POST DEPOSIT OPERATIONS | АО "Отбасы банк"

FAQs

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                    [NAME] => Deposits
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                    [NAME] => TENGE DEPOSIT PROTECTION PROGRAM
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                    [NAME] => LOANS
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                    [SORT] => 500
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                    [NAME] => POST DEPOSIT OPERATIONS
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                    [SORT] => 500
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            [4488] => Array
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                    [NAME] => POST-CREDIT SERVICE
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                            [TIMESTAMP_X] => 09/25/2024 10:04:39 am
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                    [SORT] => 500
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            [4497] => Array
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                    [NAME] => MORTGAGES FOR EVERYONE
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                    [SORT] => 500
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            [4506] => Array
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                    [ID] => 4506
                    [NAME] => BRANCHES AND TERMINALS
                    [PICTURE] => Array
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                            [TIMESTAMP_X] => 09/25/2024 10:03:18 am
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                    [SORT] => 500
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            [4509] => Array
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                    [NAME] => SAFETY
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                    [SORT] => 500
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            [4632] => Array
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                    [NAME] => ACCOUNT FUNDING
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                    [NAME] => ARREST OF ACCOUNTS
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                    [NAME] => COMISSIONS, FINES, PENALTIES
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                    [NAME] => BANK CONSULTANTS
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                    [NAME] => SPECIAL ACCOUNT
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            [NAME] => POST DEPOSIT OPERATIONS
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                    [VERSION_ORIGINAL_ID] => 
                    [META] => 
                    [SRC] => /upload/iblock/8cb/sb5567dj7t6ebs22p20mf3wsnl9194fs.webp
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            [SORT] => 500
            [CHECK_VIDEO] => 
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    [CURRENT_QUEST] => Array
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                    [0] => Array
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                            [ID] => 430251
                            [~ID] => 430251
                            [NAME] => How can the contractual amount be changed?
                            [~NAME] => How can the contractual amount be changed?
                            [IBLOCK_ID] => 171
                            [~IBLOCK_ID] => 171
                            [PREVIEW_TEXT] => The contractual amount can be changed in the following ways:

- via Otbasy bank online banking;

- through the Otbasy bank app;

- through the branches of the Bank, by applying for an identity card. [~PREVIEW_TEXT] => The contractual amount can be changed in the following ways: - via Otbasy bank online banking; - through the Otbasy bank app; - through the branches of the Bank, by applying for an identity card. [IBLOCK_SECTION_ID] => 4584 [~IBLOCK_SECTION_ID] => 4584 [TIMESTAMP_X] => 07/01/2024 01:19:04 pm [~TIMESTAMP_X] => 07/01/2024 01:19:04 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [1] => Array ( [ID] => 430248 [~ID] => 430248 [NAME] => Can I decrease or increase the contractual amount? [~NAME] => Can I decrease or increase the contractual amount? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => Yes, the depositor has the right to increase or decrease the contractual amount before submitting a loan application.

According to the tariff program 25/75, an increase in the contractual amount is not carried out. [~PREVIEW_TEXT] => Yes, the depositor has the right to increase or decrease the contractual amount before submitting a loan application. According to the tariff program 25/75, an increase in the contractual amount is not carried out. [IBLOCK_SECTION_ID] => 4584 [~IBLOCK_SECTION_ID] => 4584 [TIMESTAMP_X] => 07/01/2024 01:17:18 pm [~TIMESTAMP_X] => 07/01/2024 01:17:18 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [2] => Array ( [ID] => 430269 [~ID] => 430269 [NAME] => To what amount can I reduce the contractual amount? [~NAME] => To what amount can I reduce the contractual amount? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => The minimum amount of the contractual amount is 500 MCI. In 2024, this amount  is 1 846 000 tenge. [~PREVIEW_TEXT] => The minimum amount of the contractual amount is 500 MCI. In 2024, this amount is 1 846 000 tenge. [IBLOCK_SECTION_ID] => 4584 [~IBLOCK_SECTION_ID] => 4584 [TIMESTAMP_X] => 07/01/2024 01:24:15 pm [~TIMESTAMP_X] => 07/01/2024 01:24:15 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [3] => Array ( [ID] => 430266 [~ID] => 430266 [NAME] => Can I increase the contractual amount after the loan application is approved? [~NAME] => Can I increase the contractual amount after the loan application is approved? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => No.

If there is such a need, the client must cancel the submitted loan application, change the contractual amount and re-submit a new loan application. [~PREVIEW_TEXT] => No. If there is such a need, the client must cancel the submitted loan application, change the contractual amount and re-submit a new loan application. [IBLOCK_SECTION_ID] => 4584 [~IBLOCK_SECTION_ID] => 4584 [TIMESTAMP_X] => 06/27/2024 07:45:09 pm [~TIMESTAMP_X] => 06/27/2024 07:45:09 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [4] => Array ( [ID] => 430263 [~ID] => 430263 [NAME] => Is there a fee for changing the Contractual Amount? [~NAME] => Is there a fee for changing the Contractual Amount? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => There is no commission fee for changing the contractual amount [~PREVIEW_TEXT] => There is no commission fee for changing the contractual amount [IBLOCK_SECTION_ID] => 4584 [~IBLOCK_SECTION_ID] => 4584 [TIMESTAMP_X] => 06/27/2024 07:44:41 pm [~TIMESTAMP_X] => 06/27/2024 07:44:41 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [5] => Array ( [ID] => 430257 [~ID] => 430257 [NAME] => By how much can I increase the Contractual Amount? [~NAME] => By how much can I increase the Contractual Amount? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => The aggregate maximum contractual amount for all housing construction savings contracts per depositor is 200 million tenge [~PREVIEW_TEXT] => The aggregate maximum contractual amount for all housing construction savings contracts per depositor is 200 million tenge [IBLOCK_SECTION_ID] => 4584 [~IBLOCK_SECTION_ID] => 4584 [TIMESTAMP_X] => 07/01/2024 01:20:24 pm [~TIMESTAMP_X] => 07/01/2024 01:20:24 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [6] => Array ( [ID] => 430254 [~ID] => 430254 [NAME] => How will the evaluation indicator if the contractual amount changes? [~NAME] => How will the evaluation indicator if the contractual amount changes? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => With an increase in the contractual amount, the actual value of the EI decreases, with a decrease in the contractual amount, the actual value of the EI increases [~PREVIEW_TEXT] => With an increase in the contractual amount, the actual value of the EI decreases, with a decrease in the contractual amount, the actual value of the EI increases [IBLOCK_SECTION_ID] => 4584 [~IBLOCK_SECTION_ID] => 4584 [TIMESTAMP_X] => 07/01/2024 01:19:41 pm [~TIMESTAMP_X] => 07/01/2024 01:19:41 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [7] => Array ( [ID] => 430260 [~ID] => 430260 [NAME] => Is it mandatory to increase the Contractual Amount? [~NAME] => Is it mandatory to increase the Contractual Amount? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => The contractual amount must correspond to the amount that the depositor needs to improve housing conditions. If the DS is less than the cost of the housing that you wish to purchase, the DS must be increased to the cost of housing.
You can increase the DS at any time before submitting a loan application [~PREVIEW_TEXT] => The contractual amount must correspond to the amount that the depositor needs to improve housing conditions. If the DS is less than the cost of the housing that you wish to purchase, the DS must be increased to the cost of housing. You can increase the DS at any time before submitting a loan application [IBLOCK_SECTION_ID] => 4584 [~IBLOCK_SECTION_ID] => 4584 [TIMESTAMP_X] => 07/01/2024 01:22:04 pm [~TIMESTAMP_X] => 07/01/2024 01:22:04 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) ) [4587] => Array ( [0] => Array ( [ID] => 430293 [~ID] => 430293 [NAME] => How much does it cost to assign a deposit of housing construction savings? [~NAME] => How much does it cost to assign a deposit of housing construction savings? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => There is no fee for the assignment of the deposit. [~PREVIEW_TEXT] => There is no fee for the assignment of the deposit. [IBLOCK_SECTION_ID] => 4587 [~IBLOCK_SECTION_ID] => 4587 [TIMESTAMP_X] => 07/01/2024 01:30:25 pm [~TIMESTAMP_X] => 07/01/2024 01:30:25 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [1] => Array ( [ID] => 430302 [~ID] => 430302 [NAME] => How to give up the contribution of housing construction savings if a close relative has died? [~NAME] => How to give up the contribution of housing construction savings if a close relative has died? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => In the event of the death of the Depositor, universal succession or closure of the deposit is carried out (in the case of several heirs, the deposit is initially divided).

