В программе могут принять участие все вкладчики Банка, с обязательными накоплениями в виде жилищных строительных сбережений на сберегательном счете в Банке в сумме не менее 500 000 (пятьсот тысяч) тенге в момент подачи заявления на участие в Программе «Свой дом».


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Для своих приверженных клиентов Банк выдает жилищные займы с минимальными ставками вознаграждения — от 3,5% до 5% годовых!

Для того, что бы получить жилищный заем необходимо выполнить следующие условия:

  1. В течение 3-х лет регулярно пополнять депозит — платежная дисциплина влияет на сроки выдачи займа
  2. Накопить 50% от стоимости приобретаемого жилья — остальную часть Банк выдаст в виде жилищного займа на приемлемый для Вас срок.

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Условия получения жилищного займа
  1. Минимальный период накопления — 3 года;
  2. Минимальная сумма накоплений — 50% от суммы приобретаемого жилья;
  3. Достижение необходимого значения коэффициента платежной дисциплины – минимальное значение – 16
  4. Подтверждение платежеспособности
Сумма жилищного займа
  • В размере разницы между договорной суммой и накопленными жилищными строительными сбережениями.
  • Минимальная сумма — без ограничений.
  • Максимальная совокупная сумма на одного заемщика 100 млн. тенге
Срок займа До 25 лет, в зависимости от выбранной тарифной программы.
Ставка вознаграждения по займу
  • 3,5-5 процентов годовых, в зависимости от срока накопления, годовая эффективная ставка — от 3,6% до 6,2%.
  • Фиксированныя, в течение всего действия договора
Обеспечение по займу
  • Приобретаемая недвижимость
  • Недвижимость, находящаяся в собственности заемщика или вещного поручителя
  • Собственные накопленные жилстройсбережения
  • Накопленные жилстройсбережения 3-го лица
Валюта займа Тенге
Погашение займа Ежемесячно — аннуитет или уплата основного долга равными долями и вознаграждения от уменьшающегося остатка.
Заявление-анкета
Оценка недвижимого имущества
Документы по представляемому залогу
Документ, подтверждающий доход

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В рамках государственных Программ и Программы "Свой дом", Банк продолжает выдавать предварительные жилищные займы.

Минимальная сумма накоплений на момент выдачи предварительного займа – 20% от стоимости жилья.

В период пользования предварительным жилищным займом заемщик погашает только вознаграждение по займу и одновременно осуществляет взносы на свой депозит до достижения 50% от договорной суммы.

По истечении срока накопления выплачиваются накопленные сбережения и жилищный заем, которые направляются на погашение предварительного жилищного займа

Условия
Сумма займа В размере договорной суммы, минимальная сумма займа – 500 МРП, максимальная — 45 млн. тг.
Срок займа От 3 лет до 8 лет, в зависимости от выбранной тарифной программы
Обеспечение по займу Собственные накопленные жилстройсбережения и Приобретаемая недвижимость в виде квартир в многоквартирных домах/Недвижимость в виде квартир в многоквартирных домах, находящаяся в собственности заемщика или вещного поручителя/ /Накопленные жилстройсбережения 3-го лица/Накопления, поступающие в будущем.
Валюта займа Тенге
Погашение займа Ежемесячно. Погашение с отсрочкой платежа по основному долгу до срока получения основного жилищного займа. Погашение вознаграждения по займу осуществляется с одновременным накоплением сбережений.
Заявление-анкета
Оценка недвижимого имущества
Документы по представляемому залогу
Документ, подтверждающий доход

Промежуточные жилищные займы предназначены для тех случаев, когда у вас нет возможности ждать несколько лет, что бы купить жилье, при этом вы уже накопили 50% от его стоимости

Для получения промежуточного жилищного займа необходимо открыть вклад в Банке с минимальным 3-летним сроком и внести 50% от стоимости жилья.

Сумма промежуточногозайма составит 100% от стоимости приобретаемого жилья

По истечении 3-х лет остаток долга по промежуточному займу будет погашен за счет Ваших сбережений, а так же выдачи жилищного займа.

