FAQs
Array
(
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[SECTIONS_START] => Array
(
[4443] => Array
(
[ID] => 4443
[NAME] => Deposits
[PICTURE] => Array
(
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[TIMESTAMP_X] => 06/27/2024 10:20:23 am
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[DESCRIPTION] =>
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)
[SORT] => 500
)
[4479] => Array
(
[ID] => 4479
[NAME] => TENGE DEPOSIT PROTECTION PROGRAM
[PICTURE] => Array
(
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[TIMESTAMP_X] => 09/25/2024 10:06:06 am
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[SORT] => 500
)
[4482] => Array
(
[ID] => 4482
[NAME] => LOANS
[PICTURE] => Array
(
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[TIMESTAMP_X] => 09/25/2024 10:05:23 am
[MODULE_ID] => iblock
[HEIGHT] => 44
[WIDTH] => 30
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[DESCRIPTION] =>
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)
[SORT] => 500
)
[4485] => Array
(
[ID] => 4485
[NAME] => POST DEPOSIT OPERATIONS
[PICTURE] => Array
(
[ID] => 2386243
[TIMESTAMP_X] => 09/25/2024 10:05:04 am
[MODULE_ID] => iblock
[HEIGHT] => 51
[WIDTH] => 50
[FILE_SIZE] => 1238
[CONTENT_TYPE] => image/webp
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[DESCRIPTION] =>
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[VERSION_ORIGINAL_ID] =>
[META] =>
[SRC] => /upload/iblock/8cb/sb5567dj7t6ebs22p20mf3wsnl9194fs.webp
)
[SORT] => 500
)
[4488] => Array
(
[ID] => 4488
[NAME] => POST-CREDIT SERVICE
[PICTURE] => Array
(
[ID] => 2386240
[TIMESTAMP_X] => 09/25/2024 10:04:39 am
[MODULE_ID] => iblock
[HEIGHT] => 78
[WIDTH] => 92
[FILE_SIZE] => 2768
[CONTENT_TYPE] => image/webp
[SUBDIR] => iblock/b3b
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[ORIGINAL_NAME] => 1773b70a7d8861da827f9129e388200e.webp
[DESCRIPTION] =>
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[EXTERNAL_ID] => 7f467a1ab274f7abaec2198a59103a32
[VERSION_ORIGINAL_ID] =>
[META] =>
[SRC] => /upload/iblock/b3b/yopd7gjq97qhixe8mpcaxor3ezdlynuz.webp
)
[SORT] => 500
)
[4497] => Array
(
[ID] => 4497
[NAME] => MORTGAGES FOR EVERYONE
[PICTURE] => Array
(
[ID] => 2386234
[TIMESTAMP_X] => 09/25/2024 10:03:45 am
[MODULE_ID] => iblock
[HEIGHT] => 38
[WIDTH] => 40
[FILE_SIZE] => 1118
[CONTENT_TYPE] => image/webp
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[DESCRIPTION] =>
[HANDLER_ID] =>
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[VERSION_ORIGINAL_ID] =>
[META] =>
[SRC] => /upload/iblock/d3d/em63356zxi8hqeixlqgfj8au1qlziiix.webp
)
[SORT] => 500
)
[4506] => Array
(
[ID] => 4506
[NAME] => BRANCHES AND TERMINALS
[PICTURE] => Array
(
[ID] => 2386231
[TIMESTAMP_X] => 09/25/2024 10:03:18 am
[MODULE_ID] => iblock
[HEIGHT] => 50
[WIDTH] => 34
[FILE_SIZE] => 1914
[CONTENT_TYPE] => image/webp
[SUBDIR] => iblock/020
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[ORIGINAL_NAME] => 176f6547dacbdcc3f332e2485f0d6691.webp
[DESCRIPTION] =>
[HANDLER_ID] =>
[EXTERNAL_ID] => def9089b308fc28689da5b85f4541627
[VERSION_ORIGINAL_ID] =>
[META] =>
[SRC] => /upload/iblock/020/7faw6k9hq1vdwa5kh5mt5uo1we1ytc72.webp
)
[SORT] => 500
)
[4509] => Array
(
[ID] => 4509
[NAME] => SAFETY
[PICTURE] => Array
(
[ID] => 2386228
[TIMESTAMP_X] => 09/25/2024 10:02:57 am
[MODULE_ID] => iblock
[HEIGHT] => 44
[WIDTH] => 35
[FILE_SIZE] => 1856
[CONTENT_TYPE] => image/webp
[SUBDIR] => iblock/111
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[ORIGINAL_NAME] => 0i0jpcz03nmyumpfiem1wqahwswwl21a.webp
[DESCRIPTION] =>
[HANDLER_ID] =>
[EXTERNAL_ID] => 43439dc86a37b6c3c2f0ec4fd099ae88
[VERSION_ORIGINAL_ID] =>
[META] =>
[SRC] => /upload/iblock/111/o03ho8g2pv33egbv4aak6ff2wslybjte.webp
)
[SORT] => 500
)
[4632] => Array
(
[ID] => 4632
[NAME] => ACCOUNT FUNDING
[PICTURE] => Array
(
[ID] => 2386225
[TIMESTAMP_X] => 09/25/2024 10:02:32 am
[MODULE_ID] => iblock
[HEIGHT] => 36
[WIDTH] => 40
[FILE_SIZE] => 1476
[CONTENT_TYPE] => image/webp
[SUBDIR] => iblock/15d
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[ORIGINAL_NAME] => 41bbf4a7035dc12233c4f20f00094fc2.webp
[DESCRIPTION] =>
[HANDLER_ID] =>
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[VERSION_ORIGINAL_ID] =>
[META] =>
[SRC] => /upload/iblock/15d/3lhlv075frtwlwupiv1w472bxig26vzu.webp
)
[SORT] => 500
)
[4635] => Array
(
[ID] => 4635
[NAME] => ARREST OF ACCOUNTS
[PICTURE] => Array
(
[ID] => 2386222
[TIMESTAMP_X] => 09/25/2024 10:02:03 am
[MODULE_ID] => iblock
[HEIGHT] => 35
[WIDTH] => 40
[FILE_SIZE] => 1864
[CONTENT_TYPE] => image/webp
[SUBDIR] => iblock/2f9
[FILE_NAME] => o3oqlqehute650mikfo1gjq3toaqet91.webp
[ORIGINAL_NAME] => 1bcc20e24bc48b09a3e3d9bb38572341.webp
[DESCRIPTION] =>
[HANDLER_ID] =>
[EXTERNAL_ID] => 6b263260fdf6a3feaf86fe3024d5022c
[VERSION_ORIGINAL_ID] =>
[META] =>
[SRC] => /upload/iblock/2f9/o3oqlqehute650mikfo1gjq3toaqet91.webp
)
[SORT] => 500
)
[4638] => Array
(
[ID] => 4638
[NAME] => COMISSIONS, FINES, PENALTIES
[PICTURE] => Array
(
[ID] => 2386237
[TIMESTAMP_X] => 09/25/2024 10:04:08 am
[MODULE_ID] => iblock
[HEIGHT] => 45
[WIDTH] => 35
[FILE_SIZE] => 1186
[CONTENT_TYPE] => image/webp
[SUBDIR] => iblock/0b4
[FILE_NAME] => bvwtc04i44ytim9kh037tyyw70b6ls9p.webp
[ORIGINAL_NAME] => 0f3faad436aacc29851bf4c452d6fce2 (1).webp
[DESCRIPTION] =>
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[VERSION_ORIGINAL_ID] =>
[META] =>
[SRC] => /upload/iblock/0b4/bvwtc04i44ytim9kh037tyyw70b6ls9p.webp
)
[SORT] => 500
)
[4641] => Array
(
[ID] => 4641
[NAME] => BANK CONSULTANTS
[PICTURE] => Array
(
[ID] => 2386216
[TIMESTAMP_X] => 09/25/2024 10:01:21 am
[MODULE_ID] => iblock
[HEIGHT] => 40
[WIDTH] => 40
[FILE_SIZE] => 1194
[CONTENT_TYPE] => image/webp
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[DESCRIPTION] =>
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[VERSION_ORIGINAL_ID] =>
[META] =>
[SRC] => /upload/iblock/16c/pdggo0d165woszkyp99n3rp6okyd7f6s.webp
)
[SORT] => 500
)
[4644] => Array
(
[ID] => 4644
[NAME] => SPECIAL ACCOUNT
[PICTURE] => Array
(
[ID] => 2386213
[TIMESTAMP_X] => 09/25/2024 10:00:44 am
[MODULE_ID] => iblock
[HEIGHT] => 44
[WIDTH] => 35
[FILE_SIZE] => 1856
[CONTENT_TYPE] => image/webp
[SUBDIR] => iblock/7c1
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[ORIGINAL_NAME] => 8ab72e814c795dd82b219d5594628675.webp
[DESCRIPTION] =>
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[VERSION_ORIGINAL_ID] =>
[META] =>
[SRC] => /upload/iblock/7c1/yfeqakakrpt62mnfo1d500laar2qwax8.webp
)
[SORT] => 500
)
)
[TOP_CAT_INFO] => Array
(
[ID] => 4482
[NAME] => LOANS
[PICTURE] => Array
(
[ID] => 2386246
[TIMESTAMP_X] => 09/25/2024 10:05:23 am
[MODULE_ID] => iblock
[HEIGHT] => 44
[WIDTH] => 30
[FILE_SIZE] => 1282
[CONTENT_TYPE] => image/webp
[SUBDIR] => iblock/80d
[FILE_NAME] => bsmoopdil22e9v0kk1k7x1rs85l4myie.webp
[ORIGINAL_NAME] => cd02172f9d7e0bd065595a7952d2db4b.webp
[DESCRIPTION] =>
[HANDLER_ID] =>
[EXTERNAL_ID] => 05da1e5d4535113d53229c273b47d7ab
[VERSION_ORIGINAL_ID] =>
[META] =>
[SRC] => /upload/iblock/80d/bsmoopdil22e9v0kk1k7x1rs85l4myie.webp
)
[SORT] => 500
[CHECK_VIDEO] =>
)
[CURRENT_QUEST] => Array
(
[4542] => Array
(
[0] => Array
(
[ID] => 429957
[~ID] => 429957
[NAME] => Is it necessary to have 50% of the cost of housing to apply for a loan?
[~NAME] => Is it necessary to have 50% of the cost of housing to apply for a loan?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => To apply for a mortgage, you need to make an initial payment, the amount of which depends on the conditions of the program you choose and can range from 10% to 50% of the value of the purchased property.
[~PREVIEW_TEXT] => To apply for a mortgage, you need to make an initial payment, the amount of which depends on the conditions of the program you choose and can range from 10% to 50% of the value of the purchased property.
[IBLOCK_SECTION_ID] => 4542
[~IBLOCK_SECTION_ID] => 4542
[TIMESTAMP_X] => 06/29/2024 11:51:47 am
[~TIMESTAMP_X] => 06/29/2024 11:51:47 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[1] => Array
(
[ID] => 429960
[~ID] => 429960
[NAME] => Is it possible to apply for a loan without proof of income?
[~NAME] => Is it possible to apply for a loan without proof of income?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Proof of solvency is required to apply for a loan.
Proof of income for a period of at least the last 6 months is required, for teachers - for a period of at least the last 6-12 months, for individual entrepreneurs - for a period of at least 12 months."
[~PREVIEW_TEXT] => Proof of solvency is required to apply for a loan.
Proof of income for a period of at least the last 6 months is required, for teachers - for a period of at least the last 6-12 months, for individual entrepreneurs - for a period of at least 12 months."
[IBLOCK_SECTION_ID] => 4542
[~IBLOCK_SECTION_ID] => 4542
[TIMESTAMP_X] => 06/29/2024 11:52:08 am
[~TIMESTAMP_X] => 06/29/2024 11:52:08 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[2] => Array
(
[ID] => 429963
[~ID] => 429963
[NAME] => Is it possible to provide additional security instead of the initial payment?
[~NAME] => Is it possible to provide additional security instead of the initial payment?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => To receive a loan, it is mandatory to make an initial payment according to the terms of the selected program or type of loan.
[~PREVIEW_TEXT] => To receive a loan, it is mandatory to make an initial payment according to the terms of the selected program or type of loan.
[IBLOCK_SECTION_ID] => 4542
[~IBLOCK_SECTION_ID] => 4542
[TIMESTAMP_X] => 06/27/2024 05:02:04 pm
[~TIMESTAMP_X] => 06/27/2024 05:02:04 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[3] => Array
(
[ID] => 429966
[~ID] => 429966
[NAME] => Why is it beneficial for me to get a loan from Otbasy Bank?
[~NAME] => Why is it beneficial for me to get a loan from Otbasy Bank?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Advantages of the Bank's loans:
- The lowest rates on a housing loan – from 3,5% to 5% per annum;
- Tax benefits for borrowers;
- Opportunity to purchase housing in the market of your choice,
- Participation in the state programs "Concept 2-10-20", "Concept 5-10-20". Also participation in such programs as "Regional Programs", "Military Product" and others;
- Purchase of housing from partners of the Bank-private developers at a price below the market;
- Different types of lending depending on savings;
- Accrual of remuneration, state premium on deposit for an interim and preliminary loan.
[~PREVIEW_TEXT] => Advantages of the Bank's loans:
- The lowest rates on a housing loan – from 3,5% to 5% per annum;
- Tax benefits for borrowers;
- Opportunity to purchase housing in the market of your choice,
- Participation in the state programs "Concept 2-10-20", "Concept 5-10-20". Also participation in such programs as "Regional Programs", "Military Product" and others;
- Purchase of housing from partners of the Bank-private developers at a price below the market;
- Different types of lending depending on savings;
- Accrual of remuneration, state premium on deposit for an interim and preliminary loan.