To perform the necessary transactions, the heir/heirs must apply to the Bank's branch with documents after the expiration of the terms established by the current legislation of the Republic of Kazakhstan.

Documents confirming the right of inheritance are:
1) death certificate;
2) certificate of inheritance and expiration of the terms established by the current legislation of the Republic of Kazakhstan;
3) identity card or passport of the heir/heirs. [~PREVIEW_TEXT] => In the event of the death of the Depositor, universal succession or closure of the deposit is carried out (in the case of several heirs, the deposit is initially divided). To perform the necessary transactions, the heir/heirs must apply to the Bank's branch with documents after the expiration of the terms established by the current legislation of the Republic of Kazakhstan. Documents confirming the right of inheritance are: 1) death certificate; 2) certificate of inheritance and expiration of the terms established by the current legislation of the Republic of Kazakhstan; 3) identity card or passport of the heir/heirs. [IBLOCK_SECTION_ID] => 4587 [~IBLOCK_SECTION_ID] => 4587 [TIMESTAMP_X] => 07/01/2024 01:32:54 pm [~TIMESTAMP_X] => 07/01/2024 01:32:54 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [2] => Array ( [ID] => 430299 [~ID] => 430299 [NAME] => Is the state premium lost when assigning a deposit of housing construction savings? [~NAME] => Is the state premium lost when assigning a deposit of housing construction savings? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => The state premium on the deposit is transferred to the person who accepts the deposit.

The state premium is subject to return to the budget in case of assignment of the deposit to a non-citizen of the Republic of Kazakhstan. [~PREVIEW_TEXT] => The state premium on the deposit is transferred to the person who accepts the deposit. The state premium is subject to return to the budget in case of assignment of the deposit to a non-citizen of the Republic of Kazakhstan. [IBLOCK_SECTION_ID] => 4587 [~IBLOCK_SECTION_ID] => 4587 [TIMESTAMP_X] => 07/01/2024 01:31:58 pm [~TIMESTAMP_X] => 07/01/2024 01:31:58 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [3] => Array ( [ID] => 430296 [~ID] => 430296 [NAME] => What will happen to the term, accumulation amount, and evaluation indicator? [~NAME] => What will happen to the term, accumulation amount, and evaluation indicator? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => The assignment of rights and obligations under the HCS Agreement does not affect the actual values of these indicators. [~PREVIEW_TEXT] => The assignment of rights and obligations under the HCS Agreement does not affect the actual values of these indicators. [IBLOCK_SECTION_ID] => 4587 [~IBLOCK_SECTION_ID] => 4587 [TIMESTAMP_X] => 07/01/2024 01:31:04 pm [~TIMESTAMP_X] => 07/01/2024 01:31:04 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [4] => Array ( [ID] => 430290 [~ID] => 430290 [NAME] => How can I confirm the fact of kinship? [~NAME] => How can I confirm the fact of kinship? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => On the basis of documents confirming the relationship: marriage certificate, birth certificate, paternity certificate, adoption certificate, and other documents confirming the relationship. [~PREVIEW_TEXT] => On the basis of documents confirming the relationship: marriage certificate, birth certificate, paternity certificate, adoption certificate, and other documents confirming the relationship. [IBLOCK_SECTION_ID] => 4587 [~IBLOCK_SECTION_ID] => 4587 [TIMESTAMP_X] => 07/01/2024 01:28:56 pm [~TIMESTAMP_X] => 07/01/2024 01:28:56 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [5] => Array ( [ID] => 430287 [~ID] => 430287 [NAME] => How to assign a child deposit? [~NAME] => How to assign a child deposit? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => A child's deposit is assigned if he/she:
- up to 14 years of age by his/her parent/adoptive parent/guardian with the consent of the guardianship and trusteeship authorities;
- from 14 to 16 years of age by a parent/adoptive parent/guardian with the consent of the child;
- from 16 to 18 years of age to a minor with the consent of a parent/adoptive parent/guardian.

The assignment of the child's deposit directly to the parent/adoptive parent/guardian is not allowed, it is carried out through the 3rd person (third person). Also, the operation for the assignment of a child deposit is carried out only at a bank branch on weekdays from 09.00 to 17.00

Documents:
- identity card or passport of the parent/adoptive parent/guardian;
- birth certificate or identity card or passport of the child;
- consent of the guardianship and trusteeship authority. It can be obtained on the portal egov.kz or in the Public Service Center (up to 14 years);
- identity card or passport of the person through whom the assignment is made. [~PREVIEW_TEXT] => A child's deposit is assigned if he/she: - up to 14 years of age by his/her parent/adoptive parent/guardian with the consent of the guardianship and trusteeship authorities; - from 14 to 16 years of age by a parent/adoptive parent/guardian with the consent of the child; - from 16 to 18 years of age to a minor with the consent of a parent/adoptive parent/guardian. The assignment of the child's deposit directly to the parent/adoptive parent/guardian is not allowed, it is carried out through the 3rd person (third person). Also, the operation for the assignment of a child deposit is carried out only at a bank branch on weekdays from 09.00 to 17.00 Documents: - identity card or passport of the parent/adoptive parent/guardian; - birth certificate or identity card or passport of the child; - consent of the guardianship and trusteeship authority. It can be obtained on the portal egov.kz or in the Public Service Center (up to 14 years); - identity card or passport of the person through whom the assignment is made. [IBLOCK_SECTION_ID] => 4587 [~IBLOCK_SECTION_ID] => 4587 [TIMESTAMP_X] => 07/01/2024 01:27:55 pm [~TIMESTAMP_X] => 07/01/2024 01:27:55 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [6] => Array ( [ID] => 430284 [~ID] => 430284 [NAME] => When an assignment can be made? [~NAME] => When an assignment can be made? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => You can perform the operation at any time convenient for you on weekdays. To do this, you can contact a bank branch or use an online service.

