept of housing and communal infrastructure development for 2023-2029 (Nurly Zher, Shanyrak, Bakytty Otbasy) with an initial contribution of 10%;
“Your House” with a down payment of 50%;
“Green mortgage” with a down payment of 20%;
“Umai" with an initial payment of 15-20%;
“Corporate product”;
“Jean Baspana" with an initial payment from 15 to 50%;
Otau with an initial payment of 20%;
Nauryz with an initial payment of 20%
“Regional lending programs” with an initial payment of 20%;
“Zhas Otbasy" with an initial payment of 50%, for holders of deposits of Zhas Otbasy.
[IBLOCK_SECTION_ID] => 4545
[~IBLOCK_SECTION_ID] => 4545
[TIMESTAMP_X] => 06/27/2024 05:30:37 pm
[~TIMESTAMP_X] => 06/27/2024 05:30:37 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[3] => Array
(
[ID] => 429999
[~ID] => 429999
[NAME] => Do you issue car loans/consumer loans?
[~NAME] => Do you issue car loans/consumer loans?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => No, the Bank issues loans only to improve housing conditions, such as:
- purchase of a home,
- construction of a house (including the purchase of a land plot),
- repair and modernization of housing,
- refinancing of loans issued from other banks to improve housing conditions,
- to make an initial mortgage payment from other banks.
[~PREVIEW_TEXT] => No, the Bank issues loans only to improve housing conditions, such as:
- purchase of a home,
- construction of a house (including the purchase of a land plot),
- repair and modernization of housing,
- refinancing of loans issued from other banks to improve housing conditions,
- to make an initial mortgage payment from other banks.
[IBLOCK_SECTION_ID] => 4545
[~IBLOCK_SECTION_ID] => 4545
[TIMESTAMP_X] => 06/27/2024 05:31:00 pm
[~TIMESTAMP_X] => 06/27/2024 05:31:00 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[4] => Array
(
[ID] => 430002
[~ID] => 430002
[NAME] => How much money can I get on credit?
[~NAME] => How much money can I get on credit?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => It depends on the amount of your savings and proof of solvency.
The maximum amount of a housing loan is 100 million tenge;
The maximum amount of an interim loan is 100 million tenge;
The maximum amount of the preliminary loan is 50 million tenge.
[~PREVIEW_TEXT] => It depends on the amount of your savings and proof of solvency.
The maximum amount of a housing loan is 100 million tenge;
The maximum amount of an interim loan is 100 million tenge;
The maximum amount of the preliminary loan is 50 million tenge.
[IBLOCK_SECTION_ID] => 4545
[~IBLOCK_SECTION_ID] => 4545
[TIMESTAMP_X] => 06/27/2024 05:31:21 pm
[~TIMESTAMP_X] => 06/27/2024 05:31:21 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[5] => Array
(
[ID] => 430008
[~ID] => 430008
[NAME] => How long can I get a loan?
[~NAME] => How long can I get a loan?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => The loan term for a housing loan is from 6 months to 25 years. The loan term is calculated according to the value of the estimated indicator and the age of the borrower.
The loan term for an interim loan is from 6 months to 25 years.
The loan term for a preliminary loan is from 6 months to 8 years.
The loan term for an interim and preliminary loan is calculated based on the solvency and age of the borrower.
[~PREVIEW_TEXT] => The loan term for a housing loan is from 6 months to 25 years. The loan term is calculated according to the value of the estimated indicator and the age of the borrower.
The loan term for an interim loan is from 6 months to 25 years.
The loan term for a preliminary loan is from 6 months to 8 years.
The loan term for an interim and preliminary loan is calculated based on the solvency and age of the borrower.
[IBLOCK_SECTION_ID] => 4545
[~IBLOCK_SECTION_ID] => 4545
[TIMESTAMP_X] => 06/27/2024 05:31:47 pm
[~TIMESTAMP_X] => 06/27/2024 05:31:47 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[6] => Array
(
[ID] => 430011
[~ID] => 430011
[NAME] => Can I get a loan in a foreign currency?
[~NAME] => Can I get a loan in a foreign currency?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => No. The Bank's loans are issued only in the national currency.
[~PREVIEW_TEXT] => No. The Bank's loans are issued only in the national currency.
[IBLOCK_SECTION_ID] => 4545
[~IBLOCK_SECTION_ID] => 4545
[TIMESTAMP_X] => 06/27/2024 05:32:13 pm
[~TIMESTAMP_X] => 06/27/2024 05:32:13 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[7] => Array
(
[ID] => 430014
[~ID] => 430014
[NAME] => How many loans can I apply for?
[~NAME] => How many loans can I apply for?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => You can apply for several loans, the total amount of which will not exceed 100 million tenge
[~PREVIEW_TEXT] => You can apply for several loans, the total amount of which will not exceed 100 million tenge
[IBLOCK_SECTION_ID] => 4545
[~IBLOCK_SECTION_ID] => 4545
[TIMESTAMP_X] => 06/27/2024 05:32:34 pm
[~TIMESTAMP_X] => 06/27/2024 05:32:34 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[8] => Array
(
[ID] => 430020
[~ID] => 430020
[NAME] => Can you give me the missing amount to buy a house?
[~NAME] => Can you give me the missing amount to buy a house?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Yes. You need to save up or deposit 50% of the amount you need at a time, confirm your solvency and provide collateral for real estate.
In the case of a housing loan in the amount of up to 3 million tenge, a guarantee of an individual can be provided instead of a pledge.
[~PREVIEW_TEXT] => Yes. You need to save up or deposit 50% of the amount you need at a time, confirm your solvency and provide collateral for real estate.
In the case of a housing loan in the amount of up to 3 million tenge, a guarantee of an individual can be provided instead of a pledge.
[IBLOCK_SECTION_ID] => 4545
[~IBLOCK_SECTION_ID] => 4545
[TIMESTAMP_X] => 06/27/2024 05:32:58 pm
[~TIMESTAMP_X] => 06/27/2024 05:32:58 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[9] => Array
(
[ID] => 430023
[~ID] => 430023
[NAME] => How long can I get a loan?
[~NAME] => How long can I get a loan?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => If the documents provided are complete and correct, you can apply for a loan within 5-9 business days
[~PREVIEW_TEXT] => If the documents provided are complete and correct, you can apply for a loan within 5-9 business days
[IBLOCK_SECTION_ID] => 4545
[~IBLOCK_SECTION_ID] => 4545
[TIMESTAMP_X] => 06/27/2024 05:33:23 pm
[~TIMESTAMP_X] => 06/27/2024 05:33:23 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[10] => Array
(
[ID] => 430026
[~ID] => 430026
[NAME] => What is confirmation of the purpose of the loan?
[~NAME] => What is confirmation of the purpose of the loan?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Confirmation of the purpose of the loan is the use of the amount of the loan issued only for the improvement of housing conditions, in accordance with the purpose specified in the loan application.
Confirmation of the purpose of the loan is carried out by the relevant documents within the prescribed period
[~PREVIEW_TEXT] => Confirmation of the purpose of the loan is the use of the amount of the loan issued only for the improvement of housing conditions, in accordance with the purpose specified in the loan application.
Confirmation of the purpose of the loan is carried out by the relevant documents within the prescribed period
[IBLOCK_SECTION_ID] => 4545
[~IBLOCK_SECTION_ID] => 4545
[TIMESTAMP_X] => 06/27/2024 05:33:44 pm
[~TIMESTAMP_X] => 06/27/2024 05:33:44 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[11] => Array
(
[ID] => 430029
[~ID] => 430029
[NAME] => Can I buy an apartment in a privatized dormitory?
[~NAME] => Can I buy an apartment in a privatized dormitory?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Yes, lending is carried out on general terms. It is necessary to document the purpose of the loan - the apartment must be recognized as housing
[~PREVIEW_TEXT] => Yes, lending is carried out on general terms. It is necessary to document the purpose of the loan - the apartment must be recognized as housing
[IBLOCK_SECTION_ID] => 4545
[~IBLOCK_SECTION_ID] => 4545
[TIMESTAMP_X] => 06/27/2024 05:34:02 pm
[~TIMESTAMP_X] => 06/27/2024 05:34:02 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[12] => Array
(
[ID] => 430032
[~ID] => 430032
[NAME] => How much do I need to save to buy a home?
[~NAME] => How much do I need to save to buy a home?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => The bank offers the following loans with a down payment of 10%:
1) Housing loan: down payment - 50%, loan/credit rate will be from 6 % to 8,5%, APR min 6,2% max 8,7%";
2) Bridge loan : down payment - 50%, loan/credit rate will be from
6% to 8,5%, AEIR min 6.2% max 8,7%;
3) Preliminary loan : down payment from 10 to 50%, loan/credit rate will be from 5 to 14,4%;
4) State programs «Concept 2-10-20», «Concept 5-10-20»: initial payment from 10%, interest rate on the loan/credit will be from 2 to 5%;
5) Programs for all bank depositors:
• «Svoy Dom» with a down payment of 50%, the interest rate on the loan/credit will be 6%-7%,
AEIR min 6,2% max 9%;
• «Green» mortgage with a down payment of 20%, the interest rate on the loan/credit will be 12,5%;
• «Umai» with a down payment of 15-20%, the interest rate on the loan/credit will be 14,4%;
• «Corporate product»;
• «Zhana Baspana» with a down payment of 15 to 50%, the interest rate on the loan/credit will be from 6-8%;
• «Otau» with a down payment of 20%, the loan/credit rate will be 9%;
• «Jas Otbasy» with a down payment of 50%, the interest rate on the loan/credit will be 6%; • Mortgage «Nauryz» with a down payment of 20%, the interest rate on the loan/credit will be for SVGP (socially vulnerable groups of the population) 7% AEIR min 7,3% max 8,9%, for other clients 9% AEIR min 9,3% max 11.8%.
[~PREVIEW_TEXT] => The bank offers the following loans with a down payment of 10%:
1) Housing loan: down payment - 50%, loan/credit rate will be from 6 % to 8,5%, APR min 6,2% max 8,7%";
2) Bridge loan : down payment - 50%, loan/credit rate will be from
6% to 8,5%, AEIR min 6.2% max 8,7%;
3) Preliminary loan : down payment from 10 to 50%, loan/credit rate will be from 5 to 14,4%;
4) State programs «Concept 2-10-20», «Concept 5-10-20»: initial payment from 10%, interest rate on the loan/credit will be from 2 to 5%;
5) Programs for all bank depositors:
• «Svoy Dom» with a down payment of 50%, the interest rate on the loan/credit will be 6%-7%,
AEIR min 6,2% max 9%;
• «Green» mortgage with a down payment of 20%, the interest rate on the loan/credit will be 12,5%;
• «Umai» with a down payment of 15-20%, the interest rate on the loan/credit will be 14,4%;
• «Corporate product»;
• «Zhana Baspana» with a down payment of 15 to 50%, the interest rate on the loan/credit will be from 6-8%;
• «Otau» with a down payment of 20%, the loan/credit rate will be 9%;
• «Jas Otbasy» with a down payment of 50%, the interest rate on the loan/credit will be 6%; • Mortgage «Nauryz» with a down payment of 20%, the interest rate on the loan/credit will be for SVGP (socially vulnerable groups of the population) 7% AEIR min 7,3% max 8,9%, for other clients 9% AEIR min 9,3% max 11.8%.
[IBLOCK_SECTION_ID] => 4545
[~IBLOCK_SECTION_ID] => 4545
[TIMESTAMP_X] => 12/12/2024 12:40:34 pm
[~TIMESTAMP_X] => 12/12/2024 12:40:34 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
)
[4551] => Array
(
[0] => Array
(
[ID] => 430035
[~ID] => 430035
[NAME] => What is a housing loan?
[~NAME] => What is a housing loan?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => A housing loan is provided in the amount of the difference between the contractual amount and the accumulated savings.
To apply for a housing loan at a rate of 3.5-5% per annum, the following conditions must be met:
- accumulation of at least 50% of the agreed amount;
- achieving an estimated score of at least 16;
- the accumulation period is more than 3 years;
- provision of collateral.
[~PREVIEW_TEXT] => A housing loan is provided in the amount of the difference between the contractual amount and the accumulated savings.
To apply for a housing loan at a rate of 3.5-5% per annum, the following conditions must be met:
- accumulation of at least 50% of the agreed amount;
- achieving an estimated score of at least 16;
- the accumulation period is more than 3 years;
- provision of collateral.
[IBLOCK_SECTION_ID] => 4551
[~IBLOCK_SECTION_ID] => 4551
[TIMESTAMP_X] => 06/27/2024 05:54:57 pm
[~TIMESTAMP_X] => 06/27/2024 05:54:57 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[1] => Array
(
[ID] => 430038
[~ID] => 430038
[NAME] => What are the housing loan rates?
[~NAME] => What are the housing loan rates?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => The interest rate on a housing loan ranges from 3.5% per annum to 5% per annum.
The remuneration rate depends on the value of the estimated indicator (hereinafter referred to as the OP). The higher the OP value, the lower the loan rate.
You can see the remuneration rate for different OP values in the table below. For example, to apply for a loan at 4% per annum, the OP value must be at least 35.
[~PREVIEW_TEXT] => The interest rate on a housing loan ranges from 3.5% per annum to 5% per annum.
The remuneration rate depends on the value of the estimated indicator (hereinafter referred to as the OP). The higher the OP value, the lower the loan rate.
You can see the remuneration rate for different OP values in the table below. For example, to apply for a loan at 4% per annum, the OP value must be at least 35.
[IBLOCK_SECTION_ID] => 4551
[~IBLOCK_SECTION_ID] => 4551
[TIMESTAMP_X] => 06/27/2024 05:55:24 pm
[~TIMESTAMP_X] => 06/27/2024 05:55:24 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[2] => Array
(
[ID] => 430041
[~ID] => 430041
[NAME] => How can I get a housing loan?
[~NAME] => How can I get a housing loan?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => To apply for a housing loan, you need to open a deposit in a Bank and fulfill the following conditions:
- accumulate at least 50% (half) from the amount you need;
- achieving an estimated score of at least 16;
- the accumulation period is more than 3 years;
- submit a loan application;
- provide collateral.
[~PREVIEW_TEXT] => To apply for a housing loan, you need to open a deposit in a Bank and fulfill the following conditions:
- accumulate at least 50% (half) from the amount you need;
- achieving an estimated score of at least 16;
- the accumulation period is more than 3 years;
- submit a loan application;
- provide collateral.
[IBLOCK_SECTION_ID] => 4551
[~IBLOCK_SECTION_ID] => 4551
[TIMESTAMP_X] => 06/27/2024 05:55:43 pm
[~TIMESTAMP_X] => 06/27/2024 05:55:43 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[3] => Array
(
[ID] => 430044
[~ID] => 430044
[NAME] => For how long is a housing loan issued?
[~NAME] => For how long is a housing loan issued?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => A housing loan is issued for a period of 6 months to 25 years, depending on the value of the estimated indicator. The higher the OP value, the longer the loan term.
For example, in order to apply for a loan for 7 years, the value of the Op must be at least 20.
[~PREVIEW_TEXT] => A housing loan is issued for a period of 6 months to 25 years, depending on the value of the estimated indicator. The higher the OP value, the longer the loan term.
For example, in order to apply for a loan for 7 years, the value of the Op must be at least 20.
[IBLOCK_SECTION_ID] => 4551
[~IBLOCK_SECTION_ID] => 4551
[TIMESTAMP_X] => 06/27/2024 05:56:02 pm
[~TIMESTAMP_X] => 06/27/2024 05:56:02 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[4] => Array
(
[ID] => 430047
[~ID] => 430047
[NAME] => When can I apply for a housing loan?
[~NAME] => When can I apply for a housing loan?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => A housing loan can be issued after 3 years from the date of opening the deposit, upon reaching the minimum value of OP 16 and accumulating 50% of the required amount
[~PREVIEW_TEXT] => A housing loan can be issued after 3 years from the date of opening the deposit, upon reaching the minimum value of OP 16 and accumulating 50% of the required amount
[IBLOCK_SECTION_ID] => 4551
[~IBLOCK_SECTION_ID] => 4551
[TIMESTAMP_X] => 06/27/2024 05:56:29 pm
[~TIMESTAMP_X] => 06/27/2024 05:56:29 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[5] => Array
(
[ID] => 430050
[~ID] => 430050
[NAME] => How much interest will be accrued - 100% or 50%?
[~NAME] => How much interest will be accrued - 100% or 50%?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Interest is accrued on the amount of the housing loan, that is, on the difference between the depositor's savings and the contractual amount. The amount of the housing loan is equal to 50% of the contractual amount or less. Loan amount = contractual amount - depositor's savings
[~PREVIEW_TEXT] => Interest is accrued on the amount of the housing loan, that is, on the difference between the depositor's savings and the contractual amount. The amount of the housing loan is equal to 50% of the contractual amount or less. Loan amount = contractual amount - depositor's savings
[IBLOCK_SECTION_ID] => 4551
[~IBLOCK_SECTION_ID] => 4551
[TIMESTAMP_X] => 06/27/2024 05:56:53 pm
[~TIMESTAMP_X] => 06/27/2024 05:56:53 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[6] => Array
(
[ID] => 430053
[~ID] => 430053
[NAME] => Is there a fee for processing a housing loan?
[~NAME] => Is there a fee for processing a housing loan?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => When applying for a housing loan, no commission is charged for reviewing a loan application and arranging a loan.
The commission is charged only when paying off the loan:
- for the payment of the loan in cash - 0.5% of the loan amount (min 1,500 tenge, max 50,000 tenge);
- for the transfer of a loan by non-cash method - 0.3% of the transfer amount (min 1,500 tenge, max 10,000 tenge).
[~PREVIEW_TEXT] => When applying for a housing loan, no commission is charged for reviewing a loan application and arranging a loan.
The commission is charged only when paying off the loan:
- for the payment of the loan in cash - 0.5% of the loan amount (min 1,500 tenge, max 50,000 tenge);
- for the transfer of a loan by non-cash method - 0.3% of the transfer amount (min 1,500 tenge, max 10,000 tenge).
[IBLOCK_SECTION_ID] => 4551
[~IBLOCK_SECTION_ID] => 4551
[TIMESTAMP_X] => 06/27/2024 05:57:13 pm
[~TIMESTAMP_X] => 06/27/2024 05:57:13 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
)
[4554] => Array
(
[0] => Array
(
[ID] => 430056
[~ID] => 430056
[NAME] => What is an interim housing loan?
[~NAME] => What is an interim housing loan?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => If the term of your savings is less than three years, but you already have 50% of the cost of housing, then you can get an interim loan.
An interim loan involves early accumulation or a one-time deposit of 50% of the required amount and receiving a loan up to 100% of the required amount.
To apply for an interim loan, a minimum value of an estimated indicator of 5 is required.
[~PREVIEW_TEXT] => If the term of your savings is less than three years, but you already have 50% of the cost of housing, then you can get an interim loan.
An interim loan involves early accumulation or a one-time deposit of 50% of the required amount and receiving a loan up to 100% of the required amount.
To apply for an interim loan, a minimum value of an estimated indicator of 5 is required.
[IBLOCK_SECTION_ID] => 4554
[~IBLOCK_SECTION_ID] => 4554
[TIMESTAMP_X] => 06/27/2024 06:06:32 pm
[~TIMESTAMP_X] => 06/27/2024 06:06:32 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[1] => Array
(
[ID] => 430059
[~ID] => 430059
[NAME] => What are the rates for an interim housing loan?
[~NAME] => What are the rates for an interim housing loan?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => "Interest rates on interim housing loans, depending on the estimated indicator:
- from 6% to 7.5% per annum - on loans under the program ""Lending for the purchase of primary/ secondary housing, including under an equity participation agreement, and for housing construction (including the purchase of land) under the Program of the Bank ""Zhana Baspana"""";
- from 6.5% to 7.5% per annum with the condition of monthly payment of not only accrued remuneration, but also the principal debt;
- from 7% to 8% per annum with the condition of monthly payment of accrued remuneration and repayment of 50% of the principal debt (loan condition ""Zhenil-2"");
- from 7.5% to 8.5% per annum with the condition of monthly payment of only accrued remuneration with deferred payment on the principal debt (deferred payment for no more than 3 years) (loan condition ""Married"")
To apply for an interim loan, a minimum value of an estimated indicator of 5 is required
It is necessary to set the value of the estimated indicator for an interim housing loan in the amount of ""7"" for the provision of interim housing loans for the purpose of purchasing housing within the framework of subsidizing part of the initial payment by the construction company."
[~PREVIEW_TEXT] => "Interest rates on interim housing loans, depending on the estimated indicator:
- from 6% to 7.5% per annum - on loans under the program ""Lending for the purchase of primary/ secondary housing, including under an equity participation agreement, and for housing construction (including the purchase of land) under the Program of the Bank ""Zhana Baspana"""";
- from 6.5% to 7.5% per annum with the condition of monthly payment of not only accrued remuneration, but also the principal debt;
- from 7% to 8% per annum with the condition of monthly payment of accrued remuneration and repayment of 50% of the principal debt (loan condition ""Zhenil-2"");
- from 7.5% to 8.5% per annum with the condition of monthly payment of only accrued remuneration with deferred payment on the principal debt (deferred payment for no more than 3 years) (loan condition ""Married"")
To apply for an interim loan, a minimum value of an estimated indicator of 5 is required
It is necessary to set the value of the estimated indicator for an interim housing loan in the amount of ""7"" for the provision of interim housing loans for the purpose of purchasing housing within the framework of subsidizing part of the initial payment by the construction company."
[IBLOCK_SECTION_ID] => 4554
[~IBLOCK_SECTION_ID] => 4554
[TIMESTAMP_X] => 06/27/2024 06:06:55 pm
[~TIMESTAMP_X] => 06/27/2024 06:06:55 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[2] => Array
(
[ID] => 430062
[~ID] => 430062
[NAME] => How can I get an interim housing loan?
[~NAME] => How can I get an interim housing loan?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => An interim loan is issued by submitting a loan application after accumulating or depositing 50% of the savings from the required amount on a deposit, confirming solvency and providing collateral. It should be noted that, in order to issue an interim loan, a minimum value of an estimated indicator of 5 is required
[~PREVIEW_TEXT] => An interim loan is issued by submitting a loan application after accumulating or depositing 50% of the savings from the required amount on a deposit, confirming solvency and providing collateral. It should be noted that, in order to issue an interim loan, a minimum value of an estimated indicator of 5 is required
[IBLOCK_SECTION_ID] => 4554
[~IBLOCK_SECTION_ID] => 4554
[TIMESTAMP_X] => 06/27/2024 06:07:34 pm
[~TIMESTAMP_X] => 06/27/2024 06:07:34 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[3] => Array
(
[ID] => 430065
[~ID] => 430065
[NAME] => For how long is an interim housing loan issued?
[~NAME] => For how long is an interim housing loan issued?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => An interim loan is issued for a period of 6 months to 25 years
[~PREVIEW_TEXT] => An interim loan is issued for a period of 6 months to 25 years
[IBLOCK_SECTION_ID] => 4554
[~IBLOCK_SECTION_ID] => 4554
[TIMESTAMP_X] => 06/27/2024 06:08:07 pm
[~TIMESTAMP_X] => 06/27/2024 06:08:07 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[4] => Array
(
[ID] => 430068
[~ID] => 430068
[NAME] => Why should I pay interest on the entire amount, I put my 50% down?
[~NAME] => Why should I pay interest on the entire amount, I put my 50% down?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Since an interim loan is issued in 100% of the amount of the agreed amount, and the 50% (half) you have deposited is on deposit and is collateral for the loan. The deposit fee and the state bonus are accrued on the savings on the deposit.
In the future, your savings, after reaching certain conditions, will be used to repay the principal debt on an interim loan, and the loan rate will decrease to 3.5-5% per annum.
Conditions for switching to a loan at 3.5-5% per annum:
- accumulation of 50% of the agreed amount;
- achieving an estimated score of at least 16;
- the accumulation period is 3 years.
[~PREVIEW_TEXT] => Since an interim loan is issued in 100% of the amount of the agreed amount, and the 50% (half) you have deposited is on deposit and is collateral for the loan. The deposit fee and the state bonus are accrued on the savings on the deposit.
In the future, your savings, after reaching certain conditions, will be used to repay the principal debt on an interim loan, and the loan rate will decrease to 3.5-5% per annum.
Conditions for switching to a loan at 3.5-5% per annum:
- accumulation of 50% of the agreed amount;
- achieving an estimated score of at least 16;
- the accumulation period is 3 years.
[IBLOCK_SECTION_ID] => 4554
[~IBLOCK_SECTION_ID] => 4554
[TIMESTAMP_X] => 06/27/2024 06:08:26 pm
[~TIMESTAMP_X] => 06/27/2024 06:08:26 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[5] => Array
(
[ID] => 430071
[~ID] => 430071
[NAME] => When will the interest rate decrease and the transition to a housing loan be?
[~NAME] => When will the interest rate decrease and the transition to a housing loan be?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => To switch from an interim loan to a housing loan with a lower interest rate of 3.5-5% per annum, the following conditions must be met:
Achieving an estimated score of at least 16;
Reaching the deposit accumulation period of at least 3 years.
[~PREVIEW_TEXT] => To switch from an interim loan to a housing loan with a lower interest rate of 3.5-5% per annum, the following conditions must be met:
Achieving an estimated score of at least 16;
Reaching the deposit accumulation period of at least 3 years.
[IBLOCK_SECTION_ID] => 4554
[~IBLOCK_SECTION_ID] => 4554
[TIMESTAMP_X] => 06/27/2024 06:08:47 pm
[~TIMESTAMP_X] => 06/27/2024 06:08:47 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[6] => Array
(
[ID] => 430074
[~ID] => 430074
[NAME] => Will the initial payment of 50%, which are on deposit as collateral for an interim loan, be credited with remuneration and a state bonus?
[~NAME] => Will the initial payment of 50%, which are on deposit as collateral for an interim loan, be credited with remuneration and a state bonus?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Yes. Your savings on the deposit will be credited with a Bank fee of 2% per annum and a government bonus of 20% annually.
[~PREVIEW_TEXT] => Yes. Your savings on the deposit will be credited with a Bank fee of 2% per annum and a government bonus of 20% annually.
[IBLOCK_SECTION_ID] => 4554
[~IBLOCK_SECTION_ID] => 4554
[TIMESTAMP_X] => 06/27/2024 06:09:15 pm
[~TIMESTAMP_X] => 06/27/2024 06:09:15 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
)
[4557] => Array
(
[0] => Array
(
[ID] => 430077
[~ID] => 430077
[NAME] => What is a pre-loan?
[~NAME] => What is a pre-loan?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => A pre-loan is a preferential loan that can be obtained in advance with only 10-20% of the amount needed to buy a home on deposit.
A preliminary loan is issued without the condition of repayment of the principal debt before the payment of the agreed amount. At the same time, the borrower pays a fee for using the loan and accumulates half of the amount of the cost of housing before switching to a housing loan at a rate of 3.5-5% per annum.
[~PREVIEW_TEXT] => A pre-loan is a preferential loan that can be obtained in advance with only 10-20% of the amount needed to buy a home on deposit.
A preliminary loan is issued without the condition of repayment of the principal debt before the payment of the agreed amount. At the same time, the borrower pays a fee for using the loan and accumulates half of the amount of the cost of housing before switching to a housing loan at a rate of 3.5-5% per annum.
[IBLOCK_SECTION_ID] => 4557
[~IBLOCK_SECTION_ID] => 4557
[TIMESTAMP_X] => 06/27/2024 06:10:31 pm
[~TIMESTAMP_X] => 06/27/2024 06:10:31 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[1] => Array
(
[ID] => 430080
[~ID] => 430080
[NAME] => What are the pre-loan rates?
[~NAME] => What are the pre-loan rates?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Предварительный заем можно оформить в рамках программ Нұрлы жер, Бақытты отбасы, Шаңырақ (5-10-20), Военный продукт, Алматы жастары, Свой дом (зависит от цены за 1 кв.м.).
Ставки по займу:
- Бақытты отбасы - 2% годовых, взнос - 10%;
- Шаңырақ (5-10-20) - 5% годовых, взнос - 10%;
- Нұрлы жер - 5% годовых, взнос - 20%;
- Алматы жастары - 5% годовых, взнос - 10%;
- Военный продукт - 8% годовых, взнос - 15%;
- Свой дом - 7% годовых, взнос - 20%.
[~PREVIEW_TEXT] => Предварительный заем можно оформить в рамках программ Нұрлы жер, Бақытты отбасы, Шаңырақ (5-10-20), Военный продукт, Алматы жастары, Свой дом (зависит от цены за 1 кв.м.).
Ставки по займу:
- Бақытты отбасы - 2% годовых, взнос - 10%;
- Шаңырақ (5-10-20) - 5% годовых, взнос - 10%;
- Нұрлы жер - 5% годовых, взнос - 20%;
- Алматы жастары - 5% годовых, взнос - 10%;
- Военный продукт - 8% годовых, взнос - 15%;
- Свой дом - 7% годовых, взнос - 20%.
[IBLOCK_SECTION_ID] => 4557
[~IBLOCK_SECTION_ID] => 4557
[TIMESTAMP_X] => 06/27/2024 06:10:56 pm
[~TIMESTAMP_X] => 06/27/2024 06:10:56 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[2] => Array
(
[ID] => 430083
[~ID] => 430083
[NAME] => Как я могу получить предварительный заем?
[~NAME] => Как я могу получить предварительный заем?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => To participate in the programs, you must meet the requirements of the selected program and apply for participation.
According to state programs (Concept 2-10-20, Concept 5-10-20) and the Your Home program, you must sel ect an object if it is available on the portal baspana.kz .
According to regional programs, it is necessary to receive a referral for participation fr om local executive bodies.
According to the Zhana Baspan program, applicants included in the list are sent an SMS notification indicating the deadlines for submitting a loan application.
For other programs, you must submit an application on the portal to participate baspana.kz .
[~PREVIEW_TEXT] => To participate in the programs, you must meet the requirements of the selected program and apply for participation.
According to state programs (Concept 2-10-20, Concept 5-10-20) and the Your Home program, you must sel ect an object if it is available on the portal baspana.kz .
According to regional programs, it is necessary to receive a referral for participation fr om local executive bodies.
According to the Zhana Baspan program, applicants included in the list are sent an SMS notification indicating the deadlines for submitting a loan application.
For other programs, you must submit an application on the portal to participate baspana.kz .
[IBLOCK_SECTION_ID] => 4557
[~IBLOCK_SECTION_ID] => 4557
[TIMESTAMP_X] => 06/27/2024 06:11:26 pm
[~TIMESTAMP_X] => 06/27/2024 06:11:26 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[3] => Array
(
[ID] => 430086
[~ID] => 430086
[NAME] => For how long is a preliminary housing loan issued?
[~NAME] => For how long is a preliminary housing loan issued?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Предварительный заем выдается на срок от 6 месяцев до 8 лет.
На срок займа влияет возраст заемщика, его доход, запланированное значение оценочного показателя, которое необходимо достигнуть.
Поделиться
[~PREVIEW_TEXT] => Предварительный заем выдается на срок от 6 месяцев до 8 лет.
На срок займа влияет возраст заемщика, его доход, запланированное значение оценочного показателя, которое необходимо достигнуть.
Поделиться
[IBLOCK_SECTION_ID] => 4557
[~IBLOCK_SECTION_ID] => 4557
[TIMESTAMP_X] => 06/27/2024 06:12:06 pm
[~TIMESTAMP_X] => 06/27/2024 06:12:06 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[4] => Array
(
[ID] => 430089
[~ID] => 430089
[NAME] => When will there be a reduction in the interest rate and a transition to a housing loan?
[~NAME] => When will there be a reduction in the interest rate and a transition to a housing loan?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => The transition to a housing loan and a reduction in the rate to 3.5-5% per annum will occur if the following conditions are met:
- accumulation of 50% of the agreed amount;
- achieving an estimated score of at least 16;
- the accumulation period is 3 years.
[~PREVIEW_TEXT] => The transition to a housing loan and a reduction in the rate to 3.5-5% per annum will occur if the following conditions are met:
- accumulation of 50% of the agreed amount;
- achieving an estimated score of at least 16;
- the accumulation period is 3 years.
[IBLOCK_SECTION_ID] => 4557
[~IBLOCK_SECTION_ID] => 4557
[TIMESTAMP_X] => 06/27/2024 06:12:42 pm
[~TIMESTAMP_X] => 06/27/2024 06:12:42 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[5] => Array
(
[ID] => 430092
[~ID] => 430092
[NAME] => Will my savings be credited with remuneration and bonuses from the state?
[~NAME] => Will my savings be credited with remuneration and bonuses from the state?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Yes. The Bank's remuneration in the amount of 2% per annum and the state's premium in the amount of 20% annually are accrued on your savings on the deposit.
[~PREVIEW_TEXT] => Yes. The Bank's remuneration in the amount of 2% per annum and the state's premium in the amount of 20% annually are accrued on your savings on the deposit.
[IBLOCK_SECTION_ID] => 4557
[~IBLOCK_SECTION_ID] => 4557
[TIMESTAMP_X] => 06/27/2024 06:13:20 pm
[~TIMESTAMP_X] => 06/27/2024 06:13:20 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[6] => Array
(
[ID] => 430095
[~ID] => 430095
[NAME] => Why should I pay interest on the entire amount?
[~NAME] => Why should I pay interest on the entire amount?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Since the preliminary loan is issued in 100% of the amount of the agreed amount, and the money you have accumulated is on deposit and is collateral for the loan. The deposit fee and the state bonus are accrued on the savings on the deposit.
In the future, your savings, after reaching certain conditions, will be used to repay the principal debt on an interim loan, and the loan rate will decrease to 3.5-5% per annum.
Conditions for switching to a loan at 3.5-5% per annum:
- accumulation of 50% of the agreed amount;
- achieving an estimated score of at least 16;
- the accumulation period is 3 years.
[~PREVIEW_TEXT] => Since the preliminary loan is issued in 100% of the amount of the agreed amount, and the money you have accumulated is on deposit and is collateral for the loan. The deposit fee and the state bonus are accrued on the savings on the deposit.
In the future, your savings, after reaching certain conditions, will be used to repay the principal debt on an interim loan, and the loan rate will decrease to 3.5-5% per annum.
Conditions for switching to a loan at 3.5-5% per annum:
- accumulation of 50% of the agreed amount;
- achieving an estimated score of at least 16;
- the accumulation period is 3 years.
[IBLOCK_SECTION_ID] => 4557
[~IBLOCK_SECTION_ID] => 4557
[TIMESTAMP_X] => 06/27/2024 06:13:47 pm
[~TIMESTAMP_X] => 06/27/2024 06:13:47 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
)
[4560] => Array
(
[0] => Array
(
[ID] => 430098
[~ID] => 430098
[NAME] => What documents must be provided to submit a loan application?
[~NAME] => What documents must be provided to submit a loan application?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => You can get a list of necessary documents for submitting a loan application on the hcsbk Bank website.kz is here.
In case of prequalification, you only need an identity card, a certificate of marriage and the birth of children (if any). Prequalification can be completed at the Bank's branches, with consultants. You can get a list of consultants here.
Prequalification is also available online through the Video Call service for those wishing to apply for a mortgage online.
[~PREVIEW_TEXT] => You can get a list of necessary documents for submitting a loan application on the hcsbk Bank website.kz is here.
In case of prequalification, you only need an identity card, a certificate of marriage and the birth of children (if any). Prequalification can be completed at the Bank's branches, with consultants. You can get a list of consultants here.
Prequalification is also available online through the Video Call service for those wishing to apply for a mortgage online.
[IBLOCK_SECTION_ID] => 4560
[~IBLOCK_SECTION_ID] => 4560
[TIMESTAMP_X] => 06/27/2024 06:14:55 pm
[~TIMESTAMP_X] => 06/27/2024 06:14:55 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[1] => Array
(
[ID] => 430101
[~ID] => 430101
[NAME] => How many days is the loan application being considered?
[~NAME] => How many days is the loan application being considered?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => The term of consideration of the loan application is 3 working days (the maximum period of consideration is no more than 15 calendar days).
In case of prequalification, the decision is issued within 5 minutes. Prequalification can be completed at the Bank's branches, with consultants and through the online Video Call service.
[~PREVIEW_TEXT] => The term of consideration of the loan application is 3 working days (the maximum period of consideration is no more than 15 calendar days).
In case of prequalification, the decision is issued within 5 minutes. Prequalification can be completed at the Bank's branches, with consultants and through the online Video Call service.
[IBLOCK_SECTION_ID] => 4560
[~IBLOCK_SECTION_ID] => 4560
[TIMESTAMP_X] => 06/27/2024 06:15:52 pm
[~TIMESTAMP_X] => 06/27/2024 06:15:52 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[2] => Array
(
[ID] => 430104
[~ID] => 430104
[NAME] => How much is the fee for reviewing a loan application?
[~NAME] => How much is the fee for reviewing a loan application?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => The commission for consideration of a loan application for a housing loan is not charged, for consideration of an interim and preliminary housing loan - 5000 tenge.
More information about the commissions can be found here.
[~PREVIEW_TEXT] => The commission for consideration of a loan application for a housing loan is not charged, for consideration of an interim and preliminary housing loan - 5000 tenge.
More information about the commissions can be found here.
[IBLOCK_SECTION_ID] => 4560
[~IBLOCK_SECTION_ID] => 4560
[TIMESTAMP_X] => 06/27/2024 06:16:25 pm
[~TIMESTAMP_X] => 06/27/2024 06:16:25 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[3] => Array
(
[ID] => 430107
[~ID] => 430107
[NAME] => Can another person apply for a loan on my behalf since I can't come?
[~NAME] => Can another person apply for a loan on my behalf since I can't come?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => A loan application can be submitted by a trusted person, while your presence is required to sign bank loan agreements, collateral and receive the loan itself.
The power of attorney must be drawn up on a sample and notarized. A sample power of attorney is listed here.
[~PREVIEW_TEXT] => A loan application can be submitted by a trusted person, while your presence is required to sign bank loan agreements, collateral and receive the loan itself.
The power of attorney must be drawn up on a sample and notarized. A sample power of attorney is listed here.
[IBLOCK_SECTION_ID] => 4560
[~IBLOCK_SECTION_ID] => 4560
[TIMESTAMP_X] => 06/27/2024 06:16:52 pm
[~TIMESTAMP_X] => 06/27/2024 06:16:52 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[4] => Array
(
[ID] => 430110
[~ID] => 430110
[NAME] => Is it necessary for the co-borrower, the guarantor and the borrower's spouse to be present when submitting a loan application?
[~NAME] => Is it necessary for the co-borrower, the guarantor and the borrower's spouse to be present when submitting a loan application?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => The presence of the co-borrower/guarantor, the borrower's spouse /spouse is mandatory when submitting a loan application.
[~PREVIEW_TEXT] => The presence of the co-borrower/guarantor, the borrower's spouse /spouse is mandatory when submitting a loan application.
[IBLOCK_SECTION_ID] => 4560
[~IBLOCK_SECTION_ID] => 4560
[TIMESTAMP_X] => 06/27/2024 06:17:19 pm
[~TIMESTAMP_X] => 06/27/2024 06:17:19 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[5] => Array
(
[ID] => 430113
[~ID] => 430113
[NAME] => Where can I apply for a loan?
[~NAME] => Where can I apply for a loan?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => You can apply for a loan at the Bank's branches, online via the Video Call service and contact the Bank's consultants
[~PREVIEW_TEXT] => You can apply for a loan at the Bank's branches, online via the Video Call service and contact the Bank's consultants
[IBLOCK_SECTION_ID] => 4560
[~IBLOCK_SECTION_ID] => 4560
[TIMESTAMP_X] => 06/27/2024 06:17:49 pm
[~TIMESTAMP_X] => 06/27/2024 06:17:49 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[6] => Array
(
[ID] => 430116
[~ID] => 430116
[NAME] => I want to buy a house in another city, but I am registered and work in another city, where do I need to apply for a loan?