[IBLOCK_SECTION_ID] => 4542
[~IBLOCK_SECTION_ID] => 4542
[TIMESTAMP_X] => 06/29/2024 11:55:08 am
[~TIMESTAMP_X] => 06/29/2024 11:55:08 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[4] => Array
(
[ID] => 429969
[~ID] => 429969
[NAME] => For what purposes can I get a loan?
[~NAME] => For what purposes can I get a loan?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => In Otbasy Bank, you can apply for a loan only for the purpose of improving housing conditions.
Mortgage registration is possible for the following purposes:
- purchase of a dwelling;
- construction of a house (including the acquisition of a land plot);
- repair and modernization of the dwelling;
- refinancing of loans issued in other banks to improve housing conditions;
- to make a down payment on a mortgage in other banks.
The Bank does not provide loans for consumer needs or car loans.
[~PREVIEW_TEXT] => In Otbasy Bank, you can apply for a loan only for the purpose of improving housing conditions.
Mortgage registration is possible for the following purposes:
- purchase of a dwelling;
- construction of a house (including the acquisition of a land plot);
- repair and modernization of the dwelling;
- refinancing of loans issued in other banks to improve housing conditions;
- to make a down payment on a mortgage in other banks.
The Bank does not provide loans for consumer needs or car loans.
[IBLOCK_SECTION_ID] => 4542
[~IBLOCK_SECTION_ID] => 4542
[TIMESTAMP_X] => 06/29/2024 11:52:49 am
[~TIMESTAMP_X] => 06/29/2024 11:52:49 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[5] => Array
(
[ID] => 429972
[~ID] => 429972
[NAME] => I have saved less than 50% (half) of the required amount, can I get a loan?
[~NAME] => I have saved less than 50% (half) of the required amount, can I get a loan?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] =>
If you've saved up 50% of your home's value, you can apply for an interim loan. It is important to make sure that the evaluation value of your deposit is 5. In addition, you can use the Video Call service to receive calculations and pass prequalification.
You can also apply for a mortgage online, where the commission for considering a loan will be 0 tenge. For organizing the issuance of a loan, a 50% discount will be provided, that is, 0,25% of the loan amount (maximum 100 000 tenge) when registering a mortgage online.
[~PREVIEW_TEXT] =>
If you've saved up 50% of your home's value, you can apply for an interim loan. It is important to make sure that the evaluation value of your deposit is 5. In addition, you can use the Video Call service to receive calculations and pass prequalification.
You can also apply for a mortgage online, where the commission for considering a loan will be 0 tenge. For organizing the issuance of a loan, a 50% discount will be provided, that is, 0,25% of the loan amount (maximum 100 000 tenge) when registering a mortgage online.
[IBLOCK_SECTION_ID] => 4542
[~IBLOCK_SECTION_ID] => 4542
[TIMESTAMP_X] => 06/29/2024 11:53:30 am
[~TIMESTAMP_X] => 06/29/2024 11:53:30 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[6] => Array
(
[ID] => 429975
[~ID] => 429975
[NAME] => What documents are needed to submit to apply for a loan?
[~NAME] => What documents are needed to submit to apply for a loan?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => When prequalifying, you only need an identity card, a certificate of marriage and the birth of children (if any). Prequalification can be completed through a video service, at the Bank's branches, as well as with consultants.
[~PREVIEW_TEXT] => When prequalifying, you only need an identity card, a certificate of marriage and the birth of children (if any). Prequalification can be completed through a video service, at the Bank's branches, as well as with consultants.
[IBLOCK_SECTION_ID] => 4542
[~IBLOCK_SECTION_ID] => 4542
[TIMESTAMP_X] => 06/29/2024 11:53:57 am
[~TIMESTAMP_X] => 06/29/2024 11:53:57 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[7] => Array
(
[ID] => 429978
[~ID] => 429978
[NAME] => How many days is the loan application reviewed?
[~NAME] => How many days is the loan application reviewed?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => The term for consideration of a loan application is 3 working days (the maximum term for consideration is no more than 15 calendar days).
When applying for an online mortgage, you can get an approval decision immediately. To do this, you need to use the Video Call service
[~PREVIEW_TEXT] => The term for consideration of a loan application is 3 working days (the maximum term for consideration is no more than 15 calendar days).
When applying for an online mortgage, you can get an approval decision immediately. To do this, you need to use the Video Call service
[IBLOCK_SECTION_ID] => 4542
[~IBLOCK_SECTION_ID] => 4542
[TIMESTAMP_X] => 06/29/2024 11:54:29 am
[~TIMESTAMP_X] => 06/29/2024 11:54:29 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[8] => Array
(
[ID] => 429954
[~ID] => 429954
[NAME] => How can I get a loan?
[~NAME] => How can I get a loan?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => To obtain a mortgage, you must open a deposit and fulfill the following conditions: choose a program for lending, apply for a loan, save or make an initial payment and provide collateral.
[~PREVIEW_TEXT] => To obtain a mortgage, you must open a deposit and fulfill the following conditions: choose a program for lending, apply for a loan, save or make an initial payment and provide collateral.
[IBLOCK_SECTION_ID] => 4542
[~IBLOCK_SECTION_ID] => 4542
[TIMESTAMP_X] => 06/29/2024 11:50:54 am
[~TIMESTAMP_X] => 06/29/2024 11:50:54 am
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
)
[4545] => Array
(
[0] => Array
(
[ID] => 429999
[~ID] => 429999
[NAME] => Do you issue car loans/consumer loans?
[~NAME] => Do you issue car loans/consumer loans?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => No, the Bank issues loans only to improve housing conditions, such as:
- purchase of a home,
- construction of a house (including the purchase of a land plot),
- repair and modernization of housing,
- refinancing of loans issued from other banks to improve housing conditions,
- to make an initial mortgage payment from other banks.
[~PREVIEW_TEXT] => No, the Bank issues loans only to improve housing conditions, such as:
- purchase of a home,
- construction of a house (including the purchase of a land plot),
- repair and modernization of housing,
- refinancing of loans issued from other banks to improve housing conditions,
- to make an initial mortgage payment from other banks.
[IBLOCK_SECTION_ID] => 4545
[~IBLOCK_SECTION_ID] => 4545
[TIMESTAMP_X] => 06/27/2024 05:31:00 pm
[~TIMESTAMP_X] => 06/27/2024 05:31:00 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[1] => Array
(
[ID] => 430032
[~ID] => 430032
[NAME] => How much do I need to save to buy a home?
[~NAME] => How much do I need to save to buy a home?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => The bank offers the following loans with a down payment of 10%:
1) Housing loan: down payment - 50%, loan/credit rate will be from 6 % to 8,5%, APR min 6,2% max 8,7%";
2) Bridge loan : down payment - 50%, loan/credit rate will be from
6% to 8,5%, AEIR min 6.2% max 8,7%;
3) Preliminary loan : down payment from 10 to 50%, loan/credit rate will be from 5 to 14,4%;
4) State programs «Concept 2-10-20», «Concept 5-10-20»: initial payment from 10%, interest rate on the loan/credit will be from 2 to 5%;
5) Programs for all bank depositors:
• «Svoy Dom» with a down payment of 50%, the interest rate on the loan/credit will be 6%-7%,
AEIR min 6,2% max 9%;
• «Green» mortgage with a down payment of 20%, the interest rate on the loan/credit will be 12,5%;
• «Umai» with a down payment of 15-20%, the interest rate on the loan/credit will be 14,4%;
• «Corporate product»;
• «Zhana Baspana» with a down payment of 15 to 50%, the interest rate on the loan/credit will be from 6-8%;
• «Otau» with a down payment of 20%, the loan/credit rate will be 9%;
• «Jas Otbasy» with a down payment of 50%, the interest rate on the loan/credit will be 6%; • Mortgage «Nauryz» with a down payment of 20%, the interest rate on the loan/credit will be for SVGP (socially vulnerable groups of the population) 7% AEIR min 7,3% max 8,9%, for other clients 9% AEIR min 9,3% max 11.8%.
[~PREVIEW_TEXT] => The bank offers the following loans with a down payment of 10%:
1) Housing loan: down payment - 50%, loan/credit rate will be from 6 % to 8,5%, APR min 6,2% max 8,7%";
2) Bridge loan : down payment - 50%, loan/credit rate will be from
6% to 8,5%, AEIR min 6.2% max 8,7%;
3) Preliminary loan : down payment from 10 to 50%, loan/credit rate will be from 5 to 14,4%;
4) State programs «Concept 2-10-20», «Concept 5-10-20»: initial payment from 10%, interest rate on the loan/credit will be from 2 to 5%;
5) Programs for all bank depositors:
• «Svoy Dom» with a down payment of 50%, the interest rate on the loan/credit will be 6%-7%,
AEIR min 6,2% max 9%;
• «Green» mortgage with a down payment of 20%, the interest rate on the loan/credit will be 12,5%;
• «Umai» with a down payment of 15-20%, the interest rate on the loan/credit will be 14,4%;
• «Corporate product»;
• «Zhana Baspana» with a down payment of 15 to 50%, the interest rate on the loan/credit will be from 6-8%;
• «Otau» with a down payment of 20%, the loan/credit rate will be 9%;
• «Jas Otbasy» with a down payment of 50%, the interest rate on the loan/credit will be 6%; • Mortgage «Nauryz» with a down payment of 20%, the interest rate on the loan/credit will be for SVGP (socially vulnerable groups of the population) 7% AEIR min 7,3% max 8,9%, for other clients 9% AEIR min 9,3% max 11.8%.
[IBLOCK_SECTION_ID] => 4545
[~IBLOCK_SECTION_ID] => 4545
[TIMESTAMP_X] => 12/12/2024 12:40:34 pm
[~TIMESTAMP_X] => 12/12/2024 12:40:34 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[2] => Array
(
[ID] => 430029
[~ID] => 430029
[NAME] => Can I buy an apartment in a privatized dormitory?
[~NAME] => Can I buy an apartment in a privatized dormitory?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Yes, lending is carried out on general terms. It is necessary to document the purpose of the loan - the apartment must be recognized as housing
[~PREVIEW_TEXT] => Yes, lending is carried out on general terms. It is necessary to document the purpose of the loan - the apartment must be recognized as housing
[IBLOCK_SECTION_ID] => 4545
[~IBLOCK_SECTION_ID] => 4545
[TIMESTAMP_X] => 06/27/2024 05:34:02 pm
[~TIMESTAMP_X] => 06/27/2024 05:34:02 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[3] => Array
(
[ID] => 430026
[~ID] => 430026
[NAME] => What is confirmation of the purpose of the loan?
[~NAME] => What is confirmation of the purpose of the loan?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Confirmation of the purpose of the loan is the use of the amount of the loan issued only for the improvement of housing conditions, in accordance with the purpose specified in the loan application.
Confirmation of the purpose of the loan is carried out by the relevant documents within the prescribed period
[~PREVIEW_TEXT] => Confirmation of the purpose of the loan is the use of the amount of the loan issued only for the improvement of housing conditions, in accordance with the purpose specified in the loan application.
Confirmation of the purpose of the loan is carried out by the relevant documents within the prescribed period
[IBLOCK_SECTION_ID] => 4545
[~IBLOCK_SECTION_ID] => 4545
[TIMESTAMP_X] => 06/27/2024 05:33:44 pm
[~TIMESTAMP_X] => 06/27/2024 05:33:44 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[4] => Array
(
[ID] => 430023
[~ID] => 430023
[NAME] => How long can I get a loan?
[~NAME] => How long can I get a loan?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => If the documents provided are complete and correct, you can apply for a loan within 5-9 business days
[~PREVIEW_TEXT] => If the documents provided are complete and correct, you can apply for a loan within 5-9 business days
[IBLOCK_SECTION_ID] => 4545
[~IBLOCK_SECTION_ID] => 4545
[TIMESTAMP_X] => 06/27/2024 05:33:23 pm
[~TIMESTAMP_X] => 06/27/2024 05:33:23 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[5] => Array
(
[ID] => 430020
[~ID] => 430020
[NAME] => Can you give me the missing amount to buy a house?
[~NAME] => Can you give me the missing amount to buy a house?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Yes. You need to save up or deposit 50% of the amount you need at a time, confirm your solvency and provide collateral for real estate.
In the case of a housing loan in the amount of up to 3 million tenge, a guarantee of an individual can be provided instead of a pledge.
[~PREVIEW_TEXT] => Yes. You need to save up or deposit 50% of the amount you need at a time, confirm your solvency and provide collateral for real estate.
In the case of a housing loan in the amount of up to 3 million tenge, a guarantee of an individual can be provided instead of a pledge.
[IBLOCK_SECTION_ID] => 4545
[~IBLOCK_SECTION_ID] => 4545
[TIMESTAMP_X] => 06/27/2024 05:32:58 pm
[~TIMESTAMP_X] => 06/27/2024 05:32:58 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[6] => Array
(
[ID] => 430014
[~ID] => 430014
[NAME] => How many loans can I apply for?
[~NAME] => How many loans can I apply for?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => You can apply for several loans, the total amount of which will not exceed 100 million tenge
[~PREVIEW_TEXT] => You can apply for several loans, the total amount of which will not exceed 100 million tenge
[IBLOCK_SECTION_ID] => 4545
[~IBLOCK_SECTION_ID] => 4545
[TIMESTAMP_X] => 06/27/2024 05:32:34 pm
[~TIMESTAMP_X] => 06/27/2024 05:32:34 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[7] => Array
(
[ID] => 430011
[~ID] => 430011
[NAME] => Can I get a loan in a foreign currency?