A gratuitous assignment on HCS deposits can be made through the mobile application "Otbasy Bank". At the moment, the assignment through the mobile application is available only between parents and children. To make a deposit assignment, other relatives should contact the bank branch.

The service is available on working days of the Bank from 09.00 to 17.00. The assignment is possible after the state premium is credited. [~PREVIEW_TEXT] => You can perform the operation at any time convenient for you on weekdays. To do this, you can contact a bank branch or use an online service. A gratuitous assignment on HCS deposits can be made through the mobile application "Otbasy Bank". At the moment, the assignment through the mobile application is available only between parents and children. To make a deposit assignment, other relatives should contact the bank branch. The service is available on working days of the Bank from 09.00 to 17.00. The assignment is possible after the state premium is credited. [IBLOCK_SECTION_ID] => 4587 [~IBLOCK_SECTION_ID] => 4587 [TIMESTAMP_X] => 07/01/2024 01:27:05 pm [~TIMESTAMP_X] => 07/01/2024 01:27:05 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [7] => Array ( [ID] => 430281 [~ID] => 430281 [NAME] => What documents are required for the assignment? [~NAME] => What documents are required for the assignment? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => 1) Identity card or passport of the parties to the assignment
2) Documents confirming the relationship: marriage certificate, birth certificate, paternity certificate, adoption certificate, and other documents confirming the relationship.
3) In case of changes in the surname of the depositor, a certificate of marriage is required (in case of changes in connection with marriage) or a corresponding certificate from the Public Service Center (in case of changes in the surname for other reasons). [~PREVIEW_TEXT] => 1) Identity card or passport of the parties to the assignment 2) Documents confirming the relationship: marriage certificate, birth certificate, paternity certificate, adoption certificate, and other documents confirming the relationship. 3) In case of changes in the surname of the depositor, a certificate of marriage is required (in case of changes in connection with marriage) or a corresponding certificate from the Public Service Center (in case of changes in the surname for other reasons). [IBLOCK_SECTION_ID] => 4587 [~IBLOCK_SECTION_ID] => 4587 [TIMESTAMP_X] => 07/01/2024 01:26:19 pm [~TIMESTAMP_X] => 07/01/2024 01:26:19 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [8] => Array ( [ID] => 430278 [~ID] => 430278 [NAME] => To whom can I assign my deposit of housing construction savings? [~NAME] => To whom can I assign my deposit of housing construction savings? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => The assignment of the HCS deposit is allowed between the following family members and relatives upon confirmation of the fact of kinship:
1) spouse;
2) parents;
3) children;
4) adoptive parents, adopted;
5) full and half brothers and sisters;
6) grandfather, grandmother, grandchildren;
7) full-blooded and half-blooded brothers and sisters of parents;
8) great-uncle grandparents;
9) cousins, nephews and nieces.

It is also allowed to directly assign the HCS deposit between clients who are not related to each other, if there are common relatives with the provision of documents confirming the presence of common relatives. [~PREVIEW_TEXT] => The assignment of the HCS deposit is allowed between the following family members and relatives upon confirmation of the fact of kinship: 1) spouse; 2) parents; 3) children; 4) adoptive parents, adopted; 5) full and half brothers and sisters; 6) grandfather, grandmother, grandchildren; 7) full-blooded and half-blooded brothers and sisters of parents; 8) great-uncle grandparents; 9) cousins, nephews and nieces. It is also allowed to directly assign the HCS deposit between clients who are not related to each other, if there are common relatives with the provision of documents confirming the presence of common relatives. [IBLOCK_SECTION_ID] => 4587 [~IBLOCK_SECTION_ID] => 4587 [TIMESTAMP_X] => 07/01/2024 01:25:40 pm [~TIMESTAMP_X] => 07/01/2024 01:25:40 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [9] => Array ( [ID] => 430275 [~ID] => 430275 [NAME] => How can I give up my housing construction savings deposit? [~NAME] => How can I give up my housing construction savings deposit? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => You can donate your deposit to relatives upon confirmation of the fact of kinship. The documents confirming the relationship are: birth certificate, marriage certificate, certificate of paternity, certificate of adoption. In the absence of a birth certificate, the assignment is made with the full coincidence of the surname and patronymic, or in the case of writing the surname and patronymic in accordance with national characteristics.

The assignment is made at the Bank branch on weekdays in the presence of the parties. The assignment is allowed if there are savings of at least 153,150 tenge. [~PREVIEW_TEXT] => You can donate your deposit to relatives upon confirmation of the fact of kinship. The documents confirming the relationship are: birth certificate, marriage certificate, certificate of paternity, certificate of adoption. In the absence of a birth certificate, the assignment is made with the full coincidence of the surname and patronymic, or in the case of writing the surname and patronymic in accordance with national characteristics. The assignment is made at the Bank branch on weekdays in the presence of the parties. The assignment is allowed if there are savings of at least 153,150 tenge. [IBLOCK_SECTION_ID] => 4587 [~IBLOCK_SECTION_ID] => 4587 [TIMESTAMP_X] => 06/27/2024 07:47:37 pm [~TIMESTAMP_X] => 06/27/2024 07:47:37 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [10] => Array ( [ID] => 430272 [~ID] => 430272 [NAME] => What is a deposit assignment? [~NAME] => What is a deposit assignment? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => The assignment of the HCS deposit consists in the transfer of rights and obligations under the HCS Agreement to the person who accepts the HCS Agreement.

When the deposit is assigned, the receiving party is transferred the savings on the deposit (including the accrued state premium and remuneration from the Bank), the evaluation indicator, the term of the deposit. [~PREVIEW_TEXT] => The assignment of the HCS deposit consists in the transfer of rights and obligations under the HCS Agreement to the person who accepts the HCS Agreement. When the deposit is assigned, the receiving party is transferred the savings on the deposit (including the accrued state premium and remuneration from the Bank), the evaluation indicator, the term of the deposit. [IBLOCK_SECTION_ID] => 4587 [~IBLOCK_SECTION_ID] => 4587 [TIMESTAMP_X] => 07/01/2024 01:24:59 pm [~TIMESTAMP_X] => 07/01/2024 01:24:59 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) ) [4590] => Array ( [0] => Array ( [ID] => 430341 [~ID] => 430341 [NAME] => How can a child's deposits be pooled? [~NAME] => How can a child's deposits be pooled? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => If a child has several deposits, it is allowed to combine them. If deposits are opened for different children, they must first be conceded to one depositor.