[~NAME] => I want to buy a house in another city, but I am registered and work in another city, where do I need to apply for a loan?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Acceptance of a Loan application is carried out at the place of registration, residence of the Borrower or at the location of the Collateral
[~PREVIEW_TEXT] => Acceptance of a Loan application is carried out at the place of registration, residence of the Borrower or at the location of the Collateral
[IBLOCK_SECTION_ID] => 4560
[~IBLOCK_SECTION_ID] => 4560
[TIMESTAMP_X] => 06/27/2024 06:18:25 pm
[~TIMESTAMP_X] => 06/27/2024 06:18:25 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[7] => Array
(
[ID] => 430119
[~ID] => 430119
[NAME] => How and when will I be informed about the decision on the loan application?
[~NAME] => How and when will I be informed about the decision on the loan application?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Решение по кредитной заявке направляется клиенту посредством СМС-уведомления.
Если заявление на квартиру подано через baspana.kz, информация публикуется на портале baspana.kz в личном кабинете.
Вместе с тем, статус кредитной заявки размещается в Интернет-банке Отбасы банк.
Кредитная заявка рассматривается в течение 3 рабочих дней, максимум 15 дней.
[~PREVIEW_TEXT] => Решение по кредитной заявке направляется клиенту посредством СМС-уведомления.
Если заявление на квартиру подано через baspana.kz, информация публикуется на портале baspana.kz в личном кабинете.
Вместе с тем, статус кредитной заявки размещается в Интернет-банке Отбасы банк.
Кредитная заявка рассматривается в течение 3 рабочих дней, максимум 15 дней.
[IBLOCK_SECTION_ID] => 4560
[~IBLOCK_SECTION_ID] => 4560
[TIMESTAMP_X] => 06/27/2024 06:19:08 pm
[~TIMESTAMP_X] => 06/27/2024 06:19:08 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[8] => Array
(
[ID] => 430122
[~ID] => 430122
[NAME] => I have submitted a loan application, it has been more than 3 business days, what about my loan application?
[~NAME] => I have submitted a loan application, it has been more than 3 business days, what about my loan application?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => The deadline for consideration of the loan application is 3 working days. At the same time, the Bank reserves the right to extend the term of consideration of the loan application to 15 days if necessary to eliminate inconsistencies
[~PREVIEW_TEXT] => The deadline for consideration of the loan application is 3 working days. At the same time, the Bank reserves the right to extend the term of consideration of the loan application to 15 days if necessary to eliminate inconsistencies
[IBLOCK_SECTION_ID] => 4560
[~IBLOCK_SECTION_ID] => 4560
[TIMESTAMP_X] => 06/27/2024 06:19:34 pm
[~TIMESTAMP_X] => 06/27/2024 06:19:34 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[9] => Array
(
[ID] => 430125
[~ID] => 430125
[NAME] => When is the property being inspected?
[~NAME] => When is the property being inspected?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => При отсутствии возможности идентификации индивидуального жилого дома по данным из отчета об оценке осуществляется осмотр недвижимости
[~PREVIEW_TEXT] => При отсутствии возможности идентификации индивидуального жилого дома по данным из отчета об оценке осуществляется осмотр недвижимости
[IBLOCK_SECTION_ID] => 4560
[~IBLOCK_SECTION_ID] => 4560
[TIMESTAMP_X] => 06/27/2024 06:19:59 pm
[~TIMESTAMP_X] => 06/27/2024 06:19:59 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[10] => Array
(
[ID] => 430128
[~ID] => 430128
[NAME] => Who pays for the expenses incurred during the inspection of housing?
[~NAME] => Who pays for the expenses incurred during the inspection of housing?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => The borrower does not pay the costs of the property inspection. The Borrower must provide access to the real estate for inspection by Bank employees.
[~PREVIEW_TEXT] => The borrower does not pay the costs of the property inspection. The Borrower must provide access to the real estate for inspection by Bank employees.
[IBLOCK_SECTION_ID] => 4560
[~IBLOCK_SECTION_ID] => 4560
[TIMESTAMP_X] => 06/27/2024 06:20:27 pm
[~TIMESTAMP_X] => 06/27/2024 06:20:27 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[11] => Array
(
[ID] => 430131
[~ID] => 430131
[NAME] => If the mortgaged property is located in another region, how will the property be inspected?
[~NAME] => If the mortgaged property is located in another region, how will the property be inspected?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => The inspection of the property will be carried out by an employee of the Bank's branch at the location of the property
[~PREVIEW_TEXT] => The inspection of the property will be carried out by an employee of the Bank's branch at the location of the property
[IBLOCK_SECTION_ID] => 4560
[~IBLOCK_SECTION_ID] => 4560
[TIMESTAMP_X] => 06/27/2024 06:20:59 pm
[~TIMESTAMP_X] => 06/27/2024 06:20:59 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[12] => Array
(
[ID] => 430134
[~ID] => 430134
[NAME] => Do I have to pick up documents for a negative loan application?
[~NAME] => Do I have to pick up documents for a negative loan application?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => If you wish, you can pick up these documents if necessary.
[~PREVIEW_TEXT] => If you wish, you can pick up these documents if necessary.
[IBLOCK_SECTION_ID] => 4560
[~IBLOCK_SECTION_ID] => 4560
[TIMESTAMP_X] => 06/27/2024 06:21:26 pm
[~TIMESTAMP_X] => 06/27/2024 06:21:26 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[13] => Array
(
[ID] => 430137
[~ID] => 430137
[NAME] => Can I refuse to consider a loan application?
[~NAME] => Can I refuse to consider a loan application?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => You can. To do this, you need to write an application for cancellation of the loan application.
[~PREVIEW_TEXT] => You can. To do this, you need to write an application for cancellation of the loan application.
[IBLOCK_SECTION_ID] => 4560
[~IBLOCK_SECTION_ID] => 4560
[TIMESTAMP_X] => 06/27/2024 06:22:16 pm
[~TIMESTAMP_X] => 06/27/2024 06:22:16 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[14] => Array
(
[ID] => 430140
[~ID] => 430140
[NAME] => Is it possible to suspend the consideration of a loan application?
[~NAME] => Is it possible to suspend the consideration of a loan application?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => May. Consideration of a loan application is suspended in the following cases:
- if it is impossible to inspect the property;
- if it is impossible to eliminate the comments within a one-day period;
- at the request of the client.
The suspension of consideration of a loan application is carried out for a period of no more than 10 working days, after which the loan application is considered automatically canceled.
[~PREVIEW_TEXT] => May. Consideration of a loan application is suspended in the following cases:
- if it is impossible to inspect the property;
- if it is impossible to eliminate the comments within a one-day period;
- at the request of the client.
The suspension of consideration of a loan application is carried out for a period of no more than 10 working days, after which the loan application is considered automatically canceled.
[IBLOCK_SECTION_ID] => 4560
[~IBLOCK_SECTION_ID] => 4560
[TIMESTAMP_X] => 06/27/2024 06:22:46 pm
[~TIMESTAMP_X] => 06/27/2024 06:22:46 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[15] => Array
(
[ID] => 430143
[~ID] => 430143
[NAME] => I was refused a loan, why?
[~NAME] => I was refused a loan, why?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => When making a negative decision on a Loan application, the manager informs you about the refusal to issue a loan, indicating the reasons for the refusal.
[~PREVIEW_TEXT] => When making a negative decision on a Loan application, the manager informs you about the refusal to issue a loan, indicating the reasons for the refusal.
[IBLOCK_SECTION_ID] => 4560
[~IBLOCK_SECTION_ID] => 4560
[TIMESTAMP_X] => 06/27/2024 06:23:16 pm
[~TIMESTAMP_X] => 06/27/2024 06:23:16 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[16] => Array
(
[ID] => 430146
[~ID] => 430146
[NAME] => After the rejection of the loan application, how long can I submit a new loan application?
[~NAME] => After the rejection of the loan application, how long can I submit a new loan application?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => There are no restrictions. You can submit a new loan application if the identified comments are eliminated.
[~PREVIEW_TEXT] => There are no restrictions. You can submit a new loan application if the identified comments are eliminated.
[IBLOCK_SECTION_ID] => 4560
[~IBLOCK_SECTION_ID] => 4560
[TIMESTAMP_X] => 06/27/2024 06:23:44 pm
[~TIMESTAMP_X] => 06/27/2024 06:23:44 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
)
[4563] => Array
(
[0] => Array
(
[ID] => 430149
[~ID] => 430149
[NAME] => The list of necessary documents for submitting a loan application
[~NAME] => The list of necessary documents for submitting a loan application
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => You can get a list of necessary documents for submitting a loan application here. In case of prequalification, you only need an identity card, marriage certificates and birth certificates (if any). Prequalification can be completed through a video call, at Bank branches, and also from consultants. You can get a list of consultants here.
[~PREVIEW_TEXT] => You can get a list of necessary documents for submitting a loan application here. In case of prequalification, you only need an identity card, marriage certificates and birth certificates (if any). Prequalification can be completed through a video call, at Bank branches, and also from consultants. You can get a list of consultants here.
[IBLOCK_SECTION_ID] => 4563
[~IBLOCK_SECTION_ID] => 4563
[TIMESTAMP_X] => 06/27/2024 06:27:28 pm
[~TIMESTAMP_X] => 06/27/2024 06:27:28 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => html
[~PREVIEW_TEXT_TYPE] => html
)
[1] => Array
(
[ID] => 430152
[~ID] => 430152
[NAME] => Where can I get a sample power of attorney?
[~NAME] => Where can I get a sample power of attorney?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => You can get a sample of the power of attorney here. The power of attorney must be notarized.
[~PREVIEW_TEXT] => You can get a sample of the power of attorney here. The power of attorney must be notarized.
[IBLOCK_SECTION_ID] => 4563
[~IBLOCK_SECTION_ID] => 4563
[TIMESTAMP_X] => 06/27/2024 06:28:32 pm
[~TIMESTAMP_X] => 06/27/2024 06:28:32 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => html
[~PREVIEW_TEXT_TYPE] => html
)
)
[4566] => Array
(
[0] => Array
(
[ID] => 430155
[~ID] => 430155
[NAME] => Which appraisal companies can I contact?
[~NAME] => Which appraisal companies can I contact?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => You can contact any independent appraisal company at your discretion. The bank does not limit you in this choice. Real estate valuation is carried out in an appraisal company that has a license and is a member of the Chamber of Appraisers.
The list of appraisers can be obtained here.
[~PREVIEW_TEXT] => You can contact any independent appraisal company at your discretion. The bank does not limit you in this choice. Real estate valuation is carried out in an appraisal company that has a license and is a member of the Chamber of Appraisers.
The list of appraisers can be obtained here.
[IBLOCK_SECTION_ID] => 4566
[~IBLOCK_SECTION_ID] => 4566
[TIMESTAMP_X] => 06/27/2024 06:41:03 pm
[~TIMESTAMP_X] => 06/27/2024 06:41:03 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => html
[~PREVIEW_TEXT_TYPE] => html
)
[1] => Array
(
[ID] => 430158
[~ID] => 430158
[NAME] => Which insurance companies can I contact?
[~NAME] => Which insurance companies can I contact?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => To formalize an insurance contract and pay for insurance, you can contact a Bank branch with post-credit services or any insurance company at your discretion. The bank does not limit you in this choice.
When insuring through an insurance company, you need to provide an insurance contract to a Bank branch with post-credit service.
You can get information on the insured amount through the following channels:
- - Use chatbots in the WhatsApp messenger at +77059251301 and in the Telegramchannel Otbasy Bank (account @quanysh_bot);
- Use the Internet banking Otbasy Bank.
[~PREVIEW_TEXT] => To formalize an insurance contract and pay for insurance, you can contact a Bank branch with post-credit services or any insurance company at your discretion. The bank does not limit you in this choice.
When insuring through an insurance company, you need to provide an insurance contract to a Bank branch with post-credit service.
You can get information on the insured amount through the following channels:
- - Use chatbots in the WhatsApp messenger at +77059251301 and in the Telegramchannel Otbasy Bank (account @quanysh_bot);
- Use the Internet banking Otbasy Bank.
[IBLOCK_SECTION_ID] => 4566
[~IBLOCK_SECTION_ID] => 4566
[TIMESTAMP_X] => 06/27/2024 06:42:31 pm
[~TIMESTAMP_X] => 06/27/2024 06:42:31 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => html
[~PREVIEW_TEXT_TYPE] => html
)
)
[4569] => Array
(
[0] => Array
(
[ID] => 430161
[~ID] => 430161
[NAME] => What can I put up as collateral?
[~NAME] => What can I put up as collateral?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => The Bank accepts the following property from individuals as collateral:
1) money in a bank account with the Bank and/or the rights of the depositor under a bank deposit agreement;
2) real estate owned by the pledger and/or acquired through a loan:
- individual residential building with a land plot;
- land plot;
- apartment in an apartment building;
3) commercial real estate - offices, shops, premises (not warehouse type), with an area of no more than 500 sq.m. , located in the cities of Astana, Almaty, Shymkent and regional centers, for the purpose of acquiring housing, construction of housing/construction of housing with the acquisition of a land plot, repair and modernization of housing, as additional collateral when the market value of the main collateral in the form of residential real estate is insufficient
4) property right (right of claim) as temporary collateral subject to the provision of collateral in the form of real estate to the Bank in the future;
5) guarantee of an individual.
From legal entities as temporary collateral:
1) real estate owned by:
- residential real estate;
- land plot;
- commercial real estate - offices, shops, premises (not warehouse type), with an area of no more than 500 sq.m., located in the cities of Astana, Almaty, Shymkent and regional centers, as additional collateral when the market value of the main collateral in the form of residential real estate is insufficient
2) money in a bank account with the Bank;
[~PREVIEW_TEXT] => The Bank accepts the following property from individuals as collateral:
1) money in a bank account with the Bank and/or the rights of the depositor under a bank deposit agreement;
2) real estate owned by the pledger and/or acquired through a loan:
- individual residential building with a land plot;
- land plot;
- apartment in an apartment building;
3) commercial real estate - offices, shops, premises (not warehouse type), with an area of no more than 500 sq.m. , located in the cities of Astana, Almaty, Shymkent and regional centers, for the purpose of acquiring housing, construction of housing/construction of housing with the acquisition of a land plot, repair and modernization of housing, as additional collateral when the market value of the main collateral in the form of residential real estate is insufficient
4) property right (right of claim) as temporary collateral subject to the provision of collateral in the form of real estate to the Bank in the future;
5) guarantee of an individual.
From legal entities as temporary collateral:
1) real estate owned by:
- residential real estate;
- land plot;
- commercial real estate - offices, shops, premises (not warehouse type), with an area of no more than 500 sq.m., located in the cities of Astana, Almaty, Shymkent and regional centers, as additional collateral when the market value of the main collateral in the form of residential real estate is insufficient
2) money in a bank account with the Bank;
[IBLOCK_SECTION_ID] => 4569
[~IBLOCK_SECTION_ID] => 4569
[TIMESTAMP_X] => 12/12/2024 12:29:21 pm
[~TIMESTAMP_X] => 12/12/2024 12:29:21 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[1] => Array
(
[ID] => 430164
[~ID] => 430164
[NAME] => What is a Lending Area?
[~NAME] => What is a Lending Area?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => При оформлении промежуточного и предварительного займов, недвижимость предоставляемая в залог, должна находится в зоне кредитования
Зона кредитования представляет собой список населенных пунктов, с разбивкой по областям, который действует при рассмотрении кредитных заявок о выдаче предварительных и промежуточных займов.
[~PREVIEW_TEXT] => При оформлении промежуточного и предварительного займов, недвижимость предоставляемая в залог, должна находится в зоне кредитования
Зона кредитования представляет собой список населенных пунктов, с разбивкой по областям, который действует при рассмотрении кредитных заявок о выдаче предварительных и промежуточных займов.
[IBLOCK_SECTION_ID] => 4569
[~IBLOCK_SECTION_ID] => 4569
[TIMESTAMP_X] => 06/27/2024 06:48:45 pm
[~TIMESTAMP_X] => 06/27/2024 06:48:45 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[2] => Array
(
[ID] => 430167
[~ID] => 430167
[NAME] => Is it possible to pledge a cottage / country house?
[~NAME] => Is it possible to pledge a cottage / country house?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => No, the Bank does not accept a cottage and a suburban area as collateral
[~PREVIEW_TEXT] => No, the Bank does not accept a cottage and a suburban area as collateral
[IBLOCK_SECTION_ID] => 4569
[~IBLOCK_SECTION_ID] => 4569
[TIMESTAMP_X] => 06/27/2024 06:48:15 pm
[~TIMESTAMP_X] => 06/27/2024 06:48:15 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[3] => Array
(
[ID] => 430170
[~ID] => 430170
[NAME] => Is it possible to pledge a privatized room/apartment in a hostel?
[~NAME] => Is it possible to pledge a privatized room/apartment in a hostel?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => A dorm room is not accepted as a deposit.
An apartment in a dormitory is accepted as collateral if it is recognized as housing and is connected to power supply networks, water supply, heat supply, sewerage, with the possibility of installing sanitary appliances.
[~PREVIEW_TEXT] => A dorm room is not accepted as a deposit.
An apartment in a dormitory is accepted as collateral if it is recognized as housing and is connected to power supply networks, water supply, heat supply, sewerage, with the possibility of installing sanitary appliances.
[IBLOCK_SECTION_ID] => 4569
[~IBLOCK_SECTION_ID] => 4569
[TIMESTAMP_X] => 06/27/2024 06:45:59 pm
[~TIMESTAMP_X] => 06/27/2024 06:45:59 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[4] => Array
(
[ID] => 430173
[~ID] => 430173
[NAME] => Can I put two deposits?
[~NAME] => Can I put two deposits?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Yes, if the collateral value of one housing is insufficient, you can pledge 2 (two) real estate
[~PREVIEW_TEXT] => Yes, if the collateral value of one housing is insufficient, you can pledge 2 (two) real estate
[IBLOCK_SECTION_ID] => 4569
[~IBLOCK_SECTION_ID] => 4569
[TIMESTAMP_X] => 06/27/2024 06:46:41 pm
[~TIMESTAMP_X] => 06/27/2024 06:46:41 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[5] => Array
(
[ID] => 430176
[~ID] => 430176
[NAME] => Can I put commercial real estate as collateral?
[~NAME] => Can I put commercial real estate as collateral?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Yes, commercial real estate is accepted as collateral: offices, shops, premises (not warehouse type) located in the cities of Astana, Almaty, Shymkent, Semey and regional centers for the purpose of purchasing or building housing
[~PREVIEW_TEXT] => Yes, commercial real estate is accepted as collateral: offices, shops, premises (not warehouse type) located in the cities of Astana, Almaty, Shymkent, Semey and regional centers for the purpose of purchasing or building housing
[IBLOCK_SECTION_ID] => 4569
[~IBLOCK_SECTION_ID] => 4569
[TIMESTAMP_X] => 06/27/2024 06:47:09 pm
[~TIMESTAMP_X] => 06/27/2024 06:47:09 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[6] => Array
(
[ID] => 430179
[~ID] => 430179
[NAME] => What kind of real estate can I pledge?
[~NAME] => What kind of real estate can I pledge?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => 1. Residential real estate (apartment, individual residential building), the service life of which is no more than 50 (fifty) years at the time of acceptance of the loan application;
1.1. Real estate with a wall material of concrete (monolithic), brick (ceramic, silicate, hyper-pressed), block of concrete and shell, the service life of which is no more than 60 years at the time of acceptance of the loan application;
2. An individual residential building consisting of adobe / mud brick, the service life of which is no more than 25 (twenty-five) years at the time of acceptance of the loan application;
3. An individual residential building consisting of wood (timber, log house, logs), wooden concrete (arbolite), the service life of which is no more than 30 (thirty) years at the time of acceptance of the loan application
[~PREVIEW_TEXT] => 1. Residential real estate (apartment, individual residential building), the service life of which is no more than 50 (fifty) years at the time of acceptance of the loan application;
1.1. Real estate with a wall material of concrete (monolithic), brick (ceramic, silicate, hyper-pressed), block of concrete and shell, the service life of which is no more than 60 years at the time of acceptance of the loan application;
2. An individual residential building consisting of adobe / mud brick, the service life of which is no more than 25 (twenty-five) years at the time of acceptance of the loan application;
3. An individual residential building consisting of wood (timber, log house, logs), wooden concrete (arbolite), the service life of which is no more than 30 (thirty) years at the time of acceptance of the loan application
[IBLOCK_SECTION_ID] => 4569
[~IBLOCK_SECTION_ID] => 4569
[TIMESTAMP_X] => 06/27/2024 06:47:55 pm
[~TIMESTAMP_X] => 06/27/2024 06:47:55 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
)
[4572] => Array
(
[0] => Array
(
[ID] => 430185
[~ID] => 430185
[NAME] => When will the Loan and Collateral Agreements be ready?
[~NAME] => When will the Loan and Collateral Agreements be ready?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Loan and collateral agreements are drawn up by the Bank within 2 business days.
When these contracts are ready, the manager will inform you by phone.
[~PREVIEW_TEXT] => Loan and collateral agreements are drawn up by the Bank within 2 business days.
When these contracts are ready, the manager will inform you by phone.
[IBLOCK_SECTION_ID] => 4572
[~IBLOCK_SECTION_ID] => 4572
[TIMESTAMP_X] => 06/27/2024 06:50:28 pm
[~TIMESTAMP_X] => 06/27/2024 06:50:28 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[1] => Array
(
[ID] => 430188
[~ID] => 430188
[NAME] => Can another person sign the contracts since I won't be able to come?
[~NAME] => Can another person sign the contracts since I won't be able to come?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => No. Loan and collateral agreements are signed independently by the borrower/co-borrower/guarantor.
[~PREVIEW_TEXT] => No. Loan and collateral agreements are signed independently by the borrower/co-borrower/guarantor.
[IBLOCK_SECTION_ID] => 4572
[~IBLOCK_SECTION_ID] => 4572
[TIMESTAMP_X] => 06/27/2024 06:50:55 pm
[~TIMESTAMP_X] => 06/27/2024 06:50:55 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
)
[4575] => Array
(
[0] => Array
(
[ID] => 430197
[~ID] => 430197
[NAME] => How much should I pay for the loan?
[~NAME] => How much should I pay for the loan?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Repayment of loan obligations is carried out according to the Repayment Schedule, which is an integral part of the Bank Loan Agreement.
[~PREVIEW_TEXT] => Repayment of loan obligations is carried out according to the Repayment Schedule, which is an integral part of the Bank Loan Agreement.
[IBLOCK_SECTION_ID] => 4575
[~IBLOCK_SECTION_ID] => 4575
[TIMESTAMP_X] => 06/27/2024 07:25:51 pm
[~TIMESTAMP_X] => 06/27/2024 07:25:51 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[1] => Array
(
[ID] => 430200
[~ID] => 430200
[NAME] => When will the loan be issued after the conclusion of the Loan Agreement?
[~NAME] => When will the loan be issued after the conclusion of the Loan Agreement?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => The loan is issued after the registration of the Real Estate Pledge Agreement with the registration authority, within 1 business day
[~PREVIEW_TEXT] => The loan is issued after the registration of the Real Estate Pledge Agreement with the registration authority, within 1 business day
[IBLOCK_SECTION_ID] => 4575
[~IBLOCK_SECTION_ID] => 4575
[TIMESTAMP_X] => 06/27/2024 07:26:40 pm
[~TIMESTAMP_X] => 06/27/2024 07:26:40 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[2] => Array
(
[ID] => 430203
[~ID] => 430203
[NAME] => Is it necessary for the real estate seller to be present when issuing money?
[~NAME] => Is it necessary for the real estate seller to be present when issuing money?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => The presence of the real estate seller is mandatory, as he needs to issue a receipt
[~PREVIEW_TEXT] => The presence of the real estate seller is mandatory, as he needs to issue a receipt
[IBLOCK_SECTION_ID] => 4575
[~IBLOCK_SECTION_ID] => 4575
[TIMESTAMP_X] => 06/27/2024 07:27:30 pm
[~TIMESTAMP_X] => 06/27/2024 07:27:30 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[3] => Array
(
[ID] => 430206
[~ID] => 430206
[NAME] => Is it possible to transfer money wirelessly to the seller's account?
[~NAME] => Is it possible to transfer money wirelessly to the seller's account?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => May. When filling out an application for loan repayment, the borrower can specify the details for transfer to the seller's account. The commission for an external money transfer is 0.3% of the transfer amount (min.1,500, max.5,000).
[~PREVIEW_TEXT] => May. When filling out an application for loan repayment, the borrower can specify the details for transfer to the seller's account. The commission for an external money transfer is 0.3% of the transfer amount (min.1,500, max.5,000).
[IBLOCK_SECTION_ID] => 4575
[~IBLOCK_SECTION_ID] => 4575
[TIMESTAMP_X] => 06/27/2024 07:28:21 pm
[~TIMESTAMP_X] => 06/27/2024 07:28:21 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[4] => Array
(
[ID] => 430209
[~ID] => 430209
[NAME] => In the case of a cashless transfer, is the presence of the seller necessary?
[~NAME] => In the case of a cashless transfer, is the presence of the seller necessary?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => The presence of the seller is mandatory, as he provides a receipt
[~PREVIEW_TEXT] => The presence of the seller is mandatory, as he provides a receipt
[IBLOCK_SECTION_ID] => 4575
[~IBLOCK_SECTION_ID] => 4575
[TIMESTAMP_X] => 06/27/2024 07:28:53 pm
[~TIMESTAMP_X] => 06/27/2024 07:28:53 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[5] => Array
(
[ID] => 430212
[~ID] => 430212
[NAME] => How is the loan disbursed?
[~NAME] => How is the loan disbursed?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => The loan for the purchase of a home is issued in a non-cash way by transferring the loan amount to the seller's account specified in the application for payment of money. The commission for an external money transfer is 0.3% of the transfer amount (min.1,500, max.5,000).
The issuance of a loan for the purchase of housing in cash is allowed only after agreement with the head of the branch. The commission for cash withdrawal is 0.5% of the loan amount (min.1,500, max. 50,000).
More information about commissions can be found here.
[~PREVIEW_TEXT] => The loan for the purchase of a home is issued in a non-cash way by transferring the loan amount to the seller's account specified in the application for payment of money. The commission for an external money transfer is 0.3% of the transfer amount (min.1,500, max.5,000).
The issuance of a loan for the purchase of housing in cash is allowed only after agreement with the head of the branch. The commission for cash withdrawal is 0.5% of the loan amount (min.1,500, max. 50,000).
More information about commissions can be found here.
[IBLOCK_SECTION_ID] => 4575
[~IBLOCK_SECTION_ID] => 4575
[TIMESTAMP_X] => 06/27/2024 07:30:07 pm
[~TIMESTAMP_X] => 06/27/2024 07:30:07 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => html
[~PREVIEW_TEXT_TYPE] => html
)
)
[4578] => Array
(
[0] => Array
(
[ID] => 430218
[~ID] => 430218
[NAME] => How much should I pay for the loan?
[~NAME] => How much should I pay for the loan?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => You can find out the amount of the loan payment via the chat bots of the Bank in WhatsApp at +77059251301 and in the Telegram channel Otbasy Bank (account @quanysh_bot);
The loan is paid according to the Repayment Schedule.
The repayment schedule is specified in the Bank Loan Agreement and in the Otbasybank Online Banking/application.
[~PREVIEW_TEXT] => You can find out the amount of the loan payment via the chat bots of the Bank in WhatsApp at +77059251301 and in the Telegram channel Otbasy Bank (account @quanysh_bot);
The loan is paid according to the Repayment Schedule.
The repayment schedule is specified in the Bank Loan Agreement and in the Otbasybank Online Banking/application.
[IBLOCK_SECTION_ID] => 4578
[~IBLOCK_SECTION_ID] => 4578
[TIMESTAMP_X] => 06/27/2024 07:33:07 pm
[~TIMESTAMP_X] => 06/27/2024 07:33:07 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => html
[~PREVIEW_TEXT_TYPE] => html
)
[1] => Array
(
[ID] => 430221
[~ID] => 430221
[NAME] => What happens if I can't pay on the specified repayment schedule day?
[~NAME] => What happens if I can't pay on the specified repayment schedule day?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => In case of non-repayment of the loan on the repayment date, the loan goes into arrears and a penalty is charged. In this regard, the Bank recommends timely repayment of loan payments.
[~PREVIEW_TEXT] => In case of non-repayment of the loan on the repayment date, the loan goes into arrears and a penalty is charged. In this regard, the Bank recommends timely repayment of loan payments.
[IBLOCK_SECTION_ID] => 4578
[~IBLOCK_SECTION_ID] => 4578
[TIMESTAMP_X] => 06/27/2024 07:33:56 pm
[~TIMESTAMP_X] => 06/27/2024 07:33:56 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[2] => Array
(
[ID] => 430224
[~ID] => 430224
[NAME] => Can I make a payment less than the amount specified in the repayment schedule?
[~NAME] => Can I make a payment less than the amount specified in the repayment schedule?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => In order to avoid delinquency of the loan, you need to pay the loan in full according to the Repayment Schedule
[~PREVIEW_TEXT] => In order to avoid delinquency of the loan, you need to pay the loan in full according to the Repayment Schedule
[IBLOCK_SECTION_ID] => 4578
[~IBLOCK_SECTION_ID] => 4578
[TIMESTAMP_X] => 06/27/2024 07:34:26 pm
[~TIMESTAMP_X] => 06/27/2024 07:34:26 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[3] => Array
(
[ID] => 430227
[~ID] => 430227
[NAME] => How can I pay the loan payments?
[~NAME] => How can I pay the loan payments?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => You can pay the payment through the following Bank channels:
- Online banking Otbasy Bank;
- Otbasybank application;
- cash desks and terminals. You can get the addresses of the ticket offices and terminals here.
You can make a payment through the following partner payment channels:
- online banking kaspi.kz ;
- electronic government egov.kz;
- JSC "Halyk Bank": Internet banking, ATM, payment terminal;
- Bankcentrcredit JSC: Internet banking, ATM, payment terminals;
- cash desk of Kazpost JSC.
To make a payment, you must specify the 12-digit account code, which is specified in the loan agreements and the bank current account.
The commission is charged according to the established tariffs of the partners:
- beeline: payment from the balance, commission in the amount of 1.5% of the payment amount;
- through the cash desk of Bankcentrcredit JSC, a commission of 0.3% of the payment amount;
- through the cash desk of JSC "Halyk Bank", a commission of 1% of the payment amount.
For more information on alternative payment methods, please go here.
[~PREVIEW_TEXT] => You can pay the payment through the following Bank channels:
- Online banking Otbasy Bank;
- Otbasybank application;
- cash desks and terminals. You can get the addresses of the ticket offices and terminals here.
You can make a payment through the following partner payment channels:
- online banking kaspi.kz ;
- electronic government egov.kz;
- JSC "Halyk Bank": Internet banking, ATM, payment terminal;
- Bankcentrcredit JSC: Internet banking, ATM, payment terminals;
- cash desk of Kazpost JSC.
To make a payment, you must specify the 12-digit account code, which is specified in the loan agreements and the bank current account.
The commission is charged according to the established tariffs of the partners:
- beeline: payment from the balance, commission in the amount of 1.5% of the payment amount;
- through the cash desk of Bankcentrcredit JSC, a commission of 0.3% of the payment amount;
- through the cash desk of JSC "Halyk Bank", a commission of 1% of the payment amount.
For more information on alternative payment methods, please go here.
[IBLOCK_SECTION_ID] => 4578
[~IBLOCK_SECTION_ID] => 4578
[TIMESTAMP_X] => 06/27/2024 07:35:28 pm
[~TIMESTAMP_X] => 06/27/2024 07:35:28 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => html
[~PREVIEW_TEXT_TYPE] => html
)
[4] => Array
(
[ID] => 430230
[~ID] => 430230
[NAME] => Can I put in more than what is indicated in the repayment schedule?
[~NAME] => Can I put in more than what is indicated in the repayment schedule?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Yes. If money is deposited to the current account in a larger amount than the payment according to the schedule, the difference in the form of a balance will remain in the current account until the next payment date.
If there is money in the current account of more than 50,000 tenge, you can make a partial early repayment. The application is accepted by the post-credit service department of the Bank branch. The application is accepted until 16.00 on weekdays.
[~PREVIEW_TEXT] => Yes. If money is deposited to the current account in a larger amount than the payment according to the schedule, the difference in the form of a balance will remain in the current account until the next payment date.
If there is money in the current account of more than 50,000 tenge, you can make a partial early repayment. The application is accepted by the post-credit service department of the Bank branch. The application is accepted until 16.00 on weekdays.
[IBLOCK_SECTION_ID] => 4578
[~IBLOCK_SECTION_ID] => 4578
[TIMESTAMP_X] => 06/27/2024 07:36:15 pm
[~TIMESTAMP_X] => 06/27/2024 07:36:15 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
)
[4581] => Array
(
[0] => Array
(
[ID] => 430233
[~ID] => 430233
[NAME] => What will happen to the loan in the event of the borrower's death?
[~NAME] => What will happen to the loan in the event of the borrower's death?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => In case of death of the borrower, the debt is transferred to the heir.
The transfer of debt in connection with the death of the borrower implies a universal succession under the bank loan agreement and the activated deposit of the ZHSS (if any) in the name of the heir of the deceased.
In the absence of a co-borrower on the loan, from the date of the borrower's death, accrual of remuneration, accrual of penalties (fines, penalties) stops. The resumption of accrual of interest on the loan and penalties (fines, penalties) (if any) is carried out from the date of signing by the heir of an additional agreement to the loan agreement / application for changing the terms (agreement on universal succession).
[~PREVIEW_TEXT] => In case of death of the borrower, the debt is transferred to the heir.
The transfer of debt in connection with the death of the borrower implies a universal succession under the bank loan agreement and the activated deposit of the ZHSS (if any) in the name of the heir of the deceased.
In the absence of a co-borrower on the loan, from the date of the borrower's death, accrual of remuneration, accrual of penalties (fines, penalties) stops. The resumption of accrual of interest on the loan and penalties (fines, penalties) (if any) is carried out from the date of signing by the heir of an additional agreement to the loan agreement / application for changing the terms (agreement on universal succession).
[IBLOCK_SECTION_ID] => 4581
[~IBLOCK_SECTION_ID] => 4581
[TIMESTAMP_X] => 06/27/2024 07:37:50 pm
[~TIMESTAMP_X] => 06/27/2024 07:37:50 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[1] => Array
(
[ID] => 430236
[~ID] => 430236
[NAME] => Is it possible to submit a loan application/undergo a solvency assessment by proxy?
[~NAME] => Is it possible to submit a loan application/undergo a solvency assessment by proxy?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => If the client does not have the opportunity to visit the Bank's branch in person, it is allowed to represent his interests by a trusted person. The power of attorney must be notarized and executed according to the recommended sample with a list of the operations performed.
The service of the authorized person is carried out in the presence of documents:
- identity card of the authorized person (original) and the client (notarized copy);
- notarized power of attorney;
- a list of documents for submitting a loan application.
The conclusion of a bank loan agreement, pledge, guarantee is carried out directly by the borrower/ co-borrower /guarantor.
When providing a power of attorney issued abroad, it is necessary to make sure that it is legalized at the embassy (consulate) The Republic of Kazakhstan abroad or at the embassy (consulate) of a foreign state in the Republic of Kazakhstan (in the absence of these authorities - at the Ministry of Foreign Affairs of the Republic of Kazakhstan) or in the apostille affixing by the authorized bodies of the state in which the power of attorney was issued, in accordance with the requirements of the legislation of the Republic of Kazakhstan. The power of attorney is submitted together with a notarized translation into the state and Russian languages.
[~PREVIEW_TEXT] => If the client does not have the opportunity to visit the Bank's branch in person, it is allowed to represent his interests by a trusted person. The power of attorney must be notarized and executed according to the recommended sample with a list of the operations performed.
The service of the authorized person is carried out in the presence of documents:
- identity card of the authorized person (original) and the client (notarized copy);
- notarized power of attorney;
- a list of documents for submitting a loan application.
The conclusion of a bank loan agreement, pledge, guarantee is carried out directly by the borrower/ co-borrower /guarantor.
When providing a power of attorney issued abroad, it is necessary to make sure that it is legalized at the embassy (consulate) The Republic of Kazakhstan abroad or at the embassy (consulate) of a foreign state in the Republic of Kazakhstan (in the absence of these authorities - at the Ministry of Foreign Affairs of the Republic of Kazakhstan) or in the apostille affixing by the authorized bodies of the state in which the power of attorney was issued, in accordance with the requirements of the legislation of the Republic of Kazakhstan. The power of attorney is submitted together with a notarized translation into the state and Russian languages.
[IBLOCK_SECTION_ID] => 4581
[~IBLOCK_SECTION_ID] => 4581
[TIMESTAMP_X] => 06/27/2024 07:38:21 pm
[~TIMESTAMP_X] => 06/27/2024 07:38:21 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[2] => Array
(
[ID] => 430239
[~ID] => 430239
[NAME] => What post-credit transactions are carried out by proxy?
[~NAME] => What post-credit transactions are carried out by proxy?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => 1) the transition to a housing loan;
2) early partial/full repayment of the loan and repayment of the loan, including the issuance of originals of title and identification documents and the removal of encumbrances (to obtain title and identification documents for real estate from a Bank attorney, a power of attorney must be issued on behalf of the owner(s) (co-owners, if any) of the real estate, as well as in the power of attorney must specific credentials should be specified);
3) provision of information concerning the borrower when third parties make a request;
4) confirmation of the intended use of the loan.
The power of attorney must be notarized and executed according to the recommended sample with a list of the operations performed.
The service of the authorized person is carried out in the presence of a document certifying the identity of the authorized person (original) and the client (notarized copy), a notarized power of attorney.
When providing a power of attorney issued abroad, it is necessary to make sure that it is legalized at the embassy (consulate) The Republic of Kazakhstan abroad or at the embassy (consulate) of a foreign state in the Republic of Kazakhstan (in the absence of these authorities - at the Ministry of Foreign Affairs of the Republic of Kazakhstan) or in the apostille affixing by the authorized bodies of the state in which the power of attorney was issued, in accordance with the requirements of the legislation of the Republic of Kazakhstan. The power of attorney is submitted together with a notarized translation into the state and Russian languages.
[~PREVIEW_TEXT] => 1) the transition to a housing loan;
2) early partial/full repayment of the loan and repayment of the loan, including the issuance of originals of title and identification documents and the removal of encumbrances (to obtain title and identification documents for real estate from a Bank attorney, a power of attorney must be issued on behalf of the owner(s) (co-owners, if any) of the real estate, as well as in the power of attorney must specific credentials should be specified);
3) provision of information concerning the borrower when third parties make a request;
4) confirmation of the intended use of the loan.
The power of attorney must be notarized and executed according to the recommended sample with a list of the operations performed.
The service of the authorized person is carried out in the presence of a document certifying the identity of the authorized person (original) and the client (notarized copy), a notarized power of attorney.
When providing a power of attorney issued abroad, it is necessary to make sure that it is legalized at the embassy (consulate) The Republic of Kazakhstan abroad or at the embassy (consulate) of a foreign state in the Republic of Kazakhstan (in the absence of these authorities - at the Ministry of Foreign Affairs of the Republic of Kazakhstan) or in the apostille affixing by the authorized bodies of the state in which the power of attorney was issued, in accordance with the requirements of the legislation of the Republic of Kazakhstan. The power of attorney is submitted together with a notarized translation into the state and Russian languages.
[IBLOCK_SECTION_ID] => 4581
[~IBLOCK_SECTION_ID] => 4581
[TIMESTAMP_X] => 06/27/2024 07:39:01 pm
[~TIMESTAMP_X] => 06/27/2024 07:39:01 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[3] => Array
(
[ID] => 430242
[~ID] => 430242
[NAME] => Documents required for the transfer of debt in case of death of the borrower
[~NAME] => Documents required for the transfer of debt in case of death of the borrower
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => - the identity card of the heir;
- identification card of the spouse of the heir, co-borrower;
- certificate of marriage (dissolution);
- Notarial applications for security;
- Consent of the guardianship and guardianship authorities, if the mortgaged property belongs to a minor;
- A power of attorney to sign the pledge agreement, if the co-owners do not intend to sign the pledge agreement;
- death certificate;
- Certificate of inheritance.