[~NAME] => Can I get a loan in a foreign currency?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => No. The Bank's loans are issued only in the national currency.
[~PREVIEW_TEXT] => No. The Bank's loans are issued only in the national currency.
[IBLOCK_SECTION_ID] => 4545
[~IBLOCK_SECTION_ID] => 4545
[TIMESTAMP_X] => 06/27/2024 05:32:13 pm
[~TIMESTAMP_X] => 06/27/2024 05:32:13 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[8] => Array
(
[ID] => 430008
[~ID] => 430008
[NAME] => How long can I get a loan?
[~NAME] => How long can I get a loan?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => The loan term for a housing loan is from 6 months to 25 years. The loan term is calculated according to the value of the estimated indicator and the age of the borrower.
The loan term for an interim loan is from 6 months to 25 years.
The loan term for a preliminary loan is from 6 months to 8 years.
The loan term for an interim and preliminary loan is calculated based on the solvency and age of the borrower.
[~PREVIEW_TEXT] => The loan term for a housing loan is from 6 months to 25 years. The loan term is calculated according to the value of the estimated indicator and the age of the borrower.
The loan term for an interim loan is from 6 months to 25 years.
The loan term for a preliminary loan is from 6 months to 8 years.
The loan term for an interim and preliminary loan is calculated based on the solvency and age of the borrower.
[IBLOCK_SECTION_ID] => 4545
[~IBLOCK_SECTION_ID] => 4545
[TIMESTAMP_X] => 06/27/2024 05:31:47 pm
[~TIMESTAMP_X] => 06/27/2024 05:31:47 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[9] => Array
(
[ID] => 430002
[~ID] => 430002
[NAME] => How much money can I get on credit?
[~NAME] => How much money can I get on credit?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => It depends on the amount of your savings and proof of solvency.
The maximum amount of a housing loan is 100 million tenge;
The maximum amount of an interim loan is 100 million tenge;
The maximum amount of the preliminary loan is 50 million tenge.
[~PREVIEW_TEXT] => It depends on the amount of your savings and proof of solvency.
The maximum amount of a housing loan is 100 million tenge;
The maximum amount of an interim loan is 100 million tenge;
The maximum amount of the preliminary loan is 50 million tenge.
[IBLOCK_SECTION_ID] => 4545
[~IBLOCK_SECTION_ID] => 4545
[TIMESTAMP_X] => 06/27/2024 05:31:21 pm
[~TIMESTAMP_X] => 06/27/2024 05:31:21 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[10] => Array
(
[ID] => 429996
[~ID] => 429996
[NAME] => What types of loans do you have?
[~NAME] => What types of loans do you have?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => The following programs and loans are presented in Otbasy Bank:
“Housing loan" with an initial payment of 50%;
An “interim loan” with an initial payment of 50%;
A “pre-loan" with an initial payment of 10 to 50%;
“State programs” within the framework of the Concept of housing and communal infrastructure development for 2023-2029 (Nurly Zher, Shanyrak, Bakytty Otbasy) with an initial contribution of 10%;
“Your House” with a down payment of 50%;
“Green mortgage” with a down payment of 20%;
“Umai" with an initial payment of 15-20%;
“Corporate product”;
“Jean Baspana" with an initial payment from 15 to 50%;
Otau with an initial payment of 20%;
Nauryz with an initial payment of 20%
“Regional lending programs” with an initial payment of 20%;
“Zhas Otbasy" with an initial payment of 50%, for holders of deposits of Zhas Otbasy.
[~PREVIEW_TEXT] => The following programs and loans are presented in Otbasy Bank:
“Housing loan" with an initial payment of 50%;
An “interim loan” with an initial payment of 50%;
A “pre-loan" with an initial payment of 10 to 50%;
“State programs” within the framework of the Concept of housing and communal infrastructure development for 2023-2029 (Nurly Zher, Shanyrak, Bakytty Otbasy) with an initial contribution of 10%;
“Your House” with a down payment of 50%;
“Green mortgage” with a down payment of 20%;
“Umai" with an initial payment of 15-20%;
“Corporate product”;
“Jean Baspana" with an initial payment from 15 to 50%;
Otau with an initial payment of 20%;
Nauryz with an initial payment of 20%
“Regional lending programs” with an initial payment of 20%;
“Zhas Otbasy" with an initial payment of 50%, for holders of deposits of Zhas Otbasy.
[IBLOCK_SECTION_ID] => 4545
[~IBLOCK_SECTION_ID] => 4545
[TIMESTAMP_X] => 06/27/2024 05:30:37 pm
[~TIMESTAMP_X] => 06/27/2024 05:30:37 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[11] => Array
(
[ID] => 429993
[~ID] => 429993
[NAME] => Why is it profitable for me to get a loan from your Bank?
[~NAME] => Why is it profitable for me to get a loan from your Bank?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Advantages of Bank loans:
- The lowest rates on housing loans – from 3.5% to 5% per annum;
- - Tax benefits for borrowers;
- The possibility of purchasing housing on the market of your choice,
- Participation in the programs "Nurly Zher", "Your home", "Bakytty Otbasy", "Shanyrak" (5-10-20), "Almaty Zhastary", "Military" and others;
- Purchase of housing from the Bank's partners-private developers at a price below the market;
- Different types of loans depending on savings;
- Accrual of remuneration, government bonuses for deposits on interim and preliminary loans.
[~PREVIEW_TEXT] => Advantages of Bank loans:
- The lowest rates on housing loans – from 3.5% to 5% per annum;
- - Tax benefits for borrowers;
- The possibility of purchasing housing on the market of your choice,
- Participation in the programs "Nurly Zher", "Your home", "Bakytty Otbasy", "Shanyrak" (5-10-20), "Almaty Zhastary", "Military" and others;
- Purchase of housing from the Bank's partners-private developers at a price below the market;
- Different types of loans depending on savings;
- Accrual of remuneration, government bonuses for deposits on interim and preliminary loans.
[IBLOCK_SECTION_ID] => 4545
[~IBLOCK_SECTION_ID] => 4545
[TIMESTAMP_X] => 06/27/2024 05:30:16 pm
[~TIMESTAMP_X] => 06/27/2024 05:30:16 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[12] => Array
(
[ID] => 429987
[~ID] => 429987
[NAME] => For what purposes can I get a loan?
[~NAME] => For what purposes can I get a loan?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => To improve housing conditions:
- purchase of a dwelling,
- construction of a house (including the purchase of a land plot),
- repair and modernization of housing,
- refinancing of loans issued from other banks to improve housing conditions,
- to make a down payment on a mortgage from other banks.
[~PREVIEW_TEXT] => To improve housing conditions:
- purchase of a dwelling,
- construction of a house (including the purchase of a land plot),
- repair and modernization of housing,
- refinancing of loans issued from other banks to improve housing conditions,
- to make a down payment on a mortgage from other banks.
[IBLOCK_SECTION_ID] => 4545
[~IBLOCK_SECTION_ID] => 4545
[TIMESTAMP_X] => 06/27/2024 05:29:51 pm
[~TIMESTAMP_X] => 06/27/2024 05:29:51 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
)
[4551] => Array
(
[0] => Array
(
[ID] => 430047
[~ID] => 430047
[NAME] => When can I apply for a housing loan?
[~NAME] => When can I apply for a housing loan?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => A housing loan can be issued after 3 years from the date of opening the deposit, upon reaching the minimum value of OP 16 and accumulating 50% of the required amount
[~PREVIEW_TEXT] => A housing loan can be issued after 3 years from the date of opening the deposit, upon reaching the minimum value of OP 16 and accumulating 50% of the required amount
[IBLOCK_SECTION_ID] => 4551
[~IBLOCK_SECTION_ID] => 4551
[TIMESTAMP_X] => 06/27/2024 05:56:29 pm
[~TIMESTAMP_X] => 06/27/2024 05:56:29 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[1] => Array
(
[ID] => 430053
[~ID] => 430053
[NAME] => Is there a fee for processing a housing loan?
[~NAME] => Is there a fee for processing a housing loan?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => When applying for a housing loan, no commission is charged for reviewing a loan application and arranging a loan.
The commission is charged only when paying off the loan:
- for the payment of the loan in cash - 0.5% of the loan amount (min 1,500 tenge, max 50,000 tenge);
- for the transfer of a loan by non-cash method - 0.3% of the transfer amount (min 1,500 tenge, max 10,000 tenge).
[~PREVIEW_TEXT] => When applying for a housing loan, no commission is charged for reviewing a loan application and arranging a loan.
The commission is charged only when paying off the loan:
- for the payment of the loan in cash - 0.5% of the loan amount (min 1,500 tenge, max 50,000 tenge);
- for the transfer of a loan by non-cash method - 0.3% of the transfer amount (min 1,500 tenge, max 10,000 tenge).
[IBLOCK_SECTION_ID] => 4551
[~IBLOCK_SECTION_ID] => 4551
[TIMESTAMP_X] => 06/27/2024 05:57:13 pm
[~TIMESTAMP_X] => 06/27/2024 05:57:13 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[2] => Array
(
[ID] => 430050
[~ID] => 430050
[NAME] => How much interest will be accrued - 100% or 50%?
[~NAME] => How much interest will be accrued - 100% or 50%?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Interest is accrued on the amount of the housing loan, that is, on the difference between the depositor's savings and the contractual amount. The amount of the housing loan is equal to 50% of the contractual amount or less. Loan amount = contractual amount - depositor's savings
[~PREVIEW_TEXT] => Interest is accrued on the amount of the housing loan, that is, on the difference between the depositor's savings and the contractual amount. The amount of the housing loan is equal to 50% of the contractual amount or less. Loan amount = contractual amount - depositor's savings
[IBLOCK_SECTION_ID] => 4551
[~IBLOCK_SECTION_ID] => 4551
[TIMESTAMP_X] => 06/27/2024 05:56:53 pm
[~TIMESTAMP_X] => 06/27/2024 05:56:53 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[3] => Array
(
[ID] => 430044
[~ID] => 430044
[NAME] => For how long is a housing loan issued?
[~NAME] => For how long is a housing loan issued?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => A housing loan is issued for a period of 6 months to 25 years, depending on the value of the estimated indicator. The higher the OP value, the longer the loan term.
For example, in order to apply for a loan for 7 years, the value of the Op must be at least 20.
[~PREVIEW_TEXT] => A housing loan is issued for a period of 6 months to 25 years, depending on the value of the estimated indicator. The higher the OP value, the longer the loan term.
For example, in order to apply for a loan for 7 years, the value of the Op must be at least 20.
[IBLOCK_SECTION_ID] => 4551
[~IBLOCK_SECTION_ID] => 4551
[TIMESTAMP_X] => 06/27/2024 05:56:02 pm
[~TIMESTAMP_X] => 06/27/2024 05:56:02 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[4] => Array
(
[ID] => 430041
[~ID] => 430041
[NAME] => How can I get a housing loan?
[~NAME] => How can I get a housing loan?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => To apply for a housing loan, you need to open a deposit in a Bank and fulfill the following conditions:
- accumulate at least 50% (half) from the amount you need;
- achieving an estimated score of at least 16;
- the accumulation period is more than 3 years;
- submit a loan application;
- provide collateral.
[~PREVIEW_TEXT] => To apply for a housing loan, you need to open a deposit in a Bank and fulfill the following conditions:
- accumulate at least 50% (half) from the amount you need;
- achieving an estimated score of at least 16;
- the accumulation period is more than 3 years;
- submit a loan application;
- provide collateral.
[IBLOCK_SECTION_ID] => 4551
[~IBLOCK_SECTION_ID] => 4551
[TIMESTAMP_X] => 06/27/2024 05:55:43 pm
[~TIMESTAMP_X] => 06/27/2024 05:55:43 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[5] => Array
(
[ID] => 430038
[~ID] => 430038
[NAME] => What are the housing loan rates?
[~NAME] => What are the housing loan rates?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => The interest rate on a housing loan ranges from 3.5% per annum to 5% per annum.
The remuneration rate depends on the value of the estimated indicator (hereinafter referred to as the OP). The higher the OP value, the lower the loan rate.
You can see the remuneration rate for different OP values in the table below. For example, to apply for a loan at 4% per annum, the OP value must be at least 35.
[~PREVIEW_TEXT] => The interest rate on a housing loan ranges from 3.5% per annum to 5% per annum.
The remuneration rate depends on the value of the estimated indicator (hereinafter referred to as the OP). The higher the OP value, the lower the loan rate.
You can see the remuneration rate for different OP values in the table below. For example, to apply for a loan at 4% per annum, the OP value must be at least 35.
[IBLOCK_SECTION_ID] => 4551
[~IBLOCK_SECTION_ID] => 4551
[TIMESTAMP_X] => 06/27/2024 05:55:24 pm
[~TIMESTAMP_X] => 06/27/2024 05:55:24 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[6] => Array
(
[ID] => 430035
[~ID] => 430035
[NAME] => What is a housing loan?
[~NAME] => What is a housing loan?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => A housing loan is provided in the amount of the difference between the contractual amount and the accumulated savings.
To apply for a housing loan at a rate of 3.5-5% per annum, the following conditions must be met:
- accumulation of at least 50% of the agreed amount;
- achieving an estimated score of at least 16;
- the accumulation period is more than 3 years;
- provision of collateral.
[~PREVIEW_TEXT] => A housing loan is provided in the amount of the difference between the contractual amount and the accumulated savings.