Combination of the child's deposit is carried out at the Bank's branches if he/she:
- up to 14 years of age by his/her parent/adoptive parent/guardian with the consent of the guardianship and trusteeship authorities;
- from 14 to 16 years of age by a parent/adoptive parent/guardian with the consent of the child;
- from 16 to 18 years of age to a minor with the consent of a parent/adoptive parent/guardian.

Documents:
- identity card or passport of the parent/adoptive parent/guardian;
- birth certificate or identity card or passport of the child;
- consent of the guardianship and trusteeship authority. It can be obtained on the portal egov.kz or in the Public Service Center (up to 14 years). [~PREVIEW_TEXT] => If a child has several deposits, it is allowed to combine them. If deposits are opened for different children, they must first be conceded to one depositor. Combination of the child's deposit is carried out at the Bank's branches if he/she: - up to 14 years of age by his/her parent/adoptive parent/guardian with the consent of the guardianship and trusteeship authorities; - from 14 to 16 years of age by a parent/adoptive parent/guardian with the consent of the child; - from 16 to 18 years of age to a minor with the consent of a parent/adoptive parent/guardian. Documents: - identity card or passport of the parent/adoptive parent/guardian; - birth certificate or identity card or passport of the child; - consent of the guardianship and trusteeship authority. It can be obtained on the portal egov.kz or in the Public Service Center (up to 14 years). [IBLOCK_SECTION_ID] => 4590 [~IBLOCK_SECTION_ID] => 4590 [TIMESTAMP_X] => 07/01/2024 01:42:45 pm [~TIMESTAMP_X] => 07/01/2024 01:42:45 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [1] => Array ( [ID] => 430338 [~ID] => 430338 [NAME] => Can I pool my deposit with another person's deposit? [~NAME] => Can I pool my deposit with another person's deposit? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => No. You may consolidate deposits upon assumption of rights and obligations under the HCS Agreement (Assignment of HCS Deposit) in your own name [~PREVIEW_TEXT] => No. You may consolidate deposits upon assumption of rights and obligations under the HCS Agreement (Assignment of HCS Deposit) in your own name [IBLOCK_SECTION_ID] => 4590 [~IBLOCK_SECTION_ID] => 4590 [TIMESTAMP_X] => 07/01/2024 01:47:33 pm [~TIMESTAMP_X] => 07/01/2024 01:47:33 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [2] => Array ( [ID] => 430335 [~ID] => 430335 [NAME] => What are the conditions for combining deposits of housing construction savings? [~NAME] => What are the conditions for combining deposits of housing construction savings? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => It is possible to combine deposits of ZHSS with the same accumulation schemes, while at the same time it is possible to change the conditions of a new contribution of ZHSS [~PREVIEW_TEXT] => It is possible to combine deposits of ZHSS with the same accumulation schemes, while at the same time it is possible to change the conditions of a new contribution of ZHSS [IBLOCK_SECTION_ID] => 4590 [~IBLOCK_SECTION_ID] => 4590 [TIMESTAMP_X] => 06/27/2024 08:07:19 pm [~TIMESTAMP_X] => 06/27/2024 08:07:19 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [3] => Array ( [ID] => 430332 [~ID] => 430332 [NAME] => Is the state premium lost when pooling the contributions of housing construction savings? [~NAME] => Is the state premium lost when pooling the contributions of housing construction savings? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => The state premium when pooling the  HCS deposits is retained [~PREVIEW_TEXT] => The state premium when pooling the HCS deposits is retained [IBLOCK_SECTION_ID] => 4590 [~IBLOCK_SECTION_ID] => 4590 [TIMESTAMP_X] => 07/01/2024 01:46:59 pm [~TIMESTAMP_X] => 07/01/2024 01:46:59 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [4] => Array ( [ID] => 430329 [~ID] => 430329 [NAME] => What will happen to the actual term, the amount of accumulation and the estimated indicator? [~NAME] => What will happen to the actual term, the amount of accumulation and the estimated indicator? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => The accumulation period will correspond to the period of the earliest of the combined HCS deposits, the accumulation amount is summed up, the evaluation indicator is recalculated [~PREVIEW_TEXT] => The accumulation period will correspond to the period of the earliest of the combined HCS deposits, the accumulation amount is summed up, the evaluation indicator is recalculated [IBLOCK_SECTION_ID] => 4590 [~IBLOCK_SECTION_ID] => 4590 [TIMESTAMP_X] => 07/01/2024 01:42:00 pm [~TIMESTAMP_X] => 07/01/2024 01:42:00 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [5] => Array ( [ID] => 430326 [~ID] => 430326 [NAME] => How long does the procedure of pooling deposits of housing construction savings take? [~NAME] => How long does the procedure of pooling deposits of housing construction savings take? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => The procedure takes 5-10 minutes [~PREVIEW_TEXT] => The procedure takes 5-10 minutes [IBLOCK_SECTION_ID] => 4590 [~IBLOCK_SECTION_ID] => 4590 [TIMESTAMP_X] => 06/27/2024 07:56:29 pm [~TIMESTAMP_X] => 06/27/2024 07:56:29 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [6] => Array ( [ID] => 430323 [~ID] => 430323 [NAME] => I have different tariff programs for deposits, can I pool them? [~NAME] => I have different tariff programs for deposits, can I pool them? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => Agreements with a single tariff plan are subject to unification.

If deposits have different tariff programs, it is necessary to bring them into one tariff program. [~PREVIEW_TEXT] => Agreements with a single tariff plan are subject to unification. If deposits have different tariff programs, it is necessary to bring them into one tariff program. [IBLOCK_SECTION_ID] => 4590 [~IBLOCK_SECTION_ID] => 4590 [TIMESTAMP_X] => 07/01/2024 01:46:19 pm [~TIMESTAMP_X] => 07/01/2024 01:46:19 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [7] => Array ( [ID] => 430317 [~ID] => 430317 [NAME] => How much does it cost to merge accounts? [~NAME] => How much does it cost to merge accounts? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => There is no commission fee for merging deposits. [~PREVIEW_TEXT] => There is no commission fee for merging deposits. [IBLOCK_SECTION_ID] => 4590 [~IBLOCK_SECTION_ID] => 4590 [TIMESTAMP_X] => 07/01/2024 01:45:35 pm [~TIMESTAMP_X] => 07/01/2024 01:45:35 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [8] => Array ( [ID] => 430314 [~ID] => 430314 [NAME] => When can I pool my deposits? [~NAME] => When can I pool my deposits? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => Deposit pooling operations are carried out exclusively on weekdays at the Bank's branches. At the same time, through Online banking or the Otbasy bank mobile application, this operation is available from 9:00 to 17:00 on weekdays.