[~PREVIEW_TEXT] => - the identity card of the heir;
- identification card of the spouse of the heir, co-borrower;
- certificate of marriage (dissolution);
- Notarial applications for security;
- Consent of the guardianship and guardianship authorities, if the mortgaged property belongs to a minor;
- A power of attorney to sign the pledge agreement, if the co-owners do not intend to sign the pledge agreement;
- death certificate;
- Certificate of inheritance.
[IBLOCK_SECTION_ID] => 4581
[~IBLOCK_SECTION_ID] => 4581
[TIMESTAMP_X] => 06/27/2024 07:39:50 pm
[~TIMESTAMP_X] => 06/27/2024 07:39:50 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
)
[4584] => Array
(
[0] => Array
(
[ID] => 430248
[~ID] => 430248
[NAME] => Can I decrease or increase the contractual amount?
[~NAME] => Can I decrease or increase the contractual amount?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Yes, the depositor has the right to increase or decrease the contractual amount before submitting a loan application.
According to the tariff program 25/75, an increase in the contractual amount is not carried out.
[~PREVIEW_TEXT] => Yes, the depositor has the right to increase or decrease the contractual amount before submitting a loan application.
According to the tariff program 25/75, an increase in the contractual amount is not carried out.
[IBLOCK_SECTION_ID] => 4584
[~IBLOCK_SECTION_ID] => 4584
[TIMESTAMP_X] => 07/01/2024 01:17:18 pm
[~TIMESTAMP_X] => 07/01/2024 01:17:18 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[1] => Array
(
[ID] => 430251
[~ID] => 430251
[NAME] => How can the contractual amount be changed?
[~NAME] => How can the contractual amount be changed?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => The contractual amount can be changed in the following ways:
- via Otbasy bank online banking;
- through the Otbasy bank app;
- through the branches of the Bank, by applying for an identity card.
[~PREVIEW_TEXT] => The contractual amount can be changed in the following ways:
- via Otbasy bank online banking;
- through the Otbasy bank app;
- through the branches of the Bank, by applying for an identity card.
[IBLOCK_SECTION_ID] => 4584
[~IBLOCK_SECTION_ID] => 4584
[TIMESTAMP_X] => 07/01/2024 01:19:04 pm
[~TIMESTAMP_X] => 07/01/2024 01:19:04 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[2] => Array
(
[ID] => 430254
[~ID] => 430254
[NAME] => How will the evaluation indicator if the contractual amount changes?
[~NAME] => How will the evaluation indicator if the contractual amount changes?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => With an increase in the contractual amount, the actual value of the EI decreases, with a decrease in the contractual amount, the actual value of the EI increases
[~PREVIEW_TEXT] => With an increase in the contractual amount, the actual value of the EI decreases, with a decrease in the contractual amount, the actual value of the EI increases
[IBLOCK_SECTION_ID] => 4584
[~IBLOCK_SECTION_ID] => 4584
[TIMESTAMP_X] => 07/01/2024 01:19:41 pm
[~TIMESTAMP_X] => 07/01/2024 01:19:41 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[3] => Array
(
[ID] => 430257
[~ID] => 430257
[NAME] => By how much can I increase the Contractual Amount?
[~NAME] => By how much can I increase the Contractual Amount?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => The aggregate maximum contractual amount for all housing construction savings contracts per depositor is 200 million tenge
[~PREVIEW_TEXT] => The aggregate maximum contractual amount for all housing construction savings contracts per depositor is 200 million tenge
[IBLOCK_SECTION_ID] => 4584
[~IBLOCK_SECTION_ID] => 4584
[TIMESTAMP_X] => 07/01/2024 01:20:24 pm
[~TIMESTAMP_X] => 07/01/2024 01:20:24 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[4] => Array
(
[ID] => 430260
[~ID] => 430260
[NAME] => Is it mandatory to increase the Contractual Amount?
[~NAME] => Is it mandatory to increase the Contractual Amount?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => The contractual amount must correspond to the amount that the depositor needs to improve housing conditions. If the DS is less than the cost of the housing that you wish to purchase, the DS must be increased to the cost of housing.
You can increase the DS at any time before submitting a loan application
[~PREVIEW_TEXT] => The contractual amount must correspond to the amount that the depositor needs to improve housing conditions. If the DS is less than the cost of the housing that you wish to purchase, the DS must be increased to the cost of housing.
You can increase the DS at any time before submitting a loan application
[IBLOCK_SECTION_ID] => 4584
[~IBLOCK_SECTION_ID] => 4584
[TIMESTAMP_X] => 07/01/2024 01:22:04 pm
[~TIMESTAMP_X] => 07/01/2024 01:22:04 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[5] => Array
(
[ID] => 430263
[~ID] => 430263
[NAME] => Is there a fee for changing the Contractual Amount?
[~NAME] => Is there a fee for changing the Contractual Amount?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => There is no commission fee for changing the contractual amount
[~PREVIEW_TEXT] => There is no commission fee for changing the contractual amount
[IBLOCK_SECTION_ID] => 4584
[~IBLOCK_SECTION_ID] => 4584
[TIMESTAMP_X] => 06/27/2024 07:44:41 pm
[~TIMESTAMP_X] => 06/27/2024 07:44:41 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[6] => Array
(
[ID] => 430266
[~ID] => 430266
[NAME] => Can I increase the contractual amount after the loan application is approved?
[~NAME] => Can I increase the contractual amount after the loan application is approved?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => No.
If there is such a need, the client must cancel the submitted loan application, change the contractual amount and re-submit a new loan application.
[~PREVIEW_TEXT] => No.
If there is such a need, the client must cancel the submitted loan application, change the contractual amount and re-submit a new loan application.
[IBLOCK_SECTION_ID] => 4584
[~IBLOCK_SECTION_ID] => 4584
[TIMESTAMP_X] => 06/27/2024 07:45:09 pm
[~TIMESTAMP_X] => 06/27/2024 07:45:09 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[7] => Array
(
[ID] => 430269
[~ID] => 430269
[NAME] => To what amount can I reduce the contractual amount?
[~NAME] => To what amount can I reduce the contractual amount?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => The minimum amount of the contractual amount is 500 MCI. In 2024, this amount is 1 846 000 tenge.
[~PREVIEW_TEXT] => The minimum amount of the contractual amount is 500 MCI. In 2024, this amount is 1 846 000 tenge.
[IBLOCK_SECTION_ID] => 4584
[~IBLOCK_SECTION_ID] => 4584
[TIMESTAMP_X] => 07/01/2024 01:24:15 pm
[~TIMESTAMP_X] => 07/01/2024 01:24:15 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
)
[4587] => Array
(
[0] => Array
(
[ID] => 430272
[~ID] => 430272
[NAME] => What is a deposit assignment?
[~NAME] => What is a deposit assignment?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => The assignment of the HCS deposit consists in the transfer of rights and obligations under the HCS Agreement to the person who accepts the HCS Agreement.
When the deposit is assigned, the receiving party is transferred the savings on the deposit (including the accrued state premium and remuneration from the Bank), the evaluation indicator, the term of the deposit.
[~PREVIEW_TEXT] => The assignment of the HCS deposit consists in the transfer of rights and obligations under the HCS Agreement to the person who accepts the HCS Agreement.
When the deposit is assigned, the receiving party is transferred the savings on the deposit (including the accrued state premium and remuneration from the Bank), the evaluation indicator, the term of the deposit.
[IBLOCK_SECTION_ID] => 4587
[~IBLOCK_SECTION_ID] => 4587
[TIMESTAMP_X] => 07/01/2024 01:24:59 pm
[~TIMESTAMP_X] => 07/01/2024 01:24:59 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[1] => Array
(
[ID] => 430275
[~ID] => 430275
[NAME] => How can I give up my housing construction savings deposit?
[~NAME] => How can I give up my housing construction savings deposit?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => You can donate your deposit to relatives upon confirmation of the fact of kinship. The documents confirming the relationship are: birth certificate, marriage certificate, certificate of paternity, certificate of adoption. In the absence of a birth certificate, the assignment is made with the full coincidence of the surname and patronymic, or in the case of writing the surname and patronymic in accordance with national characteristics.
The assignment is made at the Bank branch on weekdays in the presence of the parties. The assignment is allowed if there are savings of at least 153,150 tenge.
[~PREVIEW_TEXT] => You can donate your deposit to relatives upon confirmation of the fact of kinship. The documents confirming the relationship are: birth certificate, marriage certificate, certificate of paternity, certificate of adoption. In the absence of a birth certificate, the assignment is made with the full coincidence of the surname and patronymic, or in the case of writing the surname and patronymic in accordance with national characteristics.
The assignment is made at the Bank branch on weekdays in the presence of the parties. The assignment is allowed if there are savings of at least 153,150 tenge.
[IBLOCK_SECTION_ID] => 4587
[~IBLOCK_SECTION_ID] => 4587
[TIMESTAMP_X] => 06/27/2024 07:47:37 pm
[~TIMESTAMP_X] => 06/27/2024 07:47:37 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[2] => Array
(
[ID] => 430278
[~ID] => 430278
[NAME] => To whom can I assign my deposit of housing construction savings?
[~NAME] => To whom can I assign my deposit of housing construction savings?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => The assignment of the HCS deposit is allowed between the following family members and relatives upon confirmation of the fact of kinship:
1) spouse;
2) parents;
3) children;
4) adoptive parents, adopted;
5) full and half brothers and sisters;
6) grandfather, grandmother, grandchildren;
7) full-blooded and half-blooded brothers and sisters of parents;
8) great-uncle grandparents;
9) cousins, nephews and nieces.
It is also allowed to directly assign the HCS deposit between clients who are not related to each other, if there are common relatives with the provision of documents confirming the presence of common relatives.
[~PREVIEW_TEXT] => The assignment of the HCS deposit is allowed between the following family members and relatives upon confirmation of the fact of kinship:
1) spouse;
2) parents;
3) children;
4) adoptive parents, adopted;
5) full and half brothers and sisters;
6) grandfather, grandmother, grandchildren;
7) full-blooded and half-blooded brothers and sisters of parents;
8) great-uncle grandparents;
9) cousins, nephews and nieces.
It is also allowed to directly assign the HCS deposit between clients who are not related to each other, if there are common relatives with the provision of documents confirming the presence of common relatives.
[IBLOCK_SECTION_ID] => 4587
[~IBLOCK_SECTION_ID] => 4587
[TIMESTAMP_X] => 07/01/2024 01:25:40 pm
[~TIMESTAMP_X] => 07/01/2024 01:25:40 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[3] => Array
(
[ID] => 430281
[~ID] => 430281
[NAME] => What documents are required for the assignment?
[~NAME] => What documents are required for the assignment?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => 1) Identity card or passport of the parties to the assignment
2) Documents confirming the relationship: marriage certificate, birth certificate, paternity certificate, adoption certificate, and other documents confirming the relationship.
3) In case of changes in the surname of the depositor, a certificate of marriage is required (in case of changes in connection with marriage) or a corresponding certificate from the Public Service Center (in case of changes in the surname for other reasons).
[~PREVIEW_TEXT] => 1) Identity card or passport of the parties to the assignment
2) Documents confirming the relationship: marriage certificate, birth certificate, paternity certificate, adoption certificate, and other documents confirming the relationship.
3) In case of changes in the surname of the depositor, a certificate of marriage is required (in case of changes in connection with marriage) or a corresponding certificate from the Public Service Center (in case of changes in the surname for other reasons).
[IBLOCK_SECTION_ID] => 4587
[~IBLOCK_SECTION_ID] => 4587
[TIMESTAMP_X] => 07/01/2024 01:26:19 pm
[~TIMESTAMP_X] => 07/01/2024 01:26:19 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[4] => Array
(
[ID] => 430284
[~ID] => 430284
[NAME] => When an assignment can be made?
[~NAME] => When an assignment can be made?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => You can perform the operation at any time convenient for you on weekdays. To do this, you can contact a bank branch or use an online service.
A gratuitous assignment on HCS deposits can be made through the mobile application "Otbasy Bank". At the moment, the assignment through the mobile application is available only between parents and children. To make a deposit assignment, other relatives should contact the bank branch.
The service is available on working days of the Bank from 09.00 to 17.00. The assignment is possible after the state premium is credited.
[~PREVIEW_TEXT] => You can perform the operation at any time convenient for you on weekdays. To do this, you can contact a bank branch or use an online service.
A gratuitous assignment on HCS deposits can be made through the mobile application "Otbasy Bank". At the moment, the assignment through the mobile application is available only between parents and children. To make a deposit assignment, other relatives should contact the bank branch.
The service is available on working days of the Bank from 09.00 to 17.00. The assignment is possible after the state premium is credited.
[IBLOCK_SECTION_ID] => 4587
[~IBLOCK_SECTION_ID] => 4587
[TIMESTAMP_X] => 07/01/2024 01:27:05 pm
[~TIMESTAMP_X] => 07/01/2024 01:27:05 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[5] => Array
(
[ID] => 430287
[~ID] => 430287
[NAME] => How to assign a child deposit?
[~NAME] => How to assign a child deposit?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => A child's deposit is assigned if he/she:
- up to 14 years of age by his/her parent/adoptive parent/guardian with the consent of the guardianship and trusteeship authorities;
- from 14 to 16 years of age by a parent/adoptive parent/guardian with the consent of the child;
- from 16 to 18 years of age to a minor with the consent of a parent/adoptive parent/guardian.
The assignment of the child's deposit directly to the parent/adoptive parent/guardian is not allowed, it is carried out through the 3rd person (third person). Also, the operation for the assignment of a child deposit is carried out only at a bank branch on weekdays from 09.00 to 17.00
Documents:
- identity card or passport of the parent/adoptive parent/guardian;
- birth certificate or identity card or passport of the child;
- consent of the guardianship and trusteeship authority. It can be obtained on the portal egov.kz or in the Public Service Center (up to 14 years);
- identity card or passport of the person through whom the assignment is made.
[~PREVIEW_TEXT] => A child's deposit is assigned if he/she:
- up to 14 years of age by his/her parent/adoptive parent/guardian with the consent of the guardianship and trusteeship authorities;
- from 14 to 16 years of age by a parent/adoptive parent/guardian with the consent of the child;
- from 16 to 18 years of age to a minor with the consent of a parent/adoptive parent/guardian.
The assignment of the child's deposit directly to the parent/adoptive parent/guardian is not allowed, it is carried out through the 3rd person (third person). Also, the operation for the assignment of a child deposit is carried out only at a bank branch on weekdays from 09.00 to 17.00
Documents:
- identity card or passport of the parent/adoptive parent/guardian;
- birth certificate or identity card or passport of the child;
- consent of the guardianship and trusteeship authority. It can be obtained on the portal egov.kz or in the Public Service Center (up to 14 years);
- identity card or passport of the person through whom the assignment is made.
[IBLOCK_SECTION_ID] => 4587
[~IBLOCK_SECTION_ID] => 4587
[TIMESTAMP_X] => 07/01/2024 01:27:55 pm
[~TIMESTAMP_X] => 07/01/2024 01:27:55 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[6] => Array
(
[ID] => 430290
[~ID] => 430290
[NAME] => How can I confirm the fact of kinship?
[~NAME] => How can I confirm the fact of kinship?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => On the basis of documents confirming the relationship: marriage certificate, birth certificate, paternity certificate, adoption certificate, and other documents confirming the relationship.
[~PREVIEW_TEXT] => On the basis of documents confirming the relationship: marriage certificate, birth certificate, paternity certificate, adoption certificate, and other documents confirming the relationship.
[IBLOCK_SECTION_ID] => 4587
[~IBLOCK_SECTION_ID] => 4587
[TIMESTAMP_X] => 07/01/2024 01:28:56 pm
[~TIMESTAMP_X] => 07/01/2024 01:28:56 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[7] => Array
(
[ID] => 430293
[~ID] => 430293
[NAME] => How much does it cost to assign a deposit of housing construction savings?
[~NAME] => How much does it cost to assign a deposit of housing construction savings?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => There is no fee for the assignment of the deposit.
[~PREVIEW_TEXT] => There is no fee for the assignment of the deposit.
[IBLOCK_SECTION_ID] => 4587
[~IBLOCK_SECTION_ID] => 4587
[TIMESTAMP_X] => 07/01/2024 01:30:25 pm
[~TIMESTAMP_X] => 07/01/2024 01:30:25 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[8] => Array
(
[ID] => 430296
[~ID] => 430296
[NAME] => What will happen to the term, accumulation amount, and evaluation indicator?
[~NAME] => What will happen to the term, accumulation amount, and evaluation indicator?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => The assignment of rights and obligations under the HCS Agreement does not affect the actual values of these indicators.
[~PREVIEW_TEXT] => The assignment of rights and obligations under the HCS Agreement does not affect the actual values of these indicators.
[IBLOCK_SECTION_ID] => 4587
[~IBLOCK_SECTION_ID] => 4587
[TIMESTAMP_X] => 07/01/2024 01:31:04 pm
[~TIMESTAMP_X] => 07/01/2024 01:31:04 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[9] => Array
(
[ID] => 430299
[~ID] => 430299
[NAME] => Is the state premium lost when assigning a deposit of housing construction savings?
[~NAME] => Is the state premium lost when assigning a deposit of housing construction savings?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => The state premium on the deposit is transferred to the person who accepts the deposit.
The state premium is subject to return to the budget in case of assignment of the deposit to a non-citizen of the Republic of Kazakhstan.
[~PREVIEW_TEXT] => The state premium on the deposit is transferred to the person who accepts the deposit.
The state premium is subject to return to the budget in case of assignment of the deposit to a non-citizen of the Republic of Kazakhstan.
[IBLOCK_SECTION_ID] => 4587
[~IBLOCK_SECTION_ID] => 4587
[TIMESTAMP_X] => 07/01/2024 01:31:58 pm
[~TIMESTAMP_X] => 07/01/2024 01:31:58 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[10] => Array
(
[ID] => 430302
[~ID] => 430302
[NAME] => How to give up the contribution of housing construction savings if a close relative has died?
[~NAME] => How to give up the contribution of housing construction savings if a close relative has died?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => In the event of the death of the Depositor, universal succession or closure of the deposit is carried out (in the case of several heirs, the deposit is initially divided).
To perform the necessary transactions, the heir/heirs must apply to the Bank's branch with documents after the expiration of the terms established by the current legislation of the Republic of Kazakhstan.
Documents confirming the right of inheritance are:
1) death certificate;
2) certificate of inheritance and expiration of the terms established by the current legislation of the Republic of Kazakhstan;
3) identity card or passport of the heir/heirs.
[~PREVIEW_TEXT] => In the event of the death of the Depositor, universal succession or closure of the deposit is carried out (in the case of several heirs, the deposit is initially divided).
To perform the necessary transactions, the heir/heirs must apply to the Bank's branch with documents after the expiration of the terms established by the current legislation of the Republic of Kazakhstan.
Documents confirming the right of inheritance are:
1) death certificate;
2) certificate of inheritance and expiration of the terms established by the current legislation of the Republic of Kazakhstan;
3) identity card or passport of the heir/heirs.
[IBLOCK_SECTION_ID] => 4587
[~IBLOCK_SECTION_ID] => 4587
[TIMESTAMP_X] => 07/01/2024 01:32:54 pm
[~TIMESTAMP_X] => 07/01/2024 01:32:54 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
)
[4590] => Array
(
[0] => Array
(
[ID] => 430305
[~ID] => 430305
[NAME] => What is the pooling of housing construction savings deposits?
[~NAME] => What is the pooling of housing construction savings deposits?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => If the Depositor has two or more deposits, he can combine them into one deposit.
[~PREVIEW_TEXT] => If the Depositor has two or more deposits, he can combine them into one deposit.
[IBLOCK_SECTION_ID] => 4590
[~IBLOCK_SECTION_ID] => 4590
[TIMESTAMP_X] => 06/27/2024 07:53:11 pm
[~TIMESTAMP_X] => 06/27/2024 07:53:11 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[1] => Array
(
[ID] => 430308
[~ID] => 430308
[NAME] => How can I pool deposits of housing construction savings?
[~NAME] => How can I pool deposits of housing construction savings?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Deposits can be pooled in the following ways:
1. Online in Internet Banking Otbasy bank/mobile application Otbasy bank.
2. When contacting the Bank's branch on weekdays.
The merged contracts must be opened under one tariff program and issued in the name of one depositor. The service is available on working days of the Bank from 09.00 to 17.00.
[~PREVIEW_TEXT] => Deposits can be pooled in the following ways:
1. Online in Internet Banking Otbasy bank/mobile application Otbasy bank.
2. When contacting the Bank's branch on weekdays.
The merged contracts must be opened under one tariff program and issued in the name of one depositor. The service is available on working days of the Bank from 09.00 to 17.00.
[IBLOCK_SECTION_ID] => 4590
[~IBLOCK_SECTION_ID] => 4590
[TIMESTAMP_X] => 07/01/2024 01:37:40 pm
[~TIMESTAMP_X] => 07/01/2024 01:37:40 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[2] => Array
(
[ID] => 430311
[~ID] => 430311
[NAME] => Why do I need to pool the deposits of housing construction savings?
[~NAME] => Why do I need to pool the deposits of housing construction savings?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => The merger is made at the request of the client, to increase the contractual amount, increase the amount of savings, increase the term of savings and other parameters under the HCS agreement.
[~PREVIEW_TEXT] => The merger is made at the request of the client, to increase the contractual amount, increase the amount of savings, increase the term of savings and other parameters under the HCS agreement.
[IBLOCK_SECTION_ID] => 4590
[~IBLOCK_SECTION_ID] => 4590
[TIMESTAMP_X] => 07/01/2024 01:38:29 pm
[~TIMESTAMP_X] => 07/01/2024 01:38:29 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[3] => Array
(
[ID] => 430314
[~ID] => 430314
[NAME] => When can I pool my deposits?
[~NAME] => When can I pool my deposits?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Deposit pooling operations are carried out exclusively on weekdays at the Bank's branches. At the same time, through Online banking or the Otbasy bank mobile application, this operation is available from 9:00 to 17:00 on weekdays.
The pooling of deposits can be performed before applying for a loan.
[~PREVIEW_TEXT] => Deposit pooling operations are carried out exclusively on weekdays at the Bank's branches. At the same time, through Online banking or the Otbasy bank mobile application, this operation is available from 9:00 to 17:00 on weekdays.
The pooling of deposits can be performed before applying for a loan.
[IBLOCK_SECTION_ID] => 4590
[~IBLOCK_SECTION_ID] => 4590
[TIMESTAMP_X] => 07/01/2024 01:40:19 pm
[~TIMESTAMP_X] => 07/01/2024 01:40:19 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[4] => Array
(
[ID] => 430317
[~ID] => 430317
[NAME] => How much does it cost to merge accounts?
[~NAME] => How much does it cost to merge accounts?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => There is no commission fee for merging deposits.
[~PREVIEW_TEXT] => There is no commission fee for merging deposits.
[IBLOCK_SECTION_ID] => 4590
[~IBLOCK_SECTION_ID] => 4590
[TIMESTAMP_X] => 07/01/2024 01:45:35 pm
[~TIMESTAMP_X] => 07/01/2024 01:45:35 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[5] => Array
(
[ID] => 430320
[~ID] => 430320
[NAME] => What are the conditions for pooling deposits of housing construction savings?
[~NAME] => What are the conditions for pooling deposits of housing construction savings?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => You can combine HCS deposits with the same accumulation schemes, while you can simultaneously change the conditions of the new HCS deposit
[~PREVIEW_TEXT] => You can combine HCS deposits with the same accumulation schemes, while you can simultaneously change the conditions of the new HCS deposit
[IBLOCK_SECTION_ID] => 4590
[~IBLOCK_SECTION_ID] => 4590
[TIMESTAMP_X] => 07/01/2024 01:43:15 pm
[~TIMESTAMP_X] => 07/01/2024 01:43:15 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[6] => Array
(
[ID] => 430323
[~ID] => 430323
[NAME] => I have different tariff programs for deposits, can I pool them?
[~NAME] => I have different tariff programs for deposits, can I pool them?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Agreements with a single tariff plan are subject to unification.
If deposits have different tariff programs, it is necessary to bring them into one tariff program.
[~PREVIEW_TEXT] => Agreements with a single tariff plan are subject to unification.
If deposits have different tariff programs, it is necessary to bring them into one tariff program.
[IBLOCK_SECTION_ID] => 4590
[~IBLOCK_SECTION_ID] => 4590
[TIMESTAMP_X] => 07/01/2024 01:46:19 pm
[~TIMESTAMP_X] => 07/01/2024 01:46:19 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[7] => Array
(
[ID] => 430326
[~ID] => 430326
[NAME] => How long does the procedure of pooling deposits of housing construction savings take?
[~NAME] => How long does the procedure of pooling deposits of housing construction savings take?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => The procedure takes 5-10 minutes
[~PREVIEW_TEXT] => The procedure takes 5-10 minutes
[IBLOCK_SECTION_ID] => 4590
[~IBLOCK_SECTION_ID] => 4590
[TIMESTAMP_X] => 06/27/2024 07:56:29 pm
[~TIMESTAMP_X] => 06/27/2024 07:56:29 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[8] => Array
(
[ID] => 430329
[~ID] => 430329
[NAME] => What will happen to the actual term, the amount of accumulation and the estimated indicator?
[~NAME] => What will happen to the actual term, the amount of accumulation and the estimated indicator?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => The accumulation period will correspond to the period of the earliest of the combined HCS deposits, the accumulation amount is summed up, the evaluation indicator is recalculated
[~PREVIEW_TEXT] => The accumulation period will correspond to the period of the earliest of the combined HCS deposits, the accumulation amount is summed up, the evaluation indicator is recalculated
[IBLOCK_SECTION_ID] => 4590
[~IBLOCK_SECTION_ID] => 4590
[TIMESTAMP_X] => 07/01/2024 01:42:00 pm
[~TIMESTAMP_X] => 07/01/2024 01:42:00 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[9] => Array
(
[ID] => 430332
[~ID] => 430332
[NAME] => Is the state premium lost when pooling the contributions of housing construction savings?
[~NAME] => Is the state premium lost when pooling the contributions of housing construction savings?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => The state premium when pooling the HCS deposits is retained
[~PREVIEW_TEXT] => The state premium when pooling the HCS deposits is retained
[IBLOCK_SECTION_ID] => 4590
[~IBLOCK_SECTION_ID] => 4590
[TIMESTAMP_X] => 07/01/2024 01:46:59 pm
[~TIMESTAMP_X] => 07/01/2024 01:46:59 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[10] => Array
(
[ID] => 430335
[~ID] => 430335
[NAME] => What are the conditions for combining deposits of housing construction savings?
[~NAME] => What are the conditions for combining deposits of housing construction savings?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => It is possible to combine deposits of ZHSS with the same accumulation schemes, while at the same time it is possible to change the conditions of a new contribution of ZHSS
[~PREVIEW_TEXT] => It is possible to combine deposits of ZHSS with the same accumulation schemes, while at the same time it is possible to change the conditions of a new contribution of ZHSS
[IBLOCK_SECTION_ID] => 4590
[~IBLOCK_SECTION_ID] => 4590
[TIMESTAMP_X] => 06/27/2024 08:07:19 pm
[~TIMESTAMP_X] => 06/27/2024 08:07:19 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[11] => Array
(
[ID] => 430338
[~ID] => 430338
[NAME] => Can I pool my deposit with another person's deposit?
[~NAME] => Can I pool my deposit with another person's deposit?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => No. You may consolidate deposits upon assumption of rights and obligations under the HCS Agreement (Assignment of HCS Deposit) in your own name
[~PREVIEW_TEXT] => No. You may consolidate deposits upon assumption of rights and obligations under the HCS Agreement (Assignment of HCS Deposit) in your own name
[IBLOCK_SECTION_ID] => 4590
[~IBLOCK_SECTION_ID] => 4590
[TIMESTAMP_X] => 07/01/2024 01:47:33 pm
[~TIMESTAMP_X] => 07/01/2024 01:47:33 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[12] => Array
(
[ID] => 430341
[~ID] => 430341
[NAME] => How can a child's deposits be pooled?
[~NAME] => How can a child's deposits be pooled?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => If a child has several deposits, it is allowed to combine them. If deposits are opened for different children, they must first be conceded to one depositor.
Combination of the child's deposit is carried out at the Bank's branches if he/she:
- up to 14 years of age by his/her parent/adoptive parent/guardian with the consent of the guardianship and trusteeship authorities;
- from 14 to 16 years of age by a parent/adoptive parent/guardian with the consent of the child;
- from 16 to 18 years of age to a minor with the consent of a parent/adoptive parent/guardian.
Documents:
- identity card or passport of the parent/adoptive parent/guardian;
- birth certificate or identity card or passport of the child;
- consent of the guardianship and trusteeship authority. It can be obtained on the portal egov.kz or in the Public Service Center (up to 14 years).
[~PREVIEW_TEXT] => If a child has several deposits, it is allowed to combine them. If deposits are opened for different children, they must first be conceded to one depositor.
Combination of the child's deposit is carried out at the Bank's branches if he/she:
- up to 14 years of age by his/her parent/adoptive parent/guardian with the consent of the guardianship and trusteeship authorities;
- from 14 to 16 years of age by a parent/adoptive parent/guardian with the consent of the child;
- from 16 to 18 years of age to a minor with the consent of a parent/adoptive parent/guardian.
Documents:
- identity card or passport of the parent/adoptive parent/guardian;
- birth certificate or identity card or passport of the child;
- consent of the guardianship and trusteeship authority. It can be obtained on the portal egov.kz or in the Public Service Center (up to 14 years).
[IBLOCK_SECTION_ID] => 4590
[~IBLOCK_SECTION_ID] => 4590
[TIMESTAMP_X] => 07/01/2024 01:42:45 pm
[~TIMESTAMP_X] => 07/01/2024 01:42:45 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
)
[4593] => Array
(
[0] => Array
(
[ID] => 430344
[~ID] => 430344
[NAME] => What is the division of deposits of housing construction savings?
[~NAME] => What is the division of deposits of housing construction savings?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => It is the division of the amount of savings on the HCS deposit into several deposits, in connection with which, the entire accumulated amount (deposits, remuneration of the Bank, state premium) is divided into new deposits.
[~PREVIEW_TEXT] => It is the division of the amount of savings on the HCS deposit into several deposits, in connection with which, the entire accumulated amount (deposits, remuneration of the Bank, state premium) is divided into new deposits.
[IBLOCK_SECTION_ID] => 4593
[~IBLOCK_SECTION_ID] => 4593
[TIMESTAMP_X] => 07/01/2024 01:54:45 pm
[~TIMESTAMP_X] => 07/01/2024 01:54:45 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[1] => Array
(
[ID] => 430347
[~ID] => 430347
[NAME] => How can I divide my deposit?
[~NAME] => How can I divide my deposit?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Dividing is allowed only in the following cases:
1. upon the emergence of ownership by inheritance;
2. By a court decision that has entered into legal force.
3. Subject to the mandatory closure of one of the new deposits on the day of the division;
4. when dividing the deposit into 2 (two) deposits for the purpose of obtaining a loan on the day of submitting a loan application;
5. with a decrease in the loan amount of the loan application.
At the same time, according to claims 3, 4, 5, the following conditions are required:
- division of the deposit is provided to one Depositor no more than 1 (one) time within 12 months;
- the contractual amount of each contribution as a result of the division operation must be at least 1 531 500 tenge (500 MCI);
- the state premium is distributed in proportion to the divided contributions, the appraisal indicator is calculated for the divided contributions separately;
- division is allowed if the account has a minimum amount of savings in the amount of 153 150 tenge (50 MCI).
[~PREVIEW_TEXT] => Dividing is allowed only in the following cases:
1. upon the emergence of ownership by inheritance;
2. By a court decision that has entered into legal force.
3. Subject to the mandatory closure of one of the new deposits on the day of the division;
4. when dividing the deposit into 2 (two) deposits for the purpose of obtaining a loan on the day of submitting a loan application;
5. with a decrease in the loan amount of the loan application.
At the same time, according to claims 3, 4, 5, the following conditions are required:
- division of the deposit is provided to one Depositor no more than 1 (one) time within 12 months;
- the contractual amount of each contribution as a result of the division operation must be at least 1 531 500 tenge (500 MCI);
- the state premium is distributed in proportion to the divided contributions, the appraisal indicator is calculated for the divided contributions separately;
- division is allowed if the account has a minimum amount of savings in the amount of 153 150 tenge (50 MCI).
[IBLOCK_SECTION_ID] => 4593
[~IBLOCK_SECTION_ID] => 4593
[TIMESTAMP_X] => 07/01/2024 01:51:55 pm
[~TIMESTAMP_X] => 07/01/2024 01:51:55 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[2] => Array
(
[ID] => 430353
[~ID] => 430353
[NAME] => Where can I divide the deposit?
[~NAME] => Where can I divide the deposit?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => 1) The division of deposits is possible through the Internet Banking/ mobile application of Otbasy Bank. Deposits opened from 01.11.2016 and the amount to be withdrawn up to 1 000 000 tenge are subject to division.
2) In other cases, deposits can be divided at the Bank's branches.
[~PREVIEW_TEXT] => 1) The division of deposits is possible through the Internet Banking/ mobile application of Otbasy Bank. Deposits opened from 01.11.2016 and the amount to be withdrawn up to 1 000 000 tenge are subject to division.
2) In other cases, deposits can be divided at the Bank's branches.
[IBLOCK_SECTION_ID] => 4593
[~IBLOCK_SECTION_ID] => 4593
[TIMESTAMP_X] => 07/01/2024 01:56:38 pm
[~TIMESTAMP_X] => 07/01/2024 01:56:38 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[3] => Array
(
[ID] => 430356
[~ID] => 430356
[NAME] => What commission is deducted when dividing the deposit?
[~NAME] => What commission is deducted when dividing the deposit?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => There is no fee for dividing the deposit.
A commission is charged at the closing of the deposit: in the amount of 1% of the withdrawal amount, if the savings on the deposit are less than 30 days (min 5000 tenge). If the money is kept for more than 30 days, a fee of 5 000 tenge is charged.
When dividing a deposit online, the money is transferred to the current account. For the transfer of money from the current account to your account in another bank, a fee of 0,3% (min. 500 tenge, max. 10 000 tenge) of the transfer amount is charged.
[~PREVIEW_TEXT] => There is no fee for dividing the deposit.
A commission is charged at the closing of the deposit: in the amount of 1% of the withdrawal amount, if the savings on the deposit are less than 30 days (min 5000 tenge). If the money is kept for more than 30 days, a fee of 5 000 tenge is charged.
When dividing a deposit online, the money is transferred to the current account. For the transfer of money from the current account to your account in another bank, a fee of 0,3% (min. 500 tenge, max. 10 000 tenge) of the transfer amount is charged.
[IBLOCK_SECTION_ID] => 4593
[~IBLOCK_SECTION_ID] => 4593
[TIMESTAMP_X] => 07/01/2024 01:53:46 pm
[~TIMESTAMP_X] => 07/01/2024 01:53:46 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[4] => Array
(
[ID] => 430359
[~ID] => 430359
[NAME] => Can I withdraw money from the deposit without closing it?
[~NAME] => Can I withdraw money from the deposit without closing it?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => To withdraw a certain amount (part) of funds from the deposit, you need to make a deposit division operation, the operation can be done online in a mobile application or at bank branches. In this case, the division of the HCS deposit is carried out with the mandatory closure of one of the HSC deposits formed after the division. Money is withdrawn on a closed deposit.
A commission of 1% of the withdrawn amount (minimum 5000 tenge) is charged for the early withdrawal of savings from the HCS deposit. The commission is calculated as a result of the termination of the HCS agreement as 1% of the amount of money with a shelf life of less than 30 calendar days (inclusive), a minimum of 5000 tenge. The minimum tariff of 5 000 tenge is charged in case of termination of the HCS agreement with a period of storage of money of more than 30 calendar days.
[~PREVIEW_TEXT] => To withdraw a certain amount (part) of funds from the deposit, you need to make a deposit division operation, the operation can be done online in a mobile application or at bank branches. In this case, the division of the HCS deposit is carried out with the mandatory closure of one of the HSC deposits formed after the division. Money is withdrawn on a closed deposit.
A commission of 1% of the withdrawn amount (minimum 5000 tenge) is charged for the early withdrawal of savings from the HCS deposit. The commission is calculated as a result of the termination of the HCS agreement as 1% of the amount of money with a shelf life of less than 30 calendar days (inclusive), a minimum of 5000 tenge. The minimum tariff of 5 000 tenge is charged in case of termination of the HCS agreement with a period of storage of money of more than 30 calendar days.
[IBLOCK_SECTION_ID] => 4593
[~IBLOCK_SECTION_ID] => 4593
[TIMESTAMP_X] => 07/01/2024 01:50:50 pm
[~TIMESTAMP_X] => 07/01/2024 01:50:50 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[5] => Array
(
[ID] => 430362
[~ID] => 430362
[NAME] => What will happen to the term, the amount of accumulation and the evaluation indicator after division?
[~NAME] => What will happen to the term, the amount of accumulation and the evaluation indicator after division?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => When dividing the HCS deposit, there is a division of the contractual amount, the amount of accumulation, the amount of accrued remuneration and the amount of the state premium. The EI is calculated for the segregated HCS agreements separately. The term of the deposit is preserved.
[~PREVIEW_TEXT] => When dividing the HCS deposit, there is a division of the contractual amount, the amount of accumulation, the amount of accrued remuneration and the amount of the state premium. The EI is calculated for the segregated HCS agreements separately. The term of the deposit is preserved.
[IBLOCK_SECTION_ID] => 4593
[~IBLOCK_SECTION_ID] => 4593
[TIMESTAMP_X] => 07/01/2024 01:55:25 pm
[~TIMESTAMP_X] => 07/01/2024 01:55:25 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[6] => Array
(
[ID] => 430365
[~ID] => 430365
[NAME] => Will I lose the state premium when dividing?
[~NAME] => Will I lose the state premium when dividing?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => When dividing the deposit, the amount of invested funds, the amount of remuneration, as well as the amount of the State's premium are divided. Two deposits are formed, a deposit on which the amount to be withdrawn is automatically closed, the amount is sent to the current account. If the term of the deposit is less than 3 years, then the premium of the State accrued on the deposit, which is subject to automatic closure, will be returned to the budget.
[~PREVIEW_TEXT] => When dividing the deposit, the amount of invested funds, the amount of remuneration, as well as the amount of the State's premium are divided. Two deposits are formed, a deposit on which the amount to be withdrawn is automatically closed, the amount is sent to the current account. If the term of the deposit is less than 3 years, then the premium of the State accrued on the deposit, which is subject to automatic closure, will be returned to the budget.
[IBLOCK_SECTION_ID] => 4593
[~IBLOCK_SECTION_ID] => 4593
[TIMESTAMP_X] => 07/01/2024 01:56:06 pm
[~TIMESTAMP_X] => 07/01/2024 01:56:06 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[7] => Array
(
[ID] => 430368
[~ID] => 430368
[NAME] => How many times can I divide the deposit?
[~NAME] => How many times can I divide the deposit?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => The division of the deposit is available for one depositor 1 (one) time within 12 (twelve) months
[~PREVIEW_TEXT] => The division of the deposit is available for one depositor 1 (one) time within 12 (twelve) months
[IBLOCK_SECTION_ID] => 4593
[~IBLOCK_SECTION_ID] => 4593
[TIMESTAMP_X] => 07/01/2024 01:52:44 pm
[~TIMESTAMP_X] => 07/01/2024 01:52:44 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[8] => Array
(
[ID] => 430371
[~ID] => 430371
[NAME] => How can a child's deposit be divided?
[~NAME] => How can a child's deposit be divided?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => The child's deposit is divided in the Bank branches if he/she:
- up to 14 years of age by his parent / adoptive parent/ guardian, with the consent of the guardianship and guardianship authorities;
- from 14 to 16 years of age by a parent /adoptive parent/guardian with the consent of the child;
- from 16 to 18 years of age for minors with the consent of the parent / adoptive parent / guardian.
