FAQs
Array ( [SECTION_ACTIVE] => 4443 [SECTIONS_START] => Array ( [4443] => Array ( [ID] => 4443 [NAME] => Deposits [PICTURE] => Array ( [ID] => 2011701 [TIMESTAMP_X] => 06/27/2024 10:20:23 am [MODULE_ID] => iblock [HEIGHT] => 35 [WIDTH] => 40 [FILE_SIZE] => 1834 [CONTENT_TYPE] => image/webp [SUBDIR] => iblock/473 [FILE_NAME] => 9qi4g81tqc8fliy8snfxtk234je2a2e7.webp [ORIGINAL_NAME] => ff54238b218cfa01257dfd4b683c1e81.webp [DESCRIPTION] => [HANDLER_ID] => [EXTERNAL_ID] => 2c610f168052105bc3d1efb2e03a098b [VERSION_ORIGINAL_ID] => [META] => [SRC] => /upload/iblock/473/9qi4g81tqc8fliy8snfxtk234je2a2e7.webp ) [SORT] => 500 ) [4479] => Array ( [ID] => 4479 [NAME] => TENGE DEPOSIT PROTECTION PROGRAM [PICTURE] => Array ( [ID] => 2386249 [TIMESTAMP_X] => 09/25/2024 10:06:06 am [MODULE_ID] => iblock [HEIGHT] => 35 [WIDTH] => 35 [FILE_SIZE] => 1196 [CONTENT_TYPE] => image/webp [SUBDIR] => iblock/375 [FILE_NAME] => 7eg5tu3qeaibvrkzamsdf8it3s69nc34.webp [ORIGINAL_NAME] => qcg5oo4as1msimuztc1a4no4c9yh59oi.webp [DESCRIPTION] => [HANDLER_ID] => [EXTERNAL_ID] => fb06df761bdbdeecb9fa95406fc94f72 [VERSION_ORIGINAL_ID] => [META] => [SRC] => /upload/iblock/375/7eg5tu3qeaibvrkzamsdf8it3s69nc34.webp ) [SORT] => 500 ) [4482] => Array ( [ID] => 4482 [NAME] => LOANS [PICTURE] => Array ( [ID] => 2386246 [TIMESTAMP_X] => 09/25/2024 10:05:23 am [MODULE_ID] => iblock [HEIGHT] => 44 [WIDTH] => 30 [FILE_SIZE] => 1282 [CONTENT_TYPE] => image/webp [SUBDIR] => iblock/80d [FILE_NAME] => bsmoopdil22e9v0kk1k7x1rs85l4myie.webp [ORIGINAL_NAME] => cd02172f9d7e0bd065595a7952d2db4b.webp [DESCRIPTION] => [HANDLER_ID] => [EXTERNAL_ID] => 05da1e5d4535113d53229c273b47d7ab [VERSION_ORIGINAL_ID] => [META] => [SRC] => /upload/iblock/80d/bsmoopdil22e9v0kk1k7x1rs85l4myie.webp ) [SORT] => 500 ) [4485] => Array ( [ID] => 4485 [NAME] => POST DEPOSIT OPERATIONS [PICTURE] => Array ( [ID] => 2386243 [TIMESTAMP_X] => 09/25/2024 10:05:04 am [MODULE_ID] => iblock [HEIGHT] => 51 [WIDTH] => 50 [FILE_SIZE] => 1238 [CONTENT_TYPE] => image/webp [SUBDIR] => iblock/8cb [FILE_NAME] => sb5567dj7t6ebs22p20mf3wsnl9194fs.webp [ORIGINAL_NAME] => q3q47jsffzbsucbfyb97ovspo6r3zpkj.webp [DESCRIPTION] => [HANDLER_ID] => [EXTERNAL_ID] => f13bd594e734297ad5bd4ea6e76386f9 [VERSION_ORIGINAL_ID] => [META] => [SRC] => /upload/iblock/8cb/sb5567dj7t6ebs22p20mf3wsnl9194fs.webp ) [SORT] => 500 ) [4488] => Array ( [ID] => 4488 [NAME] => POST-CREDIT SERVICE [PICTURE] => Array ( [ID] => 2386240 [TIMESTAMP_X] => 09/25/2024 10:04:39 am [MODULE_ID] => iblock [HEIGHT] => 78 [WIDTH] => 92 [FILE_SIZE] => 2768 [CONTENT_TYPE] => image/webp [SUBDIR] => iblock/b3b [FILE_NAME] => yopd7gjq97qhixe8mpcaxor3ezdlynuz.webp [ORIGINAL_NAME] => 1773b70a7d8861da827f9129e388200e.webp [DESCRIPTION] => [HANDLER_ID] => [EXTERNAL_ID] => 7f467a1ab274f7abaec2198a59103a32 [VERSION_ORIGINAL_ID] => [META] => [SRC] => /upload/iblock/b3b/yopd7gjq97qhixe8mpcaxor3ezdlynuz.webp ) [SORT] => 500 ) [4497] => Array ( [ID] => 4497 [NAME] => MORTGAGES FOR EVERYONE [PICTURE] => Array ( [ID] => 2386234 [TIMESTAMP_X] => 09/25/2024 10:03:45 am [MODULE_ID] => iblock [HEIGHT] => 38 [WIDTH] => 40 [FILE_SIZE] => 1118 [CONTENT_TYPE] => image/webp [SUBDIR] => iblock/d3d [FILE_NAME] => em63356zxi8hqeixlqgfj8au1qlziiix.webp [ORIGINAL_NAME] => 488238cca6eb85dfbb1a216766290ff6.webp [DESCRIPTION] => [HANDLER_ID] => [EXTERNAL_ID] => 49f2162e595a81d250dec6d8d4728b3b [VERSION_ORIGINAL_ID] => [META] => [SRC] => /upload/iblock/d3d/em63356zxi8hqeixlqgfj8au1qlziiix.webp ) [SORT] => 500 ) [4506] => Array ( [ID] => 4506 [NAME] => BRANCHES AND TERMINALS [PICTURE] => Array ( [ID] => 2386231 [TIMESTAMP_X] => 09/25/2024 10:03:18 am [MODULE_ID] => iblock [HEIGHT] => 50 [WIDTH] => 34 [FILE_SIZE] => 1914 [CONTENT_TYPE] => image/webp [SUBDIR] => iblock/020 [FILE_NAME] => 7faw6k9hq1vdwa5kh5mt5uo1we1ytc72.webp [ORIGINAL_NAME] => 176f6547dacbdcc3f332e2485f0d6691.webp [DESCRIPTION] => [HANDLER_ID] => [EXTERNAL_ID] => def9089b308fc28689da5b85f4541627 [VERSION_ORIGINAL_ID] => [META] => [SRC] => /upload/iblock/020/7faw6k9hq1vdwa5kh5mt5uo1we1ytc72.webp ) [SORT] => 500 ) [4509] => Array ( [ID] => 4509 [NAME] => SAFETY [PICTURE] => Array ( [ID] => 2386228 [TIMESTAMP_X] => 09/25/2024 10:02:57 am [MODULE_ID] => iblock [HEIGHT] => 44 [WIDTH] => 35 [FILE_SIZE] => 1856 [CONTENT_TYPE] => image/webp [SUBDIR] => iblock/111 [FILE_NAME] => o03ho8g2pv33egbv4aak6ff2wslybjte.webp [ORIGINAL_NAME] => 0i0jpcz03nmyumpfiem1wqahwswwl21a.webp [DESCRIPTION] => [HANDLER_ID] => [EXTERNAL_ID] => 43439dc86a37b6c3c2f0ec4fd099ae88 [VERSION_ORIGINAL_ID] => [META] => [SRC] => /upload/iblock/111/o03ho8g2pv33egbv4aak6ff2wslybjte.webp ) [SORT] => 500 ) [4632] => Array ( [ID] => 4632 [NAME] => ACCOUNT FUNDING [PICTURE] => Array ( [ID] => 2386225 [TIMESTAMP_X] => 09/25/2024 10:02:32 am [MODULE_ID] => iblock [HEIGHT] => 36 [WIDTH] => 40 [FILE_SIZE] => 1476 [CONTENT_TYPE] => image/webp [SUBDIR] => iblock/15d [FILE_NAME] => 3lhlv075frtwlwupiv1w472bxig26vzu.webp [ORIGINAL_NAME] => 41bbf4a7035dc12233c4f20f00094fc2.webp [DESCRIPTION] => [HANDLER_ID] => [EXTERNAL_ID] => 1085244e70c0102c8003a8ce2fe79235 [VERSION_ORIGINAL_ID] => [META] => [SRC] => /upload/iblock/15d/3lhlv075frtwlwupiv1w472bxig26vzu.webp ) [SORT] => 500 ) [4635] => Array ( [ID] => 4635 [NAME] => ARREST OF ACCOUNTS [PICTURE] => Array ( [ID] => 2386222 [TIMESTAMP_X] => 09/25/2024 10:02:03 am [MODULE_ID] => iblock [HEIGHT] => 35 [WIDTH] => 40 [FILE_SIZE] => 1864 [CONTENT_TYPE] => image/webp [SUBDIR] => iblock/2f9 [FILE_NAME] => o3oqlqehute650mikfo1gjq3toaqet91.webp [ORIGINAL_NAME] => 1bcc20e24bc48b09a3e3d9bb38572341.webp [DESCRIPTION] => [HANDLER_ID] => [EXTERNAL_ID] => 6b263260fdf6a3feaf86fe3024d5022c [VERSION_ORIGINAL_ID] => [META] => [SRC] => /upload/iblock/2f9/o3oqlqehute650mikfo1gjq3toaqet91.webp ) [SORT] => 500 ) [4638] => Array ( [ID] => 4638 [NAME] => COMISSIONS, FINES, PENALTIES [PICTURE] => Array ( [ID] => 2386237 [TIMESTAMP_X] => 09/25/2024 10:04:08 am [MODULE_ID] => iblock [HEIGHT] => 45 [WIDTH] => 35 [FILE_SIZE] => 1186 [CONTENT_TYPE] => image/webp [SUBDIR] => iblock/0b4 [FILE_NAME] => bvwtc04i44ytim9kh037tyyw70b6ls9p.webp [ORIGINAL_NAME] => 0f3faad436aacc29851bf4c452d6fce2 (1).webp [DESCRIPTION] => [HANDLER_ID] => [EXTERNAL_ID] => e5a487fef1ce4fd79fc9093f9d9ad9e1 [VERSION_ORIGINAL_ID] => [META] => [SRC] => /upload/iblock/0b4/bvwtc04i44ytim9kh037tyyw70b6ls9p.webp ) [SORT] => 500 ) [4641] => Array ( [ID] => 4641 [NAME] => BANK CONSULTANTS [PICTURE] => Array ( [ID] => 2386216 [TIMESTAMP_X] => 09/25/2024 10:01:21 am [MODULE_ID] => iblock [HEIGHT] => 40 [WIDTH] => 40 [FILE_SIZE] => 1194 [CONTENT_TYPE] => image/webp [SUBDIR] => iblock/16c [FILE_NAME] => pdggo0d165woszkyp99n3rp6okyd7f6s.webp [ORIGINAL_NAME] => d229d894ee802182e1143923fdd7ba75.webp [DESCRIPTION] => [HANDLER_ID] => [EXTERNAL_ID] => 13153e86f5208b0cd4f70e1cc8bc865d [VERSION_ORIGINAL_ID] => [META] => [SRC] => /upload/iblock/16c/pdggo0d165woszkyp99n3rp6okyd7f6s.webp ) [SORT] => 500 ) [4644] => Array ( [ID] => 4644 [NAME] => SPECIAL ACCOUNT [PICTURE] => Array ( [ID] => 2386213 [TIMESTAMP_X] => 09/25/2024 10:00:44 am [MODULE_ID] => iblock [HEIGHT] => 44 [WIDTH] => 35 [FILE_SIZE] => 1856 [CONTENT_TYPE] => image/webp [SUBDIR] => iblock/7c1 [FILE_NAME] => yfeqakakrpt62mnfo1d500laar2qwax8.webp [ORIGINAL_NAME] => 8ab72e814c795dd82b219d5594628675.webp [DESCRIPTION] => [HANDLER_ID] => [EXTERNAL_ID] => 895da75a33715f2e495a7953542c5022 [VERSION_ORIGINAL_ID] => [META] => [SRC] => /upload/iblock/7c1/yfeqakakrpt62mnfo1d500laar2qwax8.webp ) [SORT] => 500 ) ) [TOP_CAT_INFO] => Array ( [ID] => 4443 [NAME] => Deposits [PICTURE] => Array ( [ID] => 2011701 [TIMESTAMP_X] => 06/27/2024 10:20:23 am [MODULE_ID] => iblock [HEIGHT] => 35 [WIDTH] => 40 [FILE_SIZE] => 1834 [CONTENT_TYPE] => image/webp [SUBDIR] => iblock/473 [FILE_NAME] => 9qi4g81tqc8fliy8snfxtk234je2a2e7.webp [ORIGINAL_NAME] => ff54238b218cfa01257dfd4b683c1e81.webp [DESCRIPTION] => [HANDLER_ID] => [EXTERNAL_ID] => 2c610f168052105bc3d1efb2e03a098b [VERSION_ORIGINAL_ID] => [META] => [SRC] => /upload/iblock/473/9qi4g81tqc8fliy8snfxtk234je2a2e7.webp ) [SORT] => 500 [CHECK_VIDEO] => [SUB_SECTIONS] => Array ( [4458] => Array ( [4461] => MAIN [4464] => CONDITIONS ) [4470] => Array ( [4473] => By Video Service [4476] => In The Otbasy Bank Mobile Application [4512] => With The Help Of Consultants [4515] => In Bank Branches [4518] => In Kazpost Offices ) [4533] => Array ( [4536] => Arnau Children's Deposi ) ) ) [CURRENT_QUEST] => Array ( [4446] => Array ( [0] => Array ( [ID] => 429276 [~ID] => 429276 [NAME] => At what age can I open a deposit? [~NAME] => At what age can I open a deposit? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => The "ZhSS Savings" deposit can be opened at any age. If the child is under 14 years old, the deposit is opened by their parent, adoptive parent, or guardian. For children aged 14 to 18, the minors can open the deposit themselves, but they need the consent of their parent, adoptive parent, or guardian.
The following documents are required to open a deposit:
Identity card or passport of the parent, adoptive parent, or guardian;
Birth certificate of the child, their identity card, or passport. [~PREVIEW_TEXT] => The "ZhSS Savings" deposit can be opened at any age. If the child is under 14 years old, the deposit is opened by their parent, adoptive parent, or guardian. For children aged 14 to 18, the minors can open the deposit themselves, but they need the consent of their parent, adoptive parent, or guardian. The following documents are required to open a deposit: Identity card or passport of the parent, adoptive parent, or guardian; Birth certificate of the child, their identity card, or passport. [IBLOCK_SECTION_ID] => 4446 [~IBLOCK_SECTION_ID] => 4446 [TIMESTAMP_X] => 06/27/2024 11:17:14 am [~TIMESTAMP_X] => 06/27/2024 11:17:14 am [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [1] => Array ( [ID] => 429279 [~ID] => 429279 [NAME] => How much does it cost to open a deposit? [~NAME] => How much does it cost to open a deposit? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => There is no commission fee for opening a deposit. [~PREVIEW_TEXT] => There is no commission fee for opening a deposit. [IBLOCK_SECTION_ID] => 4446 [~IBLOCK_SECTION_ID] => 4446 [TIMESTAMP_X] => 06/27/2024 11:17:23 am [~TIMESTAMP_X] => 06/27/2024 11:17:23 am [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [2] => Array ( [ID] => 429282 [~ID] => 429282 [NAME] => The amount of interest on the deposit [~NAME] => The amount of interest on the deposit [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => The nominal interest rate for the "Baspana," "Arnau," and "Zhas Otbasy" deposits is 2% per annum, with an effective interest rate of up to 14% per annum. For the "Tabysty" deposit, the interest rate is 5.5%, with an effective interest rate of up to 17.1% per annum. [~PREVIEW_TEXT] => The nominal interest rate for the "Baspana," "Arnau," and "Zhas Otbasy" deposits is 2% per annum, with an effective interest rate of up to 14% per annum. For the "Tabysty" deposit, the interest rate is 5.5%, with an effective interest rate of up to 17.1% per annum. [IBLOCK_SECTION_ID] => 4446 [~IBLOCK_SECTION_ID] => 4446 [TIMESTAMP_X] => 06/27/2024 11:16:46 am [~TIMESTAMP_X] => 06/27/2024 11:16:46 am [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [3] => Array ( [ID] => 429285 [~ID] => 429285 [NAME] => What is the minimum amount required to open a deposit? [~NAME] => What is the minimum amount required to open a deposit? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => After opening a deposit, the client can add funds to it at any time and in any amount. The minimum deposit amount is 500 monthly calculation indices (MCI), which equals 1,846,000 tenge for the year 2024. The client can regularly top up the deposit as they wish or make an initial lump-sum payment required for obtaining a loan. The amount of this payment depends on the terms of the chosen loan or credit program.