The pooling of deposits can be performed before applying for a loan. [~PREVIEW_TEXT] => Deposit pooling operations are carried out exclusively on weekdays at the Bank's branches. At the same time, through Online banking or the Otbasy bank mobile application, this operation is available from 9:00 to 17:00 on weekdays. The pooling of deposits can be performed before applying for a loan. [IBLOCK_SECTION_ID] => 4590 [~IBLOCK_SECTION_ID] => 4590 [TIMESTAMP_X] => 07/01/2024 01:40:19 pm [~TIMESTAMP_X] => 07/01/2024 01:40:19 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [9] => Array ( [ID] => 430311 [~ID] => 430311 [NAME] => Why do I need to pool the deposits of housing construction savings? [~NAME] => Why do I need to pool the deposits of housing construction savings? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => The merger is made at the request of the client, to increase the contractual amount, increase the amount of savings, increase the term of savings and other parameters under the HCS agreement. [~PREVIEW_TEXT] => The merger is made at the request of the client, to increase the contractual amount, increase the amount of savings, increase the term of savings and other parameters under the HCS agreement. [IBLOCK_SECTION_ID] => 4590 [~IBLOCK_SECTION_ID] => 4590 [TIMESTAMP_X] => 07/01/2024 01:38:29 pm [~TIMESTAMP_X] => 07/01/2024 01:38:29 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [10] => Array ( [ID] => 430308 [~ID] => 430308 [NAME] => How can I pool deposits of housing construction savings? [~NAME] => How can I pool deposits of housing construction savings? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => Deposits can be pooled in the following ways:
1. Online in Internet Banking Otbasy bank/mobile application Otbasy bank.
2. When contacting the Bank's branch on weekdays.
The merged contracts must be opened under one tariff program and issued in the name of one depositor. The service is available on working days of the Bank from 09.00 to 17.00. [~PREVIEW_TEXT] => Deposits can be pooled in the following ways: 1. Online in Internet Banking Otbasy bank/mobile application Otbasy bank. 2. When contacting the Bank's branch on weekdays. The merged contracts must be opened under one tariff program and issued in the name of one depositor. The service is available on working days of the Bank from 09.00 to 17.00. [IBLOCK_SECTION_ID] => 4590 [~IBLOCK_SECTION_ID] => 4590 [TIMESTAMP_X] => 07/01/2024 01:37:40 pm [~TIMESTAMP_X] => 07/01/2024 01:37:40 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [11] => Array ( [ID] => 430305 [~ID] => 430305 [NAME] => What is the pooling of housing construction savings deposits? [~NAME] => What is the pooling of housing construction savings deposits? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => If the Depositor has two or more deposits, he can combine them into one deposit. [~PREVIEW_TEXT] => If the Depositor has two or more deposits, he can combine them into one deposit. [IBLOCK_SECTION_ID] => 4590 [~IBLOCK_SECTION_ID] => 4590 [TIMESTAMP_X] => 06/27/2024 07:53:11 pm [~TIMESTAMP_X] => 06/27/2024 07:53:11 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [12] => Array ( [ID] => 430320 [~ID] => 430320 [NAME] => What are the conditions for pooling deposits of housing construction savings? [~NAME] => What are the conditions for pooling deposits of housing construction savings? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => You can combine HCS deposits with the same accumulation schemes, while you can simultaneously change the conditions of the new HCS deposit [~PREVIEW_TEXT] => You can combine HCS deposits with the same accumulation schemes, while you can simultaneously change the conditions of the new HCS deposit [IBLOCK_SECTION_ID] => 4590 [~IBLOCK_SECTION_ID] => 4590 [TIMESTAMP_X] => 07/01/2024 01:43:15 pm [~TIMESTAMP_X] => 07/01/2024 01:43:15 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) ) [4593] => Array ( [0] => Array ( [ID] => 430365 [~ID] => 430365 [NAME] => Will I lose the state premium when dividing? [~NAME] => Will I lose the state premium when dividing? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => When dividing the deposit, the amount of invested funds, the amount of remuneration, as well as the amount of the State's premium are divided. Two deposits are formed, a deposit on which the amount to be withdrawn is automatically closed, the amount is sent to the current account. If the term of the deposit is less than 3 years, then the premium of the State accrued on the deposit, which is subject to automatic closure, will be returned to the budget. [~PREVIEW_TEXT] => When dividing the deposit, the amount of invested funds, the amount of remuneration, as well as the amount of the State's premium are divided. Two deposits are formed, a deposit on which the amount to be withdrawn is automatically closed, the amount is sent to the current account. If the term of the deposit is less than 3 years, then the premium of the State accrued on the deposit, which is subject to automatic closure, will be returned to the budget. [IBLOCK_SECTION_ID] => 4593 [~IBLOCK_SECTION_ID] => 4593 [TIMESTAMP_X] => 07/01/2024 01:56:06 pm [~TIMESTAMP_X] => 07/01/2024 01:56:06 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [1] => Array ( [ID] => 430371 [~ID] => 430371 [NAME] => How can a child's deposit be divided? [~NAME] => How can a child's deposit be divided? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => The child's deposit is divided in the Bank branches if he/she:
- up to 14 years of age by his parent / adoptive parent/ guardian, with the consent of the guardianship and guardianship authorities;
- from 14 to 16 years of age by a parent /adoptive parent/guardian with the consent of the child;
- from 16 to 18 years of age for minors with the consent of the parent / adoptive parent / guardian.