Documents:
- identity card or passport of the parent/ adoptive parent/guardian;
- birth certificate or identity card or passport of the child;
- consent of the guardianship and guardianship authority. It can be obtained on the egov portal.kz or in the Public Service Center (under 14 years old).
[~PREVIEW_TEXT] => The child's deposit is divided in the Bank branches if he/she:
- up to 14 years of age by his parent / adoptive parent/ guardian, with the consent of the guardianship and guardianship authorities;
- from 14 to 16 years of age by a parent /adoptive parent/guardian with the consent of the child;
- from 16 to 18 years of age for minors with the consent of the parent / adoptive parent / guardian.
Documents:
- identity card or passport of the parent/ adoptive parent/guardian;
- birth certificate or identity card or passport of the child;
- consent of the guardianship and guardianship authority. It can be obtained on the egov portal.kz or in the Public Service Center (under 14 years old).
[IBLOCK_SECTION_ID] => 4593
[~IBLOCK_SECTION_ID] => 4593
[TIMESTAMP_X] => 06/27/2024 08:13:14 pm
[~TIMESTAMP_X] => 06/27/2024 08:13:14 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
)
[4596] => Array
(
[0] => Array
(
[ID] => 430374
[~ID] => 430374
[NAME] => What is deposit closure?
[~NAME] => What is deposit closure?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => The closure of the deposit is the termination of the HCS Agreement and the issuance of the money accumulated in the savings account to the depositor
[~PREVIEW_TEXT] => The closure of the deposit is the termination of the HCS Agreement and the issuance of the money accumulated in the savings account to the depositor
[IBLOCK_SECTION_ID] => 4596
[~IBLOCK_SECTION_ID] => 4596
[TIMESTAMP_X] => 07/01/2024 04:58:16 pm
[~TIMESTAMP_X] => 07/01/2024 04:58:16 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[1] => Array
(
[ID] => 430377
[~ID] => 430377
[NAME] => How can I close the deposit?
[~NAME] => How can I close the deposit?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => 1) If you have saved up to 1 000 000 tenge, you can close the deposit online through the Otbasy bank application;
2) If the savings are more than 1 000 000 tenge, you can close your deposit in the Bank's branches. It is necessary to have any ID card, check and tickets on you for the tickets to be returned. The application for closure is considered for 7 calendar days.
In the following cases, the deposit is closed in the Bank's branches, regardless of the amount of accumulation during personal contact:
1) a trustee/representative/legal representative/guardian;
2) on the basis of a court decision that has entered into legal force/certificate of the right to inheritance;
3) a person related to the Bank by a special relationship/ affiliated person;
4) a minor;
5) under HCS agreements with the sign "Special deposit", "Arnau", "Zhas Otbasy", "Gift certificate";
6) under HCS agreements that have the attribute of a pupil of an orphanage;
7) under HCS agreements under which a loan application has been launched or participating in state, sectoral and regional programs, or being collateral.
8) under HCS agreements concluded before 01.11.2016.
[~PREVIEW_TEXT] => 1) If you have saved up to 1 000 000 tenge, you can close the deposit online through the Otbasy bank application;
2) If the savings are more than 1 000 000 tenge, you can close your deposit in the Bank's branches. It is necessary to have any ID card, check and tickets on you for the tickets to be returned. The application for closure is considered for 7 calendar days.
In the following cases, the deposit is closed in the Bank's branches, regardless of the amount of accumulation during personal contact:
1) a trustee/representative/legal representative/guardian;
2) on the basis of a court decision that has entered into legal force/certificate of the right to inheritance;
3) a person related to the Bank by a special relationship/ affiliated person;
4) a minor;
5) under HCS agreements with the sign "Special deposit", "Arnau", "Zhas Otbasy", "Gift certificate";
6) under HCS agreements that have the attribute of a pupil of an orphanage;
7) under HCS agreements under which a loan application has been launched or participating in state, sectoral and regional programs, or being collateral.
8) under HCS agreements concluded before 01.11.2016.
[IBLOCK_SECTION_ID] => 4596
[~IBLOCK_SECTION_ID] => 4596
[TIMESTAMP_X] => 07/01/2024 05:03:20 pm
[~TIMESTAMP_X] => 07/01/2024 05:03:20 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[2] => Array
(
[ID] => 430380
[~ID] => 430380
[NAME] => I want to withdraw money from the deposit, what do I need to do?
[~NAME] => I want to withdraw money from the deposit, what do I need to do?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => To fully withdraw funds from the deposit, it is required to close it, and if you need to withdraw only part of the funds, then you should perform a deposit division operation. There are two ways to terminate (close) a deposit: online via the app and offline at a bank branch. If the client closes the deposit online, his application is considered within 2 business days. In the case of offline closing of the deposit at the branch, consideration of the application may take up to 7 calendar days.
To withdraw a certain amount from a deposit, you can divide it into two with the mandatory closing of one of the deposits on the day of division. At the same time, there is a proportional division of the contractual amount, the amount of savings, accrued remuneration and the state bonus. The actual value of the estimated indicator decreases after division, but the accumulation period remains.
The division of the deposit is provided to one depositor no more than once within 12 months and is possible if there is a cash balance of at least 50 MCI in the savings account. To split the deposit, you can use the Otbasy Bank mobile application. Deposits opened since 01.11.2016 and the amount to be withdrawn up to 1,000,000 tenge can be divided. Deposits opened before 11/01/2016 and the withdrawal amount of more than 1,000,000 tenge can be divided at the bank's branches on weekdays. At the same time, you must present an identification card.
[~PREVIEW_TEXT] => To fully withdraw funds from the deposit, it is required to close it, and if you need to withdraw only part of the funds, then you should perform a deposit division operation. There are two ways to terminate (close) a deposit: online via the app and offline at a bank branch. If the client closes the deposit online, his application is considered within 2 business days. In the case of offline closing of the deposit at the branch, consideration of the application may take up to 7 calendar days.
To withdraw a certain amount from a deposit, you can divide it into two with the mandatory closing of one of the deposits on the day of division. At the same time, there is a proportional division of the contractual amount, the amount of savings, accrued remuneration and the state bonus. The actual value of the estimated indicator decreases after division, but the accumulation period remains.
The division of the deposit is provided to one depositor no more than once within 12 months and is possible if there is a cash balance of at least 50 MCI in the savings account. To split the deposit, you can use the Otbasy Bank mobile application. Deposits opened since 01.11.2016 and the amount to be withdrawn up to 1,000,000 tenge can be divided. Deposits opened before 11/01/2016 and the withdrawal amount of more than 1,000,000 tenge can be divided at the bank's branches on weekdays. At the same time, you must present an identification card.
[IBLOCK_SECTION_ID] => 4596
[~IBLOCK_SECTION_ID] => 4596
[TIMESTAMP_X] => 06/27/2024 08:15:15 pm
[~TIMESTAMP_X] => 06/27/2024 08:15:15 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[3] => Array
(
[ID] => 430383
[~ID] => 430383
[NAME] => I want to withdraw all the money from the account, do I have to close the deposit?
[~NAME] => I want to withdraw all the money from the account, do I have to close the deposit?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => To fully withdraw funds from the deposit, it is required to close it, and if you need to withdraw only part of the funds, then you should perform a deposit division operation.
[~PREVIEW_TEXT] => To fully withdraw funds from the deposit, it is required to close it, and if you need to withdraw only part of the funds, then you should perform a deposit division operation.
[IBLOCK_SECTION_ID] => 4596
[~IBLOCK_SECTION_ID] => 4596
[TIMESTAMP_X] => 06/27/2024 08:15:40 pm
[~TIMESTAMP_X] => 06/27/2024 08:15:40 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[4] => Array
(
[ID] => 430386
[~ID] => 430386
[NAME] => How much is the deposit closing fee?
[~NAME] => How much is the deposit closing fee?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => The commission is calculated as a result of the termination of the HCS agreement as 1% of the amount of money with a shelf life of less than 30 calendar days (inclusive), a minimum of 5000 tenge.
The minimum tariff of 5 000 tenge is charged in case of termination of the HCS agreement with a period of storage of money of more than 30 calendar days.
[~PREVIEW_TEXT] => The commission is calculated as a result of the termination of the HCS agreement as 1% of the amount of money with a shelf life of less than 30 calendar days (inclusive), a minimum of 5000 tenge.
The minimum tariff of 5 000 tenge is charged in case of termination of the HCS agreement with a period of storage of money of more than 30 calendar days.
[IBLOCK_SECTION_ID] => 4596
[~IBLOCK_SECTION_ID] => 4596
[TIMESTAMP_X] => 07/01/2024 05:00:37 pm
[~TIMESTAMP_X] => 07/01/2024 05:00:37 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[5] => Array
(
[ID] => 430389
[~ID] => 430389
[NAME] => How much can I withdraw when closing the deposit?
[~NAME] => How much can I withdraw when closing the deposit?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => The Depositor has the right to withdraw the accumulated money with the Bank's remuneration accrued on it. The accrued premium of the state is payable in case of accumulation of the deposit for at least 3 (three) years.
The state premium is not refundable to the budget in the following cases:
1) death or complete disability of the depositor;
2) when the depositor, after concluding a housing construction savings agreement, is registered as unemployed in accordance with the procedure established by the legislation of the Republic of Kazakhstan, and by the time the state premium is paid, remains so for six months continuously.
[~PREVIEW_TEXT] => The Depositor has the right to withdraw the accumulated money with the Bank's remuneration accrued on it. The accrued premium of the state is payable in case of accumulation of the deposit for at least 3 (three) years.
The state premium is not refundable to the budget in the following cases:
1) death or complete disability of the depositor;
2) when the depositor, after concluding a housing construction savings agreement, is registered as unemployed in accordance with the procedure established by the legislation of the Republic of Kazakhstan, and by the time the state premium is paid, remains so for six months continuously.
[IBLOCK_SECTION_ID] => 4596
[~IBLOCK_SECTION_ID] => 4596
[TIMESTAMP_X] => 06/27/2024 08:16:31 pm
[~TIMESTAMP_X] => 06/27/2024 08:16:31 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[6] => Array
(
[ID] => 430392
[~ID] => 430392
[NAME] => Can I get a state premium at deposit closing?
[~NAME] => Can I get a state premium at deposit closing?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => If the deposit term is more than 3 years, at the close of the deposit, the state premium is paid to the depositor
[~PREVIEW_TEXT] => If the deposit term is more than 3 years, at the close of the deposit, the state premium is paid to the depositor
[IBLOCK_SECTION_ID] => 4596
[~IBLOCK_SECTION_ID] => 4596
[TIMESTAMP_X] => 07/01/2024 05:01:36 pm
[~TIMESTAMP_X] => 07/01/2024 05:01:36 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[7] => Array
(
[ID] => 430395
[~ID] => 430395
[NAME] => Can I recover my closed deposit?
[~NAME] => Can I recover my closed deposit?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => No, closed deposit is non-recoverable
[~PREVIEW_TEXT] => No, closed deposit is non-recoverable
[IBLOCK_SECTION_ID] => 4596
[~IBLOCK_SECTION_ID] => 4596
[TIMESTAMP_X] => 07/01/2024 05:02:14 pm
[~TIMESTAMP_X] => 07/01/2024 05:02:14 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[8] => Array
(
[ID] => 430398
[~ID] => 430398
[NAME] => How do I close my child's deposit?
[~NAME] => How do I close my child's deposit?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Closing of the child's deposit is carried out in the Bank's branches if he/she:
- up to 14 years of age by his/her parent/adoptive parent/guardian with the consent of the guardianship and trusteeship authorities;
- from 14 to 16 years of age by a parent/adoptive parent/guardian with the consent of the child;
- from 16 to 18 years of age to a minor with the consent of a parent/adoptive parent/guardian.
Documents:
- identity card or passport of the parent/adoptive parent/guardian;
- birth certificate or identity card or passport of the child;
- consent of the guardianship and trusteeship authority. It can be obtained on the portal egov.kz or in the Public Service Center (up to 14 years).
[~PREVIEW_TEXT] => Closing of the child's deposit is carried out in the Bank's branches if he/she:
- up to 14 years of age by his/her parent/adoptive parent/guardian with the consent of the guardianship and trusteeship authorities;
- from 14 to 16 years of age by a parent/adoptive parent/guardian with the consent of the child;
- from 16 to 18 years of age to a minor with the consent of a parent/adoptive parent/guardian.
Documents:
- identity card or passport of the parent/adoptive parent/guardian;
- birth certificate or identity card or passport of the child;
- consent of the guardianship and trusteeship authority. It can be obtained on the portal egov.kz or in the Public Service Center (up to 14 years).
[IBLOCK_SECTION_ID] => 4596
[~IBLOCK_SECTION_ID] => 4596
[TIMESTAMP_X] => 07/01/2024 05:03:55 pm
[~TIMESTAMP_X] => 07/01/2024 05:03:55 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
)
[4599] => Array
(
[0] => Array
(
[ID] => 430689
[~ID] => 430689
[NAME] => What is required to open a deposit?
[~NAME] => What is required to open a deposit?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => To open a Housing Construction Savings (HCS) deposit, you must provide an identity document containing an individual identification number (IIN).
When opening a deposit for a child, a parent's identity card and a child's birth certificate are required.
[~PREVIEW_TEXT] => To open a Housing Construction Savings (HCS) deposit, you must provide an identity document containing an individual identification number (IIN).
When opening a deposit for a child, a parent's identity card and a child's birth certificate are required.
[IBLOCK_SECTION_ID] => 4599
[~IBLOCK_SECTION_ID] => 4599
[TIMESTAMP_X] => 06/29/2024 11:46:55 am
[~TIMESTAMP_X] => 06/29/2024 11:46:55 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[1] => Array
(
[ID] => 430692
[~ID] => 430692
[NAME] => How much does it cost to open a deposit?
[~NAME] => How much does it cost to open a deposit?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => There is no commission fee for the opening of the HCS deposit.
[~PREVIEW_TEXT] => There is no commission fee for the opening of the HCS deposit.
[IBLOCK_SECTION_ID] => 4599
[~IBLOCK_SECTION_ID] => 4599
[TIMESTAMP_X] => 06/29/2024 11:47:17 am
[~TIMESTAMP_X] => 06/29/2024 11:47:17 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[2] => Array
(
[ID] => 430695
[~ID] => 430695
[NAME] => Amount of remuneration on deposit
[~NAME] => Amount of remuneration on deposit
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => The nominal interest rate on "Baspana", "Arnau" and "Zhas Otbasy" deposits is 2% per annum, the effective interest rate is up to 14% per annum. On the "Tabysty" deposit, the interest rate is 5,5%, the effective interest rate is up to 17,1% per annum.
[~PREVIEW_TEXT] => The nominal interest rate on "Baspana", "Arnau" and "Zhas Otbasy" deposits is 2% per annum, the effective interest rate is up to 14% per annum. On the "Tabysty" deposit, the interest rate is 5,5%, the effective interest rate is up to 17,1% per annum.
[IBLOCK_SECTION_ID] => 4599
[~IBLOCK_SECTION_ID] => 4599
[TIMESTAMP_X] => 06/29/2024 11:47:35 am
[~TIMESTAMP_X] => 06/29/2024 11:47:35 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[3] => Array
(
[ID] => 430698
[~ID] => 430698
[NAME] => Is partial withdrawal possible?
[~NAME] => Is partial withdrawal possible?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Partial withdrawal from the deposit is not allowed.
The depositor can divide the deposit into 2 (two), and close one of the deposits. If the deposit has been open since November 1, 2016, the division can be made through Internet banking or the Otbasy bank mobile application and withdraw up to 1 million tenge of savings.
[~PREVIEW_TEXT] => Partial withdrawal from the deposit is not allowed.
The depositor can divide the deposit into 2 (two), and close one of the deposits. If the deposit has been open since November 1, 2016, the division can be made through Internet banking or the Otbasy bank mobile application and withdraw up to 1 million tenge of savings.
[IBLOCK_SECTION_ID] => 4599
[~IBLOCK_SECTION_ID] => 4599
[TIMESTAMP_X] => 06/29/2024 11:48:00 am
[~TIMESTAMP_X] => 06/29/2024 11:48:00 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[4] => Array
(
[ID] => 430701
[~ID] => 430701
[NAME] => What is a tariff program?
[~NAME] => What is a tariff program?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => The tariff program determines the interest rates on the deposit and other conditions for savings and lending in the future. The bank has 2 tariff programs: "Baspana" and "Tabysty". And within the framework of the tariff program "Baspana", you can open a children's deposit "Arnau" and a deposit "Zhas Otbasy". Each tariff program has its advantages. According to the tariff program "Baspana", the deposit rate will be 2% per annum, the effective interest rate is up to 14% per annum (including the state premium), the commission for opening a deposit is 0 tenge. According to the tariff program "Tabysty", the deposit rate will be 5,5% per annum, the effective interest rate is up to 17,1% per annum (including the state premium), the commission for opening a deposit is 0 tenge.
[~PREVIEW_TEXT] => The tariff program determines the interest rates on the deposit and other conditions for savings and lending in the future. The bank has 2 tariff programs: "Baspana" and "Tabysty". And within the framework of the tariff program "Baspana", you can open a children's deposit "Arnau" and a deposit "Zhas Otbasy". Each tariff program has its advantages. According to the tariff program "Baspana", the deposit rate will be 2% per annum, the effective interest rate is up to 14% per annum (including the state premium), the commission for opening a deposit is 0 tenge. According to the tariff program "Tabysty", the deposit rate will be 5,5% per annum, the effective interest rate is up to 17,1% per annum (including the state premium), the commission for opening a deposit is 0 tenge.
[IBLOCK_SECTION_ID] => 4599
[~IBLOCK_SECTION_ID] => 4599
[TIMESTAMP_X] => 06/29/2024 11:48:22 am
[~TIMESTAMP_X] => 06/29/2024 11:48:22 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[5] => Array
(
[ID] => 430704
[~ID] => 430704
[NAME] => My savings period has expired, what will happen to my deposit?
[~NAME] => My savings period has expired, what will happen to my deposit?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => No need to worry! The savings period will be automatically extended. Since there is no maximum savings period for a deposit.
[~PREVIEW_TEXT] => No need to worry! The savings period will be automatically extended. Since there is no maximum savings period for a deposit.
[IBLOCK_SECTION_ID] => 4599
[~IBLOCK_SECTION_ID] => 4599
[TIMESTAMP_X] => 06/29/2024 11:48:40 am
[~TIMESTAMP_X] => 06/29/2024 11:48:40 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[6] => Array
(
[ID] => 430707
[~ID] => 430707
[NAME] => What types of deposit do you have?
[~NAME] => What types of deposit do you have?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => There are several types of deposits in Otbasy Bank:
1) "Baspana" Deposit - 2% interest rate (AEIR up to 14% per year including state premium). At the same time, there is no commission for opening a deposit. The deposit can be opened for adults and children under 18 years old.
2) "Tabysty" Deposit - interest rate 5,5% (AEIR up to 17,1% per year including state premium). The minimum amount of the contract for the "Tabysty" deposit is 6 million tenge.
3) "Arnau" Deposit – 2% interest rate (AEIR up to 14% per year including state premium). For children from 0 to 14 years old, the deposit is opened by the parent/adoptive parent/guardian at the bank branch or through online services, from 14 years old to 18 years old by a minor with the consent of the parent/adoptive parent/guardian only at the bank branch or with bank consultants.
4) Deposit "Zhas otbasy" – interest rate 2% (AEIR up to 14% per year including state premium). The "Zhas Otbasy" deposit can be opened if at the time of opening the deposit the marriage of the spouses is not more than five years old (according to the marriage certificate). The deposit "Zhas otbasy" can be opened by each of the spouses.
5) Educational savings Deposit "AQYL" - the interest rate is 12% per annum (AEIR up to 13,1%) and 9,5% per annum (AEIR up to 10,1%), respectively. The funds from the deposit can be used not only for education, but also for other purposes, including the purchase of housing.
Each of the deposits can be opened free of charge, a state premium of 20% is accrued on the deposits of “Baspana”, “Tabysty”, “Arnau” and “Zhas Otbasy”. Customers can receive a premium for any amount of replenishment, but the maximum premium is calculated on the basis of 200 MCI, which is 738 400 tenge in monetary terms. Thus, the maximum amount of premium is limited to 20% of 200 MCI, which is equal to 147 680 tenge. If the client replenishes the deposit for an amount less than 200 MCI, the bonus is still accrued, and it is also 20% of the accumulated amount. And on the "AQYL" deposit, the state premium can be received in the amount of 5% for all categories of depositors and 7% for vulnerable groups. The maximum state premium for deosite "AQYL" does not exceed 100 MCI (369 200 tenge for 2024). To receive the bonus, a minimum accumulation period of one year is required, and the initial payment is 3 MCI (11 076 tenge for 2024).
You can open a deposit: in Internet banking and in the Otbasy Bank mobile application; through the Bank's Video Call the first deposit; with the Bank's consultants and in consulting centers; in the Bank's branches upon direct application; in the branches of Kazpost JSC. To open a deposit, only an identity card, a birth certificate are required. Non-citizens of the Republic of Kazakhstan can open a deposit with an identity card - a residence permit for a foreigner in the Republic of Kazakhstan. After opening the deposit, you can replenish it for any amount.
[~PREVIEW_TEXT] => There are several types of deposits in Otbasy Bank:
1) "Baspana" Deposit - 2% interest rate (AEIR up to 14% per year including state premium). At the same time, there is no commission for opening a deposit. The deposit can be opened for adults and children under 18 years old.
2) "Tabysty" Deposit - interest rate 5,5% (AEIR up to 17,1% per year including state premium). The minimum amount of the contract for the "Tabysty" deposit is 6 million tenge.
3) "Arnau" Deposit – 2% interest rate (AEIR up to 14% per year including state premium). For children from 0 to 14 years old, the deposit is opened by the parent/adoptive parent/guardian at the bank branch or through online services, from 14 years old to 18 years old by a minor with the consent of the parent/adoptive parent/guardian only at the bank branch or with bank consultants.
4) Deposit "Zhas otbasy" – interest rate 2% (AEIR up to 14% per year including state premium). The "Zhas Otbasy" deposit can be opened if at the time of opening the deposit the marriage of the spouses is not more than five years old (according to the marriage certificate). The deposit "Zhas otbasy" can be opened by each of the spouses.
5) Educational savings Deposit "AQYL" - the interest rate is 12% per annum (AEIR up to 13,1%) and 9,5% per annum (AEIR up to 10,1%), respectively. The funds from the deposit can be used not only for education, but also for other purposes, including the purchase of housing.
Each of the deposits can be opened free of charge, a state premium of 20% is accrued on the deposits of “Baspana”, “Tabysty”, “Arnau” and “Zhas Otbasy”. Customers can receive a premium for any amount of replenishment, but the maximum premium is calculated on the basis of 200 MCI, which is 738 400 tenge in monetary terms. Thus, the maximum amount of premium is limited to 20% of 200 MCI, which is equal to 147 680 tenge. If the client replenishes the deposit for an amount less than 200 MCI, the bonus is still accrued, and it is also 20% of the accumulated amount. And on the "AQYL" deposit, the state premium can be received in the amount of 5% for all categories of depositors and 7% for vulnerable groups. The maximum state premium for deosite "AQYL" does not exceed 100 MCI (369 200 tenge for 2024). To receive the bonus, a minimum accumulation period of one year is required, and the initial payment is 3 MCI (11 076 tenge for 2024).
You can open a deposit: in Internet banking and in the Otbasy Bank mobile application; through the Bank's Video Call the first deposit; with the Bank's consultants and in consulting centers; in the Bank's branches upon direct application; in the branches of Kazpost JSC. To open a deposit, only an identity card, a birth certificate are required. Non-citizens of the Republic of Kazakhstan can open a deposit with an identity card - a residence permit for a foreigner in the Republic of Kazakhstan. After opening the deposit, you can replenish it for any amount.
[IBLOCK_SECTION_ID] => 4599
[~IBLOCK_SECTION_ID] => 4599
[TIMESTAMP_X] => 06/29/2024 11:49:01 am
[~TIMESTAMP_X] => 06/29/2024 11:49:01 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[7] => Array
(
[ID] => 430710
[~ID] => 430710
[NAME] => What is the minimum amount to open a deposit?
[~NAME] => What is the minimum amount to open a deposit?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] =>
After opening the deposit, the client has the opportunity to deposit funds on it at any time and for any amount. The minimum deposit amount is 500 monthly calculation indices (MCI), which is equal to 1 846 000 tenge for 2024. The client can regularly replenish the deposit at his own discretion or immediately make the initial payment necessary to obtain a loan. The amount of this contribution depends on the terms of the selected loan or credit program.
The client can open several deposits, but the total amount of all deposits for one depositor should not exceed 200 million tenge.
[~PREVIEW_TEXT] =>
After opening the deposit, the client has the opportunity to deposit funds on it at any time and for any amount. The minimum deposit amount is 500 monthly calculation indices (MCI), which is equal to 1 846 000 tenge for 2024. The client can regularly replenish the deposit at his own discretion or immediately make the initial payment necessary to obtain a loan. The amount of this contribution depends on the terms of the selected loan or credit program.
The client can open several deposits, but the total amount of all deposits for one depositor should not exceed 200 million tenge.
[IBLOCK_SECTION_ID] => 4599
[~IBLOCK_SECTION_ID] => 4599
[TIMESTAMP_X] => 06/29/2024 11:49:24 am
[~TIMESTAMP_X] => 06/29/2024 11:49:24 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[8] => Array
(
[ID] => 430713
[~ID] => 430713
[NAME] => I have already saved 50% of the contractual amount, what should I do next?
[~NAME] => I have already saved 50% of the contractual amount, what should I do next?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => You can apply for a housing loan at an interest rate of 3,5%-5% per annum if the following conditions are met:
- accumulation of 50% of the contractual amount,
- achieving an EI of at least 16,
- accumulation period of 3 years (36 months) or more,
- provision of the necessary collateral.
If the term of your deposit is less than 3 years and the value of the EI is less than 16, then you can consider an interim loan or loan programs as part of a preliminary loan.
[~PREVIEW_TEXT] => You can apply for a housing loan at an interest rate of 3,5%-5% per annum if the following conditions are met:
- accumulation of 50% of the contractual amount,
- achieving an EI of at least 16,
- accumulation period of 3 years (36 months) or more,
- provision of the necessary collateral.
If the term of your deposit is less than 3 years and the value of the EI is less than 16, then you can consider an interim loan or loan programs as part of a preliminary loan.
[IBLOCK_SECTION_ID] => 4599
[~IBLOCK_SECTION_ID] => 4599
[TIMESTAMP_X] => 06/29/2024 11:49:48 am
[~TIMESTAMP_X] => 06/29/2024 11:49:48 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[9] => Array
(
[ID] => 430716
[~ID] => 430716
[NAME] => Can another person change the terms of my HCS contract?
[~NAME] => Can another person change the terms of my HCS contract?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Yes. Deposit servicing operations are possible under a notarized power of attorney. The power of attorney must be executed according to the sample. A sample power of attorney is presented here.
[~PREVIEW_TEXT] => Yes. Deposit servicing operations are possible under a notarized power of attorney. The power of attorney must be executed according to the sample. A sample power of attorney is presented here.
[IBLOCK_SECTION_ID] => 4599
[~IBLOCK_SECTION_ID] => 4599
[TIMESTAMP_X] => 06/29/2024 11:50:05 am
[~TIMESTAMP_X] => 06/29/2024 11:50:05 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
)
[4602] => Array
(
[0] => Array
(
[ID] => 430779
[~ID] => 430779
[NAME] => Basic conditions for the program "With a diploma to the village"
[~NAME] => Basic conditions for the program "With a diploma to the village"
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Lending rate - 0.01%
Maximum loan amount - no more than 1500 Monthly Calculation Indicators, in 2023 it is 5175000 tenge.
Initial payment - 0%
Loan term - 15 years
[~PREVIEW_TEXT] => Lending rate - 0.01%
Maximum loan amount - no more than 1500 Monthly Calculation Indicators, in 2023 it is 5175000 tenge.
Initial payment - 0%
Loan term - 15 years
[IBLOCK_SECTION_ID] => 4602
[~IBLOCK_SECTION_ID] => 4602
[TIMESTAMP_X] => 07/01/2024 09:30:37 am
[~TIMESTAMP_X] => 07/01/2024 09:30:37 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[1] => Array
(
[ID] => 430782
[~ID] => 430782
[NAME] => Who can participate in the program "With a diploma to the village"?
[~NAME] => Who can participate in the program "With a diploma to the village"?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Citizens of the Republic of Kazakhstan who have reached the age of eighteen, specialists in the field of health care, education, social security, culture, sports and agro-industrial complex, civil servants of the akims of villages, settlements, rural districts who have arrived to work and live in rural settlements can participate.
[~PREVIEW_TEXT] => Citizens of the Republic of Kazakhstan who have reached the age of eighteen, specialists in the field of health care, education, social security, culture, sports and agro-industrial complex, civil servants of the akims of villages, settlements, rural districts who have arrived to work and live in rural settlements can participate.
[IBLOCK_SECTION_ID] => 4602
[~IBLOCK_SECTION_ID] => 4602
[TIMESTAMP_X] => 07/01/2024 09:30:58 am
[~TIMESTAMP_X] => 07/01/2024 09:30:58 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[2] => Array
(
[ID] => 430785
[~ID] => 430785
[NAME] => Is it necessary to open a current account with Otbasy Bank?
[~NAME] => Is it necessary to open a current account with Otbasy Bank?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Payment of the budget loan is carried out by replenishing the current account, so borrowers who have received a budget loan under the "With a diploma to the village" program need to open a current account with Otbasy Bank.
It is possible to open a current account in the mobile application or by making a video call on the Bank's website. To switch to a video call, click here.
[~PREVIEW_TEXT] => Payment of the budget loan is carried out by replenishing the current account, so borrowers who have received a budget loan under the "With a diploma to the village" program need to open a current account with Otbasy Bank.
It is possible to open a current account in the mobile application or by making a video call on the Bank's website. To switch to a video call, click here.
[IBLOCK_SECTION_ID] => 4602
[~IBLOCK_SECTION_ID] => 4602
[TIMESTAMP_X] => 07/01/2024 09:31:18 am
[~TIMESTAMP_X] => 07/01/2024 09:31:18 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[3] => Array
(
[ID] => 430788
[~ID] => 430788
[NAME] => For what purposes is a budget loan provided?
[~NAME] => For what purposes is a budget loan provided?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Budget loans are provided for the purchase or construction of housing in rural areas at the place of work and residence of applicants.
[~PREVIEW_TEXT] => Budget loans are provided for the purchase or construction of housing in rural areas at the place of work and residence of applicants.
[IBLOCK_SECTION_ID] => 4602
[~IBLOCK_SECTION_ID] => 4602
[TIMESTAMP_X] => 07/01/2024 09:31:38 am
[~TIMESTAMP_X] => 07/01/2024 09:31:38 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[4] => Array
(
[ID] => 430791
[~ID] => 430791
[NAME] => What acts as collateral?
[~NAME] => What acts as collateral?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => When purchasing housing, the collateral for a budget loan is the purchased housing, the ownership of which as a result of the conclusion of the purchase and sale agreement must be issued to the client.
During the construction of housing, the collateral is the existing real estate, registered on the right of ownership in the name of the client or a third party (while the right to use the land plot provided in the name of the applicant as collateral for a budget loan is not accepted). After the commissioning of the housing, the client can replace the previously provided collateral with a built residential building with a land plot.
[~PREVIEW_TEXT] => When purchasing housing, the collateral for a budget loan is the purchased housing, the ownership of which as a result of the conclusion of the purchase and sale agreement must be issued to the client.
During the construction of housing, the collateral is the existing real estate, registered on the right of ownership in the name of the client or a third party (while the right to use the land plot provided in the name of the applicant as collateral for a budget loan is not accepted). After the commissioning of the housing, the client can replace the previously provided collateral with a built residential building with a land plot.
[IBLOCK_SECTION_ID] => 4602
[~IBLOCK_SECTION_ID] => 4602
[TIMESTAMP_X] => 07/01/2024 09:31:56 am
[~TIMESTAMP_X] => 07/01/2024 09:31:56 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[5] => Array
(
[ID] => 430794
[~ID] => 430794
[NAME] => How and where will applications for participation in the program "With a diploma to the village " be accepted?
[~NAME] => How and where will applications for participation in the program "With a diploma to the village " be accepted?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Applications will be accepted online on the Baspana Market website. Information on the timing of the start of accepting applications will be published on all official resources of the Bank.
[~PREVIEW_TEXT] => Applications will be accepted online on the Baspana Market website. Information on the timing of the start of accepting applications will be published on all official resources of the Bank.
[IBLOCK_SECTION_ID] => 4602
[~IBLOCK_SECTION_ID] => 4602
[TIMESTAMP_X] => 07/01/2024 09:32:18 am
[~TIMESTAMP_X] => 07/01/2024 09:32:18 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[6] => Array
(
[ID] => 430797
[~ID] => 430797
[NAME] => Will there be tax incentives for borrowers under the "With a diploma to the village" program?
[~NAME] => Will there be tax incentives for borrowers under the "With a diploma to the village" program?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => No, Article 349 of the Tax Code applies only to mortgage housing loans received from housing construction savings banks to carry out measures to improve housing conditions in the Republic of Kazakhstan in accordance with the legislation of the Republic of Kazakhstan on housing construction savings.
[~PREVIEW_TEXT] => No, Article 349 of the Tax Code applies only to mortgage housing loans received from housing construction savings banks to carry out measures to improve housing conditions in the Republic of Kazakhstan in accordance with the legislation of the Republic of Kazakhstan on housing construction savings.
[IBLOCK_SECTION_ID] => 4602
[~IBLOCK_SECTION_ID] => 4602
[TIMESTAMP_X] => 07/01/2024 09:32:38 am
[~TIMESTAMP_X] => 07/01/2024 09:32:38 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[7] => Array
(
[ID] => 430800
[~ID] => 430800
[NAME] => How will the loan be disbursed?
[~NAME] => How will the loan be disbursed?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => For budget loans, the borrower receives borrowed funds to his current account with the Bank with subsequent transfer to the seller's account in any STB.
For transferring funds from the client's current account when applying for a loan under the program "With a diploma to the village!" Commission is not charged
[~PREVIEW_TEXT] => For budget loans, the borrower receives borrowed funds to his current account with the Bank with subsequent transfer to the seller's account in any STB.
For transferring funds from the client's current account when applying for a loan under the program "With a diploma to the village!" Commission is not charged
[IBLOCK_SECTION_ID] => 4602
[~IBLOCK_SECTION_ID] => 4602
[TIMESTAMP_X] => 07/01/2024 09:32:56 am
[~TIMESTAMP_X] => 07/01/2024 09:32:56 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[8] => Array
(
[ID] => 430803
[~ID] => 430803
[NAME] => How to pay the monthly payment under the program "With a diploma to the village"?
[~NAME] => How to pay the monthly payment under the program "With a diploma to the village"?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Payment of the scheduled payment is carried out by replenishing the current account using an alternative account code. You can learn more about payment methods here.
[~PREVIEW_TEXT] => Payment of the scheduled payment is carried out by replenishing the current account using an alternative account code. You can learn more about payment methods here.
[IBLOCK_SECTION_ID] => 4602
[~IBLOCK_SECTION_ID] => 4602
[TIMESTAMP_X] => 07/01/2024 09:33:21 am
[~TIMESTAMP_X] => 07/01/2024 09:33:21 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[9] => Array
(
[ID] => 430806
[~ID] => 430806
[NAME] => In case of violation of the Repayment Schedule, will a penalty be charged?
[~NAME] => In case of violation of the Repayment Schedule, will a penalty be charged?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => In case of violation of the Loan Repayment Schedule, the Borrower shall pay to the Lender a penalty in the amount of 0.1% (zero point one percent) of the amount payable for each calendar day of delay by transferring the amount of the penalty to the current account opened with JSC "Otbasy Bank".
[~PREVIEW_TEXT] => In case of violation of the Loan Repayment Schedule, the Borrower shall pay to the Lender a penalty in the amount of 0.1% (zero point one percent) of the amount payable for each calendar day of delay by transferring the amount of the penalty to the current account opened with JSC "Otbasy Bank".
[IBLOCK_SECTION_ID] => 4602
[~IBLOCK_SECTION_ID] => 4602
[TIMESTAMP_X] => 07/01/2024 09:33:40 am
[~TIMESTAMP_X] => 07/01/2024 09:33:40 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[10] => Array
(
[ID] => 430809
[~ID] => 430809
[NAME] => What are the conditions for partial early repayment of the loan?
[~NAME] => What are the conditions for partial early repayment of the loan?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Partial early repayment of the budget loan is allowed on any business day from the date of its receipt, subject to the provision to the Bank of the decision of the LEB on consent to partial early repayment. The minimum amount of partial early repayment of the principal debt is 50 000 (fifty thousand) tenge.
Early repayment is carried out in the management/department of post-credit services at a branch of the Bank.
[~PREVIEW_TEXT] => Partial early repayment of the budget loan is allowed on any business day from the date of its receipt, subject to the provision to the Bank of the decision of the LEB on consent to partial early repayment. The minimum amount of partial early repayment of the principal debt is 50 000 (fifty thousand) tenge.
Early repayment is carried out in the management/department of post-credit services at a branch of the Bank.
[IBLOCK_SECTION_ID] => 4602
[~IBLOCK_SECTION_ID] => 4602
[TIMESTAMP_X] => 07/01/2024 09:33:57 am
[~TIMESTAMP_X] => 07/01/2024 09:33:57 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[11] => Array
(
[ID] => 430812
[~ID] => 430812
[NAME] => When making a partial early repayment, is it possible to reduce the term or amount of the monthly payment of your choice?
[~NAME] => When making a partial early repayment, is it possible to reduce the term or amount of the monthly payment of your choice?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Partial early repayment of the budget loan is allowed while maintaining the term of the budget loan with a decrease in the monthly payment on the loan.
[~PREVIEW_TEXT] => Partial early repayment of the budget loan is allowed while maintaining the term of the budget loan with a decrease in the monthly payment on the loan.
[IBLOCK_SECTION_ID] => 4602
[~IBLOCK_SECTION_ID] => 4602
[TIMESTAMP_X] => 07/01/2024 09:34:17 am
[~TIMESTAMP_X] => 07/01/2024 09:34:17 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[12] => Array
(
[ID] => 430815
[~ID] => 430815
[NAME] => Is it possible to change the terms (shorten the deadline, change the payment date)?
[~NAME] => Is it possible to change the terms (shorten the deadline, change the payment date)?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => No, within the framework of the program "With a diploma to the village", there is no change in the terms of the loan
[~PREVIEW_TEXT] => No, within the framework of the program "With a diploma to the village", there is no change in the terms of the loan
[IBLOCK_SECTION_ID] => 4602
[~IBLOCK_SECTION_ID] => 4602
[TIMESTAMP_X] => 07/01/2024 09:34:38 am
[~TIMESTAMP_X] => 07/01/2024 09:34:38 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[13] => Array
(
[ID] => 430818
[~ID] => 430818
[NAME] => Is rural mortgage insurance required?
[~NAME] => Is rural mortgage insurance required?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Real estate insurance is necessary only when obtaining a budget loan for construction
[~PREVIEW_TEXT] => Real estate insurance is necessary only when obtaining a budget loan for construction
[IBLOCK_SECTION_ID] => 4602
[~IBLOCK_SECTION_ID] => 4602
[TIMESTAMP_X] => 07/01/2024 09:35:01 am
[~TIMESTAMP_X] => 07/01/2024 09:35:01 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[14] => Array
(
[ID] => 430821
[~ID] => 430821
[NAME] => Is it possible to replace the collateral and how many times is it possible?
[~NAME] => Is it possible to replace the collateral and how many times is it possible?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Replacement of the collateral is made only for an individual residential building (with a land plot) built at the expense of the budget loan
[~PREVIEW_TEXT] => Replacement of the collateral is made only for an individual residential building (with a land plot) built at the expense of the budget loan
[IBLOCK_SECTION_ID] => 4602
[~IBLOCK_SECTION_ID] => 4602
[TIMESTAMP_X] => 07/01/2024 09:35:26 am
[~TIMESTAMP_X] => 07/01/2024 09:35:26 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[15] => Array
(
[ID] => 430824
[~ID] => 430824
[NAME] => Are restructuring measures applicable to this loan?