To apply for a housing loan at a rate of 3.5-5% per annum, the following conditions must be met:
- accumulation of at least 50% of the agreed amount;
- achieving an estimated score of at least 16;
- the accumulation period is more than 3 years;
- provision of collateral.
[IBLOCK_SECTION_ID] => 4551
[~IBLOCK_SECTION_ID] => 4551
[TIMESTAMP_X] => 06/27/2024 05:54:57 pm
[~TIMESTAMP_X] => 06/27/2024 05:54:57 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
)
[4554] => Array
(
[0] => Array
(
[ID] => 430056
[~ID] => 430056
[NAME] => What is an interim housing loan?
[~NAME] => What is an interim housing loan?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => If the term of your savings is less than three years, but you already have 50% of the cost of housing, then you can get an interim loan.
An interim loan involves early accumulation or a one-time deposit of 50% of the required amount and receiving a loan up to 100% of the required amount.
To apply for an interim loan, a minimum value of an estimated indicator of 5 is required.
[~PREVIEW_TEXT] => If the term of your savings is less than three years, but you already have 50% of the cost of housing, then you can get an interim loan.
An interim loan involves early accumulation or a one-time deposit of 50% of the required amount and receiving a loan up to 100% of the required amount.
To apply for an interim loan, a minimum value of an estimated indicator of 5 is required.
[IBLOCK_SECTION_ID] => 4554
[~IBLOCK_SECTION_ID] => 4554
[TIMESTAMP_X] => 06/27/2024 06:06:32 pm
[~TIMESTAMP_X] => 06/27/2024 06:06:32 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[1] => Array
(
[ID] => 430059
[~ID] => 430059
[NAME] => What are the rates for an interim housing loan?
[~NAME] => What are the rates for an interim housing loan?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => "Interest rates on interim housing loans, depending on the estimated indicator:
- from 6% to 7.5% per annum - on loans under the program ""Lending for the purchase of primary/ secondary housing, including under an equity participation agreement, and for housing construction (including the purchase of land) under the Program of the Bank ""Zhana Baspana"""";
- from 6.5% to 7.5% per annum with the condition of monthly payment of not only accrued remuneration, but also the principal debt;
- from 7% to 8% per annum with the condition of monthly payment of accrued remuneration and repayment of 50% of the principal debt (loan condition ""Zhenil-2"");
- from 7.5% to 8.5% per annum with the condition of monthly payment of only accrued remuneration with deferred payment on the principal debt (deferred payment for no more than 3 years) (loan condition ""Married"")
To apply for an interim loan, a minimum value of an estimated indicator of 5 is required
It is necessary to set the value of the estimated indicator for an interim housing loan in the amount of ""7"" for the provision of interim housing loans for the purpose of purchasing housing within the framework of subsidizing part of the initial payment by the construction company."
[~PREVIEW_TEXT] => "Interest rates on interim housing loans, depending on the estimated indicator:
- from 6% to 7.5% per annum - on loans under the program ""Lending for the purchase of primary/ secondary housing, including under an equity participation agreement, and for housing construction (including the purchase of land) under the Program of the Bank ""Zhana Baspana"""";
- from 6.5% to 7.5% per annum with the condition of monthly payment of not only accrued remuneration, but also the principal debt;
- from 7% to 8% per annum with the condition of monthly payment of accrued remuneration and repayment of 50% of the principal debt (loan condition ""Zhenil-2"");
- from 7.5% to 8.5% per annum with the condition of monthly payment of only accrued remuneration with deferred payment on the principal debt (deferred payment for no more than 3 years) (loan condition ""Married"")
To apply for an interim loan, a minimum value of an estimated indicator of 5 is required
It is necessary to set the value of the estimated indicator for an interim housing loan in the amount of ""7"" for the provision of interim housing loans for the purpose of purchasing housing within the framework of subsidizing part of the initial payment by the construction company."
[IBLOCK_SECTION_ID] => 4554
[~IBLOCK_SECTION_ID] => 4554
[TIMESTAMP_X] => 06/27/2024 06:06:55 pm
[~TIMESTAMP_X] => 06/27/2024 06:06:55 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[2] => Array
(
[ID] => 430062
[~ID] => 430062
[NAME] => How can I get an interim housing loan?
[~NAME] => How can I get an interim housing loan?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => An interim loan is issued by submitting a loan application after accumulating or depositing 50% of the savings from the required amount on a deposit, confirming solvency and providing collateral. It should be noted that, in order to issue an interim loan, a minimum value of an estimated indicator of 5 is required
[~PREVIEW_TEXT] => An interim loan is issued by submitting a loan application after accumulating or depositing 50% of the savings from the required amount on a deposit, confirming solvency and providing collateral. It should be noted that, in order to issue an interim loan, a minimum value of an estimated indicator of 5 is required
[IBLOCK_SECTION_ID] => 4554
[~IBLOCK_SECTION_ID] => 4554
[TIMESTAMP_X] => 06/27/2024 06:07:34 pm
[~TIMESTAMP_X] => 06/27/2024 06:07:34 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[3] => Array
(
[ID] => 430065
[~ID] => 430065
[NAME] => For how long is an interim housing loan issued?
[~NAME] => For how long is an interim housing loan issued?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => An interim loan is issued for a period of 6 months to 25 years
[~PREVIEW_TEXT] => An interim loan is issued for a period of 6 months to 25 years
[IBLOCK_SECTION_ID] => 4554
[~IBLOCK_SECTION_ID] => 4554
[TIMESTAMP_X] => 06/27/2024 06:08:07 pm
[~TIMESTAMP_X] => 06/27/2024 06:08:07 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[4] => Array
(
[ID] => 430068
[~ID] => 430068
[NAME] => Why should I pay interest on the entire amount, I put my 50% down?
[~NAME] => Why should I pay interest on the entire amount, I put my 50% down?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Since an interim loan is issued in 100% of the amount of the agreed amount, and the 50% (half) you have deposited is on deposit and is collateral for the loan. The deposit fee and the state bonus are accrued on the savings on the deposit.
In the future, your savings, after reaching certain conditions, will be used to repay the principal debt on an interim loan, and the loan rate will decrease to 3.5-5% per annum.
Conditions for switching to a loan at 3.5-5% per annum:
- accumulation of 50% of the agreed amount;
- achieving an estimated score of at least 16;
- the accumulation period is 3 years.
[~PREVIEW_TEXT] => Since an interim loan is issued in 100% of the amount of the agreed amount, and the 50% (half) you have deposited is on deposit and is collateral for the loan. The deposit fee and the state bonus are accrued on the savings on the deposit.
In the future, your savings, after reaching certain conditions, will be used to repay the principal debt on an interim loan, and the loan rate will decrease to 3.5-5% per annum.
Conditions for switching to a loan at 3.5-5% per annum:
- accumulation of 50% of the agreed amount;
- achieving an estimated score of at least 16;
- the accumulation period is 3 years.
[IBLOCK_SECTION_ID] => 4554
[~IBLOCK_SECTION_ID] => 4554
[TIMESTAMP_X] => 06/27/2024 06:08:26 pm
[~TIMESTAMP_X] => 06/27/2024 06:08:26 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[5] => Array
(
[ID] => 430071
[~ID] => 430071
[NAME] => When will the interest rate decrease and the transition to a housing loan be?
[~NAME] => When will the interest rate decrease and the transition to a housing loan be?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => To switch from an interim loan to a housing loan with a lower interest rate of 3.5-5% per annum, the following conditions must be met:
Achieving an estimated score of at least 16;
Reaching the deposit accumulation period of at least 3 years.
[~PREVIEW_TEXT] => To switch from an interim loan to a housing loan with a lower interest rate of 3.5-5% per annum, the following conditions must be met:
Achieving an estimated score of at least 16;
Reaching the deposit accumulation period of at least 3 years.
[IBLOCK_SECTION_ID] => 4554
[~IBLOCK_SECTION_ID] => 4554
[TIMESTAMP_X] => 06/27/2024 06:08:47 pm
[~TIMESTAMP_X] => 06/27/2024 06:08:47 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[6] => Array
(
[ID] => 430074
[~ID] => 430074
[NAME] => Will the initial payment of 50%, which are on deposit as collateral for an interim loan, be credited with remuneration and a state bonus?
[~NAME] => Will the initial payment of 50%, which are on deposit as collateral for an interim loan, be credited with remuneration and a state bonus?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Yes. Your savings on the deposit will be credited with a Bank fee of 2% per annum and a government bonus of 20% annually.
[~PREVIEW_TEXT] => Yes. Your savings on the deposit will be credited with a Bank fee of 2% per annum and a government bonus of 20% annually.
[IBLOCK_SECTION_ID] => 4554
[~IBLOCK_SECTION_ID] => 4554
[TIMESTAMP_X] => 06/27/2024 06:09:15 pm
[~TIMESTAMP_X] => 06/27/2024 06:09:15 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
)
[4557] => Array
(
[0] => Array
(
[ID] => 430077
[~ID] => 430077
[NAME] => What is a pre-loan?
[~NAME] => What is a pre-loan?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => A pre-loan is a preferential loan that can be obtained in advance with only 10-20% of the amount needed to buy a home on deposit.
A preliminary loan is issued without the condition of repayment of the principal debt before the payment of the agreed amount. At the same time, the borrower pays a fee for using the loan and accumulates half of the amount of the cost of housing before switching to a housing loan at a rate of 3.5-5% per annum.
[~PREVIEW_TEXT] => A pre-loan is a preferential loan that can be obtained in advance with only 10-20% of the amount needed to buy a home on deposit.
A preliminary loan is issued without the condition of repayment of the principal debt before the payment of the agreed amount. At the same time, the borrower pays a fee for using the loan and accumulates half of the amount of the cost of housing before switching to a housing loan at a rate of 3.5-5% per annum.
[IBLOCK_SECTION_ID] => 4557
[~IBLOCK_SECTION_ID] => 4557
[TIMESTAMP_X] => 06/27/2024 06:10:31 pm
[~TIMESTAMP_X] => 06/27/2024 06:10:31 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[1] => Array
(
[ID] => 430095
[~ID] => 430095
[NAME] => Why should I pay interest on the entire amount?
[~NAME] => Why should I pay interest on the entire amount?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Since the preliminary loan is issued in 100% of the amount of the agreed amount, and the money you have accumulated is on deposit and is collateral for the loan. The deposit fee and the state bonus are accrued on the savings on the deposit.
In the future, your savings, after reaching certain conditions, will be used to repay the principal debt on an interim loan, and the loan rate will decrease to 3.5-5% per annum.
Conditions for switching to a loan at 3.5-5% per annum:
- accumulation of 50% of the agreed amount;
- achieving an estimated score of at least 16;
- the accumulation period is 3 years.
[~PREVIEW_TEXT] => Since the preliminary loan is issued in 100% of the amount of the agreed amount, and the money you have accumulated is on deposit and is collateral for the loan. The deposit fee and the state bonus are accrued on the savings on the deposit.
In the future, your savings, after reaching certain conditions, will be used to repay the principal debt on an interim loan, and the loan rate will decrease to 3.5-5% per annum.
Conditions for switching to a loan at 3.5-5% per annum:
- accumulation of 50% of the agreed amount;
- achieving an estimated score of at least 16;
- the accumulation period is 3 years.
[IBLOCK_SECTION_ID] => 4557
[~IBLOCK_SECTION_ID] => 4557
[TIMESTAMP_X] => 06/27/2024 06:13:47 pm
[~TIMESTAMP_X] => 06/27/2024 06:13:47 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[2] => Array
(
[ID] => 430092
[~ID] => 430092
[NAME] => Will my savings be credited with remuneration and bonuses from the state?
[~NAME] => Will my savings be credited with remuneration and bonuses from the state?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Yes. The Bank's remuneration in the amount of 2% per annum and the state's premium in the amount of 20% annually are accrued on your savings on the deposit.
[~PREVIEW_TEXT] => Yes. The Bank's remuneration in the amount of 2% per annum and the state's premium in the amount of 20% annually are accrued on your savings on the deposit.
[IBLOCK_SECTION_ID] => 4557
[~IBLOCK_SECTION_ID] => 4557
[TIMESTAMP_X] => 06/27/2024 06:13:20 pm
[~TIMESTAMP_X] => 06/27/2024 06:13:20 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[3] => Array
(
[ID] => 430089
[~ID] => 430089
[NAME] => When will there be a reduction in the interest rate and a transition to a housing loan?
[~NAME] => When will there be a reduction in the interest rate and a transition to a housing loan?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => The transition to a housing loan and a reduction in the rate to 3.5-5% per annum will occur if the following conditions are met:
- accumulation of 50% of the agreed amount;
- achieving an estimated score of at least 16;
- the accumulation period is 3 years.
[~PREVIEW_TEXT] => The transition to a housing loan and a reduction in the rate to 3.5-5% per annum will occur if the following conditions are met:
- accumulation of 50% of the agreed amount;
- achieving an estimated score of at least 16;
- the accumulation period is 3 years.
[IBLOCK_SECTION_ID] => 4557
[~IBLOCK_SECTION_ID] => 4557
[TIMESTAMP_X] => 06/27/2024 06:12:42 pm
[~TIMESTAMP_X] => 06/27/2024 06:12:42 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[4] => Array
(
[ID] => 430086
[~ID] => 430086
[NAME] => For how long is a preliminary housing loan issued?
[~NAME] => For how long is a preliminary housing loan issued?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Предварительный заем выдается на срок от 6 месяцев до 8 лет.