Documents:
- identity card or passport of the parent/ adoptive parent/guardian;
- birth certificate or identity card or passport of the child;
- consent of the guardianship and guardianship authority. It can be obtained on the egov portal.kz or in the Public Service Center (under 14 years old). [~PREVIEW_TEXT] => The child's deposit is divided in the Bank branches if he/she: - up to 14 years of age by his parent / adoptive parent/ guardian, with the consent of the guardianship and guardianship authorities; - from 14 to 16 years of age by a parent /adoptive parent/guardian with the consent of the child; - from 16 to 18 years of age for minors with the consent of the parent / adoptive parent / guardian. Documents: - identity card or passport of the parent/ adoptive parent/guardian; - birth certificate or identity card or passport of the child; - consent of the guardianship and guardianship authority. It can be obtained on the egov portal.kz or in the Public Service Center (under 14 years old). [IBLOCK_SECTION_ID] => 4593 [~IBLOCK_SECTION_ID] => 4593 [TIMESTAMP_X] => 06/27/2024 08:13:14 pm [~TIMESTAMP_X] => 06/27/2024 08:13:14 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [2] => Array ( [ID] => 430368 [~ID] => 430368 [NAME] => How many times can I divide the deposit? [~NAME] => How many times can I divide the deposit? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => The division of the deposit is available for one depositor 1 (one) time within 12 (twelve) months [~PREVIEW_TEXT] => The division of the deposit is available for one depositor 1 (one) time within 12 (twelve) months [IBLOCK_SECTION_ID] => 4593 [~IBLOCK_SECTION_ID] => 4593 [TIMESTAMP_X] => 07/01/2024 01:52:44 pm [~TIMESTAMP_X] => 07/01/2024 01:52:44 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [3] => Array ( [ID] => 430362 [~ID] => 430362 [NAME] => What will happen to the term, the amount of accumulation and the evaluation indicator after division? [~NAME] => What will happen to the term, the amount of accumulation and the evaluation indicator after division? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => When dividing the HCS deposit, there is a division of the contractual amount, the amount of accumulation, the amount of accrued remuneration and the amount of the state premium. The EI is calculated for the segregated HCS agreements separately. The term of the deposit is preserved. [~PREVIEW_TEXT] => When dividing the HCS deposit, there is a division of the contractual amount, the amount of accumulation, the amount of accrued remuneration and the amount of the state premium. The EI is calculated for the segregated HCS agreements separately. The term of the deposit is preserved. [IBLOCK_SECTION_ID] => 4593 [~IBLOCK_SECTION_ID] => 4593 [TIMESTAMP_X] => 07/01/2024 01:55:25 pm [~TIMESTAMP_X] => 07/01/2024 01:55:25 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [4] => Array ( [ID] => 430359 [~ID] => 430359 [NAME] => Can I withdraw money from the deposit without closing it? [~NAME] => Can I withdraw money from the deposit without closing it? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => To withdraw a certain amount (part) of funds from the deposit, you need to make a deposit division operation, the operation can be done online in a mobile application or at bank branches. In this case, the division of the HCS deposit is carried out with the mandatory closure of one of the HSC deposits formed after the division. Money is withdrawn on a closed deposit.
A commission of 1% of the withdrawn amount (minimum 5000 tenge) is charged for the early withdrawal of savings from the HCS deposit. The commission is calculated as a result of the termination of the HCS agreement as 1% of the amount of money with a shelf life of less than 30 calendar days (inclusive), a minimum of 5000 tenge. The minimum tariff of 5 000 tenge is charged in case of termination of the HCS agreement with a period of storage of money of more than 30 calendar days. [~PREVIEW_TEXT] => To withdraw a certain amount (part) of funds from the deposit, you need to make a deposit division operation, the operation can be done online in a mobile application or at bank branches. In this case, the division of the HCS deposit is carried out with the mandatory closure of one of the HSC deposits formed after the division. Money is withdrawn on a closed deposit. A commission of 1% of the withdrawn amount (minimum 5000 tenge) is charged for the early withdrawal of savings from the HCS deposit. The commission is calculated as a result of the termination of the HCS agreement as 1% of the amount of money with a shelf life of less than 30 calendar days (inclusive), a minimum of 5000 tenge. The minimum tariff of 5 000 tenge is charged in case of termination of the HCS agreement with a period of storage of money of more than 30 calendar days. [IBLOCK_SECTION_ID] => 4593 [~IBLOCK_SECTION_ID] => 4593 [TIMESTAMP_X] => 07/01/2024 01:50:50 pm [~TIMESTAMP_X] => 07/01/2024 01:50:50 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [5] => Array ( [ID] => 430356 [~ID] => 430356 [NAME] => What commission is deducted when dividing the deposit? [~NAME] => What commission is deducted when dividing the deposit? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => There is no fee for dividing the deposit.

A commission is charged at the closing of the deposit: in the amount of 1% of the withdrawal amount, if the savings on the deposit are less than 30 days (min 5000 tenge). If the money is kept for more than 30 days, a fee of 5 000 tenge is charged.

When dividing a deposit online, the money is transferred to the current account. For the transfer of money from the current account to your account in another bank, a fee of 0,3% (min. 500 tenge, max. 10 000 tenge) of the transfer amount is charged. [~PREVIEW_TEXT] => There is no fee for dividing the deposit. A commission is charged at the closing of the deposit: in the amount of 1% of the withdrawal amount, if the savings on the deposit are less than 30 days (min 5000 tenge). If the money is kept for more than 30 days, a fee of 5 000 tenge is charged. When dividing a deposit online, the money is transferred to the current account. For the transfer of money from the current account to your account in another bank, a fee of 0,3% (min. 500 tenge, max. 10 000 tenge) of the transfer amount is charged. [IBLOCK_SECTION_ID] => 4593 [~IBLOCK_SECTION_ID] => 4593 [TIMESTAMP_X] => 07/01/2024 01:53:46 pm [~TIMESTAMP_X] => 07/01/2024 01:53:46 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [6] => Array ( [ID] => 430353 [~ID] => 430353 [NAME] => Where can I divide the deposit? [~NAME] => Where can I divide the deposit? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => 1) The division of deposits is possible through the Internet Banking/ mobile application of Otbasy Bank. Deposits opened from 01.11.2016 and the amount to be withdrawn up to 1 000 000 tenge are subject to division.

2) In other cases, deposits can be divided at the Bank's branches. [~PREVIEW_TEXT] => 1) The division of deposits is possible through the Internet Banking/ mobile application of Otbasy Bank. Deposits opened from 01.11.2016 and the amount to be withdrawn up to 1 000 000 tenge are subject to division. 2) In other cases, deposits can be divided at the Bank's branches. [IBLOCK_SECTION_ID] => 4593 [~IBLOCK_SECTION_ID] => 4593 [TIMESTAMP_X] => 07/01/2024 01:56:38 pm [~TIMESTAMP_X] => 07/01/2024 01:56:38 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [7] => Array ( [ID] => 430347 [~ID] => 430347 [NAME] => How can I divide my deposit? [~NAME] => How can I divide my deposit? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => Dividing is allowed only in the following cases:

1.  upon the emergence of ownership by inheritance;  

2.  By a court decision that has entered into legal force.  

3. Subject to the mandatory closure of one of the new deposits on the day of the division;  

4.  when dividing the deposit into 2 (two) deposits for the purpose of obtaining a loan on the day of submitting a loan application;  

5.  with a decrease in the loan amount of the loan application.


At the same time, according to claims 3, 4, 5, the following conditions are required:

- division of the deposit is provided to one Depositor no more than 1 (one) time within 12 months;

- the contractual amount of each contribution as a result of the division operation must be at least 1 531 500 tenge (500 MCI);

- the state premium is distributed in proportion to the divided contributions, the appraisal indicator is calculated for the divided contributions separately;