[~NAME] => Are restructuring measures applicable to this loan?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Restructuring of budget loans (restructuring is provided in the form of deferred payments on a budget loan), including the period of deferral, an indication of which month and for which payments (principal and/or remuneration) a deferral is granted, how fines/penalties/forfeits (if any) are reversed or the overdue amounts are distributed are reflected in the decision of the LEB, which is provided by the borrower to the Bank, after the LEB makes a decision on the borrower's application.
[~PREVIEW_TEXT] => Restructuring of budget loans (restructuring is provided in the form of deferred payments on a budget loan), including the period of deferral, an indication of which month and for which payments (principal and/or remuneration) a deferral is granted, how fines/penalties/forfeits (if any) are reversed or the overdue amounts are distributed are reflected in the decision of the LEB, which is provided by the borrower to the Bank, after the LEB makes a decision on the borrower's application.
[IBLOCK_SECTION_ID] => 4602
[~IBLOCK_SECTION_ID] => 4602
[TIMESTAMP_X] => 07/01/2024 09:35:49 am
[~TIMESTAMP_X] => 07/01/2024 09:35:49 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[16] => Array
(
[ID] => 430827
[~ID] => 430827
[NAME] => What will happen to the loan in case of the borrower's death?
[~NAME] => What will happen to the loan in case of the borrower's death?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Based on the decision of the LEB, the accrual of remuneration is suspended, the accrual and/or cancellation of the penalty (penalties/fines) is suspended, and the debt can be transferred.
[~PREVIEW_TEXT] => Based on the decision of the LEB, the accrual of remuneration is suspended, the accrual and/or cancellation of the penalty (penalties/fines) is suspended, and the debt can be transferred.
[IBLOCK_SECTION_ID] => 4602
[~IBLOCK_SECTION_ID] => 4602
[TIMESTAMP_X] => 07/01/2024 09:36:09 am
[~TIMESTAMP_X] => 07/01/2024 09:36:09 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[17] => Array
(
[ID] => 430830
[~ID] => 430830
[NAME] => If the customer has already repaid the loan in full, where should they obtain a certificate of full repayment?
[~NAME] => If the customer has already repaid the loan in full, where should they obtain a certificate of full repayment?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => In the Department/Department of Post-Credit Services of the Bank's Branch.
In the case of clients who have early closed the loan under the program with a diploma to the village until April 2023, we recommend contacting the ACC, since Otbasy Bank has information from April 1, 2033.
[~PREVIEW_TEXT] => In the Department/Department of Post-Credit Services of the Bank's Branch.
In the case of clients who have early closed the loan under the program with a diploma to the village until April 2023, we recommend contacting the ACC, since Otbasy Bank has information from April 1, 2033.
[IBLOCK_SECTION_ID] => 4602
[~IBLOCK_SECTION_ID] => 4602
[TIMESTAMP_X] => 07/01/2024 09:36:32 am
[~TIMESTAMP_X] => 07/01/2024 09:36:32 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[18] => Array
(
[ID] => 430833
[~ID] => 430833
[NAME] => If the client received a loan and quit his job ,then what will happen to the borrower and housing?
[~NAME] => If the client received a loan and quit his job ,then what will happen to the borrower and housing?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => If the specialist, on his own initiative, without the consent of the LEB, works less than the prescribed period, then he must return the provided social support measures in full.
[~PREVIEW_TEXT] => If the specialist, on his own initiative, without the consent of the LEB, works less than the prescribed period, then he must return the provided social support measures in full.
[IBLOCK_SECTION_ID] => 4602
[~IBLOCK_SECTION_ID] => 4602
[TIMESTAMP_X] => 07/01/2024 09:36:55 am
[~TIMESTAMP_X] => 07/01/2024 09:36:55 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[19] => Array
(
[ID] => 430836
[~ID] => 430836
[NAME] => How to repay a loan issued under the program "With a diploma to the village" if there is an arrest on the current account/ if there is no current account yet?
[~NAME] => How to repay a loan issued under the program "With a diploma to the village" if there is an arrest on the current account/ if there is no current account yet?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => If there are arrests on the account, the budget loan can be paid by contacting the Otbasy Bank branch. It is necessary to have any ID card, check and tickets on you for the tickets to be returned.
[~PREVIEW_TEXT] => If there are arrests on the account, the budget loan can be paid by contacting the Otbasy Bank branch. It is necessary to have any ID card, check and tickets on you for the tickets to be returned.
[IBLOCK_SECTION_ID] => 4602
[~IBLOCK_SECTION_ID] => 4602
[TIMESTAMP_X] => 07/01/2024 09:37:20 am
[~TIMESTAMP_X] => 07/01/2024 09:37:20 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
)
[4605] => Array
(
[0] => Array
(
[ID] => 430839
[~ID] => 430839
[NAME] => How can I buy a home on the market?
[~NAME] => How can I buy a home on the market?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => To purchase housing through Bank loans, you need to follow a few steps. First, open a deposit and choose the program or type of loan that best suits your needs. Then fulfill the conditions provided for by the selected program or type of loan. Loan processing is possible both online and when visiting a bank branch.
The bank offers two types of loans for the purchase of housing on the market: a housing loan and an interim loan. These loans are provided if you have accumulated 50% of the estimated cost of the property. Also, as part of a preliminary loan, you can participate in various programs of the bank.
To apply for a loan, you will need to confirm your solvency and pledge the property. It is interesting that housing loans in the amount of up to 3 million tenge are issued without collateral under the guarantee of an individual.
[~PREVIEW_TEXT] => To purchase housing through Bank loans, you need to follow a few steps. First, open a deposit and choose the program or type of loan that best suits your needs. Then fulfill the conditions provided for by the selected program or type of loan. Loan processing is possible both online and when visiting a bank branch.
The bank offers two types of loans for the purchase of housing on the market: a housing loan and an interim loan. These loans are provided if you have accumulated 50% of the estimated cost of the property. Also, as part of a preliminary loan, you can participate in various programs of the bank.
To apply for a loan, you will need to confirm your solvency and pledge the property. It is interesting that housing loans in the amount of up to 3 million tenge are issued without collateral under the guarantee of an individual.
[IBLOCK_SECTION_ID] => 4605
[~IBLOCK_SECTION_ID] => 4605
[TIMESTAMP_X] => 07/01/2024 09:38:09 am
[~TIMESTAMP_X] => 07/01/2024 09:38:09 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[1] => Array
(
[ID] => 430842
[~ID] => 430842
[NAME] => How much do I need to save to buy a home?
[~NAME] => How much do I need to save to buy a home?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Otbasy Bank offers various lending and borrowing programs specialized in improving housing conditions. To sel ect a suitable program, you must familiarize yourself with the terms of all programs operating in the bank. Next, choose the program you like and, according to the terms of the program, make an initial payment, confirm your solvency and get approval for the selected program or loan. The size of the initial payment and the interest rate on the loan (loan/mortgage) depends on the condition of the selected type of loan or program. There are three main types of loans available in the bank: 1) Housing loan: initial payment - 50%, loan/ loan rate will be fr om 3.5 to 5%;
2) Interim loan: initial payment - 50%, the loan/ loan rate will be from 6 to 10%;
3) Preliminary loan: initial payment from 10 to 50%, loan/ loan rate will be from 5 to 14.4%;
4) State programs (Nurly Zher, Bakytty Otbasy, Shanyrak): initial payment from 10 to 20%, loan/ loan rate will be from 2 to 5%;
5) Programs for all bank depositors:
• Own Home with an initial payment of 50%, the loan/ loan rate will be 5%;
• Green mortgage an initial payment of 20%, the loan/ loan rate will be 12.5%;
• Umai with an initial payment of 15-20%, the loan/ loan rate will be 14.4%;
• Corporate product;
• Zhana Baspana with an initial payment of 15 to 50%, the loan/ loan rate will be from 6-8%;
• Otau with an initial payment of 20%, the loan/ loan rate will be 9%;
• Nauryz with an initial payment of 20%, the loan/ loan rate will be from 7 to 9%;
• Zhas Otbasy with an initial payment of 50%, the loan/ loan rate will be 6%.
[~PREVIEW_TEXT] => Otbasy Bank offers various lending and borrowing programs specialized in improving housing conditions. To sel ect a suitable program, you must familiarize yourself with the terms of all programs operating in the bank. Next, choose the program you like and, according to the terms of the program, make an initial payment, confirm your solvency and get approval for the selected program or loan. The size of the initial payment and the interest rate on the loan (loan/mortgage) depends on the condition of the selected type of loan or program. There are three main types of loans available in the bank: 1) Housing loan: initial payment - 50%, loan/ loan rate will be fr om 3.5 to 5%;
2) Interim loan: initial payment - 50%, the loan/ loan rate will be from 6 to 10%;
3) Preliminary loan: initial payment from 10 to 50%, loan/ loan rate will be from 5 to 14.4%;
4) State programs (Nurly Zher, Bakytty Otbasy, Shanyrak): initial payment from 10 to 20%, loan/ loan rate will be from 2 to 5%;
5) Programs for all bank depositors:
• Own Home with an initial payment of 50%, the loan/ loan rate will be 5%;
• Green mortgage an initial payment of 20%, the loan/ loan rate will be 12.5%;
• Umai with an initial payment of 15-20%, the loan/ loan rate will be 14.4%;
• Corporate product;
• Zhana Baspana with an initial payment of 15 to 50%, the loan/ loan rate will be from 6-8%;
• Otau with an initial payment of 20%, the loan/ loan rate will be 9%;
• Nauryz with an initial payment of 20%, the loan/ loan rate will be from 7 to 9%;
• Zhas Otbasy with an initial payment of 50%, the loan/ loan rate will be 6%.
[IBLOCK_SECTION_ID] => 4605
[~IBLOCK_SECTION_ID] => 4605
[TIMESTAMP_X] => 07/01/2024 09:38:41 am
[~TIMESTAMP_X] => 07/01/2024 09:38:41 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[2] => Array
(
[ID] => 430845
[~ID] => 430845
[NAME] => Can I apply for a loan without accumulating?
[~NAME] => Can I apply for a loan without accumulating?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => In Otbasy Bank, an initial payment is required to obtain a mortgage, loan or credit in accordance with the terms of the selected program. This contribution is a prerequisite, and its amount varies from 10% to 50%, depending on the conditions of the selected loan program.
If you have from 10% to 30% of the cost of housing, you can participate in various programs, such as "Nurly Zher", "Shanyrak", "Bakytty Otbasy", "Green Mortgage", "Umai", "Otau", "Zhana Baspana 8-15", "Own Home", "Nauryz" and apply for a preliminary loan.
If you have 50% of the cost of housing, you can apply for a mortgage on a housing loan or an interim loan. There is also a Zhas Otbasy program for young families with an initial payment of 50%. Thus, various options are provided depending on the amount of the initial payment, which allows customers to choose the loan program suitable for them and implement their housing plans taking into account their own capabilities and needs.
[~PREVIEW_TEXT] => In Otbasy Bank, an initial payment is required to obtain a mortgage, loan or credit in accordance with the terms of the selected program. This contribution is a prerequisite, and its amount varies from 10% to 50%, depending on the conditions of the selected loan program.
If you have from 10% to 30% of the cost of housing, you can participate in various programs, such as "Nurly Zher", "Shanyrak", "Bakytty Otbasy", "Green Mortgage", "Umai", "Otau", "Zhana Baspana 8-15", "Own Home", "Nauryz" and apply for a preliminary loan.
If you have 50% of the cost of housing, you can apply for a mortgage on a housing loan or an interim loan. There is also a Zhas Otbasy program for young families with an initial payment of 50%. Thus, various options are provided depending on the amount of the initial payment, which allows customers to choose the loan program suitable for them and implement their housing plans taking into account their own capabilities and needs.
[IBLOCK_SECTION_ID] => 4605
[~IBLOCK_SECTION_ID] => 4605
[TIMESTAMP_X] => 07/01/2024 09:39:02 am
[~TIMESTAMP_X] => 07/01/2024 09:39:02 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[3] => Array
(
[ID] => 430848
[~ID] => 430848
[NAME] => Can I apply for a loan without proof of earnings?
[~NAME] => Can I apply for a loan without proof of earnings?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => When making a housing loan, the solvency of the borrower is considered sufficient for any income. However, when applying for a housing loan, a purchased deposit was used, confirmation of solvency is required in accordance with the requirements of the Bank.
Confirmation of solvency is required for the execution of interim and preliminary loans.
[~PREVIEW_TEXT] => When making a housing loan, the solvency of the borrower is considered sufficient for any income. However, when applying for a housing loan, a purchased deposit was used, confirmation of solvency is required in accordance with the requirements of the Bank.
Confirmation of solvency is required for the execution of interim and preliminary loans.
[IBLOCK_SECTION_ID] => 4605
[~IBLOCK_SECTION_ID] => 4605
[TIMESTAMP_X] => 07/01/2024 09:39:27 am
[~TIMESTAMP_X] => 07/01/2024 09:39:27 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[4] => Array
(
[ID] => 430851
[~ID] => 430851
[NAME] => What is the most favorable type of loan?
[~NAME] => What is the most favorable type of loan?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => The most favorable type of loan for the borrower is a housing loan at the rate of 3,5-5% per annum.
To apply for a housing loan, the following conditions must be met:
- accumulation of at least 50% of the contractual amount;
- achievement of an evaluation indicator of at least 16;
- the accumulation period is more than 3 years;
- provision of collateral.
[~PREVIEW_TEXT] => The most favorable type of loan for the borrower is a housing loan at the rate of 3,5-5% per annum.
To apply for a housing loan, the following conditions must be met:
- accumulation of at least 50% of the contractual amount;
- achievement of an evaluation indicator of at least 16;
- the accumulation period is more than 3 years;
- provision of collateral.
[IBLOCK_SECTION_ID] => 4605
[~IBLOCK_SECTION_ID] => 4605
[TIMESTAMP_X] => 07/01/2024 09:39:48 am
[~TIMESTAMP_X] => 07/01/2024 09:39:48 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[5] => Array
(
[ID] => 430854
[~ID] => 430854
[NAME] => What kind of housing can I buy?
[~NAME] => What kind of housing can I buy?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => You have the opportunity to purchase an apartment in an apartment building in both the primary and secondary markets, or choose an individual residential building, as well as participate in shared-equity construction.
When buying housing in a house under construction with a guarantee of the Housing Construction Guarantee Fund, a property right acquired from the developer may be accepted as a pledge. In case of purchase of housing in a house under construction without guarantees of the Housing Construction Guarantee Fund, other immovable property may be accepted as collateral.
Information about construction companies and facilities on which the Bank is working is available on the Bank's website hcsbk.kz in the "Facilities" section. You can also get this information in the Bank's branches from managers.
[~PREVIEW_TEXT] => You have the opportunity to purchase an apartment in an apartment building in both the primary and secondary markets, or choose an individual residential building, as well as participate in shared-equity construction.
When buying housing in a house under construction with a guarantee of the Housing Construction Guarantee Fund, a property right acquired from the developer may be accepted as a pledge. In case of purchase of housing in a house under construction without guarantees of the Housing Construction Guarantee Fund, other immovable property may be accepted as collateral.
Information about construction companies and facilities on which the Bank is working is available on the Bank's website hcsbk.kz in the "Facilities" section. You can also get this information in the Bank's branches from managers.
[IBLOCK_SECTION_ID] => 4605
[~IBLOCK_SECTION_ID] => 4605
[TIMESTAMP_X] => 07/01/2024 09:40:06 am
[~TIMESTAMP_X] => 07/01/2024 09:40:06 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[6] => Array
(
[ID] => 430857
[~ID] => 430857
[NAME] => Can I buy housing from private developers and which construction companies do you cooperate with?
[~NAME] => Can I buy housing from private developers and which construction companies do you cooperate with?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Yes, the investor has the right to purchase housing from any developer.
Also, you can buy housing from developers-partners of the Bank at prices below market. You can find a list of residential complexes here.
[~PREVIEW_TEXT] => Yes, the investor has the right to purchase housing from any developer.
Also, you can buy housing from developers-partners of the Bank at prices below market. You can find a list of residential complexes here.
[IBLOCK_SECTION_ID] => 4605
[~IBLOCK_SECTION_ID] => 4605
[TIMESTAMP_X] => 07/01/2024 09:40:28 am
[~TIMESTAMP_X] => 07/01/2024 09:40:28 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[7] => Array
(
[ID] => 430860
[~ID] => 430860
[NAME] => Can I apply for a mortgage online?
[~NAME] => Can I apply for a mortgage online?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => You can apply for a mortgage online for both interim and residential loans, as well as within the framework of certain preliminary loan programs. Using the Video Call function, you can find out about the available bank programs and get a preliminary calculation.
[~PREVIEW_TEXT] => You can apply for a mortgage online for both interim and residential loans, as well as within the framework of certain preliminary loan programs. Using the Video Call function, you can find out about the available bank programs and get a preliminary calculation.
[IBLOCK_SECTION_ID] => 4605
[~IBLOCK_SECTION_ID] => 4605
[TIMESTAMP_X] => 07/01/2024 09:40:49 am
[~TIMESTAMP_X] => 07/01/2024 09:40:49 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[8] => Array
(
[ID] => 430863
[~ID] => 430863
[NAME] => Which documents do I need to submit?
[~NAME] => Which documents do I need to submit?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => The list of necessary documents for submitting a loan application can be obtained on the Bank's website hcsbk.kz here.
When prequalifying, you only need an identity card, a certificate of marriage and the birth of children (if any). Prequalification can be completed at the Bank's branches, online using the Video Call, as well as with consultants. You can get a list of consultants here.
[~PREVIEW_TEXT] => The list of necessary documents for submitting a loan application can be obtained on the Bank's website hcsbk.kz here.
When prequalifying, you only need an identity card, a certificate of marriage and the birth of children (if any). Prequalification can be completed at the Bank's branches, online using the Video Call, as well as with consultants. You can get a list of consultants here.
[IBLOCK_SECTION_ID] => 4605
[~IBLOCK_SECTION_ID] => 4605
[TIMESTAMP_X] => 07/01/2024 09:41:06 am
[~TIMESTAMP_X] => 07/01/2024 09:41:06 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[9] => Array
(
[ID] => 430866
[~ID] => 430866
[NAME] => Is it possible to apply for a loan without collateral?
[~NAME] => Is it possible to apply for a loan without collateral?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => When applying for a housing loan under the guarantee of an individual in the amount of up to 3 million tenge for the following purposes, the provision of collateral is not required:
- for the repair and modernization of housing;
- for the purchase of a dwelling, for the purchase of a land plot;
- for the construction of a residential building (after automation).
In other cases, the provision of collateral is a prerequisite for obtaining a loan.
[~PREVIEW_TEXT] => When applying for a housing loan under the guarantee of an individual in the amount of up to 3 million tenge for the following purposes, the provision of collateral is not required:
- for the repair and modernization of housing;
- for the purchase of a dwelling, for the purchase of a land plot;
- for the construction of a residential building (after automation).
In other cases, the provision of collateral is a prerequisite for obtaining a loan.
[IBLOCK_SECTION_ID] => 4605
[~IBLOCK_SECTION_ID] => 4605
[TIMESTAMP_X] => 07/01/2024 09:41:25 am
[~TIMESTAMP_X] => 07/01/2024 09:41:25 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[10] => Array
(
[ID] => 430869
[~ID] => 430869
[NAME] => Who is a co-borrower?
[~NAME] => Who is a co-borrower?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => A co-borrower is an individual who, together with the borrower, is jointly and severally liable for the fulfillment of loan obligations. The co-borrower is involved in case of insufficient income of the borrower or in case of pre-retirement age of the borrower.
[~PREVIEW_TEXT] => A co-borrower is an individual who, together with the borrower, is jointly and severally liable for the fulfillment of loan obligations. The co-borrower is involved in case of insufficient income of the borrower or in case of pre-retirement age of the borrower.
[IBLOCK_SECTION_ID] => 4605
[~IBLOCK_SECTION_ID] => 4605
[TIMESTAMP_X] => 07/01/2024 09:41:43 am
[~TIMESTAMP_X] => 07/01/2024 09:41:43 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[11] => Array
(
[ID] => 430872
[~ID] => 430872
[NAME] => Can I apply for a loan by proxy?
[~NAME] => Can I apply for a loan by proxy?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => A loan application can be submitted by a trustee, while your presence is required to sign bank loan agreements, pledge and obtain the loan itself.
You can get a sample of the power of attorney here.
The operation is carried out by a proxy upon submission of the following documents:
- identity card of the authorized person
- a notarized power of attorney;
- a notarized copy of the client's identity card.
[~PREVIEW_TEXT] => A loan application can be submitted by a trustee, while your presence is required to sign bank loan agreements, pledge and obtain the loan itself.
You can get a sample of the power of attorney here.
The operation is carried out by a proxy upon submission of the following documents:
- identity card of the authorized person
- a notarized power of attorney;
- a notarized copy of the client's identity card.
[IBLOCK_SECTION_ID] => 4605
[~IBLOCK_SECTION_ID] => 4605
[TIMESTAMP_X] => 07/01/2024 09:42:20 am
[~TIMESTAMP_X] => 07/01/2024 09:42:20 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[12] => Array
(
[ID] => 430875
[~ID] => 430875
[NAME] => I have a deposit open for a minor child, can I get a loan for it?
[~NAME] => I have a deposit open for a minor child, can I get a loan for it?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => The loan application is accepted from the Depositor who has reached the age of 18. You can assign the child deposit to yourself and then apply for a loan.
Learn more about the assignment of children's deposits here.
[~PREVIEW_TEXT] => The loan application is accepted from the Depositor who has reached the age of 18. You can assign the child deposit to yourself and then apply for a loan.
Learn more about the assignment of children's deposits here.
[IBLOCK_SECTION_ID] => 4605
[~IBLOCK_SECTION_ID] => 4605
[TIMESTAMP_X] => 07/01/2024 09:44:01 am
[~TIMESTAMP_X] => 07/01/2024 09:44:01 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[13] => Array
(
[ID] => 430878
[~ID] => 430878
[NAME] => How can I calculate loan payments?
[~NAME] => How can I calculate loan payments?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => To make preliminary calculations on the loan, you can:
- use the loan calculator on the Bank's website;
- write to the Bank's channels in WhatsApp on the number +77059251301, in the Otbasy bank Telegram channel (account @ quanysh_bot);
- call the Bank's Contact Center at 300;
- contact the Bank's branch manager.
[~PREVIEW_TEXT] => To make preliminary calculations on the loan, you can:
- use the loan calculator on the Bank's website;
- write to the Bank's channels in WhatsApp on the number +77059251301, in the Otbasy bank Telegram channel (account @ quanysh_bot);
- call the Bank's Contact Center at 300;
- contact the Bank's branch manager.
[IBLOCK_SECTION_ID] => 4605
[~IBLOCK_SECTION_ID] => 4605
[TIMESTAMP_X] => 07/01/2024 09:44:18 am
[~TIMESTAMP_X] => 07/01/2024 09:44:18 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[14] => Array
(
[ID] => 430881
[~ID] => 430881
[NAME] => How long does it take to consider a loan application?
[~NAME] => How long does it take to consider a loan application?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => The term for consideration of a loan application is 3 working days (the maximum term for consideration is no more than 15 calendar days).
In case of prequalification, the decision is issued within 5 minutes. Prequalification can be done at the Bank's branches, as well as with consultants. You can get a list of consultants here.
[~PREVIEW_TEXT] => The term for consideration of a loan application is 3 working days (the maximum term for consideration is no more than 15 calendar days).
In case of prequalification, the decision is issued within 5 minutes. Prequalification can be done at the Bank's branches, as well as with consultants. You can get a list of consultants here.
[IBLOCK_SECTION_ID] => 4605
[~IBLOCK_SECTION_ID] => 4605
[TIMESTAMP_X] => 07/01/2024 09:44:37 am
[~TIMESTAMP_X] => 07/01/2024 09:44:37 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[15] => Array
(
[ID] => 430884
[~ID] => 430884
[NAME] => How long will it take me to get a loan?
[~NAME] => How long will it take me to get a loan?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Average for 7-9 working days
[~PREVIEW_TEXT] => Average for 7-9 working days
[IBLOCK_SECTION_ID] => 4605
[~IBLOCK_SECTION_ID] => 4605
[TIMESTAMP_X] => 07/01/2024 09:44:51 am
[~TIMESTAMP_X] => 07/01/2024 09:44:51 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[16] => Array
(
[ID] => 430887
[~ID] => 430887
[NAME] => What fees will I need to pay?
[~NAME] => What fees will I need to pay?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Fees when applying for a loan online via Video Call:
Consideration: 0 tenge
Organization of loan issuance: 50% discount, that is 0,25% of the loan amount (maximum 100 000 tenge);
(in branches: 0,5% of the loan amount, maximum 100 000 tenge)
Transfer of money: 10 000 tenge.
In other cases:
Fees for consideration of a loan application for interim/preliminary loans: 5000 tenge;
Fees for organizing the issuance of interim/preliminary loans: 0,5% of the loan amount (minimum 15 000 tenge, maximum 100 000 tenge);
Fees for issuing a loan in cash: 0.5% of the loan amount (minimum 1 500 tenge, maximum 50 000 tenge); for non-cash external transfer - 0,3% of the transfer amount (minimum 1 500 tenge, maximum 5 000 tenge).
[~PREVIEW_TEXT] => Fees when applying for a loan online via Video Call:
Consideration: 0 tenge
Organization of loan issuance: 50% discount, that is 0,25% of the loan amount (maximum 100 000 tenge);
(in branches: 0,5% of the loan amount, maximum 100 000 tenge)
Transfer of money: 10 000 tenge.
In other cases:
Fees for consideration of a loan application for interim/preliminary loans: 5000 tenge;
Fees for organizing the issuance of interim/preliminary loans: 0,5% of the loan amount (minimum 15 000 tenge, maximum 100 000 tenge);
Fees for issuing a loan in cash: 0.5% of the loan amount (minimum 1 500 tenge, maximum 50 000 tenge); for non-cash external transfer - 0,3% of the transfer amount (minimum 1 500 tenge, maximum 5 000 tenge).
[IBLOCK_SECTION_ID] => 4605
[~IBLOCK_SECTION_ID] => 4605
[TIMESTAMP_X] => 07/01/2024 09:45:13 am
[~TIMESTAMP_X] => 07/01/2024 09:45:13 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[17] => Array
(
[ID] => 430890
[~ID] => 430890
[NAME] => Can I buy a property that is located in another city?
[~NAME] => Can I buy a property that is located in another city?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Yes, you have the right to purchase housing throughout the territory of the Republic of Kazakhstan. However, as part of government programs, you can only buy housing in the region where you are standing in line at the akimat.
[~PREVIEW_TEXT] => Yes, you have the right to purchase housing throughout the territory of the Republic of Kazakhstan. However, as part of government programs, you can only buy housing in the region where you are standing in line at the akimat.
[IBLOCK_SECTION_ID] => 4605
[~IBLOCK_SECTION_ID] => 4605
[TIMESTAMP_X] => 07/01/2024 09:45:36 am
[~TIMESTAMP_X] => 07/01/2024 09:45:36 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[18] => Array
(
[ID] => 430893
[~ID] => 430893
[NAME] => How can I purchase a home?
[~NAME] => How can I purchase a home?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] =>
You can use mortgages as part of loans and programs to improve housing conditions that allow you to purchase housing in both the primary and secondary markets. It is also provided for the purchase of private houses and housing in the facilities under construction, subject to the availability of the HCGF guarantee.
In addition, you can purchase housing from developers-partners of the Bank at prices below market. You can find a list of available residential complexes here.
[~PREVIEW_TEXT] =>
You can use mortgages as part of loans and programs to improve housing conditions that allow you to purchase housing in both the primary and secondary markets. It is also provided for the purchase of private houses and housing in the facilities under construction, subject to the availability of the HCGF guarantee.
In addition, you can purchase housing from developers-partners of the Bank at prices below market. You can find a list of available residential complexes here.
[IBLOCK_SECTION_ID] => 4605
[~IBLOCK_SECTION_ID] => 4605
[TIMESTAMP_X] => 07/01/2024 09:45:57 am
[~TIMESTAMP_X] => 07/01/2024 09:45:57 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[19] => Array
(
[ID] => 430896
[~ID] => 430896
[NAME] => Can I get a rental housing?
[~NAME] => Can I get a rental housing?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => There is no separate area for renting housing through the Bank. However, you may want to consider the Rental Subsidy program.
The Rental Housing Subsidy Program provides for the allocation of funds from the state budget to assist program participants in paying for housing rent, providing a form of state support on a gratuitous basis in the form of compensation from the budget to individual families renting housing in a private housing stock. Payouts do not include utility bills. Payments for housing rented in a private housing stock are carried out on a 50% parity basis at the expense of budget funds and 50% by the recipient. Thus, if a needy family rents an apartment for 120 thousand tenge, then they will pay 60 thousand tenge independently from their own funds and 60 thousand tenge will be sent at the expense of budget funds. Citizens who need housing and are registered in the Unified Republican Electronic Database of waiting lists in the following categories can participate in the program: ???? disabled people of groups 1 and 2; ???? families with or raising disabled children; ???? orphans and children left without parental care, under twenty-nine years old, who have lost their parents before adulthood; ???? mothers with many children, awarded with pendants "Altyn alka", "Kumis alka" or previously awarded the title "Mother-heroine", as well as awarded the orders "Mother's Glory" of I and II degree, large families.
[~PREVIEW_TEXT] => There is no separate area for renting housing through the Bank. However, you may want to consider the Rental Subsidy program.
The Rental Housing Subsidy Program provides for the allocation of funds from the state budget to assist program participants in paying for housing rent, providing a form of state support on a gratuitous basis in the form of compensation from the budget to individual families renting housing in a private housing stock. Payouts do not include utility bills. Payments for housing rented in a private housing stock are carried out on a 50% parity basis at the expense of budget funds and 50% by the recipient. Thus, if a needy family rents an apartment for 120 thousand tenge, then they will pay 60 thousand tenge independently from their own funds and 60 thousand tenge will be sent at the expense of budget funds. Citizens who need housing and are registered in the Unified Republican Electronic Database of waiting lists in the following categories can participate in the program: ???? disabled people of groups 1 and 2; ???? families with or raising disabled children; ???? orphans and children left without parental care, under twenty-nine years old, who have lost their parents before adulthood; ???? mothers with many children, awarded with pendants "Altyn alka", "Kumis alka" or previously awarded the title "Mother-heroine", as well as awarded the orders "Mother's Glory" of I and II degree, large families.
[IBLOCK_SECTION_ID] => 4605
[~IBLOCK_SECTION_ID] => 4605
[TIMESTAMP_X] => 07/01/2024 09:46:18 am
[~TIMESTAMP_X] => 07/01/2024 09:46:18 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
)
[4608] => Array
(
[0] => Array
(
[ID] => 430899
[~ID] => 430899
[NAME] => How can I get a home renovation loan?
[~NAME] => How can I get a home renovation loan?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => To submit a loan application, you need to accumulate or make a one-time deposit of 50% of the required amount, confirm the income and provide collateral.
It is possible to issue a housing loan under the guarantee of an individual in the amount of up to 3 million tenge for the repair and modernization of housing.
When submitting a loan application for repairs, an estimate of the repair work is drawn up in the form of the Bank and at least 6 color photographs of the housing where the repairs are planned are attached.
[~PREVIEW_TEXT] => To submit a loan application, you need to accumulate or make a one-time deposit of 50% of the required amount, confirm the income and provide collateral.
It is possible to issue a housing loan under the guarantee of an individual in the amount of up to 3 million tenge for the repair and modernization of housing.
When submitting a loan application for repairs, an estimate of the repair work is drawn up in the form of the Bank and at least 6 color photographs of the housing where the repairs are planned are attached.
[IBLOCK_SECTION_ID] => 4608
[~IBLOCK_SECTION_ID] => 4608
[TIMESTAMP_X] => 07/01/2024 09:47:02 am
[~TIMESTAMP_X] => 07/01/2024 09:47:02 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[1] => Array
(
[ID] => 430902
[~ID] => 430902
[NAME] => Can I get a repair loan without proof of income?
[~NAME] => Can I get a repair loan without proof of income?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => When making a housing loan, the solvency of the borrower is considered sufficient for any income. However, when applying for a housing loan, a purchased deposit was used, confirmation of solvency is required in accordance with the requirements of the Bank.
To issue an interim loan, proof of solvency is required.
[~PREVIEW_TEXT] => When making a housing loan, the solvency of the borrower is considered sufficient for any income. However, when applying for a housing loan, a purchased deposit was used, confirmation of solvency is required in accordance with the requirements of the Bank.
To issue an interim loan, proof of solvency is required.
[IBLOCK_SECTION_ID] => 4608
[~IBLOCK_SECTION_ID] => 4608
[TIMESTAMP_X] => 07/01/2024 09:47:22 am
[~TIMESTAMP_X] => 07/01/2024 09:47:22 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[2] => Array
(
[ID] => 430905
[~ID] => 430905
[NAME] => Can I get a repair loan without collateral?
[~NAME] => Can I get a repair loan without collateral?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => It is possible to issue a housing loan under the guarantee of an individual in the amount of up to 3 million tenge for the repair and modernization of housing. In other cases, the provision of collateral is mandatory.
[~PREVIEW_TEXT] => It is possible to issue a housing loan under the guarantee of an individual in the amount of up to 3 million tenge for the repair and modernization of housing. In other cases, the provision of collateral is mandatory.
[IBLOCK_SECTION_ID] => 4608
[~IBLOCK_SECTION_ID] => 4608
[TIMESTAMP_X] => 07/01/2024 09:47:42 am
[~TIMESTAMP_X] => 07/01/2024 09:47:42 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[3] => Array
(
[ID] => 430908
[~ID] => 430908
[NAME] => What documents are needed to get a loan for repairs?
[~NAME] => What documents are needed to get a loan for repairs?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => To obtain a loan for the repair of real estate, in addition to the standard package, it is necessary to provide a cost estimate in the form of the Bank, at least 6 color photos of the property, allowing you to evaluate the premises.
You can get the full list of documents here.
[~PREVIEW_TEXT] => To obtain a loan for the repair of real estate, in addition to the standard package, it is necessary to provide a cost estimate in the form of the Bank, at least 6 color photos of the property, allowing you to evaluate the premises.
You can get the full list of documents here.
[IBLOCK_SECTION_ID] => 4608
[~IBLOCK_SECTION_ID] => 4608
[TIMESTAMP_X] => 07/01/2024 09:47:59 am
[~TIMESTAMP_X] => 07/01/2024 09:47:59 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[4] => Array
(
[ID] => 430911
[~ID] => 430911
[NAME] => How can I calculate loan payments?
[~NAME] => How can I calculate loan payments?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => To make preliminary calculations on the loan, you can:
- use the loan calculator on the Bank's website;
- write to WhatsApp at +77059251301 and to the Otbasy bank Telegram channel (@ quanysh_bot account);
- call the Bank's Contact Center at 300;
- contact the Bank's branch manager.
[~PREVIEW_TEXT] => To make preliminary calculations on the loan, you can:
- use the loan calculator on the Bank's website;
- write to WhatsApp at +77059251301 and to the Otbasy bank Telegram channel (@ quanysh_bot account);
- call the Bank's Contact Center at 300;
- contact the Bank's branch manager.
[IBLOCK_SECTION_ID] => 4608
[~IBLOCK_SECTION_ID] => 4608
[TIMESTAMP_X] => 07/01/2024 09:48:22 am
[~TIMESTAMP_X] => 07/01/2024 09:48:22 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[5] => Array
(
[ID] => 430914
[~ID] => 430914
[NAME] => How can I confirm the intended use of the loan?
[~NAME] => How can I confirm the intended use of the loan?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Confirmation of the intended use of the loan for the purpose of repair is carried out within 12 months from the date of receipt of the loan.
Documents confirming the intended use of the loan:
1) an estimate of the cost of repair work drawn up by the Borrower/organization;
2) at least 6 photos after repair;
3) if the housing purchased in the house under construction is repaired and modernized (while the borrower does not have title documents for the housing), the intended use of the loan is confirmed by the contract for the purchase of housing in the house under construction with proof of payment.
[~PREVIEW_TEXT] => Confirmation of the intended use of the loan for the purpose of repair is carried out within 12 months from the date of receipt of the loan.
Documents confirming the intended use of the loan:
1) an estimate of the cost of repair work drawn up by the Borrower/organization;
2) at least 6 photos after repair;
3) if the housing purchased in the house under construction is repaired and modernized (while the borrower does not have title documents for the housing), the intended use of the loan is confirmed by the contract for the purchase of housing in the house under construction with proof of payment.
[IBLOCK_SECTION_ID] => 4608
[~IBLOCK_SECTION_ID] => 4608
[TIMESTAMP_X] => 07/01/2024 09:48:51 am
[~TIMESTAMP_X] => 07/01/2024 09:48:51 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[6] => Array
(
[ID] => 430917
[~ID] => 430917
[NAME] => Can I make repairs in an apartment other than my own?
[~NAME] => Can I make repairs in an apartment other than my own?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Repair of the dwelling must be carried out at the place of residence of the borrower or in real estate owned by the borrower or his spouse
[~PREVIEW_TEXT] => Repair of the dwelling must be carried out at the place of residence of the borrower or in real estate owned by the borrower or his spouse
[IBLOCK_SECTION_ID] => 4608
[~IBLOCK_SECTION_ID] => 4608
[TIMESTAMP_X] => 07/01/2024 09:49:12 am
[~TIMESTAMP_X] => 07/01/2024 09:49:12 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[7] => Array
(
[ID] => 430920
[~ID] => 430920
[NAME] => What is included in the concept of repair costs (furniture, sanitary appliances, etc.)?
[~NAME] => What is included in the concept of repair costs (furniture, sanitary appliances, etc.)?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Repair costs are understood as the purchase of building materials for repairs and payment for the services of contractors engaged in repair work. Furniture, interior items and decor are not included in the concept of repair
[~PREVIEW_TEXT] => Repair costs are understood as the purchase of building materials for repairs and payment for the services of contractors engaged in repair work. Furniture, interior items and decor are not included in the concept of repair
[IBLOCK_SECTION_ID] => 4608
[~IBLOCK_SECTION_ID] => 4608
[TIMESTAMP_X] => 07/01/2024 09:49:41 am
[~TIMESTAMP_X] => 07/01/2024 09:49:41 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[8] => Array
(
[ID] => 430923
[~ID] => 430923
[NAME] => What happens if I can't confirm the intended use of the loan?
[~NAME] => What happens if I can't confirm the intended use of the loan?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => If you spent the borrowed funds not for the intended purpose, you will need to return the loan amount and pay a fine for misuse of the loan.
The penalty for misuse of the loan is 10% of the amount of misuse, as well as early repayment of the loan amount, for which the Bank has not been provided with full documents on the intended use within 30 calendar days from the date of receipt of the Bank's written request.
[~PREVIEW_TEXT] => If you spent the borrowed funds not for the intended purpose, you will need to return the loan amount and pay a fine for misuse of the loan.
The penalty for misuse of the loan is 10% of the amount of misuse, as well as early repayment of the loan amount, for which the Bank has not been provided with full documents on the intended use within 30 calendar days from the date of receipt of the Bank's written request.
[IBLOCK_SECTION_ID] => 4608
[~IBLOCK_SECTION_ID] => 4608
[TIMESTAMP_X] => 07/01/2024 09:50:01 am
[~TIMESTAMP_X] => 07/01/2024 09:50:01 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[9] => Array
(
[ID] => 430926
[~ID] => 430926
[NAME] => After what time will I need to confirm the intended use of the loan?