На срок займа влияет возраст заемщика, его доход, запланированное значение оценочного показателя, которое необходимо достигнуть.
Поделиться
[~PREVIEW_TEXT] => Предварительный заем выдается на срок от 6 месяцев до 8 лет.
На срок займа влияет возраст заемщика, его доход, запланированное значение оценочного показателя, которое необходимо достигнуть.
Поделиться
[IBLOCK_SECTION_ID] => 4557
[~IBLOCK_SECTION_ID] => 4557
[TIMESTAMP_X] => 06/27/2024 06:12:06 pm
[~TIMESTAMP_X] => 06/27/2024 06:12:06 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[5] => Array
(
[ID] => 430083
[~ID] => 430083
[NAME] => Как я могу получить предварительный заем?
[~NAME] => Как я могу получить предварительный заем?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => To participate in the programs, you must meet the requirements of the selected program and apply for participation.
According to state programs (Concept 2-10-20, Concept 5-10-20) and the Your Home program, you must sel ect an object if it is available on the portal baspana.kz .
According to regional programs, it is necessary to receive a referral for participation fr om local executive bodies.
According to the Zhana Baspan program, applicants included in the list are sent an SMS notification indicating the deadlines for submitting a loan application.
For other programs, you must submit an application on the portal to participate baspana.kz .
[~PREVIEW_TEXT] => To participate in the programs, you must meet the requirements of the selected program and apply for participation.
According to state programs (Concept 2-10-20, Concept 5-10-20) and the Your Home program, you must sel ect an object if it is available on the portal baspana.kz .
According to regional programs, it is necessary to receive a referral for participation fr om local executive bodies.
According to the Zhana Baspan program, applicants included in the list are sent an SMS notification indicating the deadlines for submitting a loan application.
For other programs, you must submit an application on the portal to participate baspana.kz .
[IBLOCK_SECTION_ID] => 4557
[~IBLOCK_SECTION_ID] => 4557
[TIMESTAMP_X] => 06/27/2024 06:11:26 pm
[~TIMESTAMP_X] => 06/27/2024 06:11:26 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[6] => Array
(
[ID] => 430080
[~ID] => 430080
[NAME] => What are the pre-loan rates?
[~NAME] => What are the pre-loan rates?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Предварительный заем можно оформить в рамках программ Нұрлы жер, Бақытты отбасы, Шаңырақ (5-10-20), Военный продукт, Алматы жастары, Свой дом (зависит от цены за 1 кв.м.).
Ставки по займу:
- Бақытты отбасы - 2% годовых, взнос - 10%;
- Шаңырақ (5-10-20) - 5% годовых, взнос - 10%;
- Нұрлы жер - 5% годовых, взнос - 20%;
- Алматы жастары - 5% годовых, взнос - 10%;
- Военный продукт - 8% годовых, взнос - 15%;
- Свой дом - 7% годовых, взнос - 20%.
[~PREVIEW_TEXT] => Предварительный заем можно оформить в рамках программ Нұрлы жер, Бақытты отбасы, Шаңырақ (5-10-20), Военный продукт, Алматы жастары, Свой дом (зависит от цены за 1 кв.м.).
Ставки по займу:
- Бақытты отбасы - 2% годовых, взнос - 10%;
- Шаңырақ (5-10-20) - 5% годовых, взнос - 10%;
- Нұрлы жер - 5% годовых, взнос - 20%;
- Алматы жастары - 5% годовых, взнос - 10%;
- Военный продукт - 8% годовых, взнос - 15%;
- Свой дом - 7% годовых, взнос - 20%.
[IBLOCK_SECTION_ID] => 4557
[~IBLOCK_SECTION_ID] => 4557
[TIMESTAMP_X] => 06/27/2024 06:10:56 pm
[~TIMESTAMP_X] => 06/27/2024 06:10:56 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
)
[4560] => Array
(
[0] => Array
(
[ID] => 430128
[~ID] => 430128
[NAME] => Who pays for the expenses incurred during the inspection of housing?
[~NAME] => Who pays for the expenses incurred during the inspection of housing?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => The borrower does not pay the costs of the property inspection. The Borrower must provide access to the real estate for inspection by Bank employees.
[~PREVIEW_TEXT] => The borrower does not pay the costs of the property inspection. The Borrower must provide access to the real estate for inspection by Bank employees.
[IBLOCK_SECTION_ID] => 4560
[~IBLOCK_SECTION_ID] => 4560
[TIMESTAMP_X] => 06/27/2024 06:20:27 pm
[~TIMESTAMP_X] => 06/27/2024 06:20:27 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[1] => Array
(
[ID] => 430125
[~ID] => 430125
[NAME] => When is the property being inspected?
[~NAME] => When is the property being inspected?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => При отсутствии возможности идентификации индивидуального жилого дома по данным из отчета об оценке осуществляется осмотр недвижимости
[~PREVIEW_TEXT] => При отсутствии возможности идентификации индивидуального жилого дома по данным из отчета об оценке осуществляется осмотр недвижимости
[IBLOCK_SECTION_ID] => 4560
[~IBLOCK_SECTION_ID] => 4560
[TIMESTAMP_X] => 06/27/2024 06:19:59 pm
[~TIMESTAMP_X] => 06/27/2024 06:19:59 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[2] => Array
(
[ID] => 430131
[~ID] => 430131
[NAME] => If the mortgaged property is located in another region, how will the property be inspected?
[~NAME] => If the mortgaged property is located in another region, how will the property be inspected?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => The inspection of the property will be carried out by an employee of the Bank's branch at the location of the property
[~PREVIEW_TEXT] => The inspection of the property will be carried out by an employee of the Bank's branch at the location of the property
[IBLOCK_SECTION_ID] => 4560
[~IBLOCK_SECTION_ID] => 4560
[TIMESTAMP_X] => 06/27/2024 06:20:59 pm
[~TIMESTAMP_X] => 06/27/2024 06:20:59 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[3] => Array
(
[ID] => 430134
[~ID] => 430134
[NAME] => Do I have to pick up documents for a negative loan application?
[~NAME] => Do I have to pick up documents for a negative loan application?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => If you wish, you can pick up these documents if necessary.
[~PREVIEW_TEXT] => If you wish, you can pick up these documents if necessary.
[IBLOCK_SECTION_ID] => 4560
[~IBLOCK_SECTION_ID] => 4560
[TIMESTAMP_X] => 06/27/2024 06:21:26 pm
[~TIMESTAMP_X] => 06/27/2024 06:21:26 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[4] => Array
(
[ID] => 430137
[~ID] => 430137
[NAME] => Can I refuse to consider a loan application?
[~NAME] => Can I refuse to consider a loan application?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => You can. To do this, you need to write an application for cancellation of the loan application.
[~PREVIEW_TEXT] => You can. To do this, you need to write an application for cancellation of the loan application.
[IBLOCK_SECTION_ID] => 4560
[~IBLOCK_SECTION_ID] => 4560
[TIMESTAMP_X] => 06/27/2024 06:22:16 pm
[~TIMESTAMP_X] => 06/27/2024 06:22:16 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[5] => Array
(
[ID] => 430140
[~ID] => 430140
[NAME] => Is it possible to suspend the consideration of a loan application?
[~NAME] => Is it possible to suspend the consideration of a loan application?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => May. Consideration of a loan application is suspended in the following cases:
- if it is impossible to inspect the property;
- if it is impossible to eliminate the comments within a one-day period;
- at the request of the client.
The suspension of consideration of a loan application is carried out for a period of no more than 10 working days, after which the loan application is considered automatically canceled.
[~PREVIEW_TEXT] => May. Consideration of a loan application is suspended in the following cases:
- if it is impossible to inspect the property;
- if it is impossible to eliminate the comments within a one-day period;
- at the request of the client.
The suspension of consideration of a loan application is carried out for a period of no more than 10 working days, after which the loan application is considered automatically canceled.
[IBLOCK_SECTION_ID] => 4560
[~IBLOCK_SECTION_ID] => 4560
[TIMESTAMP_X] => 06/27/2024 06:22:46 pm
[~TIMESTAMP_X] => 06/27/2024 06:22:46 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[6] => Array
(
[ID] => 430143
[~ID] => 430143
[NAME] => I was refused a loan, why?
[~NAME] => I was refused a loan, why?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => When making a negative decision on a Loan application, the manager informs you about the refusal to issue a loan, indicating the reasons for the refusal.
[~PREVIEW_TEXT] => When making a negative decision on a Loan application, the manager informs you about the refusal to issue a loan, indicating the reasons for the refusal.
[IBLOCK_SECTION_ID] => 4560
[~IBLOCK_SECTION_ID] => 4560
[TIMESTAMP_X] => 06/27/2024 06:23:16 pm
[~TIMESTAMP_X] => 06/27/2024 06:23:16 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[7] => Array
(
[ID] => 430146
[~ID] => 430146
[NAME] => After the rejection of the loan application, how long can I submit a new loan application?
[~NAME] => After the rejection of the loan application, how long can I submit a new loan application?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => There are no restrictions. You can submit a new loan application if the identified comments are eliminated.
[~PREVIEW_TEXT] => There are no restrictions. You can submit a new loan application if the identified comments are eliminated.
[IBLOCK_SECTION_ID] => 4560
[~IBLOCK_SECTION_ID] => 4560
[TIMESTAMP_X] => 06/27/2024 06:23:44 pm
[~TIMESTAMP_X] => 06/27/2024 06:23:44 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[8] => Array
(
[ID] => 430101
[~ID] => 430101
[NAME] => How many days is the loan application being considered?
[~NAME] => How many days is the loan application being considered?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => The term of consideration of the loan application is 3 working days (the maximum period of consideration is no more than 15 calendar days).
In case of prequalification, the decision is issued within 5 minutes. Prequalification can be completed at the Bank's branches, with consultants and through the online Video Call service.
[~PREVIEW_TEXT] => The term of consideration of the loan application is 3 working days (the maximum period of consideration is no more than 15 calendar days).
In case of prequalification, the decision is issued within 5 minutes. Prequalification can be completed at the Bank's branches, with consultants and through the online Video Call service.
[IBLOCK_SECTION_ID] => 4560
[~IBLOCK_SECTION_ID] => 4560
[TIMESTAMP_X] => 06/27/2024 06:15:52 pm
[~TIMESTAMP_X] => 06/27/2024 06:15:52 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[9] => Array
(
[ID] => 430119
[~ID] => 430119
[NAME] => How and when will I be informed about the decision on the loan application?
[~NAME] => How and when will I be informed about the decision on the loan application?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Решение по кредитной заявке направляется клиенту посредством СМС-уведомления.
Если заявление на квартиру подано через baspana.kz, информация публикуется на портале baspana.kz в личном кабинете.
Вместе с тем, статус кредитной заявки размещается в Интернет-банке Отбасы банк.
Кредитная заявка рассматривается в течение 3 рабочих дней, максимум 15 дней.
[~PREVIEW_TEXT] => Решение по кредитной заявке направляется клиенту посредством СМС-уведомления.
Если заявление на квартиру подано через baspana.kz, информация публикуется на портале baspana.kz в личном кабинете.
Вместе с тем, статус кредитной заявки размещается в Интернет-банке Отбасы банк.
Кредитная заявка рассматривается в течение 3 рабочих дней, максимум 15 дней.
[IBLOCK_SECTION_ID] => 4560
[~IBLOCK_SECTION_ID] => 4560
[TIMESTAMP_X] => 06/27/2024 06:19:08 pm
[~TIMESTAMP_X] => 06/27/2024 06:19:08 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[10] => Array
(
[ID] => 430116
[~ID] => 430116
[NAME] => I want to buy a house in another city, but I am registered and work in another city, where do I need to apply for a loan?
[~NAME] => I want to buy a house in another city, but I am registered and work in another city, where do I need to apply for a loan?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Acceptance of a Loan application is carried out at the place of registration, residence of the Borrower or at the location of the Collateral
[~PREVIEW_TEXT] => Acceptance of a Loan application is carried out at the place of registration, residence of the Borrower or at the location of the Collateral
[IBLOCK_SECTION_ID] => 4560
[~IBLOCK_SECTION_ID] => 4560
[TIMESTAMP_X] => 06/27/2024 06:18:25 pm
[~TIMESTAMP_X] => 06/27/2024 06:18:25 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[11] => Array
(
[ID] => 430113
[~ID] => 430113
[NAME] => Where can I apply for a loan?
[~NAME] => Where can I apply for a loan?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => You can apply for a loan at the Bank's branches, online via the Video Call service and contact the Bank's consultants
[~PREVIEW_TEXT] => You can apply for a loan at the Bank's branches, online via the Video Call service and contact the Bank's consultants
[IBLOCK_SECTION_ID] => 4560
[~IBLOCK_SECTION_ID] => 4560
[TIMESTAMP_X] => 06/27/2024 06:17:49 pm
[~TIMESTAMP_X] => 06/27/2024 06:17:49 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[12] => Array
(
[ID] => 430110
[~ID] => 430110
[NAME] => Is it necessary for the co-borrower, the guarantor and the borrower's spouse to be present when submitting a loan application?
[~NAME] => Is it necessary for the co-borrower, the guarantor and the borrower's spouse to be present when submitting a loan application?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => The presence of the co-borrower/guarantor, the borrower's spouse /spouse is mandatory when submitting a loan application.
[~PREVIEW_TEXT] => The presence of the co-borrower/guarantor, the borrower's spouse /spouse is mandatory when submitting a loan application.