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Стандарт
7%
0 ₸
0 ₸
Жеңіл 2
7%
0 ₸
0 ₸
Жеңіл
7%
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0 ₸
Сумма займа В размере договорной суммы. Минимальная сумма займа 500 МРП. Максимальная сумма займа на 1-го заемщика – 90 млн. тг.
Срок займа До 25 лет
Ставка по займу 7.50%
Обеспечение по займу Собственные накопленные жилстройсбережения и приобретаемая недвижимость / Недвижимость, находящаяся в собственности заемщика или 3-го лица / накопленные жилстройсбережения 3-го лица
Погашение займа Ежемесячно (аннуитет, равными долями)
Сумма займа В размере договорной суммы. Минимальная сумма займа 500 МРП. Максимальная сумма займа на 1-го заемщика – 90 млн. тг.
Срок займа До 25 лет
Ставка по займу 8%
Обеспечение по займу Собственные накопленные жилстройсбережения и приобретаемая недвижимость / Недвижимость, находящаяся в собственности заемщика или 3-го лица / накопленные жилстройсбережения 3-го лица
Погашение займа Погашение 50% от основного долга: аннуитет, уплата основного долга равными долями и вознаграждения от уменьшающегося остатка
Сумма займа В размере договорной суммы. Минимальная сумма займа 500 МРП. Максимальная сумма займа на 1-го заемщика – 90 млн. тг.
Срок займа От 4 до 10 лет
Ставка по займу 8.50%
Обеспечение по займу Собственные накопленные жилстройсбережения и приобретаемая недвижимость
Дополнительное беспечение по займу Недвижимость, находящаяся в собственности заемщика или 3-го лица / накопленные жилстройсбережения 3-го лица
Погашение займа С отсрочкой платежа по основному долгу (отсрочка платежа не более 3-х лет)
Заявление-анкета
Оценка недвижимого имущества
Документы по представляемому залогу
Документ, подтверждающий доход
Заявление-анкета
Оценка недвижимого имущества
Документы по представляемому залогу
Документ, подтверждающий доход
Заявление-анкета
Оценка недвижимого имущества
Документы по представляемому залогу
Документ, подтверждающий доход