[~NAME] => After what time will I need to confirm the intended use of the loan?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Repair of the dwelling must be confirmed within 12 months from the date of issue of the loan
[~PREVIEW_TEXT] => Repair of the dwelling must be confirmed within 12 months from the date of issue of the loan
[IBLOCK_SECTION_ID] => 4608
[~IBLOCK_SECTION_ID] => 4608
[TIMESTAMP_X] => 07/01/2024 09:50:52 am
[~TIMESTAMP_X] => 07/01/2024 09:50:52 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
)
[4611] => Array
(
[0] => Array
(
[ID] => 430929
[~ID] => 430929
[NAME] => How can I get a home construction loan?
[~NAME] => How can I get a home construction loan?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => To submit a loan application, it is necessary to accumulate or make a one-time deposit of 50% of the required amount, confirm the income and pledge the real estate.
It is possible to issue a housing loan under the guarantee of an individual in the amount of up to 3 million tenge for the construction of housing.
When submitting a loan application for the construction of housing, an estimate of construction work is drawn up in the form of the Bank.
The construction of a housing must be carried out on a land plot, the intended purpose of which is "Personal subsidiary farming" (PSF) or "Individual housing construction" (IHS)
[~PREVIEW_TEXT] => To submit a loan application, it is necessary to accumulate or make a one-time deposit of 50% of the required amount, confirm the income and pledge the real estate.
It is possible to issue a housing loan under the guarantee of an individual in the amount of up to 3 million tenge for the construction of housing.
When submitting a loan application for the construction of housing, an estimate of construction work is drawn up in the form of the Bank.
The construction of a housing must be carried out on a land plot, the intended purpose of which is "Personal subsidiary farming" (PSF) or "Individual housing construction" (IHS)
[IBLOCK_SECTION_ID] => 4611
[~IBLOCK_SECTION_ID] => 4611
[TIMESTAMP_X] => 07/01/2024 09:56:42 am
[~TIMESTAMP_X] => 07/01/2024 09:56:42 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[1] => Array
(
[ID] => 430989
[~ID] => 430989
[NAME] => Is it possible to get a construction loan without proof of income?
[~NAME] => Is it possible to get a construction loan without proof of income?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => When making a housing loan, the solvency of the borrower is considered sufficient for any income. However, when applying for a housing loan, a purchased deposit was used, confirmation of solvency is required in accordance with the requirements of the Bank.
To issue an interim loan, proof of solvency is required.
[~PREVIEW_TEXT] => When making a housing loan, the solvency of the borrower is considered sufficient for any income. However, when applying for a housing loan, a purchased deposit was used, confirmation of solvency is required in accordance with the requirements of the Bank.
To issue an interim loan, proof of solvency is required.
[IBLOCK_SECTION_ID] => 4611
[~IBLOCK_SECTION_ID] => 4611
[TIMESTAMP_X] => 07/01/2024 10:33:25 am
[~TIMESTAMP_X] => 07/01/2024 10:33:25 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[2] => Array
(
[ID] => 430992
[~ID] => 430992
[NAME] => Can I get a construction loan without collateral?
[~NAME] => Can I get a construction loan without collateral?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => It is possible to issue a housing loan under the guarantee of an individual in the amount of up to 3 million tenge for the construction of housing. In other cases, the provision of collateral is mandatory.
[~PREVIEW_TEXT] => It is possible to issue a housing loan under the guarantee of an individual in the amount of up to 3 million tenge for the construction of housing. In other cases, the provision of collateral is mandatory.
[IBLOCK_SECTION_ID] => 4611
[~IBLOCK_SECTION_ID] => 4611
[TIMESTAMP_X] => 07/01/2024 10:33:56 am
[~TIMESTAMP_X] => 07/01/2024 10:33:56 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[3] => Array
(
[ID] => 430995
[~ID] => 430995
[NAME] => What documents are needed to obtain a construction loan?
[~NAME] => What documents are needed to obtain a construction loan?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => To obtain a loan for the construction of housing, in addition to the standard package, you must provide a cost estimate in the form of the Bank.
You can get the full list of documents here.
[~PREVIEW_TEXT] => To obtain a loan for the construction of housing, in addition to the standard package, you must provide a cost estimate in the form of the Bank.
You can get the full list of documents here.
[IBLOCK_SECTION_ID] => 4611
[~IBLOCK_SECTION_ID] => 4611
[TIMESTAMP_X] => 07/01/2024 10:34:13 am
[~TIMESTAMP_X] => 07/01/2024 10:34:13 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[4] => Array
(
[ID] => 430998
[~ID] => 430998
[NAME] => How can I calculate loan payments?
[~NAME] => How can I calculate loan payments?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => To make preliminary calculations on the loan, you can:
- use the loan calculator on the Bank's website;
- write to WhatsApp at +77059251301 and to the Otbasy bank Telegram channel (@ quanysh_bot account);
- call the Bank's Contact Center at 300;
- contact the Bank's branch manager.
[~PREVIEW_TEXT] => To make preliminary calculations on the loan, you can:
- use the loan calculator on the Bank's website;
- write to WhatsApp at +77059251301 and to the Otbasy bank Telegram channel (@ quanysh_bot account);
- call the Bank's Contact Center at 300;
- contact the Bank's branch manager.
[IBLOCK_SECTION_ID] => 4611
[~IBLOCK_SECTION_ID] => 4611
[TIMESTAMP_X] => 07/01/2024 10:34:36 am
[~TIMESTAMP_X] => 07/01/2024 10:34:36 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[5] => Array
(
[ID] => 431001
[~ID] => 431001
[NAME] => How can I confirm the intended use of the loan?
[~NAME] => How can I confirm the intended use of the loan?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => 1) title documents confirming the right of ownership of the borrower (spouse of the borrower) to the land plot on which the construction of residential real estate will be carried out, with a mark of the registering authority;
2) identification documents for the land plot (act for the right of private ownership of the land plot, act for the right of temporary paid land use (lease));
3) cost estimate for construction/repair work, drawn up by the borrower/organization;
4) the act of acceptance of an individual residential building, drawn up in accordance with the legislation of the Republic of Kazakhstan, with a mark of the registering authority on the registration of ownership.
If the residential property is not completed after 24 months from the date of issue of the loan, the documents confirming the intended use of the loan may be the documents specified in subparagraphs 1), 2), 3), as well as the inspection certificate signed by the Bank and the borrower, with the obligatory attachment of photographs of the construction facility
[~PREVIEW_TEXT] => 1) title documents confirming the right of ownership of the borrower (spouse of the borrower) to the land plot on which the construction of residential real estate will be carried out, with a mark of the registering authority;
2) identification documents for the land plot (act for the right of private ownership of the land plot, act for the right of temporary paid land use (lease));
3) cost estimate for construction/repair work, drawn up by the borrower/organization;
4) the act of acceptance of an individual residential building, drawn up in accordance with the legislation of the Republic of Kazakhstan, with a mark of the registering authority on the registration of ownership.
If the residential property is not completed after 24 months from the date of issue of the loan, the documents confirming the intended use of the loan may be the documents specified in subparagraphs 1), 2), 3), as well as the inspection certificate signed by the Bank and the borrower, with the obligatory attachment of photographs of the construction facility
[IBLOCK_SECTION_ID] => 4611
[~IBLOCK_SECTION_ID] => 4611
[TIMESTAMP_X] => 07/01/2024 10:35:01 am
[~TIMESTAMP_X] => 07/01/2024 10:35:01 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[6] => Array
(
[ID] => 431004
[~ID] => 431004
[NAME] => After what time will I need to confirm the intended use of the loan?
[~NAME] => After what time will I need to confirm the intended use of the loan?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => The construction of the housing must be confirmed within 24 months from the date of issue of the loan
[~PREVIEW_TEXT] => The construction of the housing must be confirmed within 24 months from the date of issue of the loan
[IBLOCK_SECTION_ID] => 4611
[~IBLOCK_SECTION_ID] => 4611
[TIMESTAMP_X] => 07/01/2024 10:35:22 am
[~TIMESTAMP_X] => 07/01/2024 10:35:22 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[7] => Array
(
[ID] => 431007
[~ID] => 431007
[NAME] => What if I can't confirm the intended use of the loan?
[~NAME] => What if I can't confirm the intended use of the loan?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => If you spent the borrowed funds not for the intended purpose, you will need to return the loan amount and pay a fine for misuse of the loan.
The penalty for misuse of the loan is 10% of the amount of misuse, as well as early repayment of the loan amount, for which the Bank has not been provided with full documents on the intended use within 30 calendar days from the date of receipt of the Bank's written request.
[~PREVIEW_TEXT] => If you spent the borrowed funds not for the intended purpose, you will need to return the loan amount and pay a fine for misuse of the loan.
The penalty for misuse of the loan is 10% of the amount of misuse, as well as early repayment of the loan amount, for which the Bank has not been provided with full documents on the intended use within 30 calendar days from the date of receipt of the Bank's written request.
[IBLOCK_SECTION_ID] => 4611
[~IBLOCK_SECTION_ID] => 4611
[TIMESTAMP_X] => 07/01/2024 10:35:46 am
[~TIMESTAMP_X] => 07/01/2024 10:35:46 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[8] => Array
(
[ID] => 431010
[~ID] => 431010
[NAME] => Is it possible to issue a loan for the construction of housing, including the acquisition of a land plot?
[~NAME] => Is it possible to issue a loan for the construction of housing, including the acquisition of a land plot?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Yes, is it possible to issue a loan for the construction of housing, including the acquisition of a land plot
[~PREVIEW_TEXT] => Yes, is it possible to issue a loan for the construction of housing, including the acquisition of a land plot
[IBLOCK_SECTION_ID] => 4611
[~IBLOCK_SECTION_ID] => 4611
[TIMESTAMP_X] => 07/01/2024 10:36:08 am
[~TIMESTAMP_X] => 07/01/2024 10:36:08 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
)
[4614] => Array
(
[0] => Array
(
[ID] => 431013
[~ID] => 431013
[NAME] => What loans can you refinance?
[~NAME] => What loans can you refinance?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Loans issued in another bank/financial institution for the improvement of housing conditions are subject to refinancing
[~PREVIEW_TEXT] => Loans issued in another bank/financial institution for the improvement of housing conditions are subject to refinancing
[IBLOCK_SECTION_ID] => 4614
[~IBLOCK_SECTION_ID] => 4614
[TIMESTAMP_X] => 07/01/2024 10:36:56 am
[~TIMESTAMP_X] => 07/01/2024 10:36:56 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[1] => Array
(
[ID] => 431016
[~ID] => 431016
[NAME] => What are the conditions for refinancing?
[~NAME] => What are the conditions for refinancing?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => If there is a mortgage loan in one of the banks, then you have the opportunity to refinance it in our Bank, that is, at the expense of the loan of the HCSB to fully repay the debt in another bank.
If there is a delay in the last 6 months in repayment of the loan with another bank, refinancing will be refused.
To refinance a loan through the HCSB system, it is necessary to open a deposit and accumulate 50% of the balance of the principal debt or immediately deposit it into a savings account, while it is additionally necessary to provide a loan agreement for a refinanced loan and a repayment schedule. If a refinanced loan is supposed to be repaid, the pledgee must provide a written consent to double encumbrance and transfer of documents on the pledge to the HCSB.
Issuance of a loan is possible only with the consent of the pledgee bank for re-payment.
[~PREVIEW_TEXT] => If there is a mortgage loan in one of the banks, then you have the opportunity to refinance it in our Bank, that is, at the expense of the loan of the HCSB to fully repay the debt in another bank.
If there is a delay in the last 6 months in repayment of the loan with another bank, refinancing will be refused.
To refinance a loan through the HCSB system, it is necessary to open a deposit and accumulate 50% of the balance of the principal debt or immediately deposit it into a savings account, while it is additionally necessary to provide a loan agreement for a refinanced loan and a repayment schedule. If a refinanced loan is supposed to be repaid, the pledgee must provide a written consent to double encumbrance and transfer of documents on the pledge to the HCSB.
Issuance of a loan is possible only with the consent of the pledgee bank for re-payment.
[IBLOCK_SECTION_ID] => 4614
[~IBLOCK_SECTION_ID] => 4614
[TIMESTAMP_X] => 07/01/2024 10:37:51 am
[~TIMESTAMP_X] => 07/01/2024 10:37:51 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[2] => Array
(
[ID] => 431019
[~ID] => 431019
[NAME] => Mortgage Loan Refinancing Procedure
[~NAME] => Mortgage Loan Refinancing Procedure
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => "The issuance of a loan for external refinancing, for mortgaged real estate encumbered by the pledgee, is carried out in accordance with the established procedure and in compliance with the following conditions:
1) in case of a positive decision on the Loan Application, the Bank shall, no later than the next business day, send a written notice to the pledgee of the decision taken, indicating the amount of the Loan and the conditions for its issuance;
2) if the amount of debt to the Pledgee exceeds the requested amount of the Loan, the client shall deposit the difference between the balance of the debt and the amount of the Loan into the current account. At the same time, the Borrower gives an obligation and the letter sent to the pledgee additionally indicates the requirement to repay the difference between the amount of the Loan and its debt to the Pledgee at the expense of the client's money, in connection with which, the obligation to the pledgee will be repaid in full;
3) the client provides a letter from the Pledgee to the Bank clarifying the amount of debt and the obligation to remove the encumbrance from the real estate after repayment of the debt;
4) the conclusion of the Loan and Pledge Agreements is carried out after receiving the relevant letter from the Pledgee;
5) if there is a spouse of the pledgor and/or co-owners of the encumbered real estate, notarial applications for collateral must be submitted in accordance with the established form;
6) the Loan is issued to the Pledgee's account after the registration of the subsequent pledge (re-pledge) of the real estate with the provision of a supporting document (the original extract from the authorized body for the registration of real estate);
7) the loan is transferred after the client transfers to the Bank's account the corresponding amount of the difference between the loan amount and the debt to the Pledgee, by transferring the entire amount to the account of the pledgee;
8) After receiving the amount of debt, the Pledgee must release the encumbrance from the collateral and transfer to the Bank the originals of the Title and Identification Documents for the Pledged Real Estate.
In case of a positive decision of the Authorized Body on the issuance of the Loan External refinancing for the Pledged Real Estate and, at the same time, there is a written refusal of the Pledgee for a subsequent pledge (re-pledge) and registration of the Real Estate Pledge Agreement with the authorized registering body and/or in the refinancing of the loan, the Bank shall notify the client of the refusal on the part of the Pledgee and the cancellation of its Loan Application. If necessary, the Bank shall issue a letter to the Pledgee."
[~PREVIEW_TEXT] => "The issuance of a loan for external refinancing, for mortgaged real estate encumbered by the pledgee, is carried out in accordance with the established procedure and in compliance with the following conditions:
1) in case of a positive decision on the Loan Application, the Bank shall, no later than the next business day, send a written notice to the pledgee of the decision taken, indicating the amount of the Loan and the conditions for its issuance;
2) if the amount of debt to the Pledgee exceeds the requested amount of the Loan, the client shall deposit the difference between the balance of the debt and the amount of the Loan into the current account. At the same time, the Borrower gives an obligation and the letter sent to the pledgee additionally indicates the requirement to repay the difference between the amount of the Loan and its debt to the Pledgee at the expense of the client's money, in connection with which, the obligation to the pledgee will be repaid in full;
3) the client provides a letter from the Pledgee to the Bank clarifying the amount of debt and the obligation to remove the encumbrance from the real estate after repayment of the debt;
4) the conclusion of the Loan and Pledge Agreements is carried out after receiving the relevant letter from the Pledgee;
5) if there is a spouse of the pledgor and/or co-owners of the encumbered real estate, notarial applications for collateral must be submitted in accordance with the established form;
6) the Loan is issued to the Pledgee's account after the registration of the subsequent pledge (re-pledge) of the real estate with the provision of a supporting document (the original extract from the authorized body for the registration of real estate);
7) the loan is transferred after the client transfers to the Bank's account the corresponding amount of the difference between the loan amount and the debt to the Pledgee, by transferring the entire amount to the account of the pledgee;
8) After receiving the amount of debt, the Pledgee must release the encumbrance from the collateral and transfer to the Bank the originals of the Title and Identification Documents for the Pledged Real Estate.
In case of a positive decision of the Authorized Body on the issuance of the Loan External refinancing for the Pledged Real Estate and, at the same time, there is a written refusal of the Pledgee for a subsequent pledge (re-pledge) and registration of the Real Estate Pledge Agreement with the authorized registering body and/or in the refinancing of the loan, the Bank shall notify the client of the refusal on the part of the Pledgee and the cancellation of its Loan Application. If necessary, the Bank shall issue a letter to the Pledgee."
[IBLOCK_SECTION_ID] => 4614
[~IBLOCK_SECTION_ID] => 4614
[TIMESTAMP_X] => 07/01/2024 10:42:34 am
[~TIMESTAMP_X] => 07/01/2024 10:42:34 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[3] => Array
(
[ID] => 431022
[~ID] => 431022
[NAME] => How can I calculate loan payments?
[~NAME] => How can I calculate loan payments?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => To make preliminary calculations on the loan, you can:
- use the loan calculator on the Bank's website;
- write to WhatsApp at +77059251301 and to the Otbasy bank Telegram channel (@ quanysh_bot account);
- call the Bank's Contact Center at 300;
- contact the Bank's branch manager.
[~PREVIEW_TEXT] => To make preliminary calculations on the loan, you can:
- use the loan calculator on the Bank's website;
- write to WhatsApp at +77059251301 and to the Otbasy bank Telegram channel (@ quanysh_bot account);
- call the Bank's Contact Center at 300;
- contact the Bank's branch manager.
[IBLOCK_SECTION_ID] => 4614
[~IBLOCK_SECTION_ID] => 4614
[TIMESTAMP_X] => 07/01/2024 10:43:06 am
[~TIMESTAMP_X] => 07/01/2024 10:43:06 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[4] => Array
(
[ID] => 431025
[~ID] => 431025
[NAME] => Is it possible to apply for a loan without proof of income?
[~NAME] => Is it possible to apply for a loan without proof of income?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => When making a housing loan, the solvency of the borrower is considered sufficient for any income. However, when applying for a housing loan, a purchased deposit was used, confirmation of solvency is required in accordance with the requirements of the Bank.
To issue an interim loan, proof of solvency is required.
[~PREVIEW_TEXT] => When making a housing loan, the solvency of the borrower is considered sufficient for any income. However, when applying for a housing loan, a purchased deposit was used, confirmation of solvency is required in accordance with the requirements of the Bank.
To issue an interim loan, proof of solvency is required.
[IBLOCK_SECTION_ID] => 4614
[~IBLOCK_SECTION_ID] => 4614
[TIMESTAMP_X] => 07/01/2024 10:43:38 am
[~TIMESTAMP_X] => 07/01/2024 10:43:38 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[5] => Array
(
[ID] => 431028
[~ID] => 431028
[NAME] => Is it possible to refinance the loan without collateral?
[~NAME] => Is it possible to refinance the loan without collateral?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => No, when refinancing a loan, the provision of collateral is mandatory
[~PREVIEW_TEXT] => No, when refinancing a loan, the provision of collateral is mandatory
[IBLOCK_SECTION_ID] => 4614
[~IBLOCK_SECTION_ID] => 4614
[TIMESTAMP_X] => 07/01/2024 10:44:03 am
[~TIMESTAMP_X] => 07/01/2024 10:44:03 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[6] => Array
(
[ID] => 431031
[~ID] => 431031
[NAME] => What documents are needed to apply for a loan refinancing?
[~NAME] => What documents are needed to apply for a loan refinancing?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => To obtain a loan for refinancing a loan, in addition to the standard package, it is necessary to provide a loan agreement for a refinanced loan and a repayment schedule.
You can get the full list of documents here.
[~PREVIEW_TEXT] => To obtain a loan for refinancing a loan, in addition to the standard package, it is necessary to provide a loan agreement for a refinanced loan and a repayment schedule.
You can get the full list of documents here.
[IBLOCK_SECTION_ID] => 4614
[~IBLOCK_SECTION_ID] => 4614
[TIMESTAMP_X] => 07/01/2024 10:44:32 am
[~TIMESTAMP_X] => 07/01/2024 10:44:32 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[7] => Array
(
[ID] => 431034
[~ID] => 431034
[NAME] => After what time will I need to confirm the intended use of the loan?
[~NAME] => After what time will I need to confirm the intended use of the loan?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => When refinancing a loan, confirmation of the purpose is carried out on the day of payment of the loan
[~PREVIEW_TEXT] => When refinancing a loan, confirmation of the purpose is carried out on the day of payment of the loan
[IBLOCK_SECTION_ID] => 4614
[~IBLOCK_SECTION_ID] => 4614
[TIMESTAMP_X] => 07/01/2024 10:44:58 am
[~TIMESTAMP_X] => 07/01/2024 10:44:58 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[8] => Array
(
[ID] => 431037
[~ID] => 431037
[NAME] => How can I confirm the intended use of the loan?
[~NAME] => How can I confirm the intended use of the loan?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => To confirm the intended use of the loan, the following documents must be provided:
1) a loan agreement with STB/Financial Institution, which must contain a reference to the fact that the loan was obtained for the purpose of improving housing conditions (purchase of housing, repairs, etc.) or a loan agreement concluded with another lender (legal entity) indicating a similar purpose of the loan, or an investment agreement, the subject of which should be the financing of housing construction;
2) a certificate of STB/Financial Institution or other lender (legal entity) on the availability and status of the borrower's debt as of the date preceding the date of issue of the loan;
3) documents confirming the use of the amount of the refinanced loan (loan) for measures to improve housing conditions, unless it directly follows from the title documents.
[~PREVIEW_TEXT] => To confirm the intended use of the loan, the following documents must be provided:
1) a loan agreement with STB/Financial Institution, which must contain a reference to the fact that the loan was obtained for the purpose of improving housing conditions (purchase of housing, repairs, etc.) or a loan agreement concluded with another lender (legal entity) indicating a similar purpose of the loan, or an investment agreement, the subject of which should be the financing of housing construction;
2) a certificate of STB/Financial Institution or other lender (legal entity) on the availability and status of the borrower's debt as of the date preceding the date of issue of the loan;
3) documents confirming the use of the amount of the refinanced loan (loan) for measures to improve housing conditions, unless it directly follows from the title documents.
[IBLOCK_SECTION_ID] => 4614
[~IBLOCK_SECTION_ID] => 4614
[TIMESTAMP_X] => 07/01/2024 10:45:26 am
[~TIMESTAMP_X] => 07/01/2024 10:45:26 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[9] => Array
(
[ID] => 431040
[~ID] => 431040
[NAME] => What if I can't confirm the intended use of the loan?
[~NAME] => What if I can't confirm the intended use of the loan?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => If you spent the borrowed funds not for the intended purpose, you will need to return the loan amount and pay a fine for misuse of the loan.
The penalty for misuse of the loan is 10% of the amount of misuse, as well as early repayment of the loan amount, for which the Bank has not been provided with full documents on the intended use within 30 calendar days from the date of receipt of the Bank's written request.
[~PREVIEW_TEXT] => If you spent the borrowed funds not for the intended purpose, you will need to return the loan amount and pay a fine for misuse of the loan.
The penalty for misuse of the loan is 10% of the amount of misuse, as well as early repayment of the loan amount, for which the Bank has not been provided with full documents on the intended use within 30 calendar days from the date of receipt of the Bank's written request.
[IBLOCK_SECTION_ID] => 4614
[~IBLOCK_SECTION_ID] => 4614
[TIMESTAMP_X] => 07/01/2024 10:45:56 am
[~TIMESTAMP_X] => 07/01/2024 10:45:56 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
)
[4617] => Array
(
[0] => Array
(
[ID] => 431070
[~ID] => 431070
[NAME] => Where can I see branches and terminals in my city?
[~NAME] => Where can I see branches and terminals in my city?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => All branches and terminals in the Republic of Kazakhstan can be viewed here
[~PREVIEW_TEXT] => All branches and terminals in the Republic of Kazakhstan can be viewed here
[IBLOCK_SECTION_ID] => 4617
[~IBLOCK_SECTION_ID] => 4617
[TIMESTAMP_X] => 07/01/2024 10:51:59 am
[~TIMESTAMP_X] => 07/01/2024 10:51:59 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[1] => Array
(
[ID] => 431073
[~ID] => 431073
[NAME] => I am switching to a housing loan, which branch should I go to?
[~NAME] => I am switching to a housing loan, which branch should I go to?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] =>
In order to switch to a housing loan, it is recommended to contact the Bank's branch, where the post-credit service department operates on weekdays from 9:00 to 16:00.
[~PREVIEW_TEXT] =>
In order to switch to a housing loan, it is recommended to contact the Bank's branch, where the post-credit service department operates on weekdays from 9:00 to 16:00.
[IBLOCK_SECTION_ID] => 4617
[~IBLOCK_SECTION_ID] => 4617
[TIMESTAMP_X] => 07/01/2024 10:52:26 am
[~TIMESTAMP_X] => 07/01/2024 10:52:26 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[2] => Array
(
[ID] => 431079
[~ID] => 431079
[NAME] => I want to make a termination, I was told to contact the bank branch?
[~NAME] => I want to make a termination, I was told to contact the bank branch?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => If the amount to be terminated exceeds 1 000 000 (million) tenge, it is recommended to pre-register with the manager at the bank branch. We also remind you that the amount of up to 1 million tenge can be withdrawn online through the bank's mobile application.
[~PREVIEW_TEXT] => If the amount to be terminated exceeds 1 000 000 (million) tenge, it is recommended to pre-register with the manager at the bank branch. We also remind you that the amount of up to 1 million tenge can be withdrawn online through the bank's mobile application.
[IBLOCK_SECTION_ID] => 4617
[~IBLOCK_SECTION_ID] => 4617
[TIMESTAMP_X] => 07/01/2024 10:54:29 am
[~TIMESTAMP_X] => 07/01/2024 10:54:29 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[3] => Array
(
[ID] => 431082
[~ID] => 431082
[NAME] => I have a partial/full early repayment, in which branch and at what time to approach?
[~NAME] => I have a partial/full early repayment, in which branch and at what time to approach?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => To make partial or full repayment of the loan at the Bank's branch, you should visit the post-credit service department on weekdays from 9:00 to 16:00.
[~PREVIEW_TEXT] => To make partial or full repayment of the loan at the Bank's branch, you should visit the post-credit service department on weekdays from 9:00 to 16:00.
[IBLOCK_SECTION_ID] => 4617
[~IBLOCK_SECTION_ID] => 4617
[TIMESTAMP_X] => 07/01/2024 10:54:50 am
[~TIMESTAMP_X] => 07/01/2024 10:54:50 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[4] => Array
(
[ID] => 431085
[~ID] => 431085
[NAME] => What happens to my reservation if I can't make it in time?
[~NAME] => What happens to my reservation if I can't make it in time?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => When booking, you are assigned a time for servicing by the Bank's specialists, in case of delay, the booking time may be missed. In the event of a delay related to the service of a previous customer, the start time of your service may be changed.
[~PREVIEW_TEXT] => When booking, you are assigned a time for servicing by the Bank's specialists, in case of delay, the booking time may be missed. In the event of a delay related to the service of a previous customer, the start time of your service may be changed.
[IBLOCK_SECTION_ID] => 4617
[~IBLOCK_SECTION_ID] => 4617
[TIMESTAMP_X] => 07/01/2024 10:55:33 am
[~TIMESTAMP_X] => 07/01/2024 10:55:33 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[5] => Array
(
[ID] => 431088
[~ID] => 431088
[NAME] => Can I cancel my reservation?
[~NAME] => Can I cancel my reservation?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => If the customer does not appear, the reservation will be automatically canceled. You can cancel your reservation in advance on the same website where you made the booking.
[~PREVIEW_TEXT] => If the customer does not appear, the reservation will be automatically canceled. You can cancel your reservation in advance on the same website where you made the booking.
[IBLOCK_SECTION_ID] => 4617
[~IBLOCK_SECTION_ID] => 4617
[TIMESTAMP_X] => 07/01/2024 10:55:52 am
[~TIMESTAMP_X] => 07/01/2024 10:55:52 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[6] => Array
(
[ID] => 431091
[~ID] => 431091
[NAME] => Can I rebook an appointment?
[~NAME] => Can I rebook an appointment?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Yes, go to the bank's Otbasy website, go to the "register online" section, enter your details and you can rebook your appointment.
[~PREVIEW_TEXT] => Yes, go to the bank's Otbasy website, go to the "register online" section, enter your details and you can rebook your appointment.
[IBLOCK_SECTION_ID] => 4617
[~IBLOCK_SECTION_ID] => 4617
[TIMESTAMP_X] => 07/01/2024 10:56:14 am
[~TIMESTAMP_X] => 07/01/2024 10:56:14 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
)
[4620] => Array
(
[0] => Array
(
[ID] => 431094
[~ID] => 431094
[NAME] => Where are your terminals located?
[~NAME] => Where are your terminals located?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => The addresses of the Bank's terminals can be obtained by clicking here
[~PREVIEW_TEXT] => The addresses of the Bank's terminals can be obtained by clicking here
[IBLOCK_SECTION_ID] => 4620
[~IBLOCK_SECTION_ID] => 4620
[TIMESTAMP_X] => 07/01/2024 10:57:00 am
[~TIMESTAMP_X] => 07/01/2024 10:57:00 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[1] => Array
(
[ID] => 431097
[~ID] => 431097
[NAME] => Is there a fee when making a payment through terminals?
[~NAME] => Is there a fee when making a payment through terminals?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => No commission is charged when making payments through the Bank's terminals. At the same time, the client can deposit no more than 450 000 tenge through the terminal for one transaction.
[~PREVIEW_TEXT] => No commission is charged when making payments through the Bank's terminals. At the same time, the client can deposit no more than 450 000 tenge through the terminal for one transaction.
[IBLOCK_SECTION_ID] => 4620
[~IBLOCK_SECTION_ID] => 4620
[TIMESTAMP_X] => 07/01/2024 10:57:54 am
[~TIMESTAMP_X] => 07/01/2024 10:57:54 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[2] => Array
(
[ID] => 431100
[~ID] => 431100
[NAME] => Where can I get an alternative account code?
[~NAME] => Where can I get an alternative account code?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => An alternative account code for the deposit is specified in the Housing Savings Agreement, as well as in the Certificate.
On the loan - in the bank loan agreement and in the current account agreement.
You can also get an alternative account code on the Bank's WhatsApp channels at +77059251301 and in the Otbasy Bank Telegram channel (@ quanysh_bot account).
[~PREVIEW_TEXT] => An alternative account code for the deposit is specified in the Housing Savings Agreement, as well as in the Certificate.
On the loan - in the bank loan agreement and in the current account agreement.
You can also get an alternative account code on the Bank's WhatsApp channels at +77059251301 and in the Otbasy Bank Telegram channel (@ quanysh_bot account).
[IBLOCK_SECTION_ID] => 4620
[~IBLOCK_SECTION_ID] => 4620
[TIMESTAMP_X] => 07/01/2024 10:58:15 am
[~TIMESTAMP_X] => 07/01/2024 10:58:15 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[3] => Array
(
[ID] => 431103
[~ID] => 431103
[NAME] => What should you indicate on the terminal when you pay for a loan?
[~NAME] => What should you indicate on the terminal when you pay for a loan?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => When paying at the terminal, specify an alternative credit code. You can get an alternative account code on the Bank's WhatsApp channels at +77059251301 and in the Otbasy Bank Telegram channel (@ quanysh_bot account).
[~PREVIEW_TEXT] => When paying at the terminal, specify an alternative credit code. You can get an alternative account code on the Bank's WhatsApp channels at +77059251301 and in the Otbasy Bank Telegram channel (@ quanysh_bot account).
[IBLOCK_SECTION_ID] => 4620
[~IBLOCK_SECTION_ID] => 4620
[TIMESTAMP_X] => 07/01/2024 10:58:39 am
[~TIMESTAMP_X] => 07/01/2024 10:58:39 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
)
[4623] => Array
(
[0] => Array
(
[ID] => 431139
[~ID] => 431139
[NAME] => How to find out the address of the Bank's branch/terminals/counselling centres?
[~NAME] => How to find out the address of the Bank's branch/terminals/counselling centres?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => For information on the Bank's addresses, please go to the → Contacts section of the Menu or go here
[~PREVIEW_TEXT] => For information on the Bank's addresses, please go to the → Contacts section of the Menu or go here
[IBLOCK_SECTION_ID] => 4623
[~IBLOCK_SECTION_ID] => 4623
[TIMESTAMP_X] => 07/01/2024 11:55:47 am
[~TIMESTAMP_X] => 07/01/2024 11:55:47 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => html
[~PREVIEW_TEXT_TYPE] => html
)
[1] => Array
(
[ID] => 431142
[~ID] => 431142
[NAME] => How can I contact the Bank's Contact Center?
[~NAME] => How can I contact the Bank's Contact Center?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => You can contact the Contact Center of the Bank in the following ways:
- write in WhatsApp to the number +7 705 925 1301 or follow the link;
- write to the Otbasy bank Telegram channel (account @ quanysh_bot) or follow the link;
- Call 300 or 8 800 080 1880.
[~PREVIEW_TEXT] => You can contact the Contact Center of the Bank in the following ways:
- write in WhatsApp to the number +7 705 925 1301 or follow the link;
- write to the Otbasy bank Telegram channel (account @ quanysh_bot) or follow the link;
- Call 300 or 8 800 080 1880.
[IBLOCK_SECTION_ID] => 4623
[~IBLOCK_SECTION_ID] => 4623
[TIMESTAMP_X] => 07/01/2024 11:54:41 am
[~TIMESTAMP_X] => 07/01/2024 11:54:41 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => html
[~PREVIEW_TEXT_TYPE] => html
)
)
[4626] => Array
(
[0] => Array
(
[ID] => 431145
[~ID] => 431145
[NAME] => Where to look for branches and terminals in my city?
[~NAME] => Where to look for branches and terminals in my city?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => All branches and terminals in the Republic of Kazakhstan can be viewed here
[~PREVIEW_TEXT] => All branches and terminals in the Republic of Kazakhstan can be viewed here
[IBLOCK_SECTION_ID] => 4626
[~IBLOCK_SECTION_ID] => 4626
[TIMESTAMP_X] => 07/01/2024 11:57:23 am
[~TIMESTAMP_X] => 07/01/2024 11:57:23 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => html
[~PREVIEW_TEXT_TYPE] => html
)
[1] => Array
(
[ID] => 431148
[~ID] => 431148
[NAME] => Can I apply on a first-come, first-served basis?
[~NAME] => Can I apply on a first-come, first-served basis?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => You can visit a bank branch for advice or conduct banking operations both on a first-come, first-served basis and by pre-booking a queue on the bank's website. In addition, we remind you of the availability of a personal advisor Quanysh, who is ready to help you. All these features are available through messengers convenient for all of us, such as Whatsapp and Telegram, as well as through the Otbasy bank mobile application.
To contact the bot, you just need to write to the number +7 705 925 13 01 in Whatsapp or Telegram (Quanysh_bot).
[~PREVIEW_TEXT] => You can visit a bank branch for advice or conduct banking operations both on a first-come, first-served basis and by pre-booking a queue on the bank's website. In addition, we remind you of the availability of a personal advisor Quanysh, who is ready to help you. All these features are available through messengers convenient for all of us, such as Whatsapp and Telegram, as well as through the Otbasy bank mobile application.
To contact the bot, you just need to write to the number +7 705 925 13 01 in Whatsapp or Telegram (Quanysh_bot).
[IBLOCK_SECTION_ID] => 4626
[~IBLOCK_SECTION_ID] => 4626
[TIMESTAMP_X] => 07/01/2024 11:59:49 am
[~TIMESTAMP_X] => 07/01/2024 11:59:49 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => html
[~PREVIEW_TEXT_TYPE] => html
)
[2] => Array
(
[ID] => 431151
[~ID] => 431151
[NAME] => How to sign up for a bank branch?
[~NAME] => How to sign up for a bank branch?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => The recording is carried out on the Otbasy Bank website here, as well as in the Otbasy Bank mobile application.
[~PREVIEW_TEXT] => The recording is carried out on the Otbasy Bank website here, as well as in the Otbasy Bank mobile application.
[IBLOCK_SECTION_ID] => 4626
[~IBLOCK_SECTION_ID] => 4626
[TIMESTAMP_X] => 07/01/2024 12:00:19 pm
[~TIMESTAMP_X] => 07/01/2024 12:00:19 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[3] => Array
(
[ID] => 431154
[~ID] => 431154
[NAME] => What happens to my reservation if I can't make it in time?
[~NAME] => What happens to my reservation if I can't make it in time?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => When booking, you are assigned a time for servicing by the Bank's specialists, in case of delay, the booking time may be missed. In the event of a delay related to the service of a previous customer, the start time of your service may be changed.
[~PREVIEW_TEXT] => When booking, you are assigned a time for servicing by the Bank's specialists, in case of delay, the booking time may be missed. In the event of a delay related to the service of a previous customer, the start time of your service may be changed.
[IBLOCK_SECTION_ID] => 4626
[~IBLOCK_SECTION_ID] => 4626
[TIMESTAMP_X] => 07/01/2024 12:00:54 pm
[~TIMESTAMP_X] => 07/01/2024 12:00:54 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
)
[4629] => Array
(
[0] => Array
(
[ID] => 431157
[~ID] => 431157
[NAME] => Can I book a queue for today?
[~NAME] => Can I book a queue for today?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => It is possible, but the reservation is made at least 30 minutes before the intended visit to the Bank.
[~PREVIEW_TEXT] => It is possible, but the reservation is made at least 30 minutes before the intended visit to the Bank.
[IBLOCK_SECTION_ID] => 4629
[~IBLOCK_SECTION_ID] => 4629
[TIMESTAMP_X] => 07/01/2024 12:01:43 pm
[~TIMESTAMP_X] => 07/01/2024 12:01:43 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[1] => Array
(
[ID] => 431160
[~ID] => 431160
[NAME] => Can I make an appointment with a manager in advance?
[~NAME] => Can I make an appointment with a manager in advance?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Yes, you can use the Online Booking service.
Queue reservations are available for a maximum of 20 days, at least 30 minutes before the scheduled date. If the time you selected is busy, please sel ect a different time and date. If everything is booked for the next 20 days, please try to book the queue for the next day fr om the morning.
When booking the queue, please fill in all the fields to open the date and time of the reservation. If there are blank fields, the date and time selection is not available.
[~PREVIEW_TEXT] => Yes, you can use the Online Booking service.
Queue reservations are available for a maximum of 20 days, at least 30 minutes before the scheduled date. If the time you selected is busy, please sel ect a different time and date. If everything is booked for the next 20 days, please try to book the queue for the next day fr om the morning.
When booking the queue, please fill in all the fields to open the date and time of the reservation. If there are blank fields, the date and time selection is not available.
[IBLOCK_SECTION_ID] => 4629
[~IBLOCK_SECTION_ID] => 4629
[TIMESTAMP_X] => 07/01/2024 12:02:02 pm
[~TIMESTAMP_X] => 07/01/2024 12:02:02 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[2] => Array
(
[ID] => 431163
[~ID] => 431163
[NAME] => What if I'm late for my reservation?
[~NAME] => What if I'm late for my reservation?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Maintenance is carried out in accordance with the electronic queue at the branch. However, if you are late for the booked time, you can use the live queue or book a new time. The reservation is available no later than 20 days and no earlier than 30 minutes before the scheduled date. If the time you have chosen is already taken, we kindly ask you to choose another one. In case all available slots are occupied for the next 20 days, we recommend trying to book a queue for the next morning.
[~PREVIEW_TEXT] => Maintenance is carried out in accordance with the electronic queue at the branch. However, if you are late for the booked time, you can use the live queue or book a new time. The reservation is available no later than 20 days and no earlier than 30 minutes before the scheduled date. If the time you have chosen is already taken, we kindly ask you to choose another one. In case all available slots are occupied for the next 20 days, we recommend trying to book a queue for the next morning.
[IBLOCK_SECTION_ID] => 4629
[~IBLOCK_SECTION_ID] => 4629
[TIMESTAMP_X] => 07/01/2024 12:02:21 pm
[~TIMESTAMP_X] => 07/01/2024 12:02:21 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[3] => Array
(
[ID] => 431166
[~ID] => 431166
[NAME] => Can I cancel my reservation?