[IBLOCK_SECTION_ID] => 4560
[~IBLOCK_SECTION_ID] => 4560
[TIMESTAMP_X] => 06/27/2024 06:17:19 pm
[~TIMESTAMP_X] => 06/27/2024 06:17:19 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[13] => Array
(
[ID] => 430107
[~ID] => 430107
[NAME] => Can another person apply for a loan on my behalf since I can't come?
[~NAME] => Can another person apply for a loan on my behalf since I can't come?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => A loan application can be submitted by a trusted person, while your presence is required to sign bank loan agreements, collateral and receive the loan itself.
The power of attorney must be drawn up on a sample and notarized. A sample power of attorney is listed here.
[~PREVIEW_TEXT] => A loan application can be submitted by a trusted person, while your presence is required to sign bank loan agreements, collateral and receive the loan itself.
The power of attorney must be drawn up on a sample and notarized. A sample power of attorney is listed here.
[IBLOCK_SECTION_ID] => 4560
[~IBLOCK_SECTION_ID] => 4560
[TIMESTAMP_X] => 06/27/2024 06:16:52 pm
[~TIMESTAMP_X] => 06/27/2024 06:16:52 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[14] => Array
(
[ID] => 430104
[~ID] => 430104
[NAME] => How much is the fee for reviewing a loan application?
[~NAME] => How much is the fee for reviewing a loan application?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => The commission for consideration of a loan application for a housing loan is not charged, for consideration of an interim and preliminary housing loan - 5000 tenge.
More information about the commissions can be found here.
[~PREVIEW_TEXT] => The commission for consideration of a loan application for a housing loan is not charged, for consideration of an interim and preliminary housing loan - 5000 tenge.
More information about the commissions can be found here.
[IBLOCK_SECTION_ID] => 4560
[~IBLOCK_SECTION_ID] => 4560
[TIMESTAMP_X] => 06/27/2024 06:16:25 pm
[~TIMESTAMP_X] => 06/27/2024 06:16:25 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[15] => Array
(
[ID] => 430098
[~ID] => 430098
[NAME] => What documents must be provided to submit a loan application?
[~NAME] => What documents must be provided to submit a loan application?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => You can get a list of necessary documents for submitting a loan application on the hcsbk Bank website.kz is here.
In case of prequalification, you only need an identity card, a certificate of marriage and the birth of children (if any). Prequalification can be completed at the Bank's branches, with consultants. You can get a list of consultants here.
Prequalification is also available online through the Video Call service for those wishing to apply for a mortgage online.
[~PREVIEW_TEXT] => You can get a list of necessary documents for submitting a loan application on the hcsbk Bank website.kz is here.
In case of prequalification, you only need an identity card, a certificate of marriage and the birth of children (if any). Prequalification can be completed at the Bank's branches, with consultants. You can get a list of consultants here.
Prequalification is also available online through the Video Call service for those wishing to apply for a mortgage online.
[IBLOCK_SECTION_ID] => 4560
[~IBLOCK_SECTION_ID] => 4560
[TIMESTAMP_X] => 06/27/2024 06:14:55 pm
[~TIMESTAMP_X] => 06/27/2024 06:14:55 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[16] => Array
(
[ID] => 430122
[~ID] => 430122
[NAME] => I have submitted a loan application, it has been more than 3 business days, what about my loan application?
[~NAME] => I have submitted a loan application, it has been more than 3 business days, what about my loan application?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => The deadline for consideration of the loan application is 3 working days. At the same time, the Bank reserves the right to extend the term of consideration of the loan application to 15 days if necessary to eliminate inconsistencies
[~PREVIEW_TEXT] => The deadline for consideration of the loan application is 3 working days. At the same time, the Bank reserves the right to extend the term of consideration of the loan application to 15 days if necessary to eliminate inconsistencies
[IBLOCK_SECTION_ID] => 4560
[~IBLOCK_SECTION_ID] => 4560
[TIMESTAMP_X] => 06/27/2024 06:19:34 pm
[~TIMESTAMP_X] => 06/27/2024 06:19:34 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
)
[4563] => Array
(
[0] => Array
(
[ID] => 430149
[~ID] => 430149
[NAME] => The list of necessary documents for submitting a loan application
[~NAME] => The list of necessary documents for submitting a loan application
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => You can get a list of necessary documents for submitting a loan application here. In case of prequalification, you only need an identity card, marriage certificates and birth certificates (if any). Prequalification can be completed through a video call, at Bank branches, and also from consultants. You can get a list of consultants here.
[~PREVIEW_TEXT] => You can get a list of necessary documents for submitting a loan application here. In case of prequalification, you only need an identity card, marriage certificates and birth certificates (if any). Prequalification can be completed through a video call, at Bank branches, and also from consultants. You can get a list of consultants here.
[IBLOCK_SECTION_ID] => 4563
[~IBLOCK_SECTION_ID] => 4563
[TIMESTAMP_X] => 06/27/2024 06:27:28 pm
[~TIMESTAMP_X] => 06/27/2024 06:27:28 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => html
[~PREVIEW_TEXT_TYPE] => html
)
[1] => Array
(
[ID] => 430152
[~ID] => 430152
[NAME] => Where can I get a sample power of attorney?
[~NAME] => Where can I get a sample power of attorney?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => You can get a sample of the power of attorney here. The power of attorney must be notarized.
[~PREVIEW_TEXT] => You can get a sample of the power of attorney here. The power of attorney must be notarized.
[IBLOCK_SECTION_ID] => 4563
[~IBLOCK_SECTION_ID] => 4563
[TIMESTAMP_X] => 06/27/2024 06:28:32 pm
[~TIMESTAMP_X] => 06/27/2024 06:28:32 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => html
[~PREVIEW_TEXT_TYPE] => html
)
)
[4566] => Array
(
[0] => Array
(
[ID] => 430155
[~ID] => 430155
[NAME] => Which appraisal companies can I contact?
[~NAME] => Which appraisal companies can I contact?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => You can contact any independent appraisal company at your discretion. The bank does not limit you in this choice. Real estate valuation is carried out in an appraisal company that has a license and is a member of the Chamber of Appraisers.
The list of appraisers can be obtained here.
[~PREVIEW_TEXT] => You can contact any independent appraisal company at your discretion. The bank does not limit you in this choice. Real estate valuation is carried out in an appraisal company that has a license and is a member of the Chamber of Appraisers.
The list of appraisers can be obtained here.
[IBLOCK_SECTION_ID] => 4566
[~IBLOCK_SECTION_ID] => 4566
[TIMESTAMP_X] => 06/27/2024 06:41:03 pm
[~TIMESTAMP_X] => 06/27/2024 06:41:03 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => html
[~PREVIEW_TEXT_TYPE] => html
)
[1] => Array
(
[ID] => 430158
[~ID] => 430158
[NAME] => Which insurance companies can I contact?
[~NAME] => Which insurance companies can I contact?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => To formalize an insurance contract and pay for insurance, you can contact a Bank branch with post-credit services or any insurance company at your discretion. The bank does not limit you in this choice.
When insuring through an insurance company, you need to provide an insurance contract to a Bank branch with post-credit service.
You can get information on the insured amount through the following channels:
- - Use chatbots in the WhatsApp messenger at +77059251301 and in the Telegramchannel Otbasy Bank (account @quanysh_bot);
- Use the Internet banking Otbasy Bank.
[~PREVIEW_TEXT] => To formalize an insurance contract and pay for insurance, you can contact a Bank branch with post-credit services or any insurance company at your discretion. The bank does not limit you in this choice.
When insuring through an insurance company, you need to provide an insurance contract to a Bank branch with post-credit service.
You can get information on the insured amount through the following channels:
- - Use chatbots in the WhatsApp messenger at +77059251301 and in the Telegramchannel Otbasy Bank (account @quanysh_bot);
- Use the Internet banking Otbasy Bank.
[IBLOCK_SECTION_ID] => 4566
[~IBLOCK_SECTION_ID] => 4566
[TIMESTAMP_X] => 06/27/2024 06:42:31 pm
[~TIMESTAMP_X] => 06/27/2024 06:42:31 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => html
[~PREVIEW_TEXT_TYPE] => html
)
)
[4569] => Array
(
[0] => Array
(
[ID] => 430179
[~ID] => 430179
[NAME] => What kind of real estate can I pledge?
[~NAME] => What kind of real estate can I pledge?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => 1. Residential real estate (apartment, individual residential building), the service life of which is no more than 50 (fifty) years at the time of acceptance of the loan application;
1.1. Real estate with a wall material of concrete (monolithic), brick (ceramic, silicate, hyper-pressed), block of concrete and shell, the service life of which is no more than 60 years at the time of acceptance of the loan application;
2. An individual residential building consisting of adobe / mud brick, the service life of which is no more than 25 (twenty-five) years at the time of acceptance of the loan application;
3. An individual residential building consisting of wood (timber, log house, logs), wooden concrete (arbolite), the service life of which is no more than 30 (thirty) years at the time of acceptance of the loan application
[~PREVIEW_TEXT] => 1. Residential real estate (apartment, individual residential building), the service life of which is no more than 50 (fifty) years at the time of acceptance of the loan application;
1.1. Real estate with a wall material of concrete (monolithic), brick (ceramic, silicate, hyper-pressed), block of concrete and shell, the service life of which is no more than 60 years at the time of acceptance of the loan application;
2. An individual residential building consisting of adobe / mud brick, the service life of which is no more than 25 (twenty-five) years at the time of acceptance of the loan application;
3. An individual residential building consisting of wood (timber, log house, logs), wooden concrete (arbolite), the service life of which is no more than 30 (thirty) years at the time of acceptance of the loan application
[IBLOCK_SECTION_ID] => 4569
[~IBLOCK_SECTION_ID] => 4569
[TIMESTAMP_X] => 06/27/2024 06:47:55 pm
[~TIMESTAMP_X] => 06/27/2024 06:47:55 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[1] => Array
(
[ID] => 430176
[~ID] => 430176
[NAME] => Can I put commercial real estate as collateral?
[~NAME] => Can I put commercial real estate as collateral?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Yes, commercial real estate is accepted as collateral: offices, shops, premises (not warehouse type) located in the cities of Astana, Almaty, Shymkent, Semey and regional centers for the purpose of purchasing or building housing
[~PREVIEW_TEXT] => Yes, commercial real estate is accepted as collateral: offices, shops, premises (not warehouse type) located in the cities of Astana, Almaty, Shymkent, Semey and regional centers for the purpose of purchasing or building housing
[IBLOCK_SECTION_ID] => 4569
[~IBLOCK_SECTION_ID] => 4569
[TIMESTAMP_X] => 06/27/2024 06:47:09 pm
[~TIMESTAMP_X] => 06/27/2024 06:47:09 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[2] => Array
(
[ID] => 430173
[~ID] => 430173
[NAME] => Can I put two deposits?
[~NAME] => Can I put two deposits?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Yes, if the collateral value of one housing is insufficient, you can pledge 2 (two) real estate
[~PREVIEW_TEXT] => Yes, if the collateral value of one housing is insufficient, you can pledge 2 (two) real estate
[IBLOCK_SECTION_ID] => 4569
[~IBLOCK_SECTION_ID] => 4569
[TIMESTAMP_X] => 06/27/2024 06:46:41 pm
[~TIMESTAMP_X] => 06/27/2024 06:46:41 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[3] => Array
(
[ID] => 430167
[~ID] => 430167
[NAME] => Is it possible to pledge a cottage / country house?
[~NAME] => Is it possible to pledge a cottage / country house?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => No, the Bank does not accept a cottage and a suburban area as collateral
[~PREVIEW_TEXT] => No, the Bank does not accept a cottage and a suburban area as collateral
[IBLOCK_SECTION_ID] => 4569
[~IBLOCK_SECTION_ID] => 4569
[TIMESTAMP_X] => 06/27/2024 06:48:15 pm
[~TIMESTAMP_X] => 06/27/2024 06:48:15 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[4] => Array
(
[ID] => 430164
[~ID] => 430164
[NAME] => What is a Lending Area?
[~NAME] => What is a Lending Area?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => При оформлении промежуточного и предварительного займов, недвижимость предоставляемая в залог, должна находится в зоне кредитования
Зона кредитования представляет собой список населенных пунктов, с разбивкой по областям, который действует при рассмотрении кредитных заявок о выдаче предварительных и промежуточных займов.
[~PREVIEW_TEXT] => При оформлении промежуточного и предварительного займов, недвижимость предоставляемая в залог, должна находится в зоне кредитования
Зона кредитования представляет собой список населенных пунктов, с разбивкой по областям, который действует при рассмотрении кредитных заявок о выдаче предварительных и промежуточных займов.
[IBLOCK_SECTION_ID] => 4569
[~IBLOCK_SECTION_ID] => 4569
[TIMESTAMP_X] => 06/27/2024 06:48:45 pm
[~TIMESTAMP_X] => 06/27/2024 06:48:45 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[5] => Array
(
[ID] => 430161
[~ID] => 430161
[NAME] => What can I put up as collateral?
[~NAME] => What can I put up as collateral?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => The Bank accepts the following property from individuals as collateral:
1) money in a bank account with the Bank and/or the rights of the depositor under a bank deposit agreement;
2) real estate owned by the pledger and/or acquired through a loan:
- individual residential building with a land plot;
- land plot;
- apartment in an apartment building;
3) commercial real estate - offices, shops, premises (not warehouse type), with an area of no more than 500 sq.m. , located in the cities of Astana, Almaty, Shymkent and regional centers, for the purpose of acquiring housing, construction of housing/construction of housing with the acquisition of a land plot, repair and modernization of housing, as additional collateral when the market value of the main collateral in the form of residential real estate is insufficient
4) property right (right of claim) as temporary collateral subject to the provision of collateral in the form of real estate to the Bank in the future;
5) guarantee of an individual.