- division is allowed if the account has a minimum amount of savings in the amount of 153 150 tenge (50 MCI). [~PREVIEW_TEXT] => Dividing is allowed only in the following cases: 1. upon the emergence of ownership by inheritance; 2. By a court decision that has entered into legal force. 3. Subject to the mandatory closure of one of the new deposits on the day of the division; 4. when dividing the deposit into 2 (two) deposits for the purpose of obtaining a loan on the day of submitting a loan application; 5. with a decrease in the loan amount of the loan application. At the same time, according to claims 3, 4, 5, the following conditions are required: - division of the deposit is provided to one Depositor no more than 1 (one) time within 12 months; - the contractual amount of each contribution as a result of the division operation must be at least 1 531 500 tenge (500 MCI); - the state premium is distributed in proportion to the divided contributions, the appraisal indicator is calculated for the divided contributions separately; - division is allowed if the account has a minimum amount of savings in the amount of 153 150 tenge (50 MCI). [IBLOCK_SECTION_ID] => 4593 [~IBLOCK_SECTION_ID] => 4593 [TIMESTAMP_X] => 07/01/2024 01:51:55 pm [~TIMESTAMP_X] => 07/01/2024 01:51:55 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [8] => Array ( [ID] => 430344 [~ID] => 430344 [NAME] => What is the division of deposits of housing construction savings? [~NAME] => What is the division of deposits of housing construction savings? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => It is the division of the amount of savings on the HCS deposit into several deposits, in connection with which, the entire accumulated amount (deposits, remuneration of the Bank, state premium) is divided into new deposits. [~PREVIEW_TEXT] => It is the division of the amount of savings on the HCS deposit into several deposits, in connection with which, the entire accumulated amount (deposits, remuneration of the Bank, state premium) is divided into new deposits. [IBLOCK_SECTION_ID] => 4593 [~IBLOCK_SECTION_ID] => 4593 [TIMESTAMP_X] => 07/01/2024 01:54:45 pm [~TIMESTAMP_X] => 07/01/2024 01:54:45 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) ) [4596] => Array ( [0] => Array ( [ID] => 430374 [~ID] => 430374 [NAME] => What is deposit closure? [~NAME] => What is deposit closure? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => The closure of the deposit is the termination of the HCS Agreement and the issuance of the money accumulated in the savings account to the depositor [~PREVIEW_TEXT] => The closure of the deposit is the termination of the HCS Agreement and the issuance of the money accumulated in the savings account to the depositor [IBLOCK_SECTION_ID] => 4596 [~IBLOCK_SECTION_ID] => 4596 [TIMESTAMP_X] => 07/01/2024 04:58:16 pm [~TIMESTAMP_X] => 07/01/2024 04:58:16 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [1] => Array ( [ID] => 430377 [~ID] => 430377 [NAME] => How can I close the deposit? [~NAME] => How can I close the deposit? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => 1) If you have saved up to 1 000 000 tenge, you can close the deposit online through the Otbasy bank application;

2) If the savings are more than 1 000 000 tenge, you can close your deposit in the Bank's branches. It is necessary to have any ID card, check and tickets on you for the tickets to be returned. The application for closure is considered for 7 calendar days.

In the following cases, the deposit is closed in the Bank's branches, regardless of the amount of accumulation during personal contact:

1) a trustee/representative/legal representative/guardian;
2) on the basis of a court decision that has entered into legal force/certificate of the right to inheritance;

3) a person related to the Bank by a special relationship/ affiliated person;

4) a minor;

5) under HCS agreements with the sign "Special deposit", "Arnau", "Zhas Otbasy", "Gift certificate";

6) under HCS agreements that have the attribute of a pupil of an orphanage;

7) under HCS agreements under which a loan application has been launched or participating in state, sectoral and regional programs, or being collateral.

8) under HCS agreements concluded before 01.11.2016. [~PREVIEW_TEXT] => 1) If you have saved up to 1 000 000 tenge, you can close the deposit online through the Otbasy bank application; 2) If the savings are more than 1 000 000 tenge, you can close your deposit in the Bank's branches. It is necessary to have any ID card, check and tickets on you for the tickets to be returned. The application for closure is considered for 7 calendar days. In the following cases, the deposit is closed in the Bank's branches, regardless of the amount of accumulation during personal contact: 1) a trustee/representative/legal representative/guardian; 2) on the basis of a court decision that has entered into legal force/certificate of the right to inheritance; 3) a person related to the Bank by a special relationship/ affiliated person; 4) a minor; 5) under HCS agreements with the sign "Special deposit", "Arnau", "Zhas Otbasy", "Gift certificate"; 6) under HCS agreements that have the attribute of a pupil of an orphanage; 7) under HCS agreements under which a loan application has been launched or participating in state, sectoral and regional programs, or being collateral. 8) under HCS agreements concluded before 01.11.2016. [IBLOCK_SECTION_ID] => 4596 [~IBLOCK_SECTION_ID] => 4596 [TIMESTAMP_X] => 07/01/2024 05:03:20 pm [~TIMESTAMP_X] => 07/01/2024 05:03:20 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [2] => Array ( [ID] => 430380 [~ID] => 430380 [NAME] => I want to withdraw money from the deposit, what do I need to do? [~NAME] => I want to withdraw money from the deposit, what do I need to do? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => To fully withdraw funds from the deposit, it is required to close it, and if you need to withdraw only part of the funds, then you should perform a deposit division operation. There are two ways to terminate (close) a deposit: online via the app and offline at a bank branch. If the client closes the deposit online, his application is considered within 2 business days. In the case of offline closing of the deposit at the branch, consideration of the application may take up to 7 calendar days.


To withdraw a certain amount from a deposit, you can divide it into two with the mandatory closing of one of the deposits on the day of division. At the same time, there is a proportional division of the contractual amount, the amount of savings, accrued remuneration and the state bonus. The actual value of the estimated indicator decreases after division, but the accumulation period remains.


The division of the deposit is provided to one depositor no more than once within 12 months and is possible if there is a cash balance of at least 50 MCI in the savings account. To split the deposit, you can use the Otbasy Bank mobile application. Deposits opened since 01.11.2016 and the amount to be withdrawn up to 1,000,000 tenge can be divided. Deposits opened before 11/01/2016 and the withdrawal amount of more than 1,000,000 tenge can be divided at the bank's branches on weekdays. At the same time, you must present an identification card. [~PREVIEW_TEXT] => To fully withdraw funds from the deposit, it is required to close it, and if you need to withdraw only part of the funds, then you should perform a deposit division operation. There are two ways to terminate (close) a deposit: online via the app and offline at a bank branch. If the client closes the deposit online, his application is considered within 2 business days. In the case of offline closing of the deposit at the branch, consideration of the application may take up to 7 calendar days. To withdraw a certain amount from a deposit, you can divide it into two with the mandatory closing of one of the deposits on the day of division. At the same time, there is a proportional division of the contractual amount, the amount of savings, accrued remuneration and the state bonus. The actual value of the estimated indicator decreases after division, but the accumulation period remains. The division of the deposit is provided to one depositor no more than once within 12 months and is possible if there is a cash balance of at least 50 MCI in the savings account. To split the deposit, you can use the Otbasy Bank mobile application. Deposits opened since 01.11.2016 and the amount to be withdrawn up to 1,000,000 tenge can be divided. Deposits opened before 11/01/2016 and the withdrawal amount of more than 1,000,000 tenge can be divided at the bank's branches on weekdays. At the same time, you must present an identification card. [IBLOCK_SECTION_ID] => 4596 [~IBLOCK_SECTION_ID] => 4596 [TIMESTAMP_X] => 06/27/2024 08:15:15 pm [~TIMESTAMP_X] => 06/27/2024 08:15:15 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [3] => Array ( [ID] => 430383 [~ID] => 430383 [NAME] => I want to withdraw all the money from the account, do I have to close the deposit? [~NAME] => I want to withdraw all the money from the account, do I have to close the deposit? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => To fully withdraw funds from the deposit, it is required to close it, and if you need to withdraw only part of the funds, then you should perform a deposit division operation. [~PREVIEW_TEXT] => To fully withdraw funds from the deposit, it is required to close it, and if you need to withdraw only part of the funds, then you should perform a deposit division operation. [IBLOCK_SECTION_ID] => 4596 [~IBLOCK_SECTION_ID] => 4596 [TIMESTAMP_X] => 06/27/2024 08:15:40 pm [~TIMESTAMP_X] => 06/27/2024 08:15:40 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [4] => Array ( [ID] => 430386 [~ID] => 430386 [NAME] => How much is the deposit closing fee? [~NAME] => How much is the deposit closing fee? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => The commission is calculated as a result of the termination of the HCS agreement as 1% of the amount of money with a shelf life of less than 30 calendar days (inclusive), a minimum of 5000 tenge.