[~NAME] => Can I cancel my reservation?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Yes, you can cancel your reservation on the bank's website. If you are late for the booked time, you can use the live queue or book a new time. The reservation is available no later than 20 days and no earlier than 30 minutes before the scheduled date. If the time you have chosen is already taken, we kindly ask you to choose another one. In case all available slots are occupied for the next 20 days, we recommend trying to book a queue for the next morning.
[~PREVIEW_TEXT] => Yes, you can cancel your reservation on the bank's website. If you are late for the booked time, you can use the live queue or book a new time. The reservation is available no later than 20 days and no earlier than 30 minutes before the scheduled date. If the time you have chosen is already taken, we kindly ask you to choose another one. In case all available slots are occupied for the next 20 days, we recommend trying to book a queue for the next morning.
[IBLOCK_SECTION_ID] => 4629
[~IBLOCK_SECTION_ID] => 4629
[TIMESTAMP_X] => 07/01/2024 12:02:41 pm
[~TIMESTAMP_X] => 07/01/2024 12:02:41 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[4] => Array
(
[ID] => 431169
[~ID] => 431169
[NAME] => How can I book a time to visit the Bank?
[~NAME] => How can I book a time to visit the Bank?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Online booking is available on the Bank's website or through the Otbasy bank application.
Queue reservations are available for a maximum of 20 days, at least 30 minutes before the scheduled date. If the time you selected is busy, please sel ect a different time and date. If everything is booked for the next 20 days, please try to book the queue for the next day fr om the morning.
1)In order to book a queue to the Bank's branch, you need to go to the Bank's website, select "Register to the branch online" and click on the "Register" button.
2) When booking the queue, please fill in all the fields to open the date and time of the reservation. If there are blank fields, the date and time selection is not available. After filling in all the fields, you must click on the "Sign up" button.
3) If the reservation is successful, a window will appear with the pin code and reservation information. When booking the time of the visit to the branch, you will be sent an SMS with the reservation code.
[~PREVIEW_TEXT] => Online booking is available on the Bank's website or through the Otbasy bank application.
Queue reservations are available for a maximum of 20 days, at least 30 minutes before the scheduled date. If the time you selected is busy, please sel ect a different time and date. If everything is booked for the next 20 days, please try to book the queue for the next day fr om the morning.
1)In order to book a queue to the Bank's branch, you need to go to the Bank's website, select "Register to the branch online" and click on the "Register" button.
2) When booking the queue, please fill in all the fields to open the date and time of the reservation. If there are blank fields, the date and time selection is not available. After filling in all the fields, you must click on the "Sign up" button.
3) If the reservation is successful, a window will appear with the pin code and reservation information. When booking the time of the visit to the branch, you will be sent an SMS with the reservation code.
[IBLOCK_SECTION_ID] => 4629
[~IBLOCK_SECTION_ID] => 4629
[TIMESTAMP_X] => 07/01/2024 12:03:04 pm
[~TIMESTAMP_X] => 07/01/2024 12:03:04 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[5] => Array
(
[ID] => 431172
[~ID] => 431172
[NAME] => I forgot the reservation code, what should I do?
[~NAME] => I forgot the reservation code, what should I do?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] =>
If you've forgotten your reservation code, here's what you can do:
1) If you booked the time of the visit to the branch and received an SMS with a booking code, just find this SMS.
2) If you booked time through the online bank, you can find information about your request in the "Requests" section of your account.
3) If none of the above options are suitable, you can always write to WhatsApp at +77059251301 or to the Telegram channel of Otbasy Bank (account @ quanysh_bot), and the operator will help you to restore the reservation code.
[~PREVIEW_TEXT] =>
If you've forgotten your reservation code, here's what you can do:
1) If you booked the time of the visit to the branch and received an SMS with a booking code, just find this SMS.
2) If you booked time through the online bank, you can find information about your request in the "Requests" section of your account.
3) If none of the above options are suitable, you can always write to WhatsApp at +77059251301 or to the Telegram channel of Otbasy Bank (account @ quanysh_bot), and the operator will help you to restore the reservation code.
[IBLOCK_SECTION_ID] => 4629
[~IBLOCK_SECTION_ID] => 4629
[TIMESTAMP_X] => 07/01/2024 12:03:24 pm
[~TIMESTAMP_X] => 07/01/2024 12:03:24 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
)
[4632] => Array
(
[0] => Array
(
[ID] => 431175
[~ID] => 431175
[NAME] => How to fund my account without a commission?
[~NAME] => How to fund my account without a commission?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => You can fund the deposit, repay the loan without commission through the following payment methods:
1) Otbasy bank: Internet bank and Otbasy bank application, cash desks and terminals. You can get the addresses of cash desks and terminals here.
2) Halyk Bank: Internet banking, ATM, payment terminal;
3) Bank Center Credit: Internet banking, ATM, payment terminal;
4) Kaspi Bank: kaspi.kz;
5) E-government website: egov.kz
6) Kazpost cash desks.
To fund the account, you must specify a 12-digit alternative account code, with the exception of methods 1.
Issuing banks may set additional fees for transfer operations. More detailed information about the different payment methods can be found here.
[~PREVIEW_TEXT] => You can fund the deposit, repay the loan without commission through the following payment methods:
1) Otbasy bank: Internet bank and Otbasy bank application, cash desks and terminals. You can get the addresses of cash desks and terminals here.
2) Halyk Bank: Internet banking, ATM, payment terminal;
3) Bank Center Credit: Internet banking, ATM, payment terminal;
4) Kaspi Bank: kaspi.kz;
5) E-government website: egov.kz
6) Kazpost cash desks.
To fund the account, you must specify a 12-digit alternative account code, with the exception of methods 1.
Issuing banks may set additional fees for transfer operations. More detailed information about the different payment methods can be found here.
[IBLOCK_SECTION_ID] => 4632
[~IBLOCK_SECTION_ID] => 4632
[TIMESTAMP_X] => 07/01/2024 12:06:42 pm
[~TIMESTAMP_X] => 07/01/2024 12:06:42 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => html
[~PREVIEW_TEXT_TYPE] => html
)
[1] => Array
(
[ID] => 431181
[~ID] => 431181
[NAME] => Can another person fund my account for me?
[~NAME] => Can another person fund my account for me?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Yes,they can. When funding the account through the cash desk of the Bank, it is necessary to present an identity card
[~PREVIEW_TEXT] => Yes,they can. When funding the account through the cash desk of the Bank, it is necessary to present an identity card
[IBLOCK_SECTION_ID] => 4632
[~IBLOCK_SECTION_ID] => 4632
[TIMESTAMP_X] => 07/01/2024 02:06:52 pm
[~TIMESTAMP_X] => 07/01/2024 02:06:52 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[2] => Array
(
[ID] => 431184
[~ID] => 431184
[NAME] => Can I fund my account without ID?
[~NAME] => Can I fund my account without ID?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => It is possible, except for making a payment through the cash register
[~PREVIEW_TEXT] => It is possible, except for making a payment through the cash register
[IBLOCK_SECTION_ID] => 4632
[~IBLOCK_SECTION_ID] => 4632
[TIMESTAMP_X] => 07/01/2024 12:09:46 pm
[~TIMESTAMP_X] => 07/01/2024 12:09:46 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[3] => Array
(
[ID] => 431187
[~ID] => 431187
[NAME] => Can I fund my account with an IIN number?
[~NAME] => Can I fund my account with an IIN number?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => You can do this by using the terminal of our Bank.
Terminal addresses can be obtained here or via WhatsApp at +77059251301 and in the Otbasy Bank Telegram channel (account @quanysh_bot).
[~PREVIEW_TEXT] => You can do this by using the terminal of our Bank.
Terminal addresses can be obtained here or via WhatsApp at +77059251301 and in the Otbasy Bank Telegram channel (account @quanysh_bot).
[IBLOCK_SECTION_ID] => 4632
[~IBLOCK_SECTION_ID] => 4632
[TIMESTAMP_X] => 07/01/2024 12:11:15 pm
[~TIMESTAMP_X] => 07/01/2024 12:11:15 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => html
[~PREVIEW_TEXT_TYPE] => html
)
[4] => Array
(
[ID] => 431190
[~ID] => 431190
[NAME] => Can I fund my account online?
[~NAME] => Can I fund my account online?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => You can fund your account online in the following ways:
1) Internet bank Otbasy bank;
2) Otbasy bank mobile application. Download the Otbasy bank mobile app from the AppStore or PlayMarket;
3) egov.kz/Mobile application egov.kz;
4) kaspi.kz;
5) Halyk Bank homebank.kz;
6) Eurasian Bank StarBanking.kz;
7) RBK Bank - My RBK
8) Bereke Bank - B-Bank
To fund the account, you must specify a 12-digit alternative account code, with the exception of methods 1), 2).
You can get more information about payment methods here.
[~PREVIEW_TEXT] => You can fund your account online in the following ways:
1) Internet bank Otbasy bank;
2) Otbasy bank mobile application. Download the Otbasy bank mobile app from the AppStore or PlayMarket;
3) egov.kz/Mobile application egov.kz;
4) kaspi.kz;
5) Halyk Bank homebank.kz;
6) Eurasian Bank StarBanking.kz;
7) RBK Bank - My RBK
8) Bereke Bank - B-Bank
To fund the account, you must specify a 12-digit alternative account code, with the exception of methods 1), 2).
You can get more information about payment methods here.
[IBLOCK_SECTION_ID] => 4632
[~IBLOCK_SECTION_ID] => 4632
[TIMESTAMP_X] => 07/01/2024 12:12:18 pm
[~TIMESTAMP_X] => 07/01/2024 12:12:18 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => html
[~PREVIEW_TEXT_TYPE] => html
)
[5] => Array
(
[ID] => 431193
[~ID] => 431193
[NAME] => How much will the online transfer fee be deducted?
[~NAME] => How much will the online transfer fee be deducted?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => The commission is not charged through the following online payments:
1) Internet bank Otbasy bank;
2) Otbasy bank mobile application. Download the Otbasy bank mobile app from the AppStore or PlayMarket;
3) egov.kz/Mobile application egov.kz;
4) kaspi.kz;
5) Halyk Bank homebank.kz;
6) Eurasian Bank StarBanking.kz;
7) RBK Bank
8) Bereke Bank
The commission is withheld in accordance with the established tariffs of partners:
- beeline: payment from the balance, commission in the amount of 1,5% of the payment amount;
Issuing banks may set additional fees for transfer operations. For more information on alternative payment methods, please go here
[~PREVIEW_TEXT] => The commission is not charged through the following online payments:
1) Internet bank Otbasy bank;
2) Otbasy bank mobile application. Download the Otbasy bank mobile app from the AppStore or PlayMarket;
3) egov.kz/Mobile application egov.kz;
4) kaspi.kz;
5) Halyk Bank homebank.kz;
6) Eurasian Bank StarBanking.kz;
7) RBK Bank
8) Bereke Bank
The commission is withheld in accordance with the established tariffs of partners:
- beeline: payment from the balance, commission in the amount of 1,5% of the payment amount;
Issuing banks may set additional fees for transfer operations. For more information on alternative payment methods, please go here
[IBLOCK_SECTION_ID] => 4632
[~IBLOCK_SECTION_ID] => 4632
[TIMESTAMP_X] => 07/01/2024 12:13:11 pm
[~TIMESTAMP_X] => 07/01/2024 12:13:11 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => html
[~PREVIEW_TEXT_TYPE] => html
)
[6] => Array
(
[ID] => 431196
[~ID] => 431196
[NAME] => What account number do I need to specify for online funding?
[~NAME] => What account number do I need to specify for online funding?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => An alternative 12-digit account code is required.
An alternative account code for the deposit is specified in the Certificate/HCS Agreement; for the loan - in the Current Account and Bank Loan Agreements.
You can also get an alternative code with the help of a personal consultant Quanysh bot in WhatsApp (number +77059251301), in the Otbasy bank Telegram channel (account @ quanysh_bot).
[~PREVIEW_TEXT] => An alternative 12-digit account code is required.
An alternative account code for the deposit is specified in the Certificate/HCS Agreement; for the loan - in the Current Account and Bank Loan Agreements.
You can also get an alternative code with the help of a personal consultant Quanysh bot in WhatsApp (number +77059251301), in the Otbasy bank Telegram channel (account @ quanysh_bot).
[IBLOCK_SECTION_ID] => 4632
[~IBLOCK_SECTION_ID] => 4632
[TIMESTAMP_X] => 07/01/2024 12:14:27 pm
[~TIMESTAMP_X] => 07/01/2024 12:14:27 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => html
[~PREVIEW_TEXT_TYPE] => html
)
[7] => Array
(
[ID] => 431199
[~ID] => 431199
[NAME] => Can I fund my account with your Bank from my account with another bank?
[~NAME] => Can I fund my account with your Bank from my account with another bank?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Yes, it is allowed to fund the account by non-cash transfer of money from the Depositor's account in second-tier banks. Banks can set additional fees for transfer operations.
[~PREVIEW_TEXT] => Yes, it is allowed to fund the account by non-cash transfer of money from the Depositor's account in second-tier banks. Banks can set additional fees for transfer operations.
[IBLOCK_SECTION_ID] => 4632
[~IBLOCK_SECTION_ID] => 4632
[TIMESTAMP_X] => 07/01/2024 12:14:47 pm
[~TIMESTAMP_X] => 07/01/2024 12:14:47 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[8] => Array
(
[ID] => 431202
[~ID] => 431202
[NAME] => What bank cards are used to make the payment?
[~NAME] => What bank cards are used to make the payment?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Bank cards VISA, VISA Electron, Mastercard, Maestro/Cirrus of all banks, American Express (only for customers of Kazkommertsbank JSC) and Kaspi Wallet (only for customers of kaspi.kz) are accepted for payment.
[~PREVIEW_TEXT] => Bank cards VISA, VISA Electron, Mastercard, Maestro/Cirrus of all banks, American Express (only for customers of Kazkommertsbank JSC) and Kaspi Wallet (only for customers of kaspi.kz) are accepted for payment.
[IBLOCK_SECTION_ID] => 4632
[~IBLOCK_SECTION_ID] => 4632
[TIMESTAMP_X] => 07/01/2024 12:15:07 pm
[~TIMESTAMP_X] => 07/01/2024 12:15:07 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[9] => Array
(
[ID] => 431205
[~ID] => 431205
[NAME] => I funded the savings account on Saturday, but the statement shows the date of payment retroactively
[~NAME] => I funded the savings account on Saturday, but the statement shows the date of payment retroactively
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => In case of funding of the deposit on non-working days (Saturday, Sunday and other weekends), the contribution to the deposit is accounted for on the previous operating day.
[~PREVIEW_TEXT] => In case of funding of the deposit on non-working days (Saturday, Sunday and other weekends), the contribution to the deposit is accounted for on the previous operating day.
[IBLOCK_SECTION_ID] => 4632
[~IBLOCK_SECTION_ID] => 4632
[TIMESTAMP_X] => 07/01/2024 12:15:25 pm
[~TIMESTAMP_X] => 07/01/2024 12:15:25 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[10] => Array
(
[ID] => 431208
[~ID] => 431208
[NAME] => When funding my account online, how can I get a check?
[~NAME] => When funding my account online, how can I get a check?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => After successful replenishment of the account, an electronic check is sent to the e-mail specified by you.
[~PREVIEW_TEXT] => After successful replenishment of the account, an electronic check is sent to the e-mail specified by you.
[IBLOCK_SECTION_ID] => 4632
[~IBLOCK_SECTION_ID] => 4632
[TIMESTAMP_X] => 07/01/2024 12:15:44 pm
[~TIMESTAMP_X] => 07/01/2024 12:15:44 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
)
[4635] => Array
(
[0] => Array
(
[ID] => 431265
[~ID] => 431265
[NAME] => I received a notification about the seizure/Payment Request-Order/Writ of Execution of accounts, what should I do?
[~NAME] => I received a notification about the seizure/Payment Request-Order/Writ of Execution of accounts, what should I do?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => For full information on the arrest/PayTelegram ment Request-Order/Writ of Execution, please use the Bank's WhatsApp channels at +77059251301 and the Otbasy Bank Telegram channel (@ quanysh_bot account).
The information is provided in paragraph "1-Account Information".
To lift the arrest, you need to contact the person/body that made the arrest and repay the debt.
[~PREVIEW_TEXT] => For full information on the arrest/PayTelegram ment Request-Order/Writ of Execution, please use the Bank's WhatsApp channels at +77059251301 and the Otbasy Bank Telegram channel (@ quanysh_bot account).
The information is provided in paragraph "1-Account Information".
To lift the arrest, you need to contact the person/body that made the arrest and repay the debt.
[IBLOCK_SECTION_ID] => 4635
[~IBLOCK_SECTION_ID] => 4635
[TIMESTAMP_X] => 11/19/2024 05:17:16 pm
[~TIMESTAMP_X] => 11/19/2024 05:17:16 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => html
[~PREVIEW_TEXT_TYPE] => html
)
[1] => Array
(
[ID] => 431268
[~ID] => 431268
[NAME] => Why did they seize my accounts?
[~NAME] => Why did they seize my accounts?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => The seizure of accounts is imposed on the basis of Article 51 of the Law "On Banks and Banking Activities in the Republic of Kazakhstan".
In accordance with Article 51 of the Law "On Banks and Banking Activities in the Republic of Kazakhstan", money and other property of an individual or legal entity (with the exception of banks, insurance (reinsurance) organizations, accumulative pension funds deprived of a license by the authorized body and (or) in the process of compulsory liquidation) that are in the bank, may be seized only on the basis of resolutions of the bodies of inquiry and preliminary investigation and resolutions of enforcement bodies and private bailiffs authorized by the court, as well as resolutions, decisions, sentences, court rulings.
There are 3 main reasons for the arrest:
- non-fulfillment of obligations to state bodies, for example, tax arrears
- overdue loan or other obligations to banks
- court order
[~PREVIEW_TEXT] => The seizure of accounts is imposed on the basis of Article 51 of the Law "On Banks and Banking Activities in the Republic of Kazakhstan".
In accordance with Article 51 of the Law "On Banks and Banking Activities in the Republic of Kazakhstan", money and other property of an individual or legal entity (with the exception of banks, insurance (reinsurance) organizations, accumulative pension funds deprived of a license by the authorized body and (or) in the process of compulsory liquidation) that are in the bank, may be seized only on the basis of resolutions of the bodies of inquiry and preliminary investigation and resolutions of enforcement bodies and private bailiffs authorized by the court, as well as resolutions, decisions, sentences, court rulings.
There are 3 main reasons for the arrest:
- non-fulfillment of obligations to state bodies, for example, tax arrears
- overdue loan or other obligations to banks
- court order
[IBLOCK_SECTION_ID] => 4635
[~IBLOCK_SECTION_ID] => 4635
[TIMESTAMP_X] => 07/01/2024 12:34:57 pm
[~TIMESTAMP_X] => 07/01/2024 12:34:57 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[2] => Array
(
[ID] => 431274
[~ID] => 431274
[NAME] => How do I remove an arrest from my account?
[~NAME] => How do I remove an arrest from my account?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Removal of the arrest is carried out on the basis of the relevant document received from the person/body that imposed the arrest.
In this regard, we recommend that you fully repay the debt to the person/body that seized it.
[~PREVIEW_TEXT] => Removal of the arrest is carried out on the basis of the relevant document received from the person/body that imposed the arrest.
In this regard, we recommend that you fully repay the debt to the person/body that seized it.
[IBLOCK_SECTION_ID] => 4635
[~IBLOCK_SECTION_ID] => 4635
[TIMESTAMP_X] => 11/19/2024 05:17:32 pm
[~TIMESTAMP_X] => 11/19/2024 05:17:32 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[3] => Array
(
[ID] => 431280
[~ID] => 431280
[NAME] => How do I find out who made the seizure?
[~NAME] => How do I find out who made the seizure?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => 1) To find out who seized your account, please use the Bank's WhatsAppchannels at +77059251301 and the Otbasy Bank Telegram channel (account @quanysh_bot). The information is provided in paragraph "1-Account Information".
2) In the Bank's branches
[~PREVIEW_TEXT] => 1) To find out who seized your account, please use the Bank's WhatsAppchannels at +77059251301 and the Otbasy Bank Telegram channel (account @quanysh_bot). The information is provided in paragraph "1-Account Information".
2) In the Bank's branches
[IBLOCK_SECTION_ID] => 4635
[~IBLOCK_SECTION_ID] => 4635
[TIMESTAMP_X] => 11/19/2024 05:17:43 pm
[~TIMESTAMP_X] => 11/19/2024 05:17:43 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => html
[~PREVIEW_TEXT_TYPE] => html
)
[4] => Array
(
[ID] => 431283
[~ID] => 431283
[NAME] => How do I repay the loan if my account is arrested?
[~NAME] => How do I repay the loan if my account is arrested?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => 1) Lift the arrest on the basis of the relevant document and then repay the loan, or
2) It is allowed to join the current account of a new or existing co-borrower/guarantor to repay or repay the loan. To do this, you need to contact the post-credit service department with the co-borrower/guarantor and issue a corresponding application.
[~PREVIEW_TEXT] => 1) Lift the arrest on the basis of the relevant document and then repay the loan, or
2) It is allowed to join the current account of a new or existing co-borrower/guarantor to repay or repay the loan. To do this, you need to contact the post-credit service department with the co-borrower/guarantor and issue a corresponding application.
[IBLOCK_SECTION_ID] => 4635
[~IBLOCK_SECTION_ID] => 4635
[TIMESTAMP_X] => 07/01/2024 12:36:37 pm
[~TIMESTAMP_X] => 07/01/2024 12:36:37 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
)
[4638] => Array
(
[0] => Array
(
[ID] => 431286
[~ID] => 431286
[NAME] => List of the Bank's commissions
[~NAME] => List of the Bank's commissions
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => For information on the Bank's commissions, please go to Menu → About the Bank → Tariffs and Fees or click here
[~PREVIEW_TEXT] => For information on the Bank's commissions, please go to Menu → About the Bank → Tariffs and Fees or click here
[IBLOCK_SECTION_ID] => 4638
[~IBLOCK_SECTION_ID] => 4638
[TIMESTAMP_X] => 07/01/2024 02:06:46 pm
[~TIMESTAMP_X] => 07/01/2024 02:06:46 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => html
[~PREVIEW_TEXT_TYPE] => html
)
[1] => Array
(
[ID] => 431289
[~ID] => 431289
[NAME] => Fines, penalties
[~NAME] => Fines, penalties
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => For information on fines and penalties of the Bank, please go to Menu → About the Bank → Tariffs and Fees or click here
[~PREVIEW_TEXT] => For information on fines and penalties of the Bank, please go to Menu → About the Bank → Tariffs and Fees or click here
[IBLOCK_SECTION_ID] => 4638
[~IBLOCK_SECTION_ID] => 4638
[TIMESTAMP_X] => 07/01/2024 12:39:37 pm
[~TIMESTAMP_X] => 07/01/2024 12:39:37 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => html
[~PREVIEW_TEXT_TYPE] => html
)
)
[4641] => Array
(
[0] => Array
(
[ID] => 431313
[~ID] => 431313
[NAME] => How can I contact a consultant?
[~NAME] => How can I contact a consultant?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => You can get a list of consultants on the Bank's website hcsbk.kz in the "Network of consultants" section by selecting your city.
[~PREVIEW_TEXT] => You can get a list of consultants on the Bank's website hcsbk.kz in the "Network of consultants" section by selecting your city.
[IBLOCK_SECTION_ID] => 4641
[~IBLOCK_SECTION_ID] => 4641
[TIMESTAMP_X] => 10/28/2024 08:18:07 am
[~TIMESTAMP_X] => 10/28/2024 08:18:07 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[1] => Array
(
[ID] => 431316
[~ID] => 431316
[NAME] => Can consultants come for a consultation at a place and time convenient for the client?
[~NAME] => Can consultants come for a consultation at a place and time convenient for the client?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Yes, they can. To do this, please select a consultant and make an appointment
[~PREVIEW_TEXT] => Yes, they can. To do this, please select a consultant and make an appointment
[IBLOCK_SECTION_ID] => 4641
[~IBLOCK_SECTION_ID] => 4641
[TIMESTAMP_X] => 07/01/2024 12:58:39 pm
[~TIMESTAMP_X] => 07/01/2024 12:58:39 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[2] => Array
(
[ID] => 431319
[~ID] => 431319
[NAME] => Can consultants open a deposit?
[~NAME] => Can consultants open a deposit?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Yes, they can. Only your ID is required to open a deposit.
[~PREVIEW_TEXT] => Yes, they can. Only your ID is required to open a deposit.
[IBLOCK_SECTION_ID] => 4641
[~IBLOCK_SECTION_ID] => 4641
[TIMESTAMP_X] => 07/01/2024 02:05:49 pm
[~TIMESTAMP_X] => 07/01/2024 02:05:49 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[3] => Array
(
[ID] => 431322
[~ID] => 431322
[NAME] => How much will the service of a consultant cost if you call him?
[~NAME] => How much will the service of a consultant cost if you call him?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => The services of the bank's consultants, including on-site consultations, are free of charge.
[~PREVIEW_TEXT] => The services of the bank's consultants, including on-site consultations, are free of charge.
[IBLOCK_SECTION_ID] => 4641
[~IBLOCK_SECTION_ID] => 4641
[TIMESTAMP_X] => 07/01/2024 12:59:10 pm
[~TIMESTAMP_X] => 07/01/2024 12:59:10 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[4] => Array
(
[ID] => 431325
[~ID] => 431325
[NAME] => Can consultants be trusted?
[~NAME] => Can consultants be trusted?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Yes, for reliability, you can get information about the consultant on the Bank's website hcsbk.kz in the "Network of consultants" section
[~PREVIEW_TEXT] => Yes, for reliability, you can get information about the consultant on the Bank's website hcsbk.kz in the "Network of consultants" section
[IBLOCK_SECTION_ID] => 4641
[~IBLOCK_SECTION_ID] => 4641
[TIMESTAMP_X] => 07/01/2024 02:06:39 pm
[~TIMESTAMP_X] => 07/01/2024 02:06:39 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[5] => Array
(
[ID] => 431328
[~ID] => 431328
[NAME] => Do I need to show my identity card to consultants to open a deposit?
[~NAME] => Do I need to show my identity card to consultants to open a deposit?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Proof of ID is required to open a deposit
[~PREVIEW_TEXT] => Proof of ID is required to open a deposit
[IBLOCK_SECTION_ID] => 4641
[~IBLOCK_SECTION_ID] => 4641
[TIMESTAMP_X] => 07/01/2024 12:59:41 pm
[~TIMESTAMP_X] => 07/01/2024 12:59:41 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[6] => Array
(
[ID] => 431331
[~ID] => 431331
[NAME] => Can consultants accept money from clients?
[~NAME] => Can consultants accept money from clients?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => No. Consultants are prohibited from accepting money from depositors
[~PREVIEW_TEXT] => No. Consultants are prohibited from accepting money from depositors
[IBLOCK_SECTION_ID] => 4641
[~IBLOCK_SECTION_ID] => 4641
[TIMESTAMP_X] => 07/01/2024 12:59:57 pm
[~TIMESTAMP_X] => 07/01/2024 12:59:57 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[7] => Array
(
[ID] => 431334
[~ID] => 431334
[NAME] => I want to become a consultant of the Bank, where can I apply?
[~NAME] => I want to become a consultant of the Bank, where can I apply?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Please contact the regional branches of the Bank
[~PREVIEW_TEXT] => Please contact the regional branches of the Bank
[IBLOCK_SECTION_ID] => 4641
[~IBLOCK_SECTION_ID] => 4641
[TIMESTAMP_X] => 07/01/2024 02:06:40 pm
[~TIMESTAMP_X] => 07/01/2024 02:06:40 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[8] => Array
(
[ID] => 431337
[~ID] => 431337
[NAME] => What are the requirements to become a consultant of the Bank?
[~NAME] => What are the requirements to become a consultant of the Bank?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Requirements for Consultants:
- availability of completed secondary/secondary specialized education or incomplete/completed higher education;
- absence of an outstanding and unexpunged conviction;
- lack of registration as an individual entrepreneur;
- experienced user of office equipment;
- knowledge of banking legislation.
Sales experience is welcome!
[~PREVIEW_TEXT] => Requirements for Consultants:
- availability of completed secondary/secondary specialized education or incomplete/completed higher education;
- absence of an outstanding and unexpunged conviction;
- lack of registration as an individual entrepreneur;
- experienced user of office equipment;
- knowledge of banking legislation.
Sales experience is welcome!
[IBLOCK_SECTION_ID] => 4641
[~IBLOCK_SECTION_ID] => 4641
[TIMESTAMP_X] => 07/01/2024 01:00:26 pm
[~TIMESTAMP_X] => 07/01/2024 01:00:26 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
)
[4644] => Array
(
[0] => Array
(
[ID] => 430947
[~ID] => 430947
[NAME] => How much should I pay the commission for opening a special account?
[~NAME] => How much should I pay the commission for opening a special account?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => There is no commission for opening a special and savings account
[~PREVIEW_TEXT] => There is no commission for opening a special and savings account
[IBLOCK_SECTION_ID] => 4644
[~IBLOCK_SECTION_ID] => 4644
[TIMESTAMP_X] => 12/07/2024 02:32:29 pm
[~TIMESTAMP_X] => 12/07/2024 02:32:29 pm
[PROPERTY_TOP_CAT_VALUE] => Да
[~PROPERTY_TOP_CAT_VALUE] => Да
[PROPERTY_TOP_CAT_ENUM_ID] => 312
[~PROPERTY_TOP_CAT_ENUM_ID] => 312
[PROPERTY_TOP_CAT_VALUE_ID] => 66705540
[~PROPERTY_TOP_CAT_VALUE_ID] => 66705540
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[1] => Array
(
[ID] => 430950
[~ID] => 430950
[NAME] => Can I withdraw money from a special account?
[~NAME] => Can I withdraw money from a special account?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Нет. Жилищные выплаты со специального счета перечисляются только в случае:
1) перевода на депозит клиента в Банке;
2) для оплаты аренды жилья;
3) погашения займа в Банке, при зачислении денег на текущий счет.
4) перевода на банковский счет, открытый в другом банке второго уровня безналичным путем.
[~PREVIEW_TEXT] => Нет. Жилищные выплаты со специального счета перечисляются только в случае:
1) перевода на депозит клиента в Банке;
2) для оплаты аренды жилья;
3) погашения займа в Банке, при зачислении денег на текущий счет.
4) перевода на банковский счет, открытый в другом банке второго уровня безналичным путем.
[IBLOCK_SECTION_ID] => 4644
[~IBLOCK_SECTION_ID] => 4644
[TIMESTAMP_X] => 07/17/2024 02:53:32 pm
[~TIMESTAMP_X] => 07/17/2024 02:53:32 pm
[PROPERTY_TOP_CAT_VALUE] => Да
[~PROPERTY_TOP_CAT_VALUE] => Да
[PROPERTY_TOP_CAT_ENUM_ID] => 312
[~PROPERTY_TOP_CAT_ENUM_ID] => 312
[PROPERTY_TOP_CAT_VALUE_ID] => 66705585
[~PROPERTY_TOP_CAT_VALUE_ID] => 66705585
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[2] => Array
(
[ID] => 430959
[~ID] => 430959
[NAME] => Can I change the payment date?
[~NAME] => Can I change the payment date?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Yes. The new payment date is set fr om the 1st to the 25th of the month. The Bank may lim it the choice of separately acceptable repayment dates.
[~PREVIEW_TEXT] => Yes. The new payment date is set fr om the 1st to the 25th of the month. The Bank may lim it the choice of separately acceptable repayment dates.
[IBLOCK_SECTION_ID] => 4644
[~IBLOCK_SECTION_ID] => 4644
[TIMESTAMP_X] => 07/02/2024 09:23:37 am
[~TIMESTAMP_X] => 07/02/2024 09:23:37 am
[PROPERTY_TOP_CAT_VALUE] => Да
[~PROPERTY_TOP_CAT_VALUE] => Да
[PROPERTY_TOP_CAT_ENUM_ID] => 312
[~PROPERTY_TOP_CAT_ENUM_ID] => 312
[PROPERTY_TOP_CAT_VALUE_ID] => 66705630
[~PROPERTY_TOP_CAT_VALUE_ID] => 66705630
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[3] => Array
(
[ID] => 430962
[~ID] => 430962
[NAME] => What is confirmation of the purpose of the loan?
[~NAME] => What is confirmation of the purpose of the loan?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Подтверждение цели займа - это использование суммы выданного займа только на улучшение жилищных условий, в соответствии с целью, указанной в кредитной заявке.
Подтверждение цели займа осуществляется соответствующими документами в установленный срок
[~PREVIEW_TEXT] => Подтверждение цели займа - это использование суммы выданного займа только на улучшение жилищных условий, в соответствии с целью, указанной в кредитной заявке.
Подтверждение цели займа осуществляется соответствующими документами в установленный срок
[IBLOCK_SECTION_ID] => 4644
[~IBLOCK_SECTION_ID] => 4644
[TIMESTAMP_X] => 07/02/2024 09:23:36 am
[~TIMESTAMP_X] => 07/02/2024 09:23:36 am
[PROPERTY_TOP_CAT_VALUE] => Да
[~PROPERTY_TOP_CAT_VALUE] => Да
[PROPERTY_TOP_CAT_ENUM_ID] => 312
[~PROPERTY_TOP_CAT_ENUM_ID] => 312
[PROPERTY_TOP_CAT_VALUE_ID] => 66705666
[~PROPERTY_TOP_CAT_VALUE_ID] => 66705666
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[4] => Array
(
[ID] => 430965
[~ID] => 430965
[NAME] => Conditions of the Shanyrak program
[~NAME] => Conditions of the Shanyrak program
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => The initial payment is 10% of the cost of housing;
The interest rate on the loan is 5% per annum;
The maximum loan term is 20 years.
[~PREVIEW_TEXT] => The initial payment is 10% of the cost of housing;
The interest rate on the loan is 5% per annum;
The maximum loan term is 20 years.
[IBLOCK_SECTION_ID] => 4644
[~IBLOCK_SECTION_ID] => 4644
[TIMESTAMP_X] => 11/18/2024 09:20:24 pm
[~TIMESTAMP_X] => 11/18/2024 09:20:24 pm
[PROPERTY_TOP_CAT_VALUE] => Да
[~PROPERTY_TOP_CAT_VALUE] => Да
[PROPERTY_TOP_CAT_ENUM_ID] => 312
[~PROPERTY_TOP_CAT_ENUM_ID] => 312
[PROPERTY_TOP_CAT_VALUE_ID] => 66705714
[~PROPERTY_TOP_CAT_VALUE_ID] => 66705714
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[5] => Array
(
[ID] => 430968
[~ID] => 430968
[NAME] => I am not on the waiting list of the akimat, but I have 20% of the cost, can I participate in the Shanyrak program?
[~NAME] => I am not on the waiting list of the akimat, but I have 20% of the cost, can I participate in the Shanyrak program?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Only MIO waiting lists can participate in the Shanyrak program.
[~PREVIEW_TEXT] => Only MIO waiting lists can participate in the Shanyrak program.
[IBLOCK_SECTION_ID] => 4644
[~IBLOCK_SECTION_ID] => 4644
[TIMESTAMP_X] => 11/15/2024 08:16:09 am
[~TIMESTAMP_X] => 11/15/2024 08:16:09 am
[PROPERTY_TOP_CAT_VALUE] => Да
[~PROPERTY_TOP_CAT_VALUE] => Да
[PROPERTY_TOP_CAT_ENUM_ID] => 312
[~PROPERTY_TOP_CAT_ENUM_ID] => 312
[PROPERTY_TOP_CAT_VALUE_ID] => 66705729
[~PROPERTY_TOP_CAT_VALUE_ID] => 66705729
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[6] => Array
(
[ID] => 430971
[~ID] => 430971
[NAME] => Basic conditions for the program "With a diploma to the village"
[~NAME] => Basic conditions for the program "With a diploma to the village"
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Lending rate - 0.01%
Maximum loan amount - no more than 1500 Monthly Calculation Indicators, in 2023 it is 5175000 tenge.
Initial payment - 0%
Loan term - 15 years
[~PREVIEW_TEXT] => Lending rate - 0.01%
Maximum loan amount - no more than 1500 Monthly Calculation Indicators, in 2023 it is 5175000 tenge.
Initial payment - 0%
Loan term - 15 years
[IBLOCK_SECTION_ID] => 4644
[~IBLOCK_SECTION_ID] => 4644
[TIMESTAMP_X] => 07/02/2024 09:23:26 am
[~TIMESTAMP_X] => 07/02/2024 09:23:26 am
[PROPERTY_TOP_CAT_VALUE] => Да
[~PROPERTY_TOP_CAT_VALUE] => Да
[PROPERTY_TOP_CAT_ENUM_ID] => 312
[~PROPERTY_TOP_CAT_ENUM_ID] => 312
[PROPERTY_TOP_CAT_VALUE_ID] => 66705759
[~PROPERTY_TOP_CAT_VALUE_ID] => 66705759
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[7] => Array
(
[ID] => 430974
[~ID] => 430974
[NAME] => Who can participate in the program "With a diploma to the village"?
[~NAME] => Who can participate in the program "With a diploma to the village"?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Citizens of the Republic of Kazakhstan who have reached the age of eighteen, specialists in the field of health care, education, social security, culture, sports and agro-industrial complex, civil servants of the akims of villages, settlements, rural districts who have arrived to work and live in rural settlements can participate.
[~PREVIEW_TEXT] => Citizens of the Republic of Kazakhstan who have reached the age of eighteen, specialists in the field of health care, education, social security, culture, sports and agro-industrial complex, civil servants of the akims of villages, settlements, rural districts who have arrived to work and live in rural settlements can participate.
[IBLOCK_SECTION_ID] => 4644
[~IBLOCK_SECTION_ID] => 4644
[TIMESTAMP_X] => 07/02/2024 09:23:24 am
[~TIMESTAMP_X] => 07/02/2024 09:23:24 am
[PROPERTY_TOP_CAT_VALUE] => Да
[~PROPERTY_TOP_CAT_VALUE] => Да
[PROPERTY_TOP_CAT_ENUM_ID] => 312
[~PROPERTY_TOP_CAT_ENUM_ID] => 312
[PROPERTY_TOP_CAT_VALUE_ID] => 66705780
[~PROPERTY_TOP_CAT_VALUE_ID] => 66705780
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[8] => Array
(
[ID] => 431178
[~ID] => 431178
[NAME] => What alternative channels are there to fund your account?
[~NAME] => What alternative channels are there to fund your account?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => You can fund your account through the following alternative channels:
1) Beeline: pay from the phone balance, the commission is charged at the rate of 1,5% of the transfer amount;
2) Bank Center Credit: through the cash desk, the commission is charged at a rate of 0,3% of the transfer amount;
3) Halyk bank: through the cash desk, the commission is charged at the rate of 1% of the transfer amount.
Issuing banks may set additional fees for transfer operations. More detailed information about the different payment methods can be found here.
[~PREVIEW_TEXT] => You can fund your account through the following alternative channels:
1) Beeline: pay from the phone balance, the commission is charged at the rate of 1,5% of the transfer amount;
2) Bank Center Credit: through the cash desk, the commission is charged at a rate of 0,3% of the transfer amount;
3) Halyk bank: through the cash desk, the commission is charged at the rate of 1% of the transfer amount.
Issuing banks may set additional fees for transfer operations. More detailed information about the different payment methods can be found here.
[IBLOCK_SECTION_ID] => 4644
[~IBLOCK_SECTION_ID] => 4644
[TIMESTAMP_X] => 07/02/2024 09:23:14 am
[~TIMESTAMP_X] => 07/02/2024 09:23:14 am
[PROPERTY_TOP_CAT_VALUE] => Да
[~PROPERTY_TOP_CAT_VALUE] => Да
[PROPERTY_TOP_CAT_ENUM_ID] => 312
[~PROPERTY_TOP_CAT_ENUM_ID] => 312
[PROPERTY_TOP_CAT_VALUE_ID] => 66705543
[~PROPERTY_TOP_CAT_VALUE_ID] => 66705543
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => html
[~PREVIEW_TEXT_TYPE] => html
)
[9] => Array
(
[ID] => 431310
[~ID] => 431310
[NAME] => Who are the Bank's consultants?
[~NAME] => Who are the Bank's consultants?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Consultants of the Bank are representatives acting on behalf of the Bank, their functions include:
- Providing advice on the services and products offered by the Bank;
- Opening a deposit;
- Opening a special current account;
- Issuance of a preliminary decision on the loan application;
- Accepting loan applications.
[~PREVIEW_TEXT] => Consultants of the Bank are representatives acting on behalf of the Bank, their functions include:
- Providing advice on the services and products offered by the Bank;
- Opening a deposit;
- Opening a special current account;
- Issuance of a preliminary decision on the loan application;
- Accepting loan applications.
[IBLOCK_SECTION_ID] => 4644
[~IBLOCK_SECTION_ID] => 4644
[TIMESTAMP_X] => 07/01/2024 03:40:32 pm
[~TIMESTAMP_X] => 07/01/2024 03:40:32 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[10] => Array
(
[ID] => 431340
[~ID] => 431340
[NAME] => How to check the amount in a special account?
[~NAME] => How to check the amount in a special account?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => 1. Write to WhatsAppat +77059251301 and in the Otbasy bank Telegramchannel (@ quanysh_bot account). The information is provided in paragraph "1 - Account information";
2. Generate a statement in the Internet bank or in the Otbasy bank24 application;
3. Call the number 300 and connect to the robot by dialing the ID number.
[~PREVIEW_TEXT] => 1. Write to WhatsAppat +77059251301 and in the Otbasy bank Telegramchannel (@ quanysh_bot account). The information is provided in paragraph "1 - Account information";
2. Generate a statement in the Internet bank or in the Otbasy bank24 application;
3. Call the number 300 and connect to the robot by dialing the ID number.
[IBLOCK_SECTION_ID] => 4644
[~IBLOCK_SECTION_ID] => 4644
[TIMESTAMP_X] => 07/01/2024 01:02:24 pm
[~TIMESTAMP_X] => 07/01/2024 01:02:24 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => html
[~PREVIEW_TEXT_TYPE] => html
)
[11] => Array
(
[ID] => 431343
[~ID] => 431343
[NAME] => What is a special current account?
[~NAME] => What is a special current account?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Special current account – a current bank account opened by the Bank to employees of special state bodies of the Republic of Kazakhstan for crediting housing payments and making payments for the purposes established by the Law of the Republic of Kazakhstan "On Housing Relations"
[~PREVIEW_TEXT] => Special current account – a current bank account opened by the Bank to employees of special state bodies of the Republic of Kazakhstan for crediting housing payments and making payments for the purposes established by the Law of the Republic of Kazakhstan "On Housing Relations"
[IBLOCK_SECTION_ID] => 4644
[~IBLOCK_SECTION_ID] => 4644
[TIMESTAMP_X] => 07/01/2024 01:02:42 pm
[~TIMESTAMP_X] => 07/01/2024 01:02:42 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[12] => Array
(
[ID] => 431346
[~ID] => 431346
[NAME] => How do I open a special account?
[~NAME] => How do I open a special account?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Opening a special account with the Bank is carried out:
- through the Bank's branches;
- through the Bank's consultants;
- through the Bank's consulting centers.
To open a special account, you must provide the following documents:
1) identification of the client;
2) tripartite agreement on housing payments;
3) certificate of the recipient of current/one-time housing payments.
[~PREVIEW_TEXT] => Opening a special account with the Bank is carried out:
- through the Bank's branches;
- through the Bank's consultants;
- through the Bank's consulting centers.
To open a special account, you must provide the following documents:
1) identification of the client;
2) tripartite agreement on housing payments;
3) certificate of the recipient of current/one-time housing payments.
[IBLOCK_SECTION_ID] => 4644
[~IBLOCK_SECTION_ID] => 4644
[TIMESTAMP_X] => 07/01/2024 01:03:03 pm
[~TIMESTAMP_X] => 07/01/2024 01:03:03 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[13] => Array
(
[ID] => 431349
[~ID] => 431349
[NAME] => For what purposes can I use money from a special account?
[~NAME] => For what purposes can I use money from a special account?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Housing payments are used by an employee of the institution for the following purposes:
1) acquisition of residential premises or residential premises using a mortgage loan (loan);
2) use of money to pay for the rental of housing or to pay for the rental of housing with subsequent redemption;
3) use of money to repay a previously received mortgage loan (loan);
4) use of money to pay contributions when participating in shared housing construction;
5) use of money to pay contributions when participating in a homeowners' cooperative;
6) use of money to replenish savings in the form of HCS;
7) use of money to improve housing conditions.
[~PREVIEW_TEXT] => Housing payments are used by an employee of the institution for the following purposes:
1) acquisition of residential premises or residential premises using a mortgage loan (loan);
2) use of money to pay for the rental of housing or to pay for the rental of housing with subsequent redemption;
3) use of money to repay a previously received mortgage loan (loan);
4) use of money to pay contributions when participating in shared housing construction;
5) use of money to pay contributions when participating in a homeowners' cooperative;
6) use of money to replenish savings in the form of HCS;
7) use of money to improve housing conditions.
[IBLOCK_SECTION_ID] => 4644
[~IBLOCK_SECTION_ID] => 4644
[TIMESTAMP_X] => 11/20/2024 09:38:09 am
[~TIMESTAMP_X] => 11/20/2024 09:38:09 am
[PROPERTY_TOP_CAT_VALUE] => Да
[~PROPERTY_TOP_CAT_VALUE] => Да
[PROPERTY_TOP_CAT_ENUM_ID] => 312
[~PROPERTY_TOP_CAT_ENUM_ID] => 312
[PROPERTY_TOP_CAT_VALUE_ID] => 66705600
[~PROPERTY_TOP_CAT_VALUE_ID] => 66705600
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[14] => Array
(
[ID] => 431352
[~ID] => 431352
[NAME] => What documents should be presented for opening a special account?
[~NAME] => What documents should be presented for opening a special account?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => To open a special account, you must provide the following documents:
- identity card of the recipient of housing benefits;
- tripartite agreement on housing payments;
- certificate of the recipient of housing benefits.
[~PREVIEW_TEXT] => To open a special account, you must provide the following documents:
- identity card of the recipient of housing benefits;
- tripartite agreement on housing payments;
- certificate of the recipient of housing benefits.
[IBLOCK_SECTION_ID] => 4644
[~IBLOCK_SECTION_ID] => 4644
[TIMESTAMP_X] => 07/01/2024 01:04:26 pm
[~TIMESTAMP_X] => 07/01/2024 01:04:26 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[15] => Array
(
[ID] => 431355
[~ID] => 431355
[NAME] => Can I withdraw money from a special account?
[~NAME] => Can I withdraw money from a special account?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => No. Housing payments from a special account are transferred only in the following cases:
1) transfer to the client's deposit with the Bank;
2) to pay for the rental of housing;
3) repayment of the loan with the Bank, when crediting money to the current account.
4) transfer to a bank account opened in another second-tier bank by bank transfer.
[~PREVIEW_TEXT] => No. Housing payments from a special account are transferred only in the following cases:
1) transfer to the client's deposit with the Bank;
2) to pay for the rental of housing;
3) repayment of the loan with the Bank, when crediting money to the current account.
4) transfer to a bank account opened in another second-tier bank by bank transfer.
[IBLOCK_SECTION_ID] => 4644
[~IBLOCK_SECTION_ID] => 4644
[TIMESTAMP_X] => 07/01/2024 01:04:53 pm
[~TIMESTAMP_X] => 07/01/2024 01:04:53 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[16] => Array
(
[ID] => 431358
[~ID] => 431358
[NAME] => Can I use the money on a special account to repay the loan?
[~NAME] => Can I use the money on a special account to repay the loan?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Yes. Housing payments can be used to repay mortgage loans.
If you have issued a mortgage in our Bank, housing payments from the current account will be sent to repay the loan automatically. The balance will remain on the current account (if any), you can send them to a deposit - a special deposit of HCS.
If your mortgage is with another bank, you can send housing payments to repay the loan through the Otbasy bank application. Translation instructions are available here. The video tutorial is here.
[~PREVIEW_TEXT] => Yes. Housing payments can be used to repay mortgage loans.
If you have issued a mortgage in our Bank, housing payments from the current account will be sent to repay the loan automatically. The balance will remain on the current account (if any), you can send them to a deposit - a special deposit of HCS.
If your mortgage is with another bank, you can send housing payments to repay the loan through the Otbasy bank application. Translation instructions are available here. The video tutorial is here.
[IBLOCK_SECTION_ID] => 4644
[~IBLOCK_SECTION_ID] => 4644
[TIMESTAMP_X] => 11/20/2024 09:37:58 am
[~TIMESTAMP_X] => 11/20/2024 09:37:58 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => html
[~PREVIEW_TEXT_TYPE] => html
)
[17] => Array
(
[ID] => 431361
[~ID] => 431361
[NAME] => Can Iuse the money on a special account to pay for the rental of housing?
[~NAME] => Can Iuse the money on a special account to pay for the rental of housing?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Yes. Housing payments on a special account can be used to pay for the rental of housing.
You can transfer money to pay for your rental through the Otbasy bank app. Translation instructions are available here. The video tutorial is here.
The money will be transferred on the same day.
[~PREVIEW_TEXT] => Yes. Housing payments on a special account can be used to pay for the rental of housing.
You can transfer money to pay for your rental through the Otbasy bank app. Translation instructions are available here. The video tutorial is here.
The money will be transferred on the same day.
[IBLOCK_SECTION_ID] => 4644
[~IBLOCK_SECTION_ID] => 4644
[TIMESTAMP_X] => 11/20/2024 09:38:32 am
[~TIMESTAMP_X] => 11/20/2024 09:38:32 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[18] => Array
(
[ID] => 431364
[~ID] => 431364
[NAME] => Is it possible to transfer money from a special account to a deposit?
[~NAME] => Is it possible to transfer money from a special account to a deposit?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Yes. Housing payments on a special account can be transferred to a special deposit of HCS for the purpose of accumulation.
You can transfer money to a special deposit through the Otbasy bank application. Translation instructions are available here. The video tutorial is here.
The money will be transferred on the same day.
[~PREVIEW_TEXT] => Yes. Housing payments on a special account can be transferred to a special deposit of HCS for the purpose of accumulation.
You can transfer money to a special deposit through the Otbasy bank application. Translation instructions are available here. The video tutorial is here.
The money will be transferred on the same day.
[IBLOCK_SECTION_ID] => 4644
[~IBLOCK_SECTION_ID] => 4644
[TIMESTAMP_X] => 07/01/2024 01:11:25 pm
[~TIMESTAMP_X] => 07/01/2024 01:11:25 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[19] => Array
(
[ID] => 431367
[~ID] => 431367
[NAME] => Can another person open a special account on my behalf?
[~NAME] => Can another person open a special account on my behalf?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => It is allowed to open and maintain (perform operations for the transfer of housing payments) a special account under a power of attorney, according to the sample recommended by the Bank and after verification by the legal service. The power of attorney must be notarized.
You can get a sample of the power of attorney here. The power of attorney should list the list of operations carried out.
Necessary documents when opening a deposit under the power of attorney:
1) a notarized copy of the client's identity card;
2) a notarized power of attorney for the right to open and (or) dispose of the account (original);
3) identity card of the trustee;
4) tripartite agreement on housing payments;
5) certificate of the recipient of housing benefits.
[~PREVIEW_TEXT] => It is allowed to open and maintain (perform operations for the transfer of housing payments) a special account under a power of attorney, according to the sample recommended by the Bank and after verification by the legal service. The power of attorney must be notarized.
You can get a sample of the power of attorney here. The power of attorney should list the list of operations carried out.
Necessary documents when opening a deposit under the power of attorney:
1) a notarized copy of the client's identity card;
2) a notarized power of attorney for the right to open and (or) dispose of the account (original);
3) identity card of the trustee;
4) tripartite agreement on housing payments;
5) certificate of the recipient of housing benefits.
[IBLOCK_SECTION_ID] => 4644
[~IBLOCK_SECTION_ID] => 4644
[TIMESTAMP_X] => 07/01/2024 01:11:41 pm
[~TIMESTAMP_X] => 07/01/2024 01:11:41 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[20] => Array
(
[ID] => 431370
[~ID] => 431370
[NAME] => What are the commissions for servicing a special account?
[~NAME] => What are the commissions for servicing a special account?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => No commission is charged when servicing a special account.
[~PREVIEW_TEXT] => No commission is charged when servicing a special account.
[IBLOCK_SECTION_ID] => 4644
[~IBLOCK_SECTION_ID] => 4644
[TIMESTAMP_X] => 07/01/2024 01:12:03 pm
[~TIMESTAMP_X] => 07/01/2024 01:12:03 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[21] => Array
(
[ID] => 431373
[~ID] => 431373
[NAME] => How much commission should I pay for opening a special account?
[~NAME] => How much commission should I pay for opening a special account?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => There is no commission for opening a special and savings account
[~PREVIEW_TEXT] => There is no commission for opening a special and savings account
[IBLOCK_SECTION_ID] => 4644
[~IBLOCK_SECTION_ID] => 4644
[TIMESTAMP_X] => 07/01/2024 01:12:19 pm
[~TIMESTAMP_X] => 07/01/2024 01:12:19 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[22] => Array
(
[ID] => 431376
[~ID] => 431376
[NAME] => Can I transfer money from a special account to an account at another bank?
[~NAME] => Can I transfer money from a special account to an account at another bank?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Yes. It is necessary to issue an appropriate application for the transfer of housing payments and provide an appropriate agreement (lease of housing, mortgage loan, shared construction, etc.), within the limits provided for by the legislation of the Republic of Kazakhstan for the purposes of using housing payments
[~PREVIEW_TEXT] => Yes. It is necessary to issue an appropriate application for the transfer of housing payments and provide an appropriate agreement (lease of housing, mortgage loan, shared construction, etc.), within the limits provided for by the legislation of the Republic of Kazakhstan for the purposes of using housing payments
[IBLOCK_SECTION_ID] => 4644
[~IBLOCK_SECTION_ID] => 4644
[TIMESTAMP_X] => 07/01/2024 01:12:35 pm
[~TIMESTAMP_X] => 07/01/2024 01:12:35 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[23] => Array
(
[ID] => 431379
[~ID] => 431379
[NAME] => Can I open a special account without opening a current account?
[~NAME] => Can I open a special account without opening a current account?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => No. When opening a special account, the client must open a current account (if the client does not have a current account with the Bank)
[~PREVIEW_TEXT] => No. When opening a special account, the client must open a current account (if the client does not have a current account with the Bank)
[IBLOCK_SECTION_ID] => 4644
[~IBLOCK_SECTION_ID] => 4644
[TIMESTAMP_X] => 07/01/2024 01:13:03 pm
[~TIMESTAMP_X] => 07/01/2024 01:13:03 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[24] => Array
(
[ID] => 431382
[~ID] => 431382
[NAME] => Is it possible to send money from a deposit account to a special account?
[~NAME] => Is it possible to send money from a deposit account to a special account?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => No, the special account is replenished only with housing payments
[~PREVIEW_TEXT] => No, the special account is replenished only with housing payments
[IBLOCK_SECTION_ID] => 4644
[~IBLOCK_SECTION_ID] => 4644
[TIMESTAMP_X] => 07/01/2024 01:13:21 pm
[~TIMESTAMP_X] => 07/01/2024 01:13:21 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[25] => Array
(
[ID] => 431388
[~ID] => 431388
[NAME] => Can I transfer a special account from another bank to your bank?
[~NAME] => Can I transfer a special account from another bank to your bank?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Yes. It is necessary to issue a corresponding application and submit the following documents to the Bank:
- identity card of the recipient of housing benefits;
- agreement on housing payments;
- certificate of the recipient of housing benefits.
[~PREVIEW_TEXT] => Yes. It is necessary to issue a corresponding application and submit the following documents to the Bank:
- identity card of the recipient of housing benefits;
- agreement on housing payments;
- certificate of the recipient of housing benefits.
[IBLOCK_SECTION_ID] => 4644
[~IBLOCK_SECTION_ID] => 4644
[TIMESTAMP_X] => 07/01/2024 01:14:20 pm
[~TIMESTAMP_X] => 07/01/2024 01:14:20 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[26] => Array
(
[ID] => 431391
[~ID] => 431391
[NAME] => Can I transfer a special account opened with your Bank to another bank?
[~NAME] => Can I transfer a special account opened with your Bank to another bank?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Yes, the closure of the special account is carried out on the basis of the application for termination and the letter of the institution on the transfer of money
[~PREVIEW_TEXT] => Yes, the closure of the special account is carried out on the basis of the application for termination and the letter of the institution on the transfer of money
[IBLOCK_SECTION_ID] => 4644
[~IBLOCK_SECTION_ID] => 4644
[TIMESTAMP_X] => 07/01/2024 01:14:37 pm
[~TIMESTAMP_X] => 07/01/2024 01:14:37 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[27] => Array
(
[ID] => 431394
[~ID] => 431394
[NAME] => Is a special account subject to seizure?
[~NAME] => Is a special account subject to seizure?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => No, housing payments are on a special account and a special deposit of HCS:
1) are not subject to arrest, foreclosure and suspension of expenditure operations;
2) are not subject to withdrawal to the budget;
3) cannot be the subject of a pledge or other encumbrance on the obligations of the owner or other persons, with the exception of contracts to ensure personal housing needs of recipients of housing payments.
[~PREVIEW_TEXT] => No, housing payments are on a special account and a special deposit of HCS:
1) are not subject to arrest, foreclosure and suspension of expenditure operations;
2) are not subject to withdrawal to the budget;
3) cannot be the subject of a pledge or other encumbrance on the obligations of the owner or other persons, with the exception of contracts to ensure personal housing needs of recipients of housing payments.
[IBLOCK_SECTION_ID] => 4644
[~IBLOCK_SECTION_ID] => 4644
[TIMESTAMP_X] => 07/01/2024 01:14:53 pm
[~TIMESTAMP_X] => 07/01/2024 01:14:53 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[28] => Array
(
[ID] => 431400
[~ID] => 431400
[NAME] => What will happen to the special account in case of the Depositor's death?
[~NAME] => What will happen to the special account in case of the Depositor's death?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => A special account is closed upon the occurrence of the right to inheritance on the basis of documents confirming the right to inheritance
[~PREVIEW_TEXT] => A special account is closed upon the occurrence of the right to inheritance on the basis of documents confirming the right to inheritance
[IBLOCK_SECTION_ID] => 4644
[~IBLOCK_SECTION_ID] => 4644
[TIMESTAMP_X] => 07/01/2024 01:15:08 pm
[~TIMESTAMP_X] => 07/01/2024 01:15:08 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
)
[4834] => Array
(
[0] => Array
(
[ID] => 1207090
[~ID] => 1207090
[NAME] => In which cases is a collateral substitution not allowed?
[~NAME] => In which cases is a collateral substitution not allowed?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => In what cases is the substitution of collateral not is not allowed?
· You cannot use the HCS deposit, which serves as collateral for another loan. · real estate owned by the borrower himself or his spouse on the pledge of real estate owned by a third party, which is the only new collateral provided, except in the case of providing additional collateral in the form of real estate owned by the borrower or his spouse;
· For commercial real estate.
· If the loan debt of the borrower is less than 15% of the market value of the new real estate provided as collateral.
[~PREVIEW_TEXT] => In what cases is the substitution of collateral not is not allowed?
· You cannot use the HCS deposit, which serves as collateral for another loan. · real estate owned by the borrower himself or his spouse on the pledge of real estate owned by a third party, which is the only new collateral provided, except in the case of providing additional collateral in the form of real estate owned by the borrower or his spouse;
· For commercial real estate.
· If the loan debt of the borrower is less than 15% of the market value of the new real estate provided as collateral.
[IBLOCK_SECTION_ID] => 4834
[~IBLOCK_SECTION_ID] => 4834
[TIMESTAMP_X] => 12/12/2024 12:09:57 pm
[~TIMESTAMP_X] => 12/12/2024 12:09:57 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
)
)
[TOP_CUR_CAT] => Array
(
[0] => Array
(
[ID] => 430947
[~ID] => 430947
[NAME] => How much should I pay the commission for opening a special account?
[~NAME] => How much should I pay the commission for opening a special account?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => There is no commission for opening a special and savings account
[~PREVIEW_TEXT] => There is no commission for opening a special and savings account
[IBLOCK_SECTION_ID] => 4644
[~IBLOCK_SECTION_ID] => 4644
[TIMESTAMP_X] => 12/07/2024 02:32:29 pm
[~TIMESTAMP_X] => 12/07/2024 02:32:29 pm
[PROPERTY_TOP_CAT_VALUE] => Да
[~PROPERTY_TOP_CAT_VALUE] => Да
[PROPERTY_TOP_CAT_ENUM_ID] => 312
[~PROPERTY_TOP_CAT_ENUM_ID] => 312
[PROPERTY_TOP_CAT_VALUE_ID] => 66705540
[~PROPERTY_TOP_CAT_VALUE_ID] => 66705540
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[1] => Array
(
[ID] => 430950
[~ID] => 430950
[NAME] => Can I withdraw money from a special account?
[~NAME] => Can I withdraw money from a special account?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Нет. Жилищные выплаты со специального счета перечисляются только в случае:
1) перевода на депозит клиента в Банке;
2) для оплаты аренды жилья;
3) погашения займа в Банке, при зачислении денег на текущий счет.
4) перевода на банковский счет, открытый в другом банке второго уровня безналичным путем.
[~PREVIEW_TEXT] => Нет. Жилищные выплаты со специального счета перечисляются только в случае:
1) перевода на депозит клиента в Банке;
2) для оплаты аренды жилья;
3) погашения займа в Банке, при зачислении денег на текущий счет.
4) перевода на банковский счет, открытый в другом банке второго уровня безналичным путем.
[IBLOCK_SECTION_ID] => 4644
[~IBLOCK_SECTION_ID] => 4644
[TIMESTAMP_X] => 07/17/2024 02:53:32 pm
[~TIMESTAMP_X] => 07/17/2024 02:53:32 pm
[PROPERTY_TOP_CAT_VALUE] => Да
[~PROPERTY_TOP_CAT_VALUE] => Да
[PROPERTY_TOP_CAT_ENUM_ID] => 312
[~PROPERTY_TOP_CAT_ENUM_ID] => 312
[PROPERTY_TOP_CAT_VALUE_ID] => 66705585
[~PROPERTY_TOP_CAT_VALUE_ID] => 66705585
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[2] => Array
(
[ID] => 430959
[~ID] => 430959
[NAME] => Can I change the payment date?
[~NAME] => Can I change the payment date?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Yes. The new payment date is set fr om the 1st to the 25th of the month. The Bank may lim it the choice of separately acceptable repayment dates.
[~PREVIEW_TEXT] => Yes. The new payment date is set fr om the 1st to the 25th of the month. The Bank may lim it the choice of separately acceptable repayment dates.
[IBLOCK_SECTION_ID] => 4644
[~IBLOCK_SECTION_ID] => 4644
[TIMESTAMP_X] => 07/02/2024 09:23:37 am
[~TIMESTAMP_X] => 07/02/2024 09:23:37 am
[PROPERTY_TOP_CAT_VALUE] => Да
[~PROPERTY_TOP_CAT_VALUE] => Да
[PROPERTY_TOP_CAT_ENUM_ID] => 312
[~PROPERTY_TOP_CAT_ENUM_ID] => 312
[PROPERTY_TOP_CAT_VALUE_ID] => 66705630
[~PROPERTY_TOP_CAT_VALUE_ID] => 66705630
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[3] => Array
(
[ID] => 430962
[~ID] => 430962
[NAME] => What is confirmation of the purpose of the loan?
[~NAME] => What is confirmation of the purpose of the loan?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Подтверждение цели займа - это использование суммы выданного займа только на улучшение жилищных условий, в соответствии с целью, указанной в кредитной заявке.
Подтверждение цели займа осуществляется соответствующими документами в установленный срок
[~PREVIEW_TEXT] => Подтверждение цели займа - это использование суммы выданного займа только на улучшение жилищных условий, в соответствии с целью, указанной в кредитной заявке.
Подтверждение цели займа осуществляется соответствующими документами в установленный срок
[IBLOCK_SECTION_ID] => 4644
[~IBLOCK_SECTION_ID] => 4644
[TIMESTAMP_X] => 07/02/2024 09:23:36 am
[~TIMESTAMP_X] => 07/02/2024 09:23:36 am
[PROPERTY_TOP_CAT_VALUE] => Да
[~PROPERTY_TOP_CAT_VALUE] => Да
[PROPERTY_TOP_CAT_ENUM_ID] => 312
[~PROPERTY_TOP_CAT_ENUM_ID] => 312
[PROPERTY_TOP_CAT_VALUE_ID] => 66705666
[~PROPERTY_TOP_CAT_VALUE_ID] => 66705666
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[4] => Array
(
[ID] => 430965
[~ID] => 430965
[NAME] => Conditions of the Shanyrak program
[~NAME] => Conditions of the Shanyrak program
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => The initial payment is 10% of the cost of housing;
The interest rate on the loan is 5% per annum;
The maximum loan term is 20 years.
[~PREVIEW_TEXT] => The initial payment is 10% of the cost of housing;
The interest rate on the loan is 5% per annum;
The maximum loan term is 20 years.
[IBLOCK_SECTION_ID] => 4644
[~IBLOCK_SECTION_ID] => 4644
[TIMESTAMP_X] => 11/18/2024 09:20:24 pm
[~TIMESTAMP_X] => 11/18/2024 09:20:24 pm
[PROPERTY_TOP_CAT_VALUE] => Да
[~PROPERTY_TOP_CAT_VALUE] => Да
[PROPERTY_TOP_CAT_ENUM_ID] => 312
[~PROPERTY_TOP_CAT_ENUM_ID] => 312
[PROPERTY_TOP_CAT_VALUE_ID] => 66705714
[~PROPERTY_TOP_CAT_VALUE_ID] => 66705714
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[5] => Array
(
[ID] => 430968
[~ID] => 430968
[NAME] => I am not on the waiting list of the akimat, but I have 20% of the cost, can I participate in the Shanyrak program?
[~NAME] => I am not on the waiting list of the akimat, but I have 20% of the cost, can I participate in the Shanyrak program?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Only MIO waiting lists can participate in the Shanyrak program.
[~PREVIEW_TEXT] => Only MIO waiting lists can participate in the Shanyrak program.
[IBLOCK_SECTION_ID] => 4644
[~IBLOCK_SECTION_ID] => 4644
[TIMESTAMP_X] => 11/15/2024 08:16:09 am
[~TIMESTAMP_X] => 11/15/2024 08:16:09 am
[PROPERTY_TOP_CAT_VALUE] => Да
[~PROPERTY_TOP_CAT_VALUE] => Да
[PROPERTY_TOP_CAT_ENUM_ID] => 312
[~PROPERTY_TOP_CAT_ENUM_ID] => 312
[PROPERTY_TOP_CAT_VALUE_ID] => 66705729
[~PROPERTY_TOP_CAT_VALUE_ID] => 66705729
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[6] => Array
(
[ID] => 430971
[~ID] => 430971
[NAME] => Basic conditions for the program "With a diploma to the village"
[~NAME] => Basic conditions for the program "With a diploma to the village"
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Lending rate - 0.01%
Maximum loan amount - no more than 1500 Monthly Calculation Indicators, in 2023 it is 5175000 tenge.
Initial payment - 0%
Loan term - 15 years
[~PREVIEW_TEXT] => Lending rate - 0.01%
Maximum loan amount - no more than 1500 Monthly Calculation Indicators, in 2023 it is 5175000 tenge.
Initial payment - 0%
Loan term - 15 years
[IBLOCK_SECTION_ID] => 4644
[~IBLOCK_SECTION_ID] => 4644
[TIMESTAMP_X] => 07/02/2024 09:23:26 am
[~TIMESTAMP_X] => 07/02/2024 09:23:26 am
[PROPERTY_TOP_CAT_VALUE] => Да
[~PROPERTY_TOP_CAT_VALUE] => Да
[PROPERTY_TOP_CAT_ENUM_ID] => 312
[~PROPERTY_TOP_CAT_ENUM_ID] => 312
[PROPERTY_TOP_CAT_VALUE_ID] => 66705759
[~PROPERTY_TOP_CAT_VALUE_ID] => 66705759
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[7] => Array
(
[ID] => 430974
[~ID] => 430974
[NAME] => Who can participate in the program "With a diploma to the village"?
[~NAME] => Who can participate in the program "With a diploma to the village"?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Citizens of the Republic of Kazakhstan who have reached the age of eighteen, specialists in the field of health care, education, social security, culture, sports and agro-industrial complex, civil servants of the akims of villages, settlements, rural districts who have arrived to work and live in rural settlements can participate.
[~PREVIEW_TEXT] => Citizens of the Republic of Kazakhstan who have reached the age of eighteen, specialists in the field of health care, education, social security, culture, sports and agro-industrial complex, civil servants of the akims of villages, settlements, rural districts who have arrived to work and live in rural settlements can participate.
[IBLOCK_SECTION_ID] => 4644
[~IBLOCK_SECTION_ID] => 4644
[TIMESTAMP_X] => 07/02/2024 09:23:24 am
[~TIMESTAMP_X] => 07/02/2024 09:23:24 am
[PROPERTY_TOP_CAT_VALUE] => Да
[~PROPERTY_TOP_CAT_VALUE] => Да
[PROPERTY_TOP_CAT_ENUM_ID] => 312
[~PROPERTY_TOP_CAT_ENUM_ID] => 312
[PROPERTY_TOP_CAT_VALUE_ID] => 66705780
[~PROPERTY_TOP_CAT_VALUE_ID] => 66705780
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[8] => Array
(
[ID] => 431178
[~ID] => 431178
[NAME] => What alternative channels are there to fund your account?
[~NAME] => What alternative channels are there to fund your account?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => You can fund your account through the following alternative channels:
1) Beeline: pay from the phone balance, the commission is charged at the rate of 1,5% of the transfer amount;
2) Bank Center Credit: through the cash desk, the commission is charged at a rate of 0,3% of the transfer amount;
3) Halyk bank: through the cash desk, the commission is charged at the rate of 1% of the transfer amount.
Issuing banks may set additional fees for transfer operations. More detailed information about the different payment methods can be found here.
[~PREVIEW_TEXT] => You can fund your account through the following alternative channels:
1) Beeline: pay from the phone balance, the commission is charged at the rate of 1,5% of the transfer amount;
2) Bank Center Credit: through the cash desk, the commission is charged at a rate of 0,3% of the transfer amount;
3) Halyk bank: through the cash desk, the commission is charged at the rate of 1% of the transfer amount.
Issuing banks may set additional fees for transfer operations. More detailed information about the different payment methods can be found here.
[IBLOCK_SECTION_ID] => 4644
[~IBLOCK_SECTION_ID] => 4644
[TIMESTAMP_X] => 07/02/2024 09:23:14 am
[~TIMESTAMP_X] => 07/02/2024 09:23:14 am
[PROPERTY_TOP_CAT_VALUE] => Да
[~PROPERTY_TOP_CAT_VALUE] => Да
[PROPERTY_TOP_CAT_ENUM_ID] => 312
[~PROPERTY_TOP_CAT_ENUM_ID] => 312
[PROPERTY_TOP_CAT_VALUE_ID] => 66705543
[~PROPERTY_TOP_CAT_VALUE_ID] => 66705543
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => html
[~PREVIEW_TEXT_TYPE] => html
)
[9] => Array
(
[ID] => 431349
[~ID] => 431349
[NAME] => For what purposes can I use money from a special account?
[~NAME] => For what purposes can I use money from a special account?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Housing payments are used by an employee of the institution for the following purposes:
1) acquisition of residential premises or residential premises using a mortgage loan (loan);
2) use of money to pay for the rental of housing or to pay for the rental of housing with subsequent redemption;
3) use of money to repay a previously received mortgage loan (loan);
4) use of money to pay contributions when participating in shared housing construction;
5) use of money to pay contributions when participating in a homeowners' cooperative;
6) use of money to replenish savings in the form of HCS;
7) use of money to improve housing conditions.
[~PREVIEW_TEXT] => Housing payments are used by an employee of the institution for the following purposes:
1) acquisition of residential premises or residential premises using a mortgage loan (loan);
2) use of money to pay for the rental of housing or to pay for the rental of housing with subsequent redemption;
3) use of money to repay a previously received mortgage loan (loan);
4) use of money to pay contributions when participating in shared housing construction;
5) use of money to pay contributions when participating in a homeowners' cooperative;
6) use of money to replenish savings in the form of HCS;
7) use of money to improve housing conditions.
[IBLOCK_SECTION_ID] => 4644
[~IBLOCK_SECTION_ID] => 4644
[TIMESTAMP_X] => 11/20/2024 09:38:09 am
[~TIMESTAMP_X] => 11/20/2024 09:38:09 am
[PROPERTY_TOP_CAT_VALUE] => Да
[~PROPERTY_TOP_CAT_VALUE] => Да
[PROPERTY_TOP_CAT_ENUM_ID] => 312
[~PROPERTY_TOP_CAT_ENUM_ID] => 312
[PROPERTY_TOP_CAT_VALUE_ID] => 66705600
[~PROPERTY_TOP_CAT_VALUE_ID] => 66705600
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
)
[CURRENT_SE_LIST] => Array
(
[4443] => Array
(
[NAME] => Deposits
[ID] => 4443
[UF_LANG_SECTION] =>
)
[4479] => Array
(
[NAME] => TENGE DEPOSIT PROTECTION PROGRAM
[ID] => 4479
[UF_LANG_SECTION] =>
)
[4482] => Array
(
[NAME] => LOANS
[ID] => 4482
[UF_LANG_SECTION] =>
)
[4485] => Array
(
[NAME] => POST DEPOSIT OPERATIONS
[ID] => 4485
[UF_LANG_SECTION] =>
)
[4488] => Array
(
[NAME] => POST-CREDIT SERVICE
[ID] => 4488
[UF_LANG_SECTION] =>
)
[4497] => Array
(
[NAME] => MORTGAGES FOR EVERYONE
[ID] => 4497
[UF_LANG_SECTION] =>
)
[4506] => Array
(
[NAME] => BRANCHES AND TERMINALS
[ID] => 4506
[UF_LANG_SECTION] =>
)
[4509] => Array
(
[NAME] => SAFETY
[ID] => 4509
[UF_LANG_SECTION] =>
)
[4632] => Array
(
[NAME] => ACCOUNT FUNDING
[ID] => 4632
[UF_LANG_SECTION] =>
)
[4635] => Array
(
[NAME] => ARREST OF ACCOUNTS
[ID] => 4635
[UF_LANG_SECTION] =>
)
[4638] => Array
(
[NAME] => COMISSIONS, FINES, PENALTIES
[ID] => 4638
[UF_LANG_SECTION] =>
)
[4641] => Array
(
[NAME] => BANK CONSULTANTS
[ID] => 4641
[UF_LANG_SECTION] =>
)
[4644] => Array
(
[NAME] => SPECIAL ACCOUNT
[ID] => 4644
[UF_LANG_SECTION] =>
)
)
)
family info
In this section, you can find the information you need on the topics of interest. All information is divided into categories for convenience, and there is also a convenient keyword search.
Top 10 Questions
How much should I pay the commission for opening a special account?
Can I withdraw money from a special account?
Can I withdraw money from a special account?
Updated 07/17/2024 02:53:32 pm
Нет. Жилищные выплаты со специального счета перечисляются только в случае:
1) перевода на депозит клиента в Банке;
2) для оплаты аренды жилья;
3) погашения займа в Банке, при зачислении денег на текущий счет.
4) перевода на банковский счет, открытый в другом банке второго уровня безналичным путем.
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1) перевода на депозит клиента в Банке;
2) для оплаты аренды жилья;
3) погашения займа в Банке, при зачислении денег на текущий счет.
4) перевода на банковский счет, открытый в другом банке второго уровня безналичным путем.
Can I change the payment date?
Can I change the payment date?
Updated 07/02/2024 09:23:37 am
Yes. The new payment date is set fr om the 1st to the 25th of the month. The Bank may lim it the choice of separately acceptable repayment dates.
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What is confirmation of the purpose of the loan?
What is confirmation of the purpose of the loan?
Updated 07/02/2024 09:23:36 am
Подтверждение цели займа - это использование суммы выданного займа только на улучшение жилищных условий, в соответствии с целью, указанной в кредитной заявке.
Подтверждение цели займа осуществляется соответствующими документами в установленный срок
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Подтверждение цели займа осуществляется соответствующими документами в установленный срок
Conditions of the Shanyrak program
Conditions of the Shanyrak program
Updated 11/18/2024 09:20:24 pm
The initial payment is 10% of the cost of housing;
The interest rate on the loan is 5% per annum;
The maximum loan term is 20 years.
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The interest rate on the loan is 5% per annum;
The maximum loan term is 20 years.
I am not on the waiting list of the akimat, but I have 20% of the cost, can I participate in the Shanyrak program?
I am not on the waiting list of the akimat, but I have 20% of the cost, can I participate in the Shanyrak program?
Updated 11/15/2024 08:16:09 am
Only MIO waiting lists can participate in the Shanyrak program.
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Basic conditions for the program "With a diploma to the village"
Basic conditions for the program "With a diploma to the village"
Updated 07/02/2024 09:23:26 am
Lending rate - 0.01%
Maximum loan amount - no more than 1500 Monthly Calculation Indicators, in 2023 it is 5175000 tenge.
Initial payment - 0%
Loan term - 15 years
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Maximum loan amount - no more than 1500 Monthly Calculation Indicators, in 2023 it is 5175000 tenge.
Initial payment - 0%
Loan term - 15 years
Who can participate in the program "With a diploma to the village"?
Who can participate in the program "With a diploma to the village"?
Updated 07/02/2024 09:23:24 am
Citizens of the Republic of Kazakhstan who have reached the age of eighteen, specialists in the field of health care, education, social security, culture, sports and agro-industrial complex, civil servants of the akims of villages, settlements, rural districts who have arrived to work and live in rural settlements can participate.
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What alternative channels are there to fund your account?
What alternative channels are there to fund your account?
Updated 07/02/2024 09:23:14 am
You can fund your account through the following alternative channels:
1) Beeline: pay from the phone balance, the commission is charged at the rate of 1,5% of the transfer amount;
2) Bank Center Credit: through the cash desk, the commission is charged at a rate of 0,3% of the transfer amount;
3) Halyk bank: through the cash desk, the commission is charged at the rate of 1% of the transfer amount.
Issuing banks may set additional fees for transfer operations. More detailed information about the different payment methods can be found here.
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1) Beeline: pay from the phone balance, the commission is charged at the rate of 1,5% of the transfer amount;
2) Bank Center Credit: through the cash desk, the commission is charged at a rate of 0,3% of the transfer amount;
3) Halyk bank: through the cash desk, the commission is charged at the rate of 1% of the transfer amount.
Issuing banks may set additional fees for transfer operations. More detailed information about the different payment methods can be found here.
For what purposes can I use money from a special account?
For what purposes can I use money from a special account?
Updated 11/20/2024 09:38:09 am
Housing payments are used by an employee of the institution for the following purposes:
1) acquisition of residential premises or residential premises using a mortgage loan (loan);
2) use of money to pay for the rental of housing or to pay for the rental of housing with subsequent redemption;
3) use of money to repay a previously received mortgage loan (loan);
4) use of money to pay contributions when participating in shared housing construction;
5) use of money to pay contributions when participating in a homeowners' cooperative;
6) use of money to replenish savings in the form of HCS;
7) use of money to improve housing conditions.
Share
1) acquisition of residential premises or residential premises using a mortgage loan (loan);
2) use of money to pay for the rental of housing or to pay for the rental of housing with subsequent redemption;
3) use of money to repay a previously received mortgage loan (loan);
4) use of money to pay contributions when participating in shared housing construction;
5) use of money to pay contributions when participating in a homeowners' cooperative;
6) use of money to replenish savings in the form of HCS;
7) use of money to improve housing conditions.