0 ₸
0 ₸


Affordable housing

Deposits

Credits

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    [NAME] => In 2019 two socially important housing programs of House construction savings bank of Kazakhstan will help 10 000 Kazakhstan citizens to purchase housing
    [~NAME] => In 2019 two socially important housing programs of House construction savings bank of Kazakhstan will help 10 000 Kazakhstan citizens to purchase housing
    [ACTIVE_FROM] => 06/18/2019 10:21:00 am
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    [DETAIL_TEXT] => Today members of House construction savings bank of Kazakhstan Community council (a subsidiary organization of Baiterek holding) were told about realization of two socially important housing programs. What is meant here are “Askeri baspana” and a new focus area of “Nurly zher” program – loan issue to low income families for purchase of housing. 
Within frames of the first House construction savings bank of Kazakhstan program 3 800 military service persons solved the housing issue over 1,5 months. These are record high period and there have not been such instances over the history of the bank. Over this period House construction savings bank of Kazakhstan employees managed to issue 2 566 loans to military service persons, loan applications were approved to 1 224 defenders of the motherland, 73 more persons are waiting for consideration of their loan applications.
The bank explained such a high demand for Askeri baspana by optimization thereof. For receivers of housing payments the loan for purchase of housing is provided at a rate of 8% per annum provided the minimum initial contribution equal to 15% of loan amount is available. Whereas it is not required to participate in the pull and wait for results thereof as it was in 2018. It is sufficient to find suitable housing and address the bank.
-“Military product” is an initiative of House construction savings bank of Kazakhstan and for loan issue to the military service persons we allocated our own money. In 2019 the amount of 58,6 billions of KZT was allocated for this purpose and we appropriated it already. Average loan amount for military service persons is equal to 15 millions of KZT, - explained Lyazzat Ibragimova – chairperson of House construction savings bank of Kazakhstan executive board.
6 000 more citizens from other category – low income families – will also be able to solve this year their housing issue with help of House construction savings bank of Kazakhstan. A new focus area of “Nurly zher” program was specifically developed for them.
At the Community council it was explained that it will start immediately after arrival of finances in the amoun tof 50 billions of KZT to House construction savings bank of Kazakhstan. The money is to be allocated by the Ministry of finance.
-Now the bank has a responsible and important task – to help families with many children and single-parent family to move out of cold and someone's leased housing to own apartments, - explained Lyazzat Ibragimova.
As Sergey Ponomaryov – chairman of the Community council- stated, “it is important to make the process of loan issue open, with publishing of number of accepted applications, issued loans, names of happy new settlers.”
The following persons can participate in the new focus area of “Nurly zher” program – loan issue to low income families for purchase of housing – families with many children, families raising children with restricted abilities, single-parent families with minor children.
They will receive loans at the rate of 2% per annum provided initial contribution equal to 10% of loan amount is available. For families, who do not have money to pay the first contribution, in case of buying housing on primary market it is possible to issue of housing certificates through local mayor's administrations. The loan will be issued for a period of 20 years.
The most important moment, which should be noted, is that program participants have to come to the bank to submit a loan application with referral from local mayor's administration. This referral confirms that a program participant is actually in queue for housing in those categories, which are stipulated for participation in the program.
By means of privileged loan issue it will be possible to buy apartments on primary and secondary markets or a private house. Maximum amount of loan is equal up to 15 millions of KZT in Nur-Sultan, Almaty, Atyrau, Aktau, Shymkent cities and up to 10 millions of KZT in other regions.
In the new focus area may participate those families, whose income per one person does not exceed 42 500 KZT. For example, if a family consists of 5 persons its total income shall not exceed 212 500 KZT.
Thus, in case housing costs 9 millions of KZT the payment under housing construction savings system shall be equal to 47 400 KZT for the first eight years under preliminary loan, the subsequent 11 years it is required to re-pay 31 760 KZT for the housing loan.
[~DETAIL_TEXT] => Today members of House construction savings bank of Kazakhstan Community council (a subsidiary organization of Baiterek holding) were told about realization of two socially important housing programs. What is meant here are “Askeri baspana” and a new focus area of “Nurly zher” program – loan issue to low income families for purchase of housing.
Within frames of the first House construction savings bank of Kazakhstan program 3 800 military service persons solved the housing issue over 1,5 months. These are record high period and there have not been such instances over the history of the bank. Over this period House construction savings bank of Kazakhstan employees managed to issue 2 566 loans to military service persons, loan applications were approved to 1 224 defenders of the motherland, 73 more persons are waiting for consideration of their loan applications.
The bank explained such a high demand for Askeri baspana by optimization thereof. For receivers of housing payments the loan for purchase of housing is provided at a rate of 8% per annum provided the minimum initial contribution equal to 15% of loan amount is available. Whereas it is not required to participate in the pull and wait for results thereof as it was in 2018. It is sufficient to find suitable housing and address the bank.
-“Military product” is an initiative of House construction savings bank of Kazakhstan and for loan issue to the military service persons we allocated our own money. In 2019 the amount of 58,6 billions of KZT was allocated for this purpose and we appropriated it already. Average loan amount for military service persons is equal to 15 millions of KZT, - explained Lyazzat Ibragimova – chairperson of House construction savings bank of Kazakhstan executive board.
6 000 more citizens from other category – low income families – will also be able to solve this year their housing issue with help of House construction savings bank of Kazakhstan. A new focus area of “Nurly zher” program was specifically developed for them.
At the Community council it was explained that it will start immediately after arrival of finances in the amoun tof 50 billions of KZT to House construction savings bank of Kazakhstan. The money is to be allocated by the Ministry of finance.
-Now the bank has a responsible and important task – to help families with many children and single-parent family to move out of cold and someone's leased housing to own apartments, - explained Lyazzat Ibragimova.
As Sergey Ponomaryov – chairman of the Community council- stated, “it is important to make the process of loan issue open, with publishing of number of accepted applications, issued loans, names of happy new settlers.”
The following persons can participate in the new focus area of “Nurly zher” program – loan issue to low income families for purchase of housing – families with many children, families raising children with restricted abilities, single-parent families with minor children.
They will receive loans at the rate of 2% per annum provided initial contribution equal to 10% of loan amount is available. For families, who do not have money to pay the first contribution, in case of buying housing on primary market it is possible to issue of housing certificates through local mayor's administrations. The loan will be issued for a period of 20 years.
The most important moment, which should be noted, is that program participants have to come to the bank to submit a loan application with referral from local mayor's administration. This referral confirms that a program participant is actually in queue for housing in those categories, which are stipulated for participation in the program.
By means of privileged loan issue it will be possible to buy apartments on primary and secondary markets or a private house. Maximum amount of loan is equal up to 15 millions of KZT in Nur-Sultan, Almaty, Atyrau, Aktau, Shymkent cities and up to 10 millions of KZT in other regions.
In the new focus area may participate those families, whose income per one person does not exceed 42 500 KZT. For example, if a family consists of 5 persons its total income shall not exceed 212 500 KZT.
Thus, in case housing costs 9 millions of KZT the payment under housing construction savings system shall be equal to 47 400 KZT for the first eight years under preliminary loan, the subsequent 11 years it is required to re-pay 31 760 KZT for the housing loan.
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In 2019 two socially important housing programs of House construction savings bank of Kazakhstan will help 10 000 Kazakhstan citizens to purchase housing
18.06.2019
Today members of House construction savings bank of Kazakhstan Community council (a subsidiary organization of Baiterek holding) were told about realization of two socially important housing programs. What is meant here are “Askeri baspana” and a new focus area of “Nurly zher” program – loan issue to low income families for purchase of housing.
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    [~IBLOCK_SECTION_ID] => 3589
    [NAME] => Launching of “Appraisers' cabinet” reduced the period of loan application consideration in House construction savings bank of Kazakhstan
    [~NAME] => Launching of “Appraisers' cabinet” reduced the period of loan application consideration in House construction savings bank of Kazakhstan
    [ACTIVE_FROM] => 06/10/2019 10:19:00 am
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    [DETAIL_TEXT] => As of today House construction savings bank of Kazakhstan is a leader by the volume of mortgage issue. 59% of all loans , which are issued to Kazakhstan citizens for construction an purchasing of housing (as per data of Republic of Kazakhstan National bank as of 01.04.2019), fall to its share. Due to high demand for its products House construction savings bank of Kazakhstan automates bank processes and implements new solutions with the purpose of reducing the time for customer service. 
One of such solutions is “Appraisers' cabinet”. This is a special software, which does not have analogues in Kazakhstan and neighboring countries. It allows to promptly make reports on appraisal of real estate and provide them to the bank online. Upon launching of this application the time for consideration of loan application was reduced by several times. For example, if before launching of “Appraiser's cabinet” consideration of an application took 15 days, now this process takes 3 days.
At the moment the software uses 216 appraisers in its operation. Previously for using of this service the bank charged them a fee equal to 2 500 KZT. Since the 17th of June 2019 it will be canceled. Lyazzat Ibragimova – chairperson of House construction savings bank of Kazakhstan executive board told about this in Almaty at the meeting with representatives of appraising companies. She is sure that from this moment the bank will have even more partners-appraisers, which first of all will impact quality of bank customer service.
-As of today House construction savings bank of Kazakhstan is the largest pledge holder. The pledge cost of our portfolio is equal to 2 trillions of KZT. Over the first five months of the current year we issued around 17 000 loans and this is a record high in the history of House construction savings bank of Kazakhstan. Therefore it is important to us that appraisal of real estate is performed quickly, qualitatively and transparently. We hope that other partners will also join the “Appraiser's cabinet”. At the moment there are totally more than 1 200 appraisers in Kazakhstan. While working together we will be able to provide quality services to our citizens within a short period, - said Lyazzat Ibragimova.
While discussing issues of appraising companies at the meeting it was also decided to constantly issue within frames of “Appraser's cabinet” reference information on all made transactions.
At the end of the meeting the bank management and representatives of appraising companies agreed to create a Council of appraisers with the bank and meet one time per quarter for discussing of offers and challenging issues. [~DETAIL_TEXT] => As of today House construction savings bank of Kazakhstan is a leader by the volume of mortgage issue. 59% of all loans , which are issued to Kazakhstan citizens for construction an purchasing of housing (as per data of Republic of Kazakhstan National bank as of 01.04.2019), fall to its share. Due to high demand for its products House construction savings bank of Kazakhstan automates bank processes and implements new solutions with the purpose of reducing the time for customer service.
One of such solutions is “Appraisers' cabinet”. This is a special software, which does not have analogues in Kazakhstan and neighboring countries. It allows to promptly make reports on appraisal of real estate and provide them to the bank online. Upon launching of this application the time for consideration of loan application was reduced by several times. For example, if before launching of “Appraiser's cabinet” consideration of an application took 15 days, now this process takes 3 days.
At the moment the software uses 216 appraisers in its operation. Previously for using of this service the bank charged them a fee equal to 2 500 KZT. Since the 17th of June 2019 it will be canceled. Lyazzat Ibragimova – chairperson of House construction savings bank of Kazakhstan executive board told about this in Almaty at the meeting with representatives of appraising companies. She is sure that from this moment the bank will have even more partners-appraisers, which first of all will impact quality of bank customer service.
-As of today House construction savings bank of Kazakhstan is the largest pledge holder. The pledge cost of our portfolio is equal to 2 trillions of KZT. Over the first five months of the current year we issued around 17 000 loans and this is a record high in the history of House construction savings bank of Kazakhstan. Therefore it is important to us that appraisal of real estate is performed quickly, qualitatively and transparently. We hope that other partners will also join the “Appraiser's cabinet”. At the moment there are totally more than 1 200 appraisers in Kazakhstan. While working together we will be able to provide quality services to our citizens within a short period, - said Lyazzat Ibragimova.
While discussing issues of appraising companies at the meeting it was also decided to constantly issue within frames of “Appraser's cabinet” reference information on all made transactions.
At the end of the meeting the bank management and representatives of appraising companies agreed to create a Council of appraisers with the bank and meet one time per quarter for discussing of offers and challenging issues. [DETAIL_TEXT_TYPE] => html [~DETAIL_TEXT_TYPE] => html [PREVIEW_TEXT] => As of today House construction savings bank of Kazakhstan is a leader by the volume of mortgage issue. 59% of all loans , which are issued to Kazakhstan citizens for construction an purchasing of housing (as per data of Republic of Kazakhstan National bank as of 01.04.2019), fall to its share.  [~PREVIEW_TEXT] => As of today House construction savings bank of Kazakhstan is a leader by the volume of mortgage issue. 59% of all loans , which are issued to Kazakhstan citizens for construction an purchasing of housing (as per data of Republic of Kazakhstan National bank as of 01.04.2019), fall to its share.  [PREVIEW_TEXT_TYPE] => html [~PREVIEW_TEXT_TYPE] => html [PREVIEW_PICTURE] => Array ( [ID] => 226860 [TIMESTAMP_X] => Bitrix\Main\Type\DateTime Object ( [value:protected] => DateTime Object ( [date] => 2019-06-21 10:21:43.000000 [timezone_type] => 3 [timezone] => Asia/Almaty ) ) [MODULE_ID] => iblock [HEIGHT] => 300 [WIDTH] => 430 [FILE_SIZE] => 26293 [CONTENT_TYPE] => image/jpeg [SUBDIR] => iblock/62f [FILE_NAME] => 62fedf38b9f8f2f818fa74f5dec1cdb5.jpg [ORIGINAL_NAME] => hcsbk1.jpg [DESCRIPTION] => [HANDLER_ID] => [EXTERNAL_ID] => 81b04a71d3854e26bb4a32e2e7bee44b [~src] => [SRC] => /upload/iblock/62f/62fedf38b9f8f2f818fa74f5dec1cdb5.jpg [UNSAFE_SRC] => /upload/iblock/62f/62fedf38b9f8f2f818fa74f5dec1cdb5.jpg [SAFE_SRC] => /upload/iblock/62f/62fedf38b9f8f2f818fa74f5dec1cdb5.jpg [ALT] => Launching of “Appraisers' cabinet” reduced the period of loan application consideration in House construction savings bank of Kazakhstan [TITLE] => Launching of “Appraisers' cabinet” reduced the period of loan application consideration in House construction savings bank of Kazakhstan ) [~PREVIEW_PICTURE] => 226860 [LANG_DIR] => /en/ [~LANG_DIR] => /en/ [CODE] => launching-of-apprcperiod-of-loan-application-consideration-in-house-constr [~CODE] => launching-of-apprcperiod-of-loan-application-consideration-in-house-constr [EXTERNAL_ID] => 101536 [~EXTERNAL_ID] => 101536 [IBLOCK_TYPE_ID] => en [~IBLOCK_TYPE_ID] => en [IBLOCK_CODE] => [~IBLOCK_CODE] => [IBLOCK_EXTERNAL_ID] => [~IBLOCK_EXTERNAL_ID] => [LID] => en [~LID] => en [EDIT_LINK] => [DELETE_LINK] => [DISPLAY_ACTIVE_FROM] => 10.06.2019 [FIELDS] => Array ( ) [PROPERTIES] => Array ( [UF_SP_UNSUBSCRIBED] => Array ( [ID] => 284 [IBLOCK_ID] => 68 [NAME] => Отказался от рассылки (SendPulse) [ACTIVE] => Y [SORT] => 1000 [CODE] => UF_SP_UNSUBSCRIBED [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Отказался от рассылки (SendPulse) [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [TYPE] => ) [DISPLAY_PROPERTIES] => Array ( ) [IPROPERTY_VALUES] => Array ( [SECTION_META_TITLE] => Launching of “Appraisers' cabinet” reduced the period of loan application consideration in House construction savings bank of Kazakhstan [SECTION_PAGE_TITLE] => Launching of “Appraisers' cabinet” reduced the period of loan application consideration in House construction savings bank of Kazakhstan ) )
Launching of “Appraisers' cabinet” reduced the period of loan application consideration in House construction savings bank of Kazakhstan
10.06.2019
As of today House construction savings bank of Kazakhstan is a leader by the volume of mortgage issue. 59% of all loans , which are issued to Kazakhstan citizens for construction an purchasing of housing (as per data of Republic of Kazakhstan National bank as of 01.04.2019), fall to its share. 
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    [NAME] => House construction savings bank of Kazakhstan solved housing issue of 3 800 military service persons over one month
    [~NAME] => House construction savings bank of Kazakhstan solved housing issue of 3 800 military service persons over one month
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    [DETAIL_TEXT] => House construction savings bank of Kazakhstan (a subsidiary organization of Baiterek holding) realized in the current year the housing program for military service persons. With updated conditions it started on the 2nd of May and already on the 27th of May the bank has declared about its early finishing. Over 19 work days 680 loans for the amount of 10,7 billions of KZT were issued. 3 143 more loan applications in the amount of 46,7 billions of KZT have been accepted and are being processed. The loans under these applications will be issued as they are processed. Thus annual limit of money allocated for loan issue to military service persons was fully utilized. The third stage of realization of “Askeri baspana” housing program will be launched in January 2020.
We remind that within its frames recipients of housing payments may take the loan for purchase of housing at a rate of 8% per annum provided a minimum initial contribution is available equal to 15% of loan amount.
In order to receive a loan military service persons do not have to participate in pull and wait for results thereof as it was in 2018. It is sufficient if they themselves find suitable housing and address the bank. Whereas there are no restrictions as to selection of housing. They can buy an apartment on primary market, participate in shared construction or select housing on secondary market. Also they can buy a private house with a land plot.
-“Military product” is an initiative of the bank. It was developed and launched in order to support motherland's defenders, help them within a short period of time to purchase own housing under optimal conditions.
Specially for this purpose House construction savings bank of Kazakhstan last year allocated 98 billions of KZT. 48 billions of KZT from this amount are own money of the bank, 50 billions of KZT – borrowed money. As a result in 2018 we helped 2 556 military service persons to solve the housing issued by issuing them loans in the amount of 38,5 billions of KZT. This year 60 billions of KZT remains for loan issue. This amount is sufficient to improve housing conditions of almost 4 000 persons. Taking into consideration that around 70 000 military service persons need housing the bank helped already 10% of this number to solve the housing issue over less than two years, - explained chairperson of the executive board of House construction savings bank of Kazakhstan – Lyazzat Ibragimova.
Three leaders in issue of loans this year include Nur-Sultan city (294 loans were issued as per data as of 28.05.19), East-Kazakhstan region (99 loans were issued as of 28.05.19) and Semey (