The client can open multiple deposits, but the total amount across all deposits for a single depositor must not exceed 200 million tenge. [~PREVIEW_TEXT] => After opening a deposit, the client can add funds to it at any time and in any amount. The minimum deposit amount is 500 monthly calculation indices (MCI), which equals 1,846,000 tenge for the year 2024. The client can regularly top up the deposit as they wish or make an initial lump-sum payment required for obtaining a loan. The amount of this payment depends on the terms of the chosen loan or credit program. The client can open multiple deposits, but the total amount across all deposits for a single depositor must not exceed 200 million tenge. [IBLOCK_SECTION_ID] => 4446 [~IBLOCK_SECTION_ID] => 4446 [TIMESTAMP_X] => 06/27/2024 11:16:11 am [~TIMESTAMP_X] => 06/27/2024 11:16:11 am [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [4] => Array ( [ID] => 429288 [~ID] => 429288 [NAME] => What is a tariff program? [~NAME] => What is a tariff program? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => A tariff program determines the interest rates on the deposit and other conditions for future savings and lending. The bank offers two tariff programs: "Baspana" and "Tabysty." Within the "Baspana" tariff program, you can open the children's deposit "Arnau" and the deposit "Zhas Otbasy." Each tariff program has its advantages.
Under the "Baspana" tariff program, the deposit rate is 2% per annum, with an effective interest rate of up to 14% per annum (including government bonuses), and there is no commission for opening the deposit. Under the "Tabysty" tariff program, the deposit rate is 5.5% per annum, with an effective interest rate of up to 17.1% per annum (including government bonuses), and there is no commission for opening the deposit. [~PREVIEW_TEXT] => A tariff program determines the interest rates on the deposit and other conditions for future savings and lending. The bank offers two tariff programs: "Baspana" and "Tabysty." Within the "Baspana" tariff program, you can open the children's deposit "Arnau" and the deposit "Zhas Otbasy." Each tariff program has its advantages. Under the "Baspana" tariff program, the deposit rate is 2% per annum, with an effective interest rate of up to 14% per annum (including government bonuses), and there is no commission for opening the deposit. Under the "Tabysty" tariff program, the deposit rate is 5.5% per annum, with an effective interest rate of up to 17.1% per annum (including government bonuses), and there is no commission for opening the deposit. [IBLOCK_SECTION_ID] => 4446 [~IBLOCK_SECTION_ID] => 4446 [TIMESTAMP_X] => 06/27/2024 11:16:30 am [~TIMESTAMP_X] => 06/27/2024 11:16:30 am [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [5] => Array ( [ID] => 429291 [~ID] => 429291 [NAME] => What is the difference between the tariff programs? [~NAME] => What is the difference between the tariff programs? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => The difference between tariff programs is in the terms of accumulation of housing stock, the minimum value of the estimated indicator, the recommended monthly contribution for accumulation of housing stock, interest rates on a housing loan and the term of granting a housing loan [~PREVIEW_TEXT] => The difference between tariff programs is in the terms of accumulation of housing stock, the minimum value of the estimated indicator, the recommended monthly contribution for accumulation of housing stock, interest rates on a housing loan and the term of granting a housing loan [IBLOCK_SECTION_ID] => 4446 [~IBLOCK_SECTION_ID] => 4446 [TIMESTAMP_X] => 06/27/2024 11:16:22 am [~TIMESTAMP_X] => 06/27/2024 11:16:22 am [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [6] => Array ( [ID] => 429294 [~ID] => 429294 [NAME] => Which tariff program is the most profitable? [~NAME] => Which tariff program is the most profitable? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => To determine the most profitable deposit, you should take into account your financial goals and opportunities. The bank has 2 tariff programs: “Baspana” and “Tabysty". And within the framework of the Baspana tariff program, you can open a children's deposit “Arnau” and a deposit “Zhas Otbasy". Each tariff program has its advantages.
With the Baspana tariff program, you will receive a deposit reward at a rate of 2%, and the effective interest rate can reach up to 14% (including the state premium). At the same time, there is no commission for opening a deposit.
On the other hand, the "Tabysty" tariff plan offers an interest rate of 5.5%, and the effective interest rate can reach up to 17.1% (including the state premium). The minimum amount of the agreement for the Tabysta deposit is 6 million tenge.
If you are more interested in a higher interest rate, then Tabysty may be a better choice. However, if you wish to apply for an interim loan or participate in pre-loan loan programs, then Baspana may be preferable. It is also important to consider your financial capabilities and goals when choosing a deposit. [~PREVIEW_TEXT] => To determine the most profitable deposit, you should take into account your financial goals and opportunities. The bank has 2 tariff programs: “Baspana” and “Tabysty". And within the framework of the Baspana tariff program, you can open a children's deposit “Arnau” and a deposit “Zhas Otbasy". Each tariff program has its advantages. With the Baspana tariff program, you will receive a deposit reward at a rate of 2%, and the effective interest rate can reach up to 14% (including the state premium). At the same time, there is no commission for opening a deposit. On the other hand, the "Tabysty" tariff plan offers an interest rate of 5.5%, and the effective interest rate can reach up to 17.1% (including the state premium). The minimum amount of the agreement for the Tabysta deposit is 6 million tenge. If you are more interested in a higher interest rate, then Tabysty may be a better choice. However, if you wish to apply for an interim loan or participate in pre-loan loan programs, then Baspana may be preferable. It is also important to consider your financial capabilities and goals when choosing a deposit. [IBLOCK_SECTION_ID] => 4446 [~IBLOCK_SECTION_ID] => 4446 [TIMESTAMP_X] => 06/27/2024 11:15:59 am [~TIMESTAMP_X] => 06/27/2024 11:15:59 am [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [7] => Array ( [ID] => 429297 [~ID] => 429297 [NAME] => How much do I need to save for a housing loan? [~NAME] => How much do I need to save for a housing loan? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => The minimum accumulation period for a housing loan at a rate of 3.5%-5% per annum is 3 years (36 months), the maximum period is unlimited.
To apply for a housing loan, you need to become a depositor of the Bank and fulfill the following conditions:
- accumulation of at least 50% of the agreed amount;
- achieving an estimated score of at least 16;
- the accumulation period is more than 3 years. [~PREVIEW_TEXT] => The minimum accumulation period for a housing loan at a rate of 3.5%-5% per annum is 3 years (36 months), the maximum period is unlimited. To apply for a housing loan, you need to become a depositor of the Bank and fulfill the following conditions: - accumulation of at least 50% of the agreed amount; - achieving an estimated score of at least 16; - the accumulation period is more than 3 years. [IBLOCK_SECTION_ID] => 4446 [~IBLOCK_SECTION_ID] => 4446 [TIMESTAMP_X] => 06/27/2024 11:17:18 am [~TIMESTAMP_X] => 06/27/2024 11:17:18 am [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [8] => Array ( [ID] => 429300 [~ID] => 429300 [NAME] => I have already accumulated 50% of the agreed amount, what should I do next? [~NAME] => I have already accumulated 50% of the agreed amount, what should I do next? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => You can apply for a housing loan at an interest rate of 3.5%-5% per annum if the following conditions are met:
- accumulation of 50% of the agreed amount,
- achieving an OP of at least 16,
- the accumulation period is 3 years (36 months) or more,
- provision of necessary collateral.
If the term of your deposit is less than 3 years and the OP value is less than 16, then you can consider an interim loan or pre-loan loan programs. [~PREVIEW_TEXT] => You can apply for a housing loan at an interest rate of 3.5%-5% per annum if the following conditions are met: - accumulation of 50% of the agreed amount, - achieving an OP of at least 16, - the accumulation period is 3 years (36 months) or more, - provision of necessary collateral. If the term of your deposit is less than 3 years and the OP value is less than 16, then you can consider an interim loan or pre-loan loan programs. [IBLOCK_SECTION_ID] => 4446 [~IBLOCK_SECTION_ID] => 4446 [TIMESTAMP_X] => 06/27/2024 11:17:28 am [~TIMESTAMP_X] => 06/27/2024 11:17:28 am [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [9] => Array ( [ID] => 429303 [~ID] => 429303 [NAME] => I have run out of savings, what will happen to my deposit? [~NAME] => I have run out of savings, what will happen to my deposit? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => Don't worry! The accumulation period will be automatically extended. Since there is no maximum deposit accumulation period. [~PREVIEW_TEXT] => Don't worry! The accumulation period will be automatically extended. Since there is no maximum deposit accumulation period. [IBLOCK_SECTION_ID] => 4446 [~IBLOCK_SECTION_ID] => 4446 [TIMESTAMP_X] => 06/27/2024 11:17:35 am [~TIMESTAMP_X] => 06/27/2024 11:17:35 am [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) ) [4452] => Array ( [0] => Array ( [ID] => 429306 [~ID] => 429306 [NAME] => What is necessary to open a deposit? [~NAME] => What is necessary to open a deposit? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => [~PREVIEW_TEXT] => [IBLOCK_SECTION_ID] => 4452 [~IBLOCK_SECTION_ID] => 4452 [TIMESTAMP_X] => 06/26/2024 04:13:04 pm [~TIMESTAMP_X] => 06/26/2024 04:13:04 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [1] => Array ( [ID] => 429309 [~ID] => 429309 [NAME] => What types of deposit do you have? [~NAME] => What types of deposit do you have? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => [~PREVIEW_TEXT] => [IBLOCK_SECTION_ID] => 4452 [~IBLOCK_SECTION_ID] => 4452 [TIMESTAMP_X] => 06/26/2024 04:13:54 pm [~TIMESTAMP_X] => 06/26/2024 04:13:54 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [2] => Array ( [ID] => 429312 [~ID] => 429312 [NAME] => Is there a commission for opening a deposit? [~NAME] => Is there a commission for opening a deposit? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => [~PREVIEW_TEXT] => [IBLOCK_SECTION_ID] => 4452 [~IBLOCK_SECTION_ID] => 4452 [TIMESTAMP_X] => 06/26/2024 04:15:33 pm [~TIMESTAMP_X] => 06/26/2024 04:15:33 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [3] => Array ( [ID] => 429315 [~ID] => 429315 [NAME] => The amount of the deposit fee [~NAME] => The amount of the deposit fee [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => [~PREVIEW_TEXT] => [IBLOCK_SECTION_ID] => 4452 [~IBLOCK_SECTION_ID] => 4452 [TIMESTAMP_X] => 06/26/2024 04:16:19 pm [~TIMESTAMP_X] => 06/26/2024 04:16:19 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [4] => Array ( [ID] => 429318 [~ID] => 429318 [NAME] => What is the minimum amount required to open a deposit? [~NAME] => What is the minimum amount required to open a deposit? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => [~PREVIEW_TEXT] => [IBLOCK_SECTION_ID] => 4452 [~IBLOCK_SECTION_ID] => 4452 [TIMESTAMP_X] => 06/26/2024 04:32:48 pm [~TIMESTAMP_X] => 06/26/2024 04:32:48 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [5] => Array ( [ID] => 429321 [~ID] => 429321 [NAME] => Is it possible to partially withdraw from the deposit? [~NAME] => Is it possible to partially withdraw from the deposit? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => [~PREVIEW_TEXT] => [IBLOCK_SECTION_ID] => 4452 [~IBLOCK_SECTION_ID] => 4452 [TIMESTAMP_X] => 06/26/2024 04:33:28 pm [~TIMESTAMP_X] => 06/26/2024 04:33:28 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [6] => Array ( [ID] => 429324 [~ID] => 429324 [NAME] => What is the tariff program? [~NAME] => What is the tariff program? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => [~PREVIEW_TEXT] => [IBLOCK_SECTION_ID] => 4452 [~IBLOCK_SECTION_ID] => 4452 [TIMESTAMP_X] => 06/26/2024 04:37:38 pm [~TIMESTAMP_X] => 06/26/2024 04:37:38 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [7] => Array ( [ID] => 429327 [~ID] => 429327 [NAME] => I have run out of savings, what will happen to my deposit? [~NAME] => I have run out of savings, what will happen to my deposit? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => [~PREVIEW_TEXT] => [IBLOCK_SECTION_ID] => 4452 [~IBLOCK_SECTION_ID] => 4452 [TIMESTAMP_X] => 06/26/2024 04:38:10 pm [~TIMESTAMP_X] => 06/26/2024 04:38:10 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [8] => Array ( [ID] => 429330 [~ID] => 429330 [NAME] => Can another person change the terms of my HCC agreement [~NAME] => Can another person change the terms of my HCC agreement [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => [~PREVIEW_TEXT] => [IBLOCK_SECTION_ID] => 4452 [~IBLOCK_SECTION_ID] => 4452 [TIMESTAMP_X] => 06/26/2024 04:38:39 pm [~TIMESTAMP_X] => 06/26/2024 04:38:39 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [9] => Array ( [ID] => 429333 [~ID] => 429333 [NAME] => I have already accumulated 50% of the agreed amount, what should I do next? [~NAME] => I have already accumulated 50% of the agreed amount, what should I do next? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => [~PREVIEW_TEXT] => [IBLOCK_SECTION_ID] => 4452 [~IBLOCK_SECTION_ID] => 4452 [TIMESTAMP_X] => 06/26/2024 04:39:10 pm [~TIMESTAMP_X] => 06/26/2024 04:39:10 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) ) [4461] => Array ( [0] => Array ( [ID] => 429339 [~ID] => 429339 [NAME] => What is a state award? [~NAME] => What is a state award? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => Money allocated annually from the republican budget and credited to the accumulated amount of the deposit at the end of the year and to the remuneration of the Bank. The amount of the annual Premium of the state on the deposits of ZHSS is determined by the Law on ZHSS. The contribution of the ZHSS, encouraged by the State Award, includes the amount of the ZHSScontribution and the Bank's remuneration accrued on it. [~PREVIEW_TEXT] => Money allocated annually from the republican budget and credited to the accumulated amount of the deposit at the end of the year and to the remuneration of the Bank. The amount of the annual Premium of the state on the deposits of ZHSS is determined by the Law on ZHSS. The contribution of the ZHSS, encouraged by the State Award, includes the amount of the ZHSScontribution and the Bank's remuneration accrued on it. [IBLOCK_SECTION_ID] => 4461 [~IBLOCK_SECTION_ID] => 4461 [TIMESTAMP_X] => 06/27/2024 11:23:35 am [~TIMESTAMP_X] => 06/27/2024 11:23:35 am [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [1] => Array ( [ID] => 429348 [~ID] => 429348 [NAME] => What is the amount of the state's bonus? [~NAME] => What is the amount of the state's bonus? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => The amount of the state premium is 20% of the amount of savings for the year, by 200 MCI (738,400 tenge). Customers can receive a bonus for any amount of replenishment, but the maximum premium is calculated on the basis of 200 MCI (Minimum Calculation Index), which in monetary terms is 738,400 tenge. Thus, the maximum amount of the premium is limited and amounts to 20% of the 200 MCI, which is equal to 147,680 tenge. If the client deposits less than 200 MCI, the bonus is still accrued, and it also amounts to 20% of the accumulated amount. One depositor may have several deposits, but the Premium is accrued only on one of his deposits where the sign of the state premium is indicated. [~PREVIEW_TEXT] => The amount of the state premium is 20% of the amount of savings for the year, by 200 MCI (738,400 tenge). Customers can receive a bonus for any amount of replenishment, but the maximum premium is calculated on the basis of 200 MCI (Minimum Calculation Index), which in monetary terms is 738,400 tenge. Thus, the maximum amount of the premium is limited and amounts to 20% of the 200 MCI, which is equal to 147,680 tenge. If the client deposits less than 200 MCI, the bonus is still accrued, and it also amounts to 20% of the accumulated amount. One depositor may have several deposits, but the Premium is accrued only on one of his deposits where the sign of the state premium is indicated. [IBLOCK_SECTION_ID] => 4461 [~IBLOCK_SECTION_ID] => 4461 [TIMESTAMP_X] => 06/27/2024 11:24:29 am [~TIMESTAMP_X] => 06/27/2024 11:24:29 am [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [2] => Array ( [ID] => 429351 [~ID] => 429351 [NAME] => Who can receive the state award? [~NAME] => Who can receive the state award? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => The state premium is accrued on the accumulated amount of the ZHSS deposit and the Bank's remuneration for all deposits of the ZHSS of citizens of the Republic of Kazakhstan [~PREVIEW_TEXT] => The state premium is accrued on the accumulated amount of the ZHSS deposit and the Bank's remuneration for all deposits of the ZHSS of citizens of the Republic of Kazakhstan [IBLOCK_SECTION_ID] => 4461 [~IBLOCK_SECTION_ID] => 4461 [TIMESTAMP_X] => 06/27/2024 11:23:59 am [~TIMESTAMP_X] => 06/27/2024 11:23:59 am [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [3] => Array ( [ID] => 429354 [~ID] => 429354 [NAME] => How much is the maximum amount of the state's bonus? [~NAME] => How much is the maximum amount of the state's bonus? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => In 2024, the maximum premium of the state will amount to 147,680 tenge for savings of 738,400 tenge or more.
The state's bonus in the current year is not credited to the amount of the contribution encouraged in previous years.
If the amount of accumulated money encouraged by the state bonus exceeds 738,400 tenge, then the remaining amount of accumulated money not encouraged is taken into account when calculating the state bonus next year. [~PREVIEW_TEXT] => In 2024, the maximum premium of the state will amount to 147,680 tenge for savings of 738,400 tenge or more. The state's bonus in the current year is not credited to the amount of the contribution encouraged in previous years. If the amount of accumulated money encouraged by the state bonus exceeds 738,400 tenge, then the remaining amount of accumulated money not encouraged is taken into account when calculating the state bonus next year. [IBLOCK_SECTION_ID] => 4461 [~IBLOCK_SECTION_ID] => 4461 [TIMESTAMP_X] => 06/27/2024 11:24:38 am [~TIMESTAMP_X] => 06/27/2024 11:24:38 am [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [4] => Array ( [ID] => 429357 [~ID] => 429357 [NAME] => When will the State award arrive? [~NAME] => When will the State award arrive? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => The state bonus is credited to Depositors' Accounts before March 1 of the year following the reporting year. [~PREVIEW_TEXT] => The state bonus is credited to Depositors' Accounts before March 1 of the year following the reporting year. [IBLOCK_SECTION_ID] => 4461 [~IBLOCK_SECTION_ID] => 4461 [TIMESTAMP_X] => 06/27/2024 11:24:10 am [~TIMESTAMP_X] => 06/27/2024 11:24:10 am [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [5] => Array ( [ID] => 429360 [~ID] => 429360 [NAME] => What is the minimum amount to receive a state award? [~NAME] => What is the minimum amount to receive a state award? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => There is no minimum size. The state bonus is calculated on the amount of savings not previously encouraged by the state bonus.
If you have accumulated less than 738,400 tenge this year, the state premium will amount to 20% of the amount of savings.
For example, a premium of 40,000 tenge is accrued on your savings of 200,000 tenge [~PREVIEW_TEXT] => There is no minimum size. The state bonus is calculated on the amount of savings not previously encouraged by the state bonus. If you have accumulated less than 738,400 tenge this year, the state premium will amount to 20% of the amount of savings. For example, a premium of 40,000 tenge is accrued on your savings of 200,000 tenge [IBLOCK_SECTION_ID] => 4461 [~IBLOCK_SECTION_ID] => 4461 [TIMESTAMP_X] => 06/27/2024 11:24:22 am [~TIMESTAMP_X] => 06/27/2024 11:24:22 am [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [6] => Array ( [ID] => 429363 [~ID] => 429363 [NAME] => I have several deposits of housing construction savings, will the state award be received for them? [~NAME] => I have several deposits of housing construction savings, will the state award be received for them? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => If there are several accounts for the deposit of housing and construction savings, the state premium is credited to only one main account at the depositor's choice. You can change the premium attribute in the Otbasy Bank mobile application [~PREVIEW_TEXT] => If there are several accounts for the deposit of housing and construction savings, the state premium is credited to only one main account at the depositor's choice. You can change the premium attribute in the Otbasy Bank mobile application [IBLOCK_SECTION_ID] => 4461 [~IBLOCK_SECTION_ID] => 4461 [TIMESTAMP_X] => 06/27/2024 11:23:24 am [~TIMESTAMP_X] => 06/27/2024 11:23:24 am [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [7] => Array ( [ID] => 429366 [~ID] => 429366 [NAME] => Do I have a special savings account, am I entitled to a government bonus? [~NAME] => Do I have a special savings account, am I entitled to a government bonus? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => Yes, the State Bonus is credited to a special savings account. [~PREVIEW_TEXT] => Yes, the State Bonus is credited to a special savings account. [IBLOCK_SECTION_ID] => 4461 [~IBLOCK_SECTION_ID] => 4461 [TIMESTAMP_X] => 06/27/2024 11:24:42 am [~TIMESTAMP_X] => 06/27/2024 11:24:42 am [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) ) [4464] => Array ( [0] => Array ( [ID] => 429369 [~ID] => 429369 [NAME] => How do I get a government award? [~NAME] => How do I get a government award? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => In order to receive the state bonus, it is necessary to deposit funds in the amount of 200 MCI (738,400). The amount of the state premium is 20% of the amount of savings for the year, by 200 MCI (738,400 tenge).
Customers can receive a bonus for any amount of replenishment, but the maximum premium is calculated on the basis of 200 MCI (Minimum Calculation Index), which in monetary terms is 738,400 tenge. Thus, the maximum amount of the premium is limited and amounts to 20% of the 200 MCI, which is equal to 147,680 tenge. If the client deposits less than 200 MCI, the bonus is still accrued, and it also amounts to 20% of the accumulated amount. One depositor may have several deposits, but the Premium is accrued only on one of his deposits where the sign of the state premium is indicated. [~PREVIEW_TEXT] => In order to receive the state bonus, it is necessary to deposit funds in the amount of 200 MCI (738,400). The amount of the state premium is 20% of the amount of savings for the year, by 200 MCI (738,400 tenge). Customers can receive a bonus for any amount of replenishment, but the maximum premium is calculated on the basis of 200 MCI (Minimum Calculation Index), which in monetary terms is 738,400 tenge. Thus, the maximum amount of the premium is limited and amounts to 20% of the 200 MCI, which is equal to 147,680 tenge. If the client deposits less than 200 MCI, the bonus is still accrued, and it also amounts to 20% of the accumulated amount. One depositor may have several deposits, but the Premium is accrued only on one of his deposits where the sign of the state premium is indicated. [IBLOCK_SECTION_ID] => 4464 [~IBLOCK_SECTION_ID] => 4464 [TIMESTAMP_X] => 06/27/2024 11:19:10 am [~TIMESTAMP_X] => 06/27/2024 11:19:10 am [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [1] => Array ( [ID] => 429372 [~ID] => 429372 [NAME] => Can I receive a state award every year? [~NAME] => Can I receive a state award every year? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => The State award is awarded on an annual basis.
The state's bonus in the current year is not credited to the amount of the contribution encouraged in previous years. [~PREVIEW_TEXT] => The State award is awarded on an annual basis. The state's bonus in the current year is not credited to the amount of the contribution encouraged in previous years. [IBLOCK_SECTION_ID] => 4464 [~IBLOCK_SECTION_ID] => 4464 [TIMESTAMP_X] => 06/27/2024 11:19:00 am [~TIMESTAMP_X] => 06/27/2024 11:19:00 am [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [2] => Array ( [ID] => 429375 [~ID] => 429375 [NAME] => I have a loan from a bank, will I receive a government bonus? [~NAME] => I have a loan from a bank, will I receive a government bonus? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => The state bonus is credited to the contribution of the Housing and Communal Services.
If you have an interim or preliminary loan, where there is a deposit secured, the deposit will be credited with a premium from the state. [~PREVIEW_TEXT] => The state bonus is credited to the contribution of the Housing and Communal Services. If you have an interim or preliminary loan, where there is a deposit secured, the deposit will be credited with a premium from the state. [IBLOCK_SECTION_ID] => 4464 [~IBLOCK_SECTION_ID] => 4464 [TIMESTAMP_X] => 06/27/2024 11:19:22 am [~TIMESTAMP_X] => 06/27/2024 11:19:22 am [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [3] => Array ( [ID] => 429378 [~ID] => 429378 [NAME] => Is it possible to direct the government's premium to repay the loan? [~NAME] => Is it possible to direct the government's premium to repay the loan? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => The state bonus is accrued on the accumulated amount and remuneration of the Bank, and will be paid upon payment of the contractual amount. Thus:
- the state's premium is used to repay debts when switching from an interim and preliminary loan to a housing loan;
- when applying for a housing loan, the state premium is paid to the client. [~PREVIEW_TEXT] => The state bonus is accrued on the accumulated amount and remuneration of the Bank, and will be paid upon payment of the contractual amount. Thus: - the state's premium is used to repay debts when switching from an interim and preliminary loan to a housing loan; - when applying for a housing loan, the state premium is paid to the client. [IBLOCK_SECTION_ID] => 4464 [~IBLOCK_SECTION_ID] => 4464 [TIMESTAMP_X] => 06/27/2024 11:20:33 am [~TIMESTAMP_X] => 06/27/2024 11:20:33 am [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [4] => Array ( [ID] => 429381 [~ID] => 429381 [NAME] => In which case is the state premium not paid? [~NAME] => In which case is the state premium not paid? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => The state award is subject to return to the state budget in the following cases:
1) inappropriate use of a housing loan by a depositor;
2) repayment of the loan within 14 calendar days from the date of issue of the loan if the accumulation of money is less than 3 years;
3) making payments by the Bank of the state premium to the depositor in violation of the Law on Housing and (or) the Contract on housing and Communal Services. In this case, the amount (part of the amount) of the state premium paid by the Bank with violations is subject to refund;
4) early closing of the deposit with a deposit accumulation period of less than 3 years;
5) assignment of the deposit to a person who is not a citizen of the Republic of Kazakhstan;
6) the discovery by the state body of the Republic of Kazakhstan for the execution of the budget of the payment of state bonuses to one depositor for 2 or more accounts on deposits of ZHSS. At the same time, the state premium accrued in previous years is subject to return to the republican budget, with the exception of premiums accrued on one of the deposits of the Housing and communal Services at the choice of the depositor. [~PREVIEW_TEXT] => The state award is subject to return to the state budget in the following cases: 1) inappropriate use of a housing loan by a depositor; 2) repayment of the loan within 14 calendar days from the date of issue of the loan if the accumulation of money is less than 3 years; 3) making payments by the Bank of the state premium to the depositor in violation of the Law on Housing and (or) the Contract on housing and Communal Services. In this case, the amount (part of the amount) of the state premium paid by the Bank with violations is subject to refund; 4) early closing of the deposit with a deposit accumulation period of less than 3 years; 5) assignment of the deposit to a person who is not a citizen of the Republic of Kazakhstan; 6) the discovery by the state body of the Republic of Kazakhstan for the execution of the budget of the payment of state bonuses to one depositor for 2 or more accounts on deposits of ZHSS. At the same time, the state premium accrued in previous years is subject to return to the republican budget, with the exception of premiums accrued on one of the deposits of the Housing and communal Services at the choice of the depositor. [IBLOCK_SECTION_ID] => 4464 [~IBLOCK_SECTION_ID] => 4464 [TIMESTAMP_X] => 06/27/2024 11:21:41 am [~TIMESTAMP_X] => 06/27/2024 11:21:41 am [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [5] => Array ( [ID] => 429384 [~ID] => 429384 [NAME] => Is the state bonus accrued on remuneration from the Bank? [~NAME] => Is the state bonus accrued on remuneration from the Bank? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => Yes, the state bonus is accrued on the accumulated amount and on the remuneration of the Bank. [~PREVIEW_TEXT] => Yes, the state bonus is accrued on the accumulated amount and on the remuneration of the Bank. [IBLOCK_SECTION_ID] => 4464 [~IBLOCK_SECTION_ID] => 4464 [TIMESTAMP_X] => 06/27/2024 11:20:56 am [~TIMESTAMP_X] => 06/27/2024 11:20:56 am [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [6] => Array ( [ID] => 429387 [~ID] => 429387 [NAME] => In which case is the State's premium subject to withdrawal? [~NAME] => In which case is the State's premium subject to withdrawal? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => [~PREVIEW_TEXT] => [IBLOCK_SECTION_ID] => 4464 [~IBLOCK_SECTION_ID] => 4464 [TIMESTAMP_X] => 06/26/2024 05:42:48 pm [~TIMESTAMP_X] => 06/26/2024 05:42:48 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) ) [4467] => Array ( [0] => Array ( [ID] => 429393 [~ID] => 429393 [NAME] => Basic conditions [~NAME] => Basic conditions [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => The minimum contractual amount is 6 000 000 tenge
The accumulation period is 3 years
The interest rate is 5.5% (effective rate up to 17.1% per annum) [~PREVIEW_TEXT] => The minimum contractual amount is 6 000 000 tenge The accumulation period is 3 years The interest rate is 5.5% (effective rate up to 17.1% per annum) [IBLOCK_SECTION_ID] => 4467 [~IBLOCK_SECTION_ID] => 4467 [TIMESTAMP_X] => 06/27/2024 11:25:29 am [~TIMESTAMP_X] => 06/27/2024 11:25:29 am [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [1] => Array ( [ID] => 429396 [~ID] => 429396 [NAME] => Is it possible to divide the deposit opened under the tariff program "Tabysty"? [~NAME] => Is it possible to divide the deposit opened under the tariff program "Tabysty"? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => Yes, when dividing, the contractual amount of the divided contracts must be at least 6,000,000 tenge. [~PREVIEW_TEXT] => Yes, when dividing, the contractual amount of the divided contracts must be at least 6,000,000 tenge. [IBLOCK_SECTION_ID] => 4467 [~IBLOCK_SECTION_ID] => 4467 [TIMESTAMP_X] => 06/27/2024 11:26:14 am [~TIMESTAMP_X] => 06/27/2024 11:26:14 am [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [2] => Array ( [ID] => 429399 [~ID] => 429399 [NAME] => Conditions for changing the contractual amount under the tariff program "Tabysty" [~NAME] => Conditions for changing the contractual amount under the tariff program "Tabysty" [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => According to the Tabysty deposit, the reduction of the contractual amount is possible up to 6 million tenge. [~PREVIEW_TEXT] => According to the Tabysty deposit, the reduction of the contractual amount is possible up to 6 million tenge. [IBLOCK_SECTION_ID] => 4467 [~IBLOCK_SECTION_ID] => 4467 [TIMESTAMP_X] => 06/27/2024 11:25:38 am [~TIMESTAMP_X] => 06/27/2024 11:25:38 am [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [3] => Array ( [ID] => 429402 [~ID] => 429402 [NAME] => Is it possible to give up the Tabysta deposit to relatives? [~NAME] => Is it possible to give up the Tabysta deposit to relatives? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => Yes, a concession between relatives is possible. [~PREVIEW_TEXT] => Yes, a concession between relatives is possible. [IBLOCK_SECTION_ID] => 4467 [~IBLOCK_SECTION_ID] => 4467 [TIMESTAMP_X] => 06/27/2024 11:26:33 am [~TIMESTAMP_X] => 06/27/2024 11:26:33 am [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [4] => Array ( [ID] => 429408 [~ID] => 429408 [NAME] => Is it possible to switch to the tariff program "Tabysty" from the tariff program "Baspana"? [~NAME] => Is it possible to switch to the tariff program "Tabysty" from the tariff program "Baspana"? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => Switching to the Tabysty Tariff Program is not allowed. [~PREVIEW_TEXT] => Switching to the Tabysty Tariff Program is not allowed. [IBLOCK_SECTION_ID] => 4467 [~IBLOCK_SECTION_ID] => 4467 [TIMESTAMP_X] => 06/27/2024 11:27:01 am [~TIMESTAMP_X] => 06/27/2024 11:27:01 am [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [5] => Array ( [ID] => 429411 [~ID] => 429411 [NAME] => Is it possible to participate in government programs and in the "Your Home" program with a Tabysty deposit? [~NAME] => Is it possible to participate in government programs and in the "Your Home" program with a Tabysty deposit? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => Within the framework of the Tariff program "Tabysty", participation in government programs and in the "Own Home" program is not allowed. [~PREVIEW_TEXT] => Within the framework of the Tariff program "Tabysty", participation in government programs and in the "Own Home" program is not allowed. [IBLOCK_SECTION_ID] => 4467 [~IBLOCK_SECTION_ID] => 4467 [TIMESTAMP_X] => 06/27/2024 11:26:42 am [~TIMESTAMP_X] => 06/27/2024 11:26:42 am [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [6] => Array ( [ID] => 429414 [~ID] => 429414 [NAME] => Credit conditions under the tariff program "Tabysty" [~NAME] => Credit conditions under the tariff program "Tabysty" [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => The minimum required value of OP is 39
The loan term is from 6 months to 5 years
The lending rate is 8.5% [~PREVIEW_TEXT] => The minimum required value of OP is 39 The loan term is from 6 months to 5 years The lending rate is 8.5% [IBLOCK_SECTION_ID] => 4467 [~IBLOCK_SECTION_ID] => 4467 [TIMESTAMP_X] => 06/27/2024 11:25:50 am [~TIMESTAMP_X] => 06/27/2024 11:25:50 am [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [7] => Array ( [ID] => 429417 [~ID] => 429417 [NAME] => Is it possible to apply for an interim or preliminary loan under the tariff program "Tabysty"? [~NAME] => Is it possible to apply for an interim or preliminary loan under the tariff program "Tabysty"? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => The Tabysty deposit is intended exclusively for registration of a housing loan. It is not possible to obtain interim or advance loans under this tariff program. [~PREVIEW_TEXT] => The Tabysty deposit is intended exclusively for registration of a housing loan. It is not possible to obtain interim or advance loans under this tariff program. [IBLOCK_SECTION_ID] => 4467 [~IBLOCK_SECTION_ID] => 4467 [TIMESTAMP_X] => 06/27/2024 11:26:05 am [~TIMESTAMP_X] => 06/27/2024 11:26:05 am [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) ) [4470] => Array ( [0] => Array ( [ID] => 429474 [~ID] => 429474 [NAME] => How do I open a deposit? [~NAME] => How do I open a deposit? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => You can open a ZHSS deposit:
- in Online banking and in the Otbasy Bank mobile application;
- Through the Bank's Video Call, the first deposit;
- From the Bank's consultants. The list of consultants is here;
- In the Bank's branches with direct access;
- In the Bank's Consulting Centers;
- In the branches of Kazpost JSC
To open a deposit, you only need an identity card, a birth certificate (for children) [~PREVIEW_TEXT] => You can open a ZHSS deposit: - in Online banking and in the Otbasy Bank mobile application; - Through the Bank's Video Call, the first deposit; - From the Bank's consultants. The list of consultants is here; - In the Bank's branches with direct access; - In the Bank's Consulting Centers; - In the branches of Kazpost JSC To open a deposit, you only need an identity card, a birth certificate (for children) [IBLOCK_SECTION_ID] => 4470 [~IBLOCK_SECTION_ID] => 4470 [TIMESTAMP_X] => 06/27/2024 11:30:49 am [~TIMESTAMP_X] => 06/27/2024 11:30:49 am [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [1] => Array ( [ID] => 429477 [~ID] => 429477 [NAME] => Is it possible to open a deposit online? [~NAME] => Is it possible to open a deposit online? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => You can open a deposit online in the following ways:
1. Opening the first deposit via video call: If you do not have a deposit in our bank yet, you can open it using the video call function. To do this, you will only need an identity card.
2. Opening the first and subsequent deposits via online banking and mobile application: You can also open both the first and any subsequent deposits via Online banking or the Otbasy Bank mobile application. [~PREVIEW_TEXT] => You can open a deposit online in the following ways: 1. Opening the first deposit via video call: If you do not have a deposit in our bank yet, you can open it using the video call function. To do this, you will only need an identity card. 2. Opening the first and subsequent deposits via online banking and mobile application: You can also open both the first and any subsequent deposits via Online banking or the Otbasy Bank mobile application. [IBLOCK_SECTION_ID] => 4470 [~IBLOCK_SECTION_ID] => 4470 [TIMESTAMP_X] => 06/27/2024 11:29:51 am [~TIMESTAMP_X] => 06/27/2024 11:29:51 am [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [2] => Array ( [ID] => 429480 [~ID] => 429480 [NAME] => Is it possible to open a deposit in another currency? [~NAME] => Is it possible to open a deposit in another currency? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => No, the accumulation of HSS is carried out only in the national currency - tenge. [~PREVIEW_TEXT] => No, the accumulation of HSS is carried out only in the national currency - tenge. [IBLOCK_SECTION_ID] => 4470 [~IBLOCK_SECTION_ID] => 4470 [TIMESTAMP_X] => 06/27/2024 11:30:19 am [~TIMESTAMP_X] => 06/27/2024 11:30:19 am [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [3] => Array ( [ID] => 429483 [~ID] => 429483 [NAME] => Why is it profitable for me to open a deposit of housing construction savings? [~NAME] => Why is it profitable for me to open a deposit of housing construction savings? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => By opening a deposit, you get the opportunity to apply for a housing loan with a loan rate from 3.5% to 5% per annum. Also, a state bonus of 20% will be credited to your savings.
The bank's clients can participate in various housing programs that offer opportunities to purchase housing on favorable terms:
- Government programs offer rates from 2% to 5% per annum.
- Jean Baspana, a program aimed at recipients of housing payments, provides loans at 6%-8% per annum.
- Your home is a program with rates from 3.5% to 7% per annum.
- Regional programs offer loans starting from 5% per annum.
Also, the bank's depositors have the opportunity to participate in general lending programs available to all deposit holders. [~PREVIEW_TEXT] => By opening a deposit, you get the opportunity to apply for a housing loan with a loan rate from 3.5% to 5% per annum. Also, a state bonus of 20% will be credited to your savings. The bank's clients can participate in various housing programs that offer opportunities to purchase housing on favorable terms: - Government programs offer rates from 2% to 5% per annum. - Jean Baspana, a program aimed at recipients of housing payments, provides loans at 6%-8% per annum. - Your home is a program with rates from 3.5% to 7% per annum. - Regional programs offer loans starting from 5% per annum. Also, the bank's depositors have the opportunity to participate in general lending programs available to all deposit holders. [IBLOCK_SECTION_ID] => 4470 [~IBLOCK_SECTION_ID] => 4470 [TIMESTAMP_X] => 06/27/2024 11:29:15 am [~TIMESTAMP_X] => 06/27/2024 11:29:15 am [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [4] => Array ( [ID] => 429486 [~ID] => 429486 [NAME] => How many deposits can I open in my name? [~NAME] => How many deposits can I open in my name? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => There are no restrictions on the number of deposits of ZHSS. The total contractual amount for all deposits of ZHSS per depositor should not exceed 200 million tenge. [~PREVIEW_TEXT] => There are no restrictions on the number of deposits of ZHSS. The total contractual amount for all deposits of ZHSS per depositor should not exceed 200 million tenge. [IBLOCK_SECTION_ID] => 4470 [~IBLOCK_SECTION_ID] => 4470 [TIMESTAMP_X] => 06/27/2024 11:30:43 am [~TIMESTAMP_X] => 06/27/2024 11:30:43 am [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [5] => Array ( [ID] => 429489 [~ID] => 429489 [NAME] => I am not a citizen of the Republic of Kazakhstan, how do I open a deposit? [~NAME] => I am not a citizen of the Republic of Kazakhstan, how do I open a deposit? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => You can open a ZHSS deposit with an identity document - a residence permit for a foreigner in the Republic of Kazakhstan, containing an individual identification number (IIN) [~PREVIEW_TEXT] => You can open a ZHSS deposit with an identity document - a residence permit for a foreigner in the Republic of Kazakhstan, containing an individual identification number (IIN) [IBLOCK_SECTION_ID] => 4470 [~IBLOCK_SECTION_ID] => 4470 [TIMESTAMP_X] => 06/27/2024 11:30:35 am [~TIMESTAMP_X] => 06/27/2024 11:30:35 am [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [6] => Array ( [ID] => 429495 [~ID] => 429495 [NAME] => Can I open a deposit for another person? [~NAME] => Can I open a deposit for another person? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => You can, if you have a notarized power of attorney for the right to open and/or dispose of the account (original).
A sample power of attorney is listed here. [~PREVIEW_TEXT] => You can, if you have a notarized power of attorney for the right to open and/or dispose of the account (original). A sample power of attorney is listed here. [IBLOCK_SECTION_ID] => 4470 [~IBLOCK_SECTION_ID] => 4470 [TIMESTAMP_X] => 06/27/2024 11:27:38 am [~TIMESTAMP_X] => 06/27/2024 11:27:38 am [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [7] => Array ( [ID] => 429498 [~ID] => 429498 [NAME] => What document is needed to open a deposit? [~NAME] => What document is needed to open a deposit? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => To open a ZHSS deposit, you must provide an identity document containing an individual identification number (IIN).
When opening a deposit for a child, a parent's identity card and a child's birth certificate are required. [~PREVIEW_TEXT] => To open a ZHSS deposit, you must provide an identity document containing an individual identification number (IIN). When opening a deposit for a child, a parent's identity card and a child's birth certificate are required. [IBLOCK_SECTION_ID] => 4470 [~IBLOCK_SECTION_ID] => 4470 [TIMESTAMP_X] => 06/27/2024 11:29:26 am [~TIMESTAMP_X] => 06/27/2024 11:29:26 am [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [8] => Array ( [ID] => 429501 [~ID] => 429501 [NAME] => Can I open a deposit through your consultants? [~NAME] => Can I open a deposit through your consultants? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => You can, you can get a list of consultants on the Bank's website hcsbk.kz in the section "Your consultant" [~PREVIEW_TEXT] => You can, you can get a list of consultants on the Bank's website hcsbk.kz in the section "Your consultant" [IBLOCK_SECTION_ID] => 4470 [~IBLOCK_SECTION_ID] => 4470 [TIMESTAMP_X] => 06/27/2024 11:28:11 am [~TIMESTAMP_X] => 06/27/2024 11:28:11 am [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [9] => Array ( [ID] => 429504 [~ID] => 429504 [NAME] => Are consultants entitled to receive money from Depositors? [~NAME] => Are consultants entitled to receive money from Depositors? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => No. The Bank's internal documents provide for a ban on accepting cash from depositors [~PREVIEW_TEXT] => No. The Bank's internal documents provide for a ban on accepting cash from depositors [IBLOCK_SECTION_ID] => 4470 [~IBLOCK_SECTION_ID] => 4470 [TIMESTAMP_X] => 06/27/2024 11:27:17 am [~TIMESTAMP_X] => 06/27/2024 11:27:17 am [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [10] => Array ( [ID] => 429507 [~ID] => 429507 [NAME] => Arnau deposit for children [~NAME] => Arnau deposit for children [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => Children grow up fast! Open an Arnau deposit for a child right now for a period of at least 10 years, save a little, and when the child becomes an adult, he will be able to get a loan for the purchase of housing at the lowest rate - 2% per annum, even without having a high income!
Read more here! [~PREVIEW_TEXT] => Children grow up fast! Open an Arnau deposit for a child right now for a period of at least 10 years, save a little, and when the child becomes an adult, he will be able to get a loan for the purchase of housing at the lowest rate - 2% per annum, even without having a high income! Read more here! [IBLOCK_SECTION_ID] => 4470 [~IBLOCK_SECTION_ID] => 4470 [TIMESTAMP_X] => 06/27/2024 11:27:26 am [~TIMESTAMP_X] => 06/27/2024 11:27:26 am [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [11] => Array ( [ID] => 429510 [~ID] => 429510 [NAME] => How can I open a deposit for a child? [~NAME] => How can I open a deposit for a child? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => A deposit for a child can be opened in the following ways:
- via Video Call (up to 14 years old);
- From the Bank's consultants. The list of consultants is here;
- In the Bank's branches with direct access;
- In the Bank's Consulting Centers;
- In the branches of Kazpost JSC.
The opening of a deposit for a child is carried out:
1) If the child is under 14 years old - by the parent (guardian/trustee/adoptive parent);
2) From the age of 14 - a minor with the consent of the parent (guardian / trustee / adoptive parent).
Documents:
- birth certificate/passport of the child;
- identity card/passport of the parent (guardian/trustee/adoptive parent);
- for the guardian / trustee / adoptive parent, a document confirming the authority of the legal representative.
Read more here. [~PREVIEW_TEXT] => A deposit for a child can be opened in the following ways: - via Video Call (up to 14 years old); - From the Bank's consultants. The list of consultants is here; - In the Bank's branches with direct access; - In the Bank's Consulting Centers; - In the branches of Kazpost JSC. The opening of a deposit for a child is carried out: 1) If the child is under 14 years old - by the parent (guardian/trustee/adoptive parent); 2) From the age of 14 - a minor with the consent of the parent (guardian / trustee / adoptive parent). Documents: - birth certificate/passport of the child; - identity card/passport of the parent (guardian/trustee/adoptive parent); - for the guardian / trustee / adoptive parent, a document confirming the authority of the legal representative. Read more here. [IBLOCK_SECTION_ID] => 4470 [~IBLOCK_SECTION_ID] => 4470 [TIMESTAMP_X] => 06/27/2024 11:28:23 am [~TIMESTAMP_X] => 06/27/2024 11:28:23 am [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [12] => Array ( [ID] => 429513 [~ID] => 429513 [NAME] => Is it possible to open a deposit online? [~NAME] => Is it possible to open a deposit online? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => You can open a deposit online in the following ways:
1. Opening the first deposit via video call: If you do not have a deposit in our bank yet, you can open it using the video call function. To do this, you will only need an identity card.
2. Opening the first and subsequent deposits via online banking and mobile application: You can also open both the first and any subsequent deposits via Online banking or the Otbasy Bank mobile application. [~PREVIEW_TEXT] => You can open a deposit online in the following ways: 1. Opening the first deposit via video call: If you do not have a deposit in our bank yet, you can open it using the video call function. To do this, you will only need an identity card. 2. Opening the first and subsequent deposits via online banking and mobile application: You can also open both the first and any subsequent deposits via Online banking or the Otbasy Bank mobile application. [IBLOCK_SECTION_ID] => 4470 [~IBLOCK_SECTION_ID] => 4470 [TIMESTAMP_X] => 06/27/2024 11:29:36 am [~TIMESTAMP_X] => 06/27/2024 11:29:36 am [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) ) [4473] => Array ( [0] => Array ( [ID] => 429516 [~ID] => 429516 [NAME] => Who can open a deposit on the video service? [~NAME] => Who can open a deposit on the video service? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => Opening a deposit via the video service is available to persons over the age of 18 and children under the age of 14 in the presence of a legal representative (parent). [~PREVIEW_TEXT] => Opening a deposit via the video service is available to persons over the age of 18 and children under the age of 14 in the presence of a legal representative (parent). [IBLOCK_SECTION_ID] => 4473 [~IBLOCK_SECTION_ID] => 4473 [TIMESTAMP_X] => 06/27/2024 11:31:57 am [~TIMESTAMP_X] => 06/27/2024 11:31:57 am [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [1] => Array ( [ID] => 429519 [~ID] => 429519 [NAME] => Required documents [~NAME] => Required documents [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => You only need an identity card or an original passport.
To open a child deposit, a child's birth certificate and an identity card of the legal representative (parent) are required. [~PREVIEW_TEXT] => You only need an identity card or an original passport. To open a child deposit, a child's birth certificate and an identity card of the legal representative (parent) are required. [IBLOCK_SECTION_ID] => 4473 [~IBLOCK_SECTION_ID] => 4473 [TIMESTAMP_X] => 06/27/2024 11:32:03 am [~TIMESTAMP_X] => 06/27/2024 11:32:03 am [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [2] => Array ( [ID] => 429522 [~ID] => 429522 [NAME] => How to connect to video operators? [~NAME] => How to connect to video operators? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => To open a deposit via the video service, click here. [~PREVIEW_TEXT] => To open a deposit via the video service, click here. [IBLOCK_SECTION_ID] => 4473 [~IBLOCK_SECTION_ID] => 4473 [TIMESTAMP_X] => 06/27/2024 11:30:59 am [~TIMESTAMP_X] => 06/27/2024 11:30:59 am [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [3] => Array ( [ID] => 429525 [~ID] => 429525 [NAME] => In what cases can I get a refusal to open a deposit? [~NAME] => In what cases can I get a refusal to open a deposit? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => It is not allowed to open a deposit via video banking:
For foreigners
To a stateless person
To a trusted person / representative/guardian/ trustee (except for the conclusion of a housing contract by legal representatives of minors under the age of 14)
in the absence of the client's IIN
to a person who has a tax debt, arrears on social payments
if the client is listed as an inactive taxpayer, or is missing from the database of the tax authority [~PREVIEW_TEXT] => It is not allowed to open a deposit via video banking: For foreigners To a stateless person To a trusted person / representative/guardian/ trustee (except for the conclusion of a housing contract by legal representatives of minors under the age of 14) in the absence of the client's IIN to a person who has a tax debt, arrears on social payments if the client is listed as an inactive taxpayer, or is missing from the database of the tax authority [IBLOCK_SECTION_ID] => 4473 [~IBLOCK_SECTION_ID] => 4473 [TIMESTAMP_X] => 06/27/2024 11:31:12 am [~TIMESTAMP_X] => 06/27/2024 11:31:12 am [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [4] => Array ( [ID] => 429528 [~ID] => 429528 [NAME] => Why can't children over the age of 14 open a deposit using the video service? [~NAME] => Why can't children over the age of 14 open a deposit using the video service? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => Opening a deposit for children over 14 years old is not performed through the video service, as written permission is required to open a deposit.
It is possible to open a deposit for children from 14 years old:
1) in Bank branches
2) at the Bank's consultants in your city. The list of consultants is here. [~PREVIEW_TEXT] => Opening a deposit for children over 14 years old is not performed through the video service, as written permission is required to open a deposit. It is possible to open a deposit for children from 14 years old: 1) in Bank branches 2) at the Bank's consultants in your city. The list of consultants is here. [IBLOCK_SECTION_ID] => 4473 [~IBLOCK_SECTION_ID] => 4473 [TIMESTAMP_X] => 06/27/2024 11:31:52 am [~TIMESTAMP_X] => 06/27/2024 11:31:52 am [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) ) [4476] => Array ( [0] => Array ( [ID] => 429534 [~ID] => 429534 [NAME] => Who can open a deposit via the Otbasy Bank mobile app? [~NAME] => Who can open a deposit via the Otbasy Bank mobile app? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => Opening a deposit in the Otbasy bank mobile application is available to persons over the age of 18. [~PREVIEW_TEXT] => Opening a deposit in the Otbasy bank mobile application is available to persons over the age of 18. [IBLOCK_SECTION_ID] => 4476 [~IBLOCK_SECTION_ID] => 4476 [TIMESTAMP_X] => 06/27/2024 11:32:59 am [~TIMESTAMP_X] => 06/27/2024 11:32:59 am [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [1] => Array ( [ID] => 429540 [~ID] => 429540 [NAME] => How do I open a deposit via the Otbasy bank mobile app? [~NAME] => How do I open a deposit via the Otbasy bank mobile app? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => To open a deposit, you need to download and install the Otbasy Bank application, click on the "Become a customer" button and follow the instructions given in the video.
The app is available for iOS and Android. [~PREVIEW_TEXT] => To open a deposit, you need to download and install the Otbasy Bank application, click on the "Become a customer" button and follow the instructions given in the video. The app is available for iOS and Android. [IBLOCK_SECTION_ID] => 4476 [~IBLOCK_SECTION_ID] => 4476 [TIMESTAMP_X] => 06/27/2024 11:32:16 am [~TIMESTAMP_X] => 06/27/2024 11:32:16 am [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [2] => Array ( [ID] => 429546 [~ID] => 429546 [NAME] => Required documents [~NAME] => Required documents [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => To open a deposit, you only need an identity card of a citizen of the Republic of Kazakhstan. [~PREVIEW_TEXT] => To open a deposit, you only need an identity card of a citizen of the Republic of Kazakhstan. [IBLOCK_SECTION_ID] => 4476 [~IBLOCK_SECTION_ID] => 4476 [TIMESTAMP_X] => 06/27/2024 11:32:45 am [~TIMESTAMP_X] => 06/27/2024 11:32:45 am [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [3] => Array ( [ID] => 429549 [~ID] => 429549 [NAME] => Is it possible to open a deposit in the mobile application without registration? [~NAME] => Is it possible to open a deposit in the mobile application without registration? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => Yes, registration is carried out after the deposit is opened. [~PREVIEW_TEXT] => Yes, registration is carried out after the deposit is opened. [IBLOCK_SECTION_ID] => 4476 [~IBLOCK_SECTION_ID] => 4476 [TIMESTAMP_X] => 06/27/2024 11:32:25 am [~TIMESTAMP_X] => 06/27/2024 11:32:25 am [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [4] => Array ( [ID] => 429552 [~ID] => 429552 [NAME] => Is it possible to open a second deposit via the mobile app? [~NAME] => Is it possible to open a second deposit via the mobile app? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => Yes, the opening of the second and subsequent deposits is available through the Online Banking also through the Otbasy bank mobile application. [~PREVIEW_TEXT] => Yes, the opening of the second and subsequent deposits is available through the Online Banking also through the Otbasy bank mobile application. [IBLOCK_SECTION_ID] => 4476 [~IBLOCK_SECTION_ID] => 4476 [TIMESTAMP_X] => 06/27/2024 11:32:31 am [~TIMESTAMP_X] => 06/27/2024 11:32:31 am [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) ) [4512] => Array ( [0] => Array ( [ID] => 429657 [~ID] => 429657 [NAME] => Who can open a deposit with the help of consultants? [~NAME] => Who can open a deposit with the help of consultants? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => All persons with an identity document containing an individual identification number (IIN) can open it.
When opening a deposit for a child, a parent's identity card and a child's birth certificate are required. [~PREVIEW_TEXT] => All persons with an identity document containing an individual identification number (IIN) can open it. When opening a deposit for a child, a parent's identity card and a child's birth certificate are required. [IBLOCK_SECTION_ID] => 4512 [~IBLOCK_SECTION_ID] => 4512 [TIMESTAMP_X] => 06/27/2024 12:51:35 pm [~TIMESTAMP_X] => 06/27/2024 12:51:35 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [1] => Array ( [ID] => 429660 [~ID] => 429660 [NAME] => How do I open a deposit through your consultants? [~NAME] => How do I open a deposit through your consultants? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => It is necessary to select a consultant on the bank's website hcsbk.kz In the "Your consultant" section, select your city and contact the consultant to set a convenient time for you. [~PREVIEW_TEXT] => It is necessary to select a consultant on the bank's website hcsbk.kz In the "Your consultant" section, select your city and contact the consultant to set a convenient time for you. [IBLOCK_SECTION_ID] => 4512 [~IBLOCK_SECTION_ID] => 4512 [TIMESTAMP_X] => 06/27/2024 12:51:59 pm [~TIMESTAMP_X] => 06/27/2024 12:51:59 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [2] => Array ( [ID] => 429663 [~ID] => 429663 [NAME] => Required documents [~NAME] => Required documents [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => To open a ZHSS deposit, you must provide an identity document containing an individual identification number (IIN). [~PREVIEW_TEXT] => To open a ZHSS deposit, you must provide an identity document containing an individual identification number (IIN). [IBLOCK_SECTION_ID] => 4512 [~IBLOCK_SECTION_ID] => 4512 [TIMESTAMP_X] => 06/27/2024 12:52:38 pm [~TIMESTAMP_X] => 06/27/2024 12:52:38 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [3] => Array ( [ID] => 429666 [~ID] => 429666 [NAME] => Are consultants entitled to receive money from Depositors? [~NAME] => Are consultants entitled to receive money from Depositors? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => No. The Bank's internal documents provide for a ban on accepting cash from depositors [~PREVIEW_TEXT] => No. The Bank's internal documents provide for a ban on accepting cash from depositors [IBLOCK_SECTION_ID] => 4512 [~IBLOCK_SECTION_ID] => 4512 [TIMESTAMP_X] => 06/27/2024 12:53:04 pm [~TIMESTAMP_X] => 06/27/2024 12:53:04 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) ) [4515] => Array ( [0] => Array ( [ID] => 429669 [~ID] => 429669 [NAME] => Who can open a deposit at the Bank's branches? [~NAME] => Who can open a deposit at the Bank's branches? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => All persons over the age of 18, children from the age of 14, accompanied by an official representative, persons who have a residence permit, as well as by proxy to the 3rd person.
It is necessary to provide an identity card or passport, a birth certificate for children, a residence permit (for non-citizens of the Republic of Kazakhstan) [~PREVIEW_TEXT] => All persons over the age of 18, children from the age of 14, accompanied by an official representative, persons who have a residence permit, as well as by proxy to the 3rd person. It is necessary to provide an identity card or passport, a birth certificate for children, a residence permit (for non-citizens of the Republic of Kazakhstan) [IBLOCK_SECTION_ID] => 4515 [~IBLOCK_SECTION_ID] => 4515 [TIMESTAMP_X] => 06/27/2024 12:53:51 pm [~TIMESTAMP_X] => 06/27/2024 12:53:51 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [1] => Array ( [ID] => 429672 [~ID] => 429672 [NAME] => What should I do to open a deposit in bank branches? [~NAME] => What should I do to open a deposit in bank branches? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => It is necessary to book a queue on the bank's website, then contact the bank's branch with the necessary document. [~PREVIEW_TEXT] => It is necessary to book a queue on the bank's website, then contact the bank's branch with the necessary document. [IBLOCK_SECTION_ID] => 4515 [~IBLOCK_SECTION_ID] => 4515 [TIMESTAMP_X] => 06/27/2024 12:54:10 pm [~TIMESTAMP_X] => 06/27/2024 12:54:10 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [2] => Array ( [ID] => 429675 [~ID] => 429675 [NAME] => Required documents [~NAME] => Required documents [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => To open a deposit, an identity document is required (identity card, passport of a citizen of the Republic of Kazakhstan or a residence permit of a foreigner)
To open child deposits, a child's birth certificate and an identity document of the legal representative (parent, guardian) are required [~PREVIEW_TEXT] => To open a deposit, an identity document is required (identity card, passport of a citizen of the Republic of Kazakhstan or a residence permit of a foreigner) To open child deposits, a child's birth certificate and an identity document of the legal representative (parent, guardian) are required [IBLOCK_SECTION_ID] => 4515 [~IBLOCK_SECTION_ID] => 4515 [TIMESTAMP_X] => 06/27/2024 12:54:34 pm [~TIMESTAMP_X] => 06/27/2024 12:54:34 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [3] => Array ( [ID] => 429678 [~ID] => 429678 [NAME] => Is it possible to open a second deposit through a bank branch? [~NAME] => Is it possible to open a second deposit through a bank branch? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => Yes, the opening of the first and subsequent deposits is available at the bank's branches. [~PREVIEW_TEXT] => Yes, the opening of the first and subsequent deposits is available at the bank's branches. [IBLOCK_SECTION_ID] => 4515 [~IBLOCK_SECTION_ID] => 4515 [TIMESTAMP_X] => 06/27/2024 12:55:03 pm [~TIMESTAMP_X] => 06/27/2024 12:55:03 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) ) [4518] => Array ( [0] => Array ( [ID] => 429681 [~ID] => 429681 [NAME] => Who can open a deposit in Kazpost offices? [~NAME] => Who can open a deposit in Kazpost offices? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => The deposit can be opened by persons over the age of 18, with a mandatory initial deposit of 15,000 tenge.
Required documents: ID card or passport. [~PREVIEW_TEXT] => The deposit can be opened by persons over the age of 18, with a mandatory initial deposit of 15,000 tenge. Required documents: ID card or passport. [IBLOCK_SECTION_ID] => 4518 [~IBLOCK_SECTION_ID] => 4518 [TIMESTAMP_X] => 06/27/2024 12:56:18 pm [~TIMESTAMP_X] => 06/27/2024 12:56:18 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [1] => Array ( [ID] => 429684 [~ID] => 429684 [NAME] => Do I need a mandatory deposit? [~NAME] => Do I need a mandatory deposit? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => When opening a deposit in Kazpost branches, a payment in the amount of 15,000 tenge is required. [~PREVIEW_TEXT] => When opening a deposit in Kazpost branches, a payment in the amount of 15,000 tenge is required. [IBLOCK_SECTION_ID] => 4518 [~IBLOCK_SECTION_ID] => 4518 [TIMESTAMP_X] => 06/27/2024 12:56:40 pm [~TIMESTAMP_X] => 06/27/2024 12:56:40 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [2] => Array ( [ID] => 429687 [~ID] => 429687 [NAME] => Required documents [~NAME] => Required documents [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => Необходимо иметь с собой удостоверение личности или паспорт гражданина РК в оригинале. [~PREVIEW_TEXT] => Необходимо иметь с собой удостоверение личности или паспорт гражданина РК в оригинале. [IBLOCK_SECTION_ID] => 4518 [~IBLOCK_SECTION_ID] => 4518 [TIMESTAMP_X] => 06/27/2024 12:57:04 pm [~TIMESTAMP_X] => 06/27/2024 12:57:04 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [3] => Array ( [ID] => 429690 [~ID] => 429690 [NAME] => Is it possible to open a second deposit through the Kazpost branch? [~NAME] => Is it possible to open a second deposit through the Kazpost branch? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => Yes, the opening of the first and subsequent deposits is available at Kazpost branches. [~PREVIEW_TEXT] => Yes, the opening of the first and subsequent deposits is available at Kazpost branches. [IBLOCK_SECTION_ID] => 4518 [~IBLOCK_SECTION_ID] => 4518 [TIMESTAMP_X] => 06/27/2024 12:57:27 pm [~TIMESTAMP_X] => 06/27/2024 12:57:27 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) ) [4521] => Array ( [0] => Array ( [ID] => 429768 [~ID] => 429768 [NAME] => What is the interest rate on the deposit? [~NAME] => What is the interest rate on the deposit? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => The nominal interest rate on deposits of Baspana, Arnau and Zhas Otbasy is 2% per annum, the effective interest rate is up to 14% per annum. For the Tabysty deposit, the interest rate is 5.5%, the effective interest rate is up to 17.1% per annum. [~PREVIEW_TEXT] => The nominal interest rate on deposits of Baspana, Arnau and Zhas Otbasy is 2% per annum, the effective interest rate is up to 14% per annum. For the Tabysty deposit, the interest rate is 5.5%, the effective interest rate is up to 17.1% per annum. [IBLOCK_SECTION_ID] => 4521 [~IBLOCK_SECTION_ID] => 4521 [TIMESTAMP_X] => 06/27/2024 02:55:10 pm [~TIMESTAMP_X] => 06/27/2024 02:55:10 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [1] => Array ( [ID] => 429771 [~ID] => 429771 [NAME] => How is the deposit fee calculated? [~NAME] => How is the deposit fee calculated? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => When calculating remuneration by the Bank, the year is assumed to be 360 days, the month is 30 days. The interest rate on deposits of ZHSS under the tariff program of Baspan, Arnau, Zhas otbasy is 2% per annum.
The remuneration is calculated on the actual number of days of deposit placement. The deposit fee is calculated annually for each amount of the deposit separately, depending on the actual period of its storage in the Bank. Remuneration is calculated monthly at the end of the month, accruals are made once a year at the end of the year – December 31.
A simple formula for calculating remuneration: % (remuneration) = (deposit amount * 2%) / 360 * number of calendar days
For example, for a contribution of 30,000 tenge, the remuneration for 1 calendar day will amount to 1,667 tenge ((30 000 * 2%) / 360 = 1,667).
The remuneration for 1 month will be 50 tenge ((30 000 * 2%) / 360 * 30 = 50).