From legal entities as temporary collateral:
1) real estate owned by:
- residential real estate;
- land plot;
- commercial real estate - offices, shops, premises (not warehouse type), with an area of no more than 500 sq.m., located in the cities of Astana, Almaty, Shymkent and regional centers, as additional collateral when the market value of the main collateral in the form of residential real estate is insufficient
2) money in a bank account with the Bank;
[~PREVIEW_TEXT] => The Bank accepts the following property from individuals as collateral:
1) money in a bank account with the Bank and/or the rights of the depositor under a bank deposit agreement;
2) real estate owned by the pledger and/or acquired through a loan:
- individual residential building with a land plot;
- land plot;
- apartment in an apartment building;
3) commercial real estate - offices, shops, premises (not warehouse type), with an area of no more than 500 sq.m. , located in the cities of Astana, Almaty, Shymkent and regional centers, for the purpose of acquiring housing, construction of housing/construction of housing with the acquisition of a land plot, repair and modernization of housing, as additional collateral when the market value of the main collateral in the form of residential real estate is insufficient
4) property right (right of claim) as temporary collateral subject to the provision of collateral in the form of real estate to the Bank in the future;
5) guarantee of an individual.
From legal entities as temporary collateral:
1) real estate owned by:
- residential real estate;
- land plot;
- commercial real estate - offices, shops, premises (not warehouse type), with an area of no more than 500 sq.m., located in the cities of Astana, Almaty, Shymkent and regional centers, as additional collateral when the market value of the main collateral in the form of residential real estate is insufficient
2) money in a bank account with the Bank;
[IBLOCK_SECTION_ID] => 4569
[~IBLOCK_SECTION_ID] => 4569
[TIMESTAMP_X] => 12/12/2024 12:29:21 pm
[~TIMESTAMP_X] => 12/12/2024 12:29:21 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[6] => Array
(
[ID] => 430170
[~ID] => 430170
[NAME] => Is it possible to pledge a privatized room/apartment in a hostel?
[~NAME] => Is it possible to pledge a privatized room/apartment in a hostel?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => A dorm room is not accepted as a deposit.
An apartment in a dormitory is accepted as collateral if it is recognized as housing and is connected to power supply networks, water supply, heat supply, sewerage, with the possibility of installing sanitary appliances.
[~PREVIEW_TEXT] => A dorm room is not accepted as a deposit.
An apartment in a dormitory is accepted as collateral if it is recognized as housing and is connected to power supply networks, water supply, heat supply, sewerage, with the possibility of installing sanitary appliances.
[IBLOCK_SECTION_ID] => 4569
[~IBLOCK_SECTION_ID] => 4569
[TIMESTAMP_X] => 06/27/2024 06:45:59 pm
[~TIMESTAMP_X] => 06/27/2024 06:45:59 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
)
[4572] => Array
(
[0] => Array
(
[ID] => 430185
[~ID] => 430185
[NAME] => When will the Loan and Collateral Agreements be ready?
[~NAME] => When will the Loan and Collateral Agreements be ready?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Loan and collateral agreements are drawn up by the Bank within 2 business days.
When these contracts are ready, the manager will inform you by phone.
[~PREVIEW_TEXT] => Loan and collateral agreements are drawn up by the Bank within 2 business days.
When these contracts are ready, the manager will inform you by phone.
[IBLOCK_SECTION_ID] => 4572
[~IBLOCK_SECTION_ID] => 4572
[TIMESTAMP_X] => 06/27/2024 06:50:28 pm
[~TIMESTAMP_X] => 06/27/2024 06:50:28 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[1] => Array
(
[ID] => 430188
[~ID] => 430188
[NAME] => Can another person sign the contracts since I won't be able to come?
[~NAME] => Can another person sign the contracts since I won't be able to come?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => No. Loan and collateral agreements are signed independently by the borrower/co-borrower/guarantor.
[~PREVIEW_TEXT] => No. Loan and collateral agreements are signed independently by the borrower/co-borrower/guarantor.
[IBLOCK_SECTION_ID] => 4572
[~IBLOCK_SECTION_ID] => 4572
[TIMESTAMP_X] => 06/27/2024 06:50:55 pm
[~TIMESTAMP_X] => 06/27/2024 06:50:55 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
)
[4575] => Array
(
[0] => Array
(
[ID] => 430209
[~ID] => 430209
[NAME] => In the case of a cashless transfer, is the presence of the seller necessary?
[~NAME] => In the case of a cashless transfer, is the presence of the seller necessary?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => The presence of the seller is mandatory, as he provides a receipt
[~PREVIEW_TEXT] => The presence of the seller is mandatory, as he provides a receipt
[IBLOCK_SECTION_ID] => 4575
[~IBLOCK_SECTION_ID] => 4575
[TIMESTAMP_X] => 06/27/2024 07:28:53 pm
[~TIMESTAMP_X] => 06/27/2024 07:28:53 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[1] => Array
(
[ID] => 430212
[~ID] => 430212
[NAME] => How is the loan disbursed?
[~NAME] => How is the loan disbursed?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => The loan for the purchase of a home is issued in a non-cash way by transferring the loan amount to the seller's account specified in the application for payment of money. The commission for an external money transfer is 0.3% of the transfer amount (min.1,500, max.5,000).
The issuance of a loan for the purchase of housing in cash is allowed only after agreement with the head of the branch. The commission for cash withdrawal is 0.5% of the loan amount (min.1,500, max. 50,000).
More information about commissions can be found here.
[~PREVIEW_TEXT] => The loan for the purchase of a home is issued in a non-cash way by transferring the loan amount to the seller's account specified in the application for payment of money. The commission for an external money transfer is 0.3% of the transfer amount (min.1,500, max.5,000).
The issuance of a loan for the purchase of housing in cash is allowed only after agreement with the head of the branch. The commission for cash withdrawal is 0.5% of the loan amount (min.1,500, max. 50,000).
More information about commissions can be found here.
[IBLOCK_SECTION_ID] => 4575
[~IBLOCK_SECTION_ID] => 4575
[TIMESTAMP_X] => 06/27/2024 07:30:07 pm
[~TIMESTAMP_X] => 06/27/2024 07:30:07 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => html
[~PREVIEW_TEXT_TYPE] => html
)
[2] => Array
(
[ID] => 430206
[~ID] => 430206
[NAME] => Is it possible to transfer money wirelessly to the seller's account?
[~NAME] => Is it possible to transfer money wirelessly to the seller's account?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => May. When filling out an application for loan repayment, the borrower can specify the details for transfer to the seller's account. The commission for an external money transfer is 0.3% of the transfer amount (min.1,500, max.5,000).
[~PREVIEW_TEXT] => May. When filling out an application for loan repayment, the borrower can specify the details for transfer to the seller's account. The commission for an external money transfer is 0.3% of the transfer amount (min.1,500, max.5,000).
[IBLOCK_SECTION_ID] => 4575
[~IBLOCK_SECTION_ID] => 4575
[TIMESTAMP_X] => 06/27/2024 07:28:21 pm
[~TIMESTAMP_X] => 06/27/2024 07:28:21 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[3] => Array
(
[ID] => 430203
[~ID] => 430203
[NAME] => Is it necessary for the real estate seller to be present when issuing money?
[~NAME] => Is it necessary for the real estate seller to be present when issuing money?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => The presence of the real estate seller is mandatory, as he needs to issue a receipt
[~PREVIEW_TEXT] => The presence of the real estate seller is mandatory, as he needs to issue a receipt
[IBLOCK_SECTION_ID] => 4575
[~IBLOCK_SECTION_ID] => 4575
[TIMESTAMP_X] => 06/27/2024 07:27:30 pm
[~TIMESTAMP_X] => 06/27/2024 07:27:30 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[4] => Array
(
[ID] => 430200
[~ID] => 430200
[NAME] => When will the loan be issued after the conclusion of the Loan Agreement?
[~NAME] => When will the loan be issued after the conclusion of the Loan Agreement?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => The loan is issued after the registration of the Real Estate Pledge Agreement with the registration authority, within 1 business day
[~PREVIEW_TEXT] => The loan is issued after the registration of the Real Estate Pledge Agreement with the registration authority, within 1 business day
[IBLOCK_SECTION_ID] => 4575
[~IBLOCK_SECTION_ID] => 4575
[TIMESTAMP_X] => 06/27/2024 07:26:40 pm
[~TIMESTAMP_X] => 06/27/2024 07:26:40 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[5] => Array
(
[ID] => 430197
[~ID] => 430197
[NAME] => How much should I pay for the loan?
[~NAME] => How much should I pay for the loan?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Repayment of loan obligations is carried out according to the Repayment Schedule, which is an integral part of the Bank Loan Agreement.
[~PREVIEW_TEXT] => Repayment of loan obligations is carried out according to the Repayment Schedule, which is an integral part of the Bank Loan Agreement.
[IBLOCK_SECTION_ID] => 4575
[~IBLOCK_SECTION_ID] => 4575
[TIMESTAMP_X] => 06/27/2024 07:25:51 pm
[~TIMESTAMP_X] => 06/27/2024 07:25:51 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
)
[4578] => Array
(
[0] => Array
(
[ID] => 430218
[~ID] => 430218
[NAME] => How much should I pay for the loan?
[~NAME] => How much should I pay for the loan?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => You can find out the amount of the loan payment via the chat bots of the Bank in WhatsApp at +77059251301 and in the Telegram channel Otbasy Bank (account @quanysh_bot);
The loan is paid according to the Repayment Schedule.
The repayment schedule is specified in the Bank Loan Agreement and in the Otbasybank Online Banking/application.
[~PREVIEW_TEXT] => You can find out the amount of the loan payment via the chat bots of the Bank in WhatsApp at +77059251301 and in the Telegram channel Otbasy Bank (account @quanysh_bot);
The loan is paid according to the Repayment Schedule.
The repayment schedule is specified in the Bank Loan Agreement and in the Otbasybank Online Banking/application.
[IBLOCK_SECTION_ID] => 4578
[~IBLOCK_SECTION_ID] => 4578
[TIMESTAMP_X] => 06/27/2024 07:33:07 pm
[~TIMESTAMP_X] => 06/27/2024 07:33:07 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => html
[~PREVIEW_TEXT_TYPE] => html
)
[1] => Array
(
[ID] => 430221
[~ID] => 430221
[NAME] => What happens if I can't pay on the specified repayment schedule day?
[~NAME] => What happens if I can't pay on the specified repayment schedule day?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => In case of non-repayment of the loan on the repayment date, the loan goes into arrears and a penalty is charged. In this regard, the Bank recommends timely repayment of loan payments.
[~PREVIEW_TEXT] => In case of non-repayment of the loan on the repayment date, the loan goes into arrears and a penalty is charged. In this regard, the Bank recommends timely repayment of loan payments.
[IBLOCK_SECTION_ID] => 4578
[~IBLOCK_SECTION_ID] => 4578
[TIMESTAMP_X] => 06/27/2024 07:33:56 pm
[~TIMESTAMP_X] => 06/27/2024 07:33:56 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[2] => Array
(
[ID] => 430224
[~ID] => 430224
[NAME] => Can I make a payment less than the amount specified in the repayment schedule?
[~NAME] => Can I make a payment less than the amount specified in the repayment schedule?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => In order to avoid delinquency of the loan, you need to pay the loan in full according to the Repayment Schedule
[~PREVIEW_TEXT] => In order to avoid delinquency of the loan, you need to pay the loan in full according to the Repayment Schedule
[IBLOCK_SECTION_ID] => 4578
[~IBLOCK_SECTION_ID] => 4578
[TIMESTAMP_X] => 06/27/2024 07:34:26 pm
[~TIMESTAMP_X] => 06/27/2024 07:34:26 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[3] => Array
(
[ID] => 430227
[~ID] => 430227
[NAME] => How can I pay the loan payments?
[~NAME] => How can I pay the loan payments?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => You can pay the payment through the following Bank channels:
- Online banking Otbasy Bank;
- Otbasybank application;
- cash desks and terminals. You can get the addresses of the ticket offices and terminals here.
You can make a payment through the following partner payment channels:
- online banking kaspi.kz ;
- electronic government egov.kz;
- JSC "Halyk Bank": Internet banking, ATM, payment terminal;
- Bankcentrcredit JSC: Internet banking, ATM, payment terminals;
- cash desk of Kazpost JSC.
To make a payment, you must specify the 12-digit account code, which is specified in the loan agreements and the bank current account.
The commission is charged according to the established tariffs of the partners:
- beeline: payment from the balance, commission in the amount of 1.5% of the payment amount;
- through the cash desk of Bankcentrcredit JSC, a commission of 0.3% of the payment amount;
- through the cash desk of JSC "Halyk Bank", a commission of 1% of the payment amount.
For more information on alternative payment methods, please go here.
[~PREVIEW_TEXT] => You can pay the payment through the following Bank channels:
- Online banking Otbasy Bank;
- Otbasybank application;
- cash desks and terminals. You can get the addresses of the ticket offices and terminals here.
You can make a payment through the following partner payment channels:
- online banking kaspi.kz ;
- electronic government egov.kz;
- JSC "Halyk Bank": Internet banking, ATM, payment terminal;
- Bankcentrcredit JSC: Internet banking, ATM, payment terminals;
- cash desk of Kazpost JSC.
To make a payment, you must specify the 12-digit account code, which is specified in the loan agreements and the bank current account.