The minimum tariff of 5 000 tenge is charged in case of termination of the HCS agreement with a period of storage of money of more than 30 calendar days. [~PREVIEW_TEXT] => The commission is calculated as a result of the termination of the HCS agreement as 1% of the amount of money with a shelf life of less than 30 calendar days (inclusive), a minimum of 5000 tenge. The minimum tariff of 5 000 tenge is charged in case of termination of the HCS agreement with a period of storage of money of more than 30 calendar days. [IBLOCK_SECTION_ID] => 4596 [~IBLOCK_SECTION_ID] => 4596 [TIMESTAMP_X] => 07/01/2024 05:00:37 pm [~TIMESTAMP_X] => 07/01/2024 05:00:37 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [5] => Array ( [ID] => 430389 [~ID] => 430389 [NAME] => How much can I withdraw when closing the deposit? [~NAME] => How much can I withdraw when closing the deposit? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => The Depositor has the right to withdraw the accumulated money with the Bank's remuneration accrued on it. The accrued premium of the state is payable in case of accumulation of the deposit for at least 3 (three) years.

The state premium is not refundable to the budget in the following cases:
1) death or complete disability of the depositor;
2) when the depositor, after concluding a housing construction savings agreement, is registered as unemployed in accordance with the procedure established by the legislation of the Republic of Kazakhstan, and by the time the state premium is paid, remains so for six months continuously. [~PREVIEW_TEXT] => The Depositor has the right to withdraw the accumulated money with the Bank's remuneration accrued on it. The accrued premium of the state is payable in case of accumulation of the deposit for at least 3 (three) years. The state premium is not refundable to the budget in the following cases: 1) death or complete disability of the depositor; 2) when the depositor, after concluding a housing construction savings agreement, is registered as unemployed in accordance with the procedure established by the legislation of the Republic of Kazakhstan, and by the time the state premium is paid, remains so for six months continuously. [IBLOCK_SECTION_ID] => 4596 [~IBLOCK_SECTION_ID] => 4596 [TIMESTAMP_X] => 06/27/2024 08:16:31 pm [~TIMESTAMP_X] => 06/27/2024 08:16:31 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [6] => Array ( [ID] => 430392 [~ID] => 430392 [NAME] => Can I get a state premium at deposit closing? [~NAME] => Can I get a state premium at deposit closing? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => If the deposit term is more than 3 years, at the close of the deposit, the state premium is paid to the depositor [~PREVIEW_TEXT] => If the deposit term is more than 3 years, at the close of the deposit, the state premium is paid to the depositor [IBLOCK_SECTION_ID] => 4596 [~IBLOCK_SECTION_ID] => 4596 [TIMESTAMP_X] => 07/01/2024 05:01:36 pm [~TIMESTAMP_X] => 07/01/2024 05:01:36 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [7] => Array ( [ID] => 430395 [~ID] => 430395 [NAME] => Can I recover my closed deposit? [~NAME] => Can I recover my closed deposit? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => No, closed deposit is non-recoverable [~PREVIEW_TEXT] => No, closed deposit is non-recoverable [IBLOCK_SECTION_ID] => 4596 [~IBLOCK_SECTION_ID] => 4596 [TIMESTAMP_X] => 07/01/2024 05:02:14 pm [~TIMESTAMP_X] => 07/01/2024 05:02:14 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [8] => Array ( [ID] => 430398 [~ID] => 430398 [NAME] => How do I close my child's deposit? [~NAME] => How do I close my child's deposit? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => Closing of the child's deposit is carried out in the Bank's branches if he/she:
- up to 14 years of age by his/her parent/adoptive parent/guardian with the consent of the guardianship and trusteeship authorities;
- from 14 to 16 years of age by a parent/adoptive parent/guardian with the consent of the child;
- from 16 to 18 years of age to a minor with the consent of a parent/adoptive parent/guardian.

Documents:
- identity card or passport of the parent/adoptive parent/guardian;
- birth certificate or identity card or passport of the child;
- consent of the guardianship and trusteeship authority. It can be obtained on the portal egov.kz or in the Public Service Center (up to 14 years). [~PREVIEW_TEXT] => Closing of the child's deposit is carried out in the Bank's branches if he/she: - up to 14 years of age by his/her parent/adoptive parent/guardian with the consent of the guardianship and trusteeship authorities; - from 14 to 16 years of age by a parent/adoptive parent/guardian with the consent of the child; - from 16 to 18 years of age to a minor with the consent of a parent/adoptive parent/guardian. Documents: - identity card or passport of the parent/adoptive parent/guardian; - birth certificate or identity card or passport of the child; - consent of the guardianship and trusteeship authority. It can be obtained on the portal egov.kz or in the Public Service Center (up to 14 years). [IBLOCK_SECTION_ID] => 4596 [~IBLOCK_SECTION_ID] => 4596 [TIMESTAMP_X] => 07/01/2024 05:03:55 pm [~TIMESTAMP_X] => 07/01/2024 05:03:55 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) ) ) [TOP_CUR_CAT] => Array ( ) [CURRENT_SE_LIST] => Array ( [4584] => Array ( [NAME] => CHANGING THE CONTRACTUAL AMOUNT [ID] => 4584 [UF_LANG_SECTION] => ) [4587] => Array ( [NAME] => ASSIGNMENT [ID] => 4587 [UF_LANG_SECTION] => ) [4590] => Array ( [NAME] => UNIFICATION [ID] => 4590 [UF_LANG_SECTION] => ) [4593] => Array ( [NAME] => DIVIDING [ID] => 4593 [UF_LANG_SECTION] => ) [4596] => Array ( [NAME] => TERMINATION OF THE DEPOSIT [ID] => 4596 [UF_LANG_SECTION] => ) ) )
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