The remuneration for 1 year will amount to 600 tenge ((30 000 * 2%) / 360 * 360 = 600). [~PREVIEW_TEXT] => When calculating remuneration by the Bank, the year is assumed to be 360 days, the month is 30 days. The interest rate on deposits of ZHSS under the tariff program of Baspan, Arnau, Zhas otbasy is 2% per annum. The remuneration is calculated on the actual number of days of deposit placement. The deposit fee is calculated annually for each amount of the deposit separately, depending on the actual period of its storage in the Bank. Remuneration is calculated monthly at the end of the month, accruals are made once a year at the end of the year – December 31. A simple formula for calculating remuneration: % (remuneration) = (deposit amount * 2%) / 360 * number of calendar days For example, for a contribution of 30,000 tenge, the remuneration for 1 calendar day will amount to 1,667 tenge ((30 000 * 2%) / 360 = 1,667). The remuneration for 1 month will be 50 tenge ((30 000 * 2%) / 360 * 30 = 50). The remuneration for 1 year will amount to 600 tenge ((30 000 * 2%) / 360 * 360 = 600). [IBLOCK_SECTION_ID] => 4521 [~IBLOCK_SECTION_ID] => 4521 [TIMESTAMP_X] => 06/27/2024 02:55:36 pm [~TIMESTAMP_X] => 06/27/2024 02:55:36 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [2] => Array ( [ID] => 429774 [~ID] => 429774 [NAME] => Why do you have a small deposit interest rate? [~NAME] => Why do you have a small deposit interest rate? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => The interest rate on Baspan deposits is 2% per annum, on Tabysta deposits is 5.5% per annum, and a state premium of 20% is accrued annually on ZHSS deposits. Depositors can apply for a loan at the lowest interest rates in the country at 3.5%-5% per annum.
The interest rate on a housing loan cannot be higher than the interest rate on a contribution to housing construction savings by more than 3% per annum. [~PREVIEW_TEXT] => The interest rate on Baspan deposits is 2% per annum, on Tabysta deposits is 5.5% per annum, and a state premium of 20% is accrued annually on ZHSS deposits. Depositors can apply for a loan at the lowest interest rates in the country at 3.5%-5% per annum. The interest rate on a housing loan cannot be higher than the interest rate on a contribution to housing construction savings by more than 3% per annum. [IBLOCK_SECTION_ID] => 4521 [~IBLOCK_SECTION_ID] => 4521 [TIMESTAMP_X] => 06/27/2024 02:56:01 pm [~TIMESTAMP_X] => 06/27/2024 02:56:01 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [3] => Array ( [ID] => 429777 [~ID] => 429777 [NAME] => When closing a deposit, can I receive a reward? [~NAME] => When closing a deposit, can I receive a reward? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => Yes, upon termination of the HSS Agreement, the accrued remuneration is paid to the client. The state premium is paid to the client with an accumulation period of 3 years or more. [~PREVIEW_TEXT] => Yes, upon termination of the HSS Agreement, the accrued remuneration is paid to the client. The state premium is paid to the client with an accumulation period of 3 years or more. [IBLOCK_SECTION_ID] => 4521 [~IBLOCK_SECTION_ID] => 4521 [TIMESTAMP_X] => 06/27/2024 02:56:36 pm [~TIMESTAMP_X] => 06/27/2024 02:56:36 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [4] => Array ( [ID] => 429780 [~ID] => 429780 [NAME] => Is it possible to refuse to receive a deposit reward? [~NAME] => Is it possible to refuse to receive a deposit reward? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => No, the remuneration for the deposit is mandatory according to the Law on Housing Construction Savings [~PREVIEW_TEXT] => No, the remuneration for the deposit is mandatory according to the Law on Housing Construction Savings [IBLOCK_SECTION_ID] => 4521 [~IBLOCK_SECTION_ID] => 4521 [TIMESTAMP_X] => 06/27/2024 02:57:01 pm [~TIMESTAMP_X] => 06/27/2024 02:57:01 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [5] => Array ( [ID] => 429783 [~ID] => 429783 [NAME] => How do I find out the amount of accrued remuneration? [~NAME] => How do I find out the amount of accrued remuneration? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => You can find out the amount of the accrued remuneration:
- in the WhatsApp messenger by calling +77059251301,
- in the Telegram channel Otbasy Bank (account @quanysh_bot),
- through the Otbasy bank application,
- in the Otbasy bank Online banking. [~PREVIEW_TEXT] => You can find out the amount of the accrued remuneration: - in the WhatsApp messenger by calling +77059251301, - in the Telegram channel Otbasy Bank (account @quanysh_bot), - through the Otbasy bank application, - in the Otbasy bank Online banking. [IBLOCK_SECTION_ID] => 4521 [~IBLOCK_SECTION_ID] => 4521 [TIMESTAMP_X] => 06/27/2024 02:57:30 pm [~TIMESTAMP_X] => 06/27/2024 02:57:30 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [6] => Array ( [ID] => 429786 [~ID] => 429786 [NAME] => When is the reward calculated? [~NAME] => When is the reward calculated? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => Remuneration is calculated on the monthly balance of savings and accrued at the end of the year - December 31. [~PREVIEW_TEXT] => Remuneration is calculated on the monthly balance of savings and accrued at the end of the year - December 31. [IBLOCK_SECTION_ID] => 4521 [~IBLOCK_SECTION_ID] => 4521 [TIMESTAMP_X] => 06/27/2024 02:57:56 pm [~TIMESTAMP_X] => 06/27/2024 02:57:56 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [7] => Array ( [ID] => 429789 [~ID] => 429789 [NAME] => What is the effective interest rate? [~NAME] => What is the effective interest rate? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => The annual effective remuneration rate is the remuneration rate, in a reliable, annual, effective, comparable calculation. The nominal interest rate on the ZHSS deposit is 2% per annum, the effective interest rate on the ZHSS deposit is up to 14% per annum [~PREVIEW_TEXT] => The annual effective remuneration rate is the remuneration rate, in a reliable, annual, effective, comparable calculation. The nominal interest rate on the ZHSS deposit is 2% per annum, the effective interest rate on the ZHSS deposit is up to 14% per annum [IBLOCK_SECTION_ID] => 4521 [~IBLOCK_SECTION_ID] => 4521 [TIMESTAMP_X] => 06/27/2024 02:58:19 pm [~TIMESTAMP_X] => 06/27/2024 02:58:19 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [8] => Array ( [ID] => 429792 [~ID] => 429792 [NAME] => How is the effective interest rate calculated? [~NAME] => How is the effective interest rate calculated? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => The effective rate is the nominal rate + the amount of capitalization, which is obtained by accruing remuneration not only for the amount of the deposit, but also for the interest that was accrued by the bank + the state premium, which is accrued in the amount of 200 MCI. [~PREVIEW_TEXT] => The effective rate is the nominal rate + the amount of capitalization, which is obtained by accruing remuneration not only for the amount of the deposit, but also for the interest that was accrued by the bank + the state premium, which is accrued in the amount of 200 MCI. [IBLOCK_SECTION_ID] => 4521 [~IBLOCK_SECTION_ID] => 4521 [TIMESTAMP_X] => 06/27/2024 02:58:43 pm [~TIMESTAMP_X] => 06/27/2024 02:58:43 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) ) [4524] => Array ( [0] => Array ( [ID] => 429810 [~ID] => 429810 [NAME] => What is an estimated indicator? [~NAME] => What is an estimated indicator? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => An estimated indicator (OP) is an estimated value that indicates the readiness of a deposit for registration of a housing or interim loan. The minimum amount of OP for registration of a housing loan is 16, for registration of an interim loan it is required to achieve a minimum value of OP - 5.
Using the following formula, you can calculate the OP: Estimated indicator = Accrued remuneration for the amount of the deposit / (Contractual amount under the agreement / 1000) [~PREVIEW_TEXT] => An estimated indicator (OP) is an estimated value that indicates the readiness of a deposit for registration of a housing or interim loan. The minimum amount of OP for registration of a housing loan is 16, for registration of an interim loan it is required to achieve a minimum value of OP - 5. Using the following formula, you can calculate the OP: Estimated indicator = Accrued remuneration for the amount of the deposit / (Contractual amount under the agreement / 1000) [IBLOCK_SECTION_ID] => 4524 [~IBLOCK_SECTION_ID] => 4524 [TIMESTAMP_X] => 06/27/2024 03:25:26 pm [~TIMESTAMP_X] => 06/27/2024 03:25:26 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [1] => Array ( [ID] => 429813 [~ID] => 429813 [NAME] => Why do I need an estimated indicator? [~NAME] => Why do I need an estimated indicator? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => Achieving the minimum value of the estimated indicator is one of the conditions for the Bank to provide housing and interim loans.
The minimum value of the OP for the registration of a housing loan is 16, for the registration of an interim loan - 5. The higher the value of the OP, the lower the rate on the housing loan. [~PREVIEW_TEXT] => Achieving the minimum value of the estimated indicator is one of the conditions for the Bank to provide housing and interim loans. The minimum value of the OP for the registration of a housing loan is 16, for the registration of an interim loan - 5. The higher the value of the OP, the lower the rate on the housing loan. [IBLOCK_SECTION_ID] => 4524 [~IBLOCK_SECTION_ID] => 4524 [TIMESTAMP_X] => 06/27/2024 03:25:49 pm [~TIMESTAMP_X] => 06/27/2024 03:25:49 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [2] => Array ( [ID] => 429816 [~ID] => 429816 [NAME] => What is the minimum value of the estimated indicator for a housing loan? [~NAME] => What is the minimum value of the estimated indicator for a housing loan? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => The evaluation indicator is the coefficient of your financial discipline. The minimum value of the estimated indicator is 16. If you top up the deposit ahead of time and deposit an amount greater than specified in the HCC Agreement, the estimated indicator grows faster. The value of the estimated indicator directly depends on the remuneration that is accrued on the amount of savings. If your deposit has reached an estimated value of 16 and above, the deposit is more than 3 years old, and you have accumulated 50% of the cost of the apartment, then this gives you the opportunity to apply for a loan at 5% per annum and below. [~PREVIEW_TEXT] => The evaluation indicator is the coefficient of your financial discipline. The minimum value of the estimated indicator is 16. If you top up the deposit ahead of time and deposit an amount greater than specified in the HCC Agreement, the estimated indicator grows faster. The value of the estimated indicator directly depends on the remuneration that is accrued on the amount of savings. If your deposit has reached an estimated value of 16 and above, the deposit is more than 3 years old, and you have accumulated 50% of the cost of the apartment, then this gives you the opportunity to apply for a loan at 5% per annum and below. [IBLOCK_SECTION_ID] => 4524 [~IBLOCK_SECTION_ID] => 4524 [TIMESTAMP_X] => 06/27/2024 03:26:16 pm [~TIMESTAMP_X] => 06/27/2024 03:26:16 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [3] => Array ( [ID] => 429819 [~ID] => 429819 [NAME] => How do I raise the benchmark? [~NAME] => How do I raise the benchmark? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => The value of the estimated indicator increases when the depositor makes early payments;
The higher the value of the estimated indicator, the longer the accumulation period;
The value of the estimated indicator is higher when making descending deposits (from higher in the first years of accumulation to minimum in subsequent ones) than when making ascending deposits (from minimum in the first years to maximum in subsequent ones);
The value of the estimated indicator decreases when the depositor makes late payments, or payments below the amount of the payment (deposit) calculated on condition of uniform payment (deposits) during the entire accumulation period. [~PREVIEW_TEXT] => The value of the estimated indicator increases when the depositor makes early payments; The higher the value of the estimated indicator, the longer the accumulation period; The value of the estimated indicator is higher when making descending deposits (from higher in the first years of accumulation to minimum in subsequent ones) than when making ascending deposits (from minimum in the first years to maximum in subsequent ones); The value of the estimated indicator decreases when the depositor makes late payments, or payments below the amount of the payment (deposit) calculated on condition of uniform payment (deposits) during the entire accumulation period. [IBLOCK_SECTION_ID] => 4524 [~IBLOCK_SECTION_ID] => 4524 [TIMESTAMP_X] => 06/27/2024 03:26:39 pm [~TIMESTAMP_X] => 06/27/2024 03:26:39 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [4] => Array ( [ID] => 429822 [~ID] => 429822 [NAME] => How is OP calculated? [~NAME] => How is OP calculated? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => Using the following formula, you can calculate the OP: Estimated indicator = Accrued remuneration for the amount of the deposit / (Contractual amount under the agreement / 1000) [~PREVIEW_TEXT] => Using the following formula, you can calculate the OP: Estimated indicator = Accrued remuneration for the amount of the deposit / (Contractual amount under the agreement / 1000) [IBLOCK_SECTION_ID] => 4524 [~IBLOCK_SECTION_ID] => 4524 [TIMESTAMP_X] => 06/27/2024 03:27:01 pm [~TIMESTAMP_X] => 06/27/2024 03:27:01 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) ) [4527] => Array ( [0] => Array ( [ID] => 429825 [~ID] => 429825 [NAME] => What is a deposit guarantee refund? [~NAME] => What is a deposit guarantee refund? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => In accordance with the Law of the Republic of Kazakhstan "On Mandatory Guarantee of deposits placed in second–tier banks of the Republic of Kazakhstan", a guarantee refund is the amount of money to be paid to the depositor by an organization engaged in mandatory deposit guarantee for a guaranteed deposit. [~PREVIEW_TEXT] => In accordance with the Law of the Republic of Kazakhstan "On Mandatory Guarantee of deposits placed in second–tier banks of the Republic of Kazakhstan", a guarantee refund is the amount of money to be paid to the depositor by an organization engaged in mandatory deposit guarantee for a guaranteed deposit. [IBLOCK_SECTION_ID] => 4527 [~IBLOCK_SECTION_ID] => 4527 [TIMESTAMP_X] => 06/27/2024 03:27:52 pm [~TIMESTAMP_X] => 06/27/2024 03:27:52 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [1] => Array ( [ID] => 429828 [~ID] => 429828 [NAME] => Does KFGD reimburse the full amount of the deposit when necessary? [~NAME] => Does KFGD reimburse the full amount of the deposit when necessary? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => In the event that the participating bank is deprived of the license to conduct all banking operations, the owner of the bank account, card and (or) deposit has the right to receive a guarantee refund in the national currency within the maximum amount of the guarantee refund.
The maximum amount of the guarantee is:
• for deposits in national currency (current accounts, term deposits), with the exception of savings deposits – no more than 10 million tenge.
If the depositor has several different types of guaranteed deposits in the bank, the Fund pays the total amount of the guarantee for them within the maximum limits set for each type of deposit separately, but not more than 10 million tenge. [~PREVIEW_TEXT] => In the event that the participating bank is deprived of the license to conduct all banking operations, the owner of the bank account, card and (or) deposit has the right to receive a guarantee refund in the national currency within the maximum amount of the guarantee refund. The maximum amount of the guarantee is: • for deposits in national currency (current accounts, term deposits), with the exception of savings deposits – no more than 10 million tenge. If the depositor has several different types of guaranteed deposits in the bank, the Fund pays the total amount of the guarantee for them within the maximum limits set for each type of deposit separately, but not more than 10 million tenge. [IBLOCK_SECTION_ID] => 4527 [~IBLOCK_SECTION_ID] => 4527 [TIMESTAMP_X] => 06/27/2024 03:28:19 pm [~TIMESTAMP_X] => 06/27/2024 03:28:19 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [2] => Array ( [ID] => 429831 [~ID] => 429831 [NAME] => In which cases does the Deposit Guarantee Fund pay the amount? [~NAME] => In which cases does the Deposit Guarantee Fund pay the amount? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => In case of forced liquidation of the Bank, the deposit holder can receive a guaranteed refund within the maximum amount specified in the guarantee. [~PREVIEW_TEXT] => In case of forced liquidation of the Bank, the deposit holder can receive a guaranteed refund within the maximum amount specified in the guarantee. [IBLOCK_SECTION_ID] => 4527 [~IBLOCK_SECTION_ID] => 4527 [TIMESTAMP_X] => 06/27/2024 03:28:43 pm [~TIMESTAMP_X] => 06/27/2024 03:28:43 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [3] => Array ( [ID] => 429834 [~ID] => 429834 [NAME] => Are the interest on the deposit protected? [~NAME] => Are the interest on the deposit protected? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => The reward is also protected! KFGD guarantees remuneration within the maximum amount, accrued up to the date of revocation of the bank's license. This rule was introduced and has been in effect since January 1, 2020. [~PREVIEW_TEXT] => The reward is also protected! KFGD guarantees remuneration within the maximum amount, accrued up to the date of revocation of the bank's license. This rule was introduced and has been in effect since January 1, 2020. [IBLOCK_SECTION_ID] => 4527 [~IBLOCK_SECTION_ID] => 4527 [TIMESTAMP_X] => 06/27/2024 03:29:06 pm [~TIMESTAMP_X] => 06/27/2024 03:29:06 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [4] => Array ( [ID] => 429837 [~ID] => 429837 [NAME] => Does the deposit guarantee fund guarantee the amount of savings in case of devaluation of the national currency? [~NAME] => Does the deposit guarantee fund guarantee the amount of savings in case of devaluation of the national currency? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => The Deposit Guarantee Fund does not provide protection for the deposit amount in case of devaluation of the national currency. In case of forced liquidation of the bank, the Kazakhstan Deposit Guarantee Fund (KFGD) provides compensation within the maximum amount specified in the guarantee. [~PREVIEW_TEXT] => The Deposit Guarantee Fund does not provide protection for the deposit amount in case of devaluation of the national currency. In case of forced liquidation of the bank, the Kazakhstan Deposit Guarantee Fund (KFGD) provides compensation within the maximum amount specified in the guarantee. [IBLOCK_SECTION_ID] => 4527 [~IBLOCK_SECTION_ID] => 4527 [TIMESTAMP_X] => 06/27/2024 03:29:34 pm [~TIMESTAMP_X] => 06/27/2024 03:29:34 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) ) [4530] => Array ( [0] => Array ( [ID] => 429846 [~ID] => 429846 [NAME] => What is a gift certificate for a housing and communal services agreement? [~NAME] => What is a gift certificate for a housing and communal services agreement? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => A gift certificate for a housing and communal services agreement is a document valid for no more than 3 (three) months and with a nominal value of at least 5,000 (five thousand) tenge, which allows you to assign the housing and communal services agreement to a third party free of charge as a gift. A gift certificate for the HCC agreement is provided when opening a deposit. [~PREVIEW_TEXT] => A gift certificate for a housing and communal services agreement is a document valid for no more than 3 (three) months and with a nominal value of at least 5,000 (five thousand) tenge, which allows you to assign the housing and communal services agreement to a third party free of charge as a gift. A gift certificate for the HCC agreement is provided when opening a deposit. [IBLOCK_SECTION_ID] => 4530 [~IBLOCK_SECTION_ID] => 4530 [TIMESTAMP_X] => 06/27/2024 03:56:40 pm [~TIMESTAMP_X] => 06/27/2024 03:56:40 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [1] => Array ( [ID] => 429849 [~ID] => 429849 [NAME] => How much money can I buy a gift certificate for? [~NAME] => How much money can I buy a gift certificate for? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => The minimum amount of a gift certificate for a housing and communal services agreement is 5,000 tenge, the maximum amount is unlimited. [~PREVIEW_TEXT] => The minimum amount of a gift certificate for a housing and communal services agreement is 5,000 tenge, the maximum amount is unlimited. [IBLOCK_SECTION_ID] => 4530 [~IBLOCK_SECTION_ID] => 4530 [TIMESTAMP_X] => 06/27/2024 03:57:25 pm [~TIMESTAMP_X] => 06/27/2024 03:57:25 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [2] => Array ( [ID] => 429852 [~ID] => 429852 [NAME] => What is the validity period of the gift certificate for the housing and communal services agreement? [~NAME] => What is the validity period of the gift certificate for the housing and communal services agreement? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => The validity period of the gift certificate for the HCC agreement is no more than 3 (three) months. [~PREVIEW_TEXT] => The validity period of the gift certificate for the HCC agreement is no more than 3 (three) months. [IBLOCK_SECTION_ID] => 4530 [~IBLOCK_SECTION_ID] => 4530 [TIMESTAMP_X] => 06/27/2024 03:57:53 pm [~TIMESTAMP_X] => 06/27/2024 03:57:53 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [3] => Array ( [ID] => 429855 [~ID] => 429855 [NAME] => How can I purchase a gift certificate for a housing and communal services agreement? [~NAME] => How can I purchase a gift certificate for a housing and communal services agreement? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => To issue a gift certificate for a housing and communal services agreement, you must contact the Bank with an identity document, fill out an appropriate application for concluding a housing and communal services agreement and for obtaining a Certificate under this housing and communal services agreement, as well as make a contribution to the deposit (the amount of the certificate).
The contract is assigned the "Certificate for the HSS contract" attribute and the certificate code without specifying the full name of the person to whom the certificate will be presented. [~PREVIEW_TEXT] => To issue a gift certificate for a housing and communal services agreement, you must contact the Bank with an identity document, fill out an appropriate application for concluding a housing and communal services agreement and for obtaining a Certificate under this housing and communal services agreement, as well as make a contribution to the deposit (the amount of the certificate). The contract is assigned the "Certificate for the HSS contract" attribute and the certificate code without specifying the full name of the person to whom the certificate will be presented. [IBLOCK_SECTION_ID] => 4530 [~IBLOCK_SECTION_ID] => 4530 [TIMESTAMP_X] => 06/27/2024 03:58:23 pm [~TIMESTAMP_X] => 06/27/2024 03:58:23 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [4] => Array ( [ID] => 429858 [~ID] => 429858 [NAME] => What is necessary to open a gift certificate for a housing and communal services agreement? [~NAME] => What is necessary to open a gift certificate for a housing and communal services agreement? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => To open a certificate for a housing and communal services agreement, a document certifying the identity of the client (a copy and an original for verification) containing an individual identification number (IIN) is required. [~PREVIEW_TEXT] => To open a certificate for a housing and communal services agreement, a document certifying the identity of the client (a copy and an original for verification) containing an individual identification number (IIN) is required. [IBLOCK_SECTION_ID] => 4530 [~IBLOCK_SECTION_ID] => 4530 [TIMESTAMP_X] => 06/27/2024 03:58:50 pm [~TIMESTAMP_X] => 06/27/2024 03:58:50 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [5] => Array ( [ID] => 429861 [~ID] => 429861 [NAME] => How can a person who has been given a gift certificate for a housing and communal services agreement use it? [~NAME] => How can a person who has been given a gift certificate for a housing and communal services agreement use it? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => The renewal of the housing insurance contract for the depositor will be carried out upon presentation of the original certificate and the original documents certifying the identity of the person to whom the housing insurance contract will be renewed.
When applying for a renewal of the housing and communal services agreement, the client has the right to increase the contractual amount and change the accumulation period. [~PREVIEW_TEXT] => The renewal of the housing insurance contract for the depositor will be carried out upon presentation of the original certificate and the original documents certifying the identity of the person to whom the housing insurance contract will be renewed. When applying for a renewal of the housing and communal services agreement, the client has the right to increase the contractual amount and change the accumulation period. [IBLOCK_SECTION_ID] => 4530 [~IBLOCK_SECTION_ID] => 4530 [TIMESTAMP_X] => 06/27/2024 03:59:20 pm [~TIMESTAMP_X] => 06/27/2024 03:59:20 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [6] => Array ( [ID] => 429864 [~ID] => 429864 [NAME] => Why can I buy a gift certificate for a housing and communal services agreement? [~NAME] => Why can I buy a gift certificate for a housing and communal services agreement? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => A gift certificate for a housing and communal services agreement can be purchased as a gift for significant dates (for example, a birthday, a wedding, etc.). [~PREVIEW_TEXT] => A gift certificate for a housing and communal services agreement can be purchased as a gift for significant dates (for example, a birthday, a wedding, etc.). [IBLOCK_SECTION_ID] => 4530 [~IBLOCK_SECTION_ID] => 4530 [TIMESTAMP_X] => 06/27/2024 03:59:44 pm [~TIMESTAMP_X] => 06/27/2024 03:59:44 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [7] => Array ( [ID] => 429867 [~ID] => 429867 [NAME] => During the reissue process, is the presence of the conceding party necessary (who presented the gift certificate for the HCC agreement)? [~NAME] => During the reissue process, is the presence of the conceding party necessary (who presented the gift certificate for the HCC agreement)? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => The process of re-signing the HCC agreement will be carried out similarly to the process of assignment of the HCC agreement, but without the participation of the ceding party. [~PREVIEW_TEXT] => The process of re-signing the HCC agreement will be carried out similarly to the process of assignment of the HCC agreement, but without the participation of the ceding party. [IBLOCK_SECTION_ID] => 4530 [~IBLOCK_SECTION_ID] => 4530 [TIMESTAMP_X] => 06/27/2024 04:04:08 pm [~TIMESTAMP_X] => 06/27/2024 04:04:08 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [8] => Array ( [ID] => 429870 [~ID] => 429870 [NAME] => What is the interest rate on the deposit that will be accrued after the reissue of the gift certificate for the housing and communal services agreement? [~NAME] => What is the interest rate on the deposit that will be accrued after the reissue of the gift certificate for the housing and communal services agreement? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => The nominal interest rate is 2% per annum, the effective interest rate is up to 14% per annum. [~PREVIEW_TEXT] => The nominal interest rate is 2% per annum, the effective interest rate is up to 14% per annum. [IBLOCK_SECTION_ID] => 4530 [~IBLOCK_SECTION_ID] => 4530 [TIMESTAMP_X] => 06/27/2024 04:04:39 pm [~TIMESTAMP_X] => 06/27/2024 04:04:39 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [9] => Array ( [ID] => 429873 [~ID] => 429873 [NAME] => Will the state Bonus be credited to the reissued deposit? [~NAME] => Will the state Bonus be credited to the reissued deposit? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => The State bonus will be credited to the reissued deposit. At the same time, it should be borne in mind that one depositor may have several housing savings accounts, but the State Premium is credited only to one of his accounts. In addition, the State Bonus is credited only to the account of a depositor who is a citizen of the Republic of Kazakhstan.
The amount of the annual State bonus is 20% of the amount of savings. The encouraged contribution amount cannot exceed 200 MCI.
In 2024, the maximum state premium will amount to 147,680 tenge for savings of 738,400 tenge or more. [~PREVIEW_TEXT] => The State bonus will be credited to the reissued deposit. At the same time, it should be borne in mind that one depositor may have several housing savings accounts, but the State Premium is credited only to one of his accounts. In addition, the State Bonus is credited only to the account of a depositor who is a citizen of the Republic of Kazakhstan. The amount of the annual State bonus is 20% of the amount of savings. The encouraged contribution amount cannot exceed 200 MCI. In 2024, the maximum state premium will amount to 147,680 tenge for savings of 738,400 tenge or more. [IBLOCK_SECTION_ID] => 4530 [~IBLOCK_SECTION_ID] => 4530 [TIMESTAMP_X] => 06/27/2024 04:09:24 pm [~TIMESTAMP_X] => 06/27/2024 04:09:24 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) ) [4533] => Array ( [0] => Array ( [ID] => 429882 [~ID] => 429882 [NAME] => Can I open a deposit for a child? [~NAME] => Can I open a deposit for a child? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => You can open a child deposit in the following ways:
- Via Video Call (up to 14 years old);
- Through consultants. You can get a list of consultants here;
- When contacting the bank's branches directly;
- In the bank's consulting centers;
- In Kazpost offices.
1) If the child is under 14 years old, the deposit is opened by the parent (guardian/adoptive parent;
2) from the age of 14, a child can open a deposit himself with the consent of his parents.
Documents required to open a deposit:
- birth certificate/passport of the child;
-identity card/passport of the parent (guardian/adoptive parent) ;
- a document confirming the authority of the legal representative for the guardian /trustee / adoptive parent.
Read more here. [~PREVIEW_TEXT] => You can open a child deposit in the following ways: - Via Video Call (up to 14 years old); - Through consultants. You can get a list of consultants here; - When contacting the bank's branches directly; - In the bank's consulting centers; - In Kazpost offices. 1) If the child is under 14 years old, the deposit is opened by the parent (guardian/adoptive parent; 2) from the age of 14, a child can open a deposit himself with the consent of his parents. Documents required to open a deposit: - birth certificate/passport of the child; -identity card/passport of the parent (guardian/adoptive parent) ; - a document confirming the authority of the legal representative for the guardian /trustee / adoptive parent. Read more here. [IBLOCK_SECTION_ID] => 4533 [~IBLOCK_SECTION_ID] => 4533 [TIMESTAMP_X] => 06/27/2024 04:10:17 pm [~TIMESTAMP_X] => 06/27/2024 04:10:17 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [1] => Array ( [ID] => 429885 [~ID] => 429885 [NAME] => How do I find out my child's account information? [~NAME] => How do I find out my child's account information? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => Information about the status of a child's savings account can be obtained in the following ways:
1) In Online banking and in the Otbasy bank mobile application of the parent;
2) By contacting the Bank's branches. You must have an identity card and a child's birth certificate with you. [~PREVIEW_TEXT] => Information about the status of a child's savings account can be obtained in the following ways: 1) In Online banking and in the Otbasy bank mobile application of the parent; 2) By contacting the Bank's branches. You must have an identity card and a child's birth certificate with you. [IBLOCK_SECTION_ID] => 4533 [~IBLOCK_SECTION_ID] => 4533 [TIMESTAMP_X] => 06/27/2024 04:12:34 pm [~TIMESTAMP_X] => 06/27/2024 04:12:34 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [2] => Array ( [ID] => 429888 [~ID] => 429888 [NAME] => Is it possible to buy an apartment through my child's deposit? [~NAME] => Is it possible to buy an apartment through my child's deposit? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => The loan application is accepted from persons over the age of 18.
If a Baspana deposit has been opened in the name of the child, then you can cede the child's deposit to yourself and submit a loan application. The assignment is made through a 3rd party. Read more here.
It is important to remember that the assignment of the ARNAU deposit is not allowed. [~PREVIEW_TEXT] => The loan application is accepted from persons over the age of 18. If a Baspana deposit has been opened in the name of the child, then you can cede the child's deposit to yourself and submit a loan application. The assignment is made through a 3rd party. Read more here. It is important to remember that the assignment of the ARNAU deposit is not allowed. [IBLOCK_SECTION_ID] => 4533 [~IBLOCK_SECTION_ID] => 4533 [TIMESTAMP_X] => 06/27/2024 04:13:14 pm [~TIMESTAMP_X] => 06/27/2024 04:13:14 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [3] => Array ( [ID] => 429891 [~ID] => 429891 [NAME] => Can I close my child's deposit? [~NAME] => Can I close my child's deposit? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => The child's deposit is closed at the Bank's branches on weekdays:
- If the child is under the age of 14: by a parent / adoptive parent/ guardian with the consent of the guardianship and guardianship authority;
- At the age of a child from 14 to 16 years old: by a parent/ adoptive parent/guardian with the consent of the child;
- At the age of a child from 16 to 18 years old: minors with the consent of the parent / adoptive parent / guardian.
The application for closure is considered within 7 days.
Documents:
- identity card or passport of the parent/ adoptive parent/guardian;
- birth certificate or identity card or passport of the child;
- consent of the guardianship and guardianship authority (up to 14 years old). It can be obtained on the egov portal.kz or at the Public Service Center. [~PREVIEW_TEXT] => The child's deposit is closed at the Bank's branches on weekdays: - If the child is under the age of 14: by a parent / adoptive parent/ guardian with the consent of the guardianship and guardianship authority; - At the age of a child from 14 to 16 years old: by a parent/ adoptive parent/guardian with the consent of the child; - At the age of a child from 16 to 18 years old: minors with the consent of the parent / adoptive parent / guardian. The application for closure is considered within 7 days. Documents: - identity card or passport of the parent/ adoptive parent/guardian; - birth certificate or identity card or passport of the child; - consent of the guardianship and guardianship authority (up to 14 years old). It can be obtained on the egov portal.kz or at the Public Service Center. [IBLOCK_SECTION_ID] => 4533 [~IBLOCK_SECTION_ID] => 4533 [TIMESTAMP_X] => 06/27/2024 04:13:43 pm [~TIMESTAMP_X] => 06/27/2024 04:13:43 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [4] => Array ( [ID] => 429894 [~ID] => 429894 [NAME] => How do I top up my child's account? [~NAME] => How do I top up my child's account? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => 1) via WhatsApp bot to the number +7 705 925 13 01 in item "10-Pay" by entering an alternative code for the child deposit account;
2) via the Telegram bot, the Otbasy Bank channel (@quanysh_bot account) in the "10-Pay" item by entering an alternative code for the child deposit account;
3) via Online Banking and the Otbasybank app;
4) by depositing cash at the cash desk, Bank terminals.
5) by wire transfer of money from the depositor's bank account;
6) through cash desks, ATMs and Cash-in terminals of second-tier partner banks;
7) via the e-government website www.egov .kz;
Learn more about deposit replenishment methods here. [~PREVIEW_TEXT] => 1) via WhatsApp bot to the number +7 705 925 13 01 in item "10-Pay" by entering an alternative code for the child deposit account; 2) via the Telegram bot, the Otbasy Bank channel (@quanysh_bot account) in the "10-Pay" item by entering an alternative code for the child deposit account; 3) via Online Banking and the Otbasybank app; 4) by depositing cash at the cash desk, Bank terminals. 5) by wire transfer of money from the depositor's bank account; 6) through cash desks, ATMs and Cash-in terminals of second-tier partner banks; 7) via the e-government website www.egov .kz; Learn more about deposit replenishment methods here. [IBLOCK_SECTION_ID] => 4533 [~IBLOCK_SECTION_ID] => 4533 [TIMESTAMP_X] => 06/27/2024 04:15:59 pm [~TIMESTAMP_X] => 06/27/2024 04:15:59 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [5] => Array ( [ID] => 429897 [~ID] => 429897 [NAME] => How do I change my child's banking details? [~NAME] => How do I change my child's banking details? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => The child's deposit details are changed at the Bank's branches:
- If the child is under the age of 14: parent / adoptive parent /guardian;
- At the age of a child from 14 to 16 years old: by a parent/ adoptive parent/guardian with the consent of the child;
- When the child is between 16 and 18 years old: minors with the consent of the parent / adoptive parent / guardian.
Documents:
- identity card or passport of the parent/ adoptive parent/guardian;
- birth certificate or identity card or passport of the child. [~PREVIEW_TEXT] => The child's deposit details are changed at the Bank's branches: - If the child is under the age of 14: parent / adoptive parent /guardian; - At the age of a child from 14 to 16 years old: by a parent/ adoptive parent/guardian with the consent of the child; - When the child is between 16 and 18 years old: minors with the consent of the parent / adoptive parent / guardian. Documents: - identity card or passport of the parent/ adoptive parent/guardian; - birth certificate or identity card or passport of the child. [IBLOCK_SECTION_ID] => 4533 [~IBLOCK_SECTION_ID] => 4533 [TIMESTAMP_X] => 06/27/2024 04:16:30 pm [~TIMESTAMP_X] => 06/27/2024 04:16:30 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [6] => Array ( [ID] => 429900 [~ID] => 429900 [NAME] => How do I change the depositor for my child's deposit? [~NAME] => How do I change the depositor for my child's deposit? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => To change the carrier, one of the parents, who will be the carrier, must come to the bank branch with an identity card and a child's birth certificate. [~PREVIEW_TEXT] => To change the carrier, one of the parents, who will be the carrier, must come to the bank branch with an identity card and a child's birth certificate. [IBLOCK_SECTION_ID] => 4533 [~IBLOCK_SECTION_ID] => 4533 [TIMESTAMP_X] => 06/27/2024 04:16:57 pm [~TIMESTAMP_X] => 06/27/2024 04:16:57 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [7] => Array ( [ID] => 429903 [~ID] => 429903 [NAME] => Where and how to get a certificate of consent from the guardianship and guardianship authority? [~NAME] => Where and how to get a certificate of consent from the guardianship and guardianship authority? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => To obtain the consent of the guardianship and guardianship authority, you must contact the PSC or through the portal www.egov.kz . The application period is 1 month. [~PREVIEW_TEXT] => To obtain the consent of the guardianship and guardianship authority, you must contact the PSC or through the portal www.egov.kz . The application period is 1 month. [IBLOCK_SECTION_ID] => 4533 [~IBLOCK_SECTION_ID] => 4533 [TIMESTAMP_X] => 06/27/2024 04:17:20 pm [~TIMESTAMP_X] => 06/27/2024 04:17:20 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) ) [4536] => Array ( [0] => Array ( [ID] => 429906 [~ID] => 429906 [NAME] => How can I open an Arnau deposit for a child? [~NAME] => How can I open an Arnau deposit for a child? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => Legal representatives (parents, guardians) can open an Arnau deposit for a child.
Up to 14 years old, the deposit is opened by a parent / adoptive parent/guardian, from 14 years old to 18 years old by a minor with the consent of the parent / adoptive parent / guardian. [~PREVIEW_TEXT] => Legal representatives (parents, guardians) can open an Arnau deposit for a child. Up to 14 years old, the deposit is opened by a parent / adoptive parent/guardian, from 14 years old to 18 years old by a minor with the consent of the parent / adoptive parent / guardian. [IBLOCK_SECTION_ID] => 4536 [~IBLOCK_SECTION_ID] => 4536 [TIMESTAMP_X] => 06/27/2024 04:19:19 pm [~TIMESTAMP_X] => 06/27/2024 04:19:19 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [1] => Array ( [ID] => 429909 [~ID] => 429909 [NAME] => Arnau Deposit Terms [~NAME] => Arnau Deposit Terms [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => Interest rate: 2% per annum.
The annual award of the state: 20% (for the amount of savings for the year up to 200 MCI).
Accumulation period: from 10 years, the maximum is unlimited.
Deposit opening fee: 0% [~PREVIEW_TEXT] => Interest rate: 2% per annum.
The annual award of the state: 20% (for the amount of savings for the year up to 200 MCI).
Accumulation period: from 10 years, the maximum is unlimited.
Deposit opening fee: 0% [IBLOCK_SECTION_ID] => 4536 [~IBLOCK_SECTION_ID] => 4536 [TIMESTAMP_X] => 06/27/2024 04:20:22 pm [~TIMESTAMP_X] => 06/27/2024 04:20:22 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => html [~PREVIEW_TEXT_TYPE] => html ) [2] => Array ( [ID] => 429912 [~ID] => 429912 [NAME] => How do I get an Arnau loan? [~NAME] => How do I get an Arnau loan? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => It is necessary to accumulate 50% of the contractual amount on the Arnau deposit for at least 10 years and achieve an estimated score (OP) of 48 points. And then the owner of the deposit can issue a housing loan for the purchase of housing at a rate of 2% per annum.
Please note: The loan is issued only to the adult owner of the deposit, that is, the child must be 18 years old and older. [~PREVIEW_TEXT] => It is necessary to accumulate 50% of the contractual amount on the Arnau deposit for at least 10 years and achieve an estimated score (OP) of 48 points. And then the owner of the deposit can issue a housing loan for the purchase of housing at a rate of 2% per annum. Please note: The loan is issued only to the adult owner of the deposit, that is, the child must be 18 years old and older. [IBLOCK_SECTION_ID] => 4536 [~IBLOCK_SECTION_ID] => 4536 [TIMESTAMP_X] => 06/27/2024 04:21:15 pm [~TIMESTAMP_X] => 06/27/2024 04:21:15 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [3] => Array ( [ID] => 429915 [~ID] => 429915 [NAME] => Special conditions [~NAME] => Special conditions [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] =>
- The ARNAU deposit does not allow pooling of deposits.
- The assignment of a deposit to a relative is not allowed.
- The division of the Arnau deposit is allowed only: upon the occurrence of ownership rights in the order of inheritance and by a court decision that has entered into force. At the same time, the recipient is not subject to the preferential terms of the Arnau deposit
- The ARNAU deposit does not allow pooling of deposits.
- The assignment of a deposit to a relative is not allowed.
- The division of the Arnau deposit is allowed only: upon the occurrence of ownership rights in the order of inheritance and by a court decision that has entered into force. At the same time, the recipient is not subject to the preferential terms of the Arnau deposit
A NEW deposit in Otbasy bank and save on it for at least 1 year.
During the accumulation period, the OP must be at least 5 points.
At the time of submitting a loan application, you need to save up or deposit 50% of the amount of the purchase of a home.
At the time of opening the deposit, your marriage should not be more than five years old (according to the marriage certificate). [~PREVIEW_TEXT] => To receive a loan from Zhas Otbasy, one or both spouses must first open A NEW deposit in Otbasy bank and save on it for at least 1 year. During the accumulation period, the OP must be at least 5 points. At the time of submitting a loan application, you need to save up or deposit 50% of the amount of the purchase of a home. At the time of opening the deposit, your marriage should not be more than five years old (according to the marriage certificate). [IBLOCK_SECTION_ID] => 4539 [~IBLOCK_SECTION_ID] => 4539 [TIMESTAMP_X] => 06/27/2024 04:26:26 pm [~TIMESTAMP_X] => 06/27/2024 04:26:26 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [2] => Array ( [ID] => 429924 [~ID] => 429924 [NAME] => Is it possible to open several deposits of "Zhas otbasy"? [~NAME] => Is it possible to open several deposits of "Zhas otbasy"? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => You can have several deposits, but only one deposit with the sign "Zhas Otbasy" [~PREVIEW_TEXT] => You can have several deposits, but only one deposit with the sign "Zhas Otbasy" [IBLOCK_SECTION_ID] => 4539 [~IBLOCK_SECTION_ID] => 4539 [TIMESTAMP_X] => 06/27/2024 04:26:58 pm [~TIMESTAMP_X] => 06/27/2024 04:26:58 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [3] => Array ( [ID] => 429927 [~ID] => 429927 [NAME] => Which spouse can open a deposit "Zhas otbasy"? [~NAME] => Which spouse can open a deposit "Zhas otbasy"? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => Each of the spouses can have their own deposit "Zhas Otbasy" [~PREVIEW_TEXT] => Each of the spouses can have their own deposit "Zhas Otbasy" [IBLOCK_SECTION_ID] => 4539 [~IBLOCK_SECTION_ID] => 4539 [TIMESTAMP_X] => 06/27/2024 04:27:20 pm [~TIMESTAMP_X] => 06/27/2024 04:27:20 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [4] => Array ( [ID] => 429930 [~ID] => 429930 [NAME] => Is it possible to give up the deposit to "Zhas otbasy"? [~NAME] => Is it possible to give up the deposit to "Zhas otbasy"? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => The assignment of deposits of "Zhas otbasy" is allowed only between spouses. [~PREVIEW_TEXT] => The assignment of deposits of "Zhas otbasy" is allowed only between spouses. [IBLOCK_SECTION_ID] => 4539 [~IBLOCK_SECTION_ID] => 4539 [TIMESTAMP_X] => 06/27/2024 04:27:41 pm [~TIMESTAMP_X] => 06/27/2024 04:27:41 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [5] => Array ( [ID] => 429933 [~ID] => 429933 [NAME] => How old is it possible to open a deposit "Zhas otbasy"? [~NAME] => How old is it possible to open a deposit "Zhas otbasy"? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => There are no age restrictions for spouses! [~PREVIEW_TEXT] => There are no age restrictions for spouses! [IBLOCK_SECTION_ID] => 4539 [~IBLOCK_SECTION_ID] => 4539 [TIMESTAMP_X] => 06/27/2024 04:28:04 pm [~TIMESTAMP_X] => 06/27/2024 04:28:04 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [6] => Array ( [ID] => 429936 [~ID] => 429936 [NAME] => Does the state award accrue to both spouses? [~NAME] => Does the state award accrue to both spouses? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => You can open deposits for both spouses, combine them into a family package and receive a double premium from the state! [~PREVIEW_TEXT] => You can open deposits for both spouses, combine them into a family package and receive a double premium from the state! [IBLOCK_SECTION_ID] => 4539 [~IBLOCK_SECTION_ID] => 4539 [TIMESTAMP_X] => 06/27/2024 04:32:34 pm [~TIMESTAMP_X] => 06/27/2024 04:32:34 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [7] => Array ( [ID] => 429939 [~ID] => 429939 [NAME] => Is it possible to switch to another deposit program? [~NAME] => Is it possible to switch to another deposit program? [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => Yes, you can switch to another bank's Withdrawal program, while your deposit remains, but its terms are canceled. [~PREVIEW_TEXT] => Yes, you can switch to another bank's Withdrawal program, while your deposit remains, but its terms are canceled. [IBLOCK_SECTION_ID] => 4539 [~IBLOCK_SECTION_ID] => 4539 [TIMESTAMP_X] => 06/27/2024 04:32:57 pm [~TIMESTAMP_X] => 06/27/2024 04:32:57 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) [8] => Array ( [ID] => 429942 [~ID] => 429942 [NAME] => Transition to a housing loan [~NAME] => Transition to a housing loan [IBLOCK_ID] => 171 [~IBLOCK_ID] => 171 [PREVIEW_TEXT] => Two years after receiving the loan, the rate is reduced to 5% per annum (GES from 5.2%) after switching to a housing loan. [~PREVIEW_TEXT] => Two years after receiving the loan, the rate is reduced to 5% per annum (GES from 5.2%) after switching to a housing loan. [IBLOCK_SECTION_ID] => 4539 [~IBLOCK_SECTION_ID] => 4539 [TIMESTAMP_X] => 07/01/2024 02:51:35 pm [~TIMESTAMP_X] => 07/01/2024 02:51:35 pm [PROPERTY_TOP_CAT_VALUE] => [~PROPERTY_TOP_CAT_VALUE] => [PROPERTY_TOP_CAT_ENUM_ID] => [~PROPERTY_TOP_CAT_ENUM_ID] => [PROPERTY_TOP_CAT_VALUE_ID] => [~PROPERTY_TOP_CAT_VALUE_ID] => [PROPERTY_COUNT_VOIT_VALUE] => [~PROPERTY_COUNT_VOIT_VALUE] => [PROPERTY_COUNT_VOIT_VALUE_ID] => [~PROPERTY_COUNT_VOIT_VALUE_ID] => [PROPERTY_VIDEO_URL_VALUE] => [~PROPERTY_VIDEO_URL_VALUE] => [PROPERTY_VIDEO_URL_VALUE_ID] => [~PROPERTY_VIDEO_URL_VALUE_ID] => [PROPERTY_COUNT_VOIT_Y_VALUE] => [~PROPERTY_COUNT_VOIT_Y_VALUE] => [PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [~PROPERTY_COUNT_VOIT_Y_VALUE_ID] => [PROPERTY_COUNT_VOIT_N_VALUE] => [~PROPERTY_COUNT_VOIT_N_VALUE] => [PROPERTY_COUNT_VOIT_N_VALUE_ID] => [~PROPERTY_COUNT_VOIT_N_VALUE_ID] => [PROPERTY_SORT_CAT_VALUE] => [~PROPERTY_SORT_CAT_VALUE] => [PROPERTY_SORT_CAT_VALUE_ID] => [~PROPERTY_SORT_CAT_VALUE_ID] => [SORT] => 500 [~SORT] => 500 [PREVIEW_TEXT_TYPE] => text [~PREVIEW_TEXT_TYPE] => text ) ) ) [TOP_CUR_CAT] => Array ( ) [CURRENT_SE_LIST] => Array ( [4449] => Array ( [NAME] => TOP 10 QUESTIONS [ID] => 4449 [UF_LANG_SECTION] => ) [4446] => Array ( [NAME] => ACCUMULATION CONDITIONS [ID] => 4446 [UF_LANG_SECTION] => ) [4452] => Array ( [NAME] => MAIN [ID] => 4452 [UF_LANG_SECTION] => ) [4458] => Array ( [NAME] => STATE AWARD [ID] => 4458 [UF_LANG_SECTION] => ) [4467] => Array ( [NAME] => THE TARIFF PROGRAM "TABYSTY" [ID] => 4467 [UF_LANG_SECTION] => ) [4470] => Array ( [NAME] => OPENING A DEPOSIT [ID] => 4470 [UF_LANG_SECTION] => ) [4521] => Array ( [NAME] => REMUNERATION FROM THE BANK [ID] => 4521 [UF_LANG_SECTION] => ) [4524] => Array ( [NAME] => THE ESTIMATED INDICATOR [ID] => 4524 [UF_LANG_SECTION] => ) [4527] => Array ( [NAME] => DEPOSIT GUARANTEE [ID] => 4527 [UF_LANG_SECTION] => ) [4530] => Array ( [NAME] => GIFT CERTIFICATE [ID] => 4530 [UF_LANG_SECTION] => ) [4533] => Array ( [NAME] => CHILDREN'S DEPOSIT [ID] => 4533 [UF_LANG_SECTION] => ) [4539] => Array ( [NAME] => DEPOSIT"YOUNG FAMILY" [ID] => 4539 [UF_LANG_SECTION] => ) ) )