The commission is charged according to the established tariffs of the partners:
- beeline: payment from the balance, commission in the amount of 1.5% of the payment amount;
- through the cash desk of Bankcentrcredit JSC, a commission of 0.3% of the payment amount;
- through the cash desk of JSC "Halyk Bank", a commission of 1% of the payment amount.
For more information on alternative payment methods, please go here.
[IBLOCK_SECTION_ID] => 4578
[~IBLOCK_SECTION_ID] => 4578
[TIMESTAMP_X] => 06/27/2024 07:35:28 pm
[~TIMESTAMP_X] => 06/27/2024 07:35:28 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => html
[~PREVIEW_TEXT_TYPE] => html
)
[4] => Array
(
[ID] => 430230
[~ID] => 430230
[NAME] => Can I put in more than what is indicated in the repayment schedule?
[~NAME] => Can I put in more than what is indicated in the repayment schedule?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => Yes. If money is deposited to the current account in a larger amount than the payment according to the schedule, the difference in the form of a balance will remain in the current account until the next payment date.
If there is money in the current account of more than 50,000 tenge, you can make a partial early repayment. The application is accepted by the post-credit service department of the Bank branch. The application is accepted until 16.00 on weekdays.
[~PREVIEW_TEXT] => Yes. If money is deposited to the current account in a larger amount than the payment according to the schedule, the difference in the form of a balance will remain in the current account until the next payment date.
If there is money in the current account of more than 50,000 tenge, you can make a partial early repayment. The application is accepted by the post-credit service department of the Bank branch. The application is accepted until 16.00 on weekdays.
[IBLOCK_SECTION_ID] => 4578
[~IBLOCK_SECTION_ID] => 4578
[TIMESTAMP_X] => 06/27/2024 07:36:15 pm
[~TIMESTAMP_X] => 06/27/2024 07:36:15 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
)
[4581] => Array
(
[0] => Array
(
[ID] => 430233
[~ID] => 430233
[NAME] => What will happen to the loan in the event of the borrower's death?
[~NAME] => What will happen to the loan in the event of the borrower's death?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => In case of death of the borrower, the debt is transferred to the heir.
The transfer of debt in connection with the death of the borrower implies a universal succession under the bank loan agreement and the activated deposit of the ZHSS (if any) in the name of the heir of the deceased.
In the absence of a co-borrower on the loan, from the date of the borrower's death, accrual of remuneration, accrual of penalties (fines, penalties) stops. The resumption of accrual of interest on the loan and penalties (fines, penalties) (if any) is carried out from the date of signing by the heir of an additional agreement to the loan agreement / application for changing the terms (agreement on universal succession).
[~PREVIEW_TEXT] => In case of death of the borrower, the debt is transferred to the heir.
The transfer of debt in connection with the death of the borrower implies a universal succession under the bank loan agreement and the activated deposit of the ZHSS (if any) in the name of the heir of the deceased.
In the absence of a co-borrower on the loan, from the date of the borrower's death, accrual of remuneration, accrual of penalties (fines, penalties) stops. The resumption of accrual of interest on the loan and penalties (fines, penalties) (if any) is carried out from the date of signing by the heir of an additional agreement to the loan agreement / application for changing the terms (agreement on universal succession).
[IBLOCK_SECTION_ID] => 4581
[~IBLOCK_SECTION_ID] => 4581
[TIMESTAMP_X] => 06/27/2024 07:37:50 pm
[~TIMESTAMP_X] => 06/27/2024 07:37:50 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[1] => Array
(
[ID] => 430236
[~ID] => 430236
[NAME] => Is it possible to submit a loan application/undergo a solvency assessment by proxy?
[~NAME] => Is it possible to submit a loan application/undergo a solvency assessment by proxy?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => If the client does not have the opportunity to visit the Bank's branch in person, it is allowed to represent his interests by a trusted person. The power of attorney must be notarized and executed according to the recommended sample with a list of the operations performed.
The service of the authorized person is carried out in the presence of documents:
- identity card of the authorized person (original) and the client (notarized copy);
- notarized power of attorney;
- a list of documents for submitting a loan application.
The conclusion of a bank loan agreement, pledge, guarantee is carried out directly by the borrower/ co-borrower /guarantor.
When providing a power of attorney issued abroad, it is necessary to make sure that it is legalized at the embassy (consulate) The Republic of Kazakhstan abroad or at the embassy (consulate) of a foreign state in the Republic of Kazakhstan (in the absence of these authorities - at the Ministry of Foreign Affairs of the Republic of Kazakhstan) or in the apostille affixing by the authorized bodies of the state in which the power of attorney was issued, in accordance with the requirements of the legislation of the Republic of Kazakhstan. The power of attorney is submitted together with a notarized translation into the state and Russian languages.
[~PREVIEW_TEXT] => If the client does not have the opportunity to visit the Bank's branch in person, it is allowed to represent his interests by a trusted person. The power of attorney must be notarized and executed according to the recommended sample with a list of the operations performed.
The service of the authorized person is carried out in the presence of documents:
- identity card of the authorized person (original) and the client (notarized copy);
- notarized power of attorney;
- a list of documents for submitting a loan application.
The conclusion of a bank loan agreement, pledge, guarantee is carried out directly by the borrower/ co-borrower /guarantor.
When providing a power of attorney issued abroad, it is necessary to make sure that it is legalized at the embassy (consulate) The Republic of Kazakhstan abroad or at the embassy (consulate) of a foreign state in the Republic of Kazakhstan (in the absence of these authorities - at the Ministry of Foreign Affairs of the Republic of Kazakhstan) or in the apostille affixing by the authorized bodies of the state in which the power of attorney was issued, in accordance with the requirements of the legislation of the Republic of Kazakhstan. The power of attorney is submitted together with a notarized translation into the state and Russian languages.
[IBLOCK_SECTION_ID] => 4581
[~IBLOCK_SECTION_ID] => 4581
[TIMESTAMP_X] => 06/27/2024 07:38:21 pm
[~TIMESTAMP_X] => 06/27/2024 07:38:21 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[2] => Array
(
[ID] => 430239
[~ID] => 430239
[NAME] => What post-credit transactions are carried out by proxy?
[~NAME] => What post-credit transactions are carried out by proxy?
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => 1) the transition to a housing loan;
2) early partial/full repayment of the loan and repayment of the loan, including the issuance of originals of title and identification documents and the removal of encumbrances (to obtain title and identification documents for real estate from a Bank attorney, a power of attorney must be issued on behalf of the owner(s) (co-owners, if any) of the real estate, as well as in the power of attorney must specific credentials should be specified);
3) provision of information concerning the borrower when third parties make a request;
4) confirmation of the intended use of the loan.
The power of attorney must be notarized and executed according to the recommended sample with a list of the operations performed.
The service of the authorized person is carried out in the presence of a document certifying the identity of the authorized person (original) and the client (notarized copy), a notarized power of attorney.
When providing a power of attorney issued abroad, it is necessary to make sure that it is legalized at the embassy (consulate) The Republic of Kazakhstan abroad or at the embassy (consulate) of a foreign state in the Republic of Kazakhstan (in the absence of these authorities - at the Ministry of Foreign Affairs of the Republic of Kazakhstan) or in the apostille affixing by the authorized bodies of the state in which the power of attorney was issued, in accordance with the requirements of the legislation of the Republic of Kazakhstan. The power of attorney is submitted together with a notarized translation into the state and Russian languages.
[~PREVIEW_TEXT] => 1) the transition to a housing loan;
2) early partial/full repayment of the loan and repayment of the loan, including the issuance of originals of title and identification documents and the removal of encumbrances (to obtain title and identification documents for real estate from a Bank attorney, a power of attorney must be issued on behalf of the owner(s) (co-owners, if any) of the real estate, as well as in the power of attorney must specific credentials should be specified);
3) provision of information concerning the borrower when third parties make a request;
4) confirmation of the intended use of the loan.
The power of attorney must be notarized and executed according to the recommended sample with a list of the operations performed.
The service of the authorized person is carried out in the presence of a document certifying the identity of the authorized person (original) and the client (notarized copy), a notarized power of attorney.
When providing a power of attorney issued abroad, it is necessary to make sure that it is legalized at the embassy (consulate) The Republic of Kazakhstan abroad or at the embassy (consulate) of a foreign state in the Republic of Kazakhstan (in the absence of these authorities - at the Ministry of Foreign Affairs of the Republic of Kazakhstan) or in the apostille affixing by the authorized bodies of the state in which the power of attorney was issued, in accordance with the requirements of the legislation of the Republic of Kazakhstan. The power of attorney is submitted together with a notarized translation into the state and Russian languages.
[IBLOCK_SECTION_ID] => 4581
[~IBLOCK_SECTION_ID] => 4581
[TIMESTAMP_X] => 06/27/2024 07:39:01 pm
[~TIMESTAMP_X] => 06/27/2024 07:39:01 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
[3] => Array
(
[ID] => 430242
[~ID] => 430242
[NAME] => Documents required for the transfer of debt in case of death of the borrower
[~NAME] => Documents required for the transfer of debt in case of death of the borrower
[IBLOCK_ID] => 171
[~IBLOCK_ID] => 171
[PREVIEW_TEXT] => - the identity card of the heir;
- identification card of the spouse of the heir, co-borrower;
- certificate of marriage (dissolution);
- Notarial applications for security;
- Consent of the guardianship and guardianship authorities, if the mortgaged property belongs to a minor;
- A power of attorney to sign the pledge agreement, if the co-owners do not intend to sign the pledge agreement;
- death certificate;
- Certificate of inheritance.
[~PREVIEW_TEXT] => - the identity card of the heir;
- identification card of the spouse of the heir, co-borrower;
- certificate of marriage (dissolution);
- Notarial applications for security;
- Consent of the guardianship and guardianship authorities, if the mortgaged property belongs to a minor;
- A power of attorney to sign the pledge agreement, if the co-owners do not intend to sign the pledge agreement;
- death certificate;
- Certificate of inheritance.
[IBLOCK_SECTION_ID] => 4581
[~IBLOCK_SECTION_ID] => 4581
[TIMESTAMP_X] => 06/27/2024 07:39:50 pm
[~TIMESTAMP_X] => 06/27/2024 07:39:50 pm
[PROPERTY_TOP_CAT_VALUE] =>
[~PROPERTY_TOP_CAT_VALUE] =>
[PROPERTY_TOP_CAT_ENUM_ID] =>
[~PROPERTY_TOP_CAT_ENUM_ID] =>
[PROPERTY_TOP_CAT_VALUE_ID] =>
[~PROPERTY_TOP_CAT_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_VALUE] =>
[~PROPERTY_COUNT_VOIT_VALUE] =>
[PROPERTY_COUNT_VOIT_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_VALUE_ID] =>
[PROPERTY_VIDEO_URL_VALUE] =>
[~PROPERTY_VIDEO_URL_VALUE] =>
[PROPERTY_VIDEO_URL_VALUE_ID] =>
[~PROPERTY_VIDEO_URL_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_Y_VALUE] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE] =>
[PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_Y_VALUE_ID] =>
[PROPERTY_COUNT_VOIT_N_VALUE] =>
[~PROPERTY_COUNT_VOIT_N_VALUE] =>
[PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[~PROPERTY_COUNT_VOIT_N_VALUE_ID] =>
[PROPERTY_SORT_CAT_VALUE] =>
[~PROPERTY_SORT_CAT_VALUE] =>
[PROPERTY_SORT_CAT_VALUE_ID] =>
[~PROPERTY_SORT_CAT_VALUE_ID] =>
[SORT] => 500
[~SORT] => 500
[PREVIEW_TEXT_TYPE] => text
[~PREVIEW_TEXT_TYPE] => text
)
)
)
[TOP_CUR_CAT] => Array
(
)
[CURRENT_SE_LIST] => Array
(
[4542] => Array
(
[NAME] => TOP 10 QUESTIONS
[ID] => 4542
[UF_LANG_SECTION] =>
)
[4545] => Array
(
[NAME] => THE MAIN THING ABOUT LOANS
[ID] => 4545
[UF_LANG_SECTION] =>
)
[4551] => Array
(
[NAME] => HOUSING LOAN
[ID] => 4551
[UF_LANG_SECTION] =>
)
[4554] => Array
(
[NAME] => INTERIM LOAN
[ID] => 4554
[UF_LANG_SECTION] =>
)
[4557] => Array
(
[NAME] => PRELIMINARY LOAN
[ID] => 4557
[UF_LANG_SECTION] =>
)
[4560] => Array
(
[NAME] => LOAN APPLICATION
[ID] => 4560
[UF_LANG_SECTION] =>
)
[4563] => Array
(
[NAME] => LIST OF DOCUMENTS
[ID] => 4563
[UF_LANG_SECTION] =>
)
[4566] => Array
(
[NAME] => INSURANCE AND VALUATION
[ID] => 4566
[UF_LANG_SECTION] =>
)
[4569] => Array
(
[NAME] => COLLATERAL
[ID] => 4569
[UF_LANG_SECTION] =>
)
[4572] => Array
(
[NAME] => CONCLUSION OF LOAN AND COLLATERAL AGREEMENTS
[ID] => 4572
[UF_LANG_SECTION] =>
)
[4575] => Array
(
[NAME] => ISSUING MONEY
[ID] => 4575
[UF_LANG_SECTION] =>
)
[4578] => Array
(
[NAME] => HOW DO I REPAY THE LOAN?
[ID] => 4578
[UF_LANG_SECTION] =>
)
[4581] => Array
(
[NAME] => LEGAL ISSUES
[ID] => 4581
[UF_LANG_SECTION] =>
)
)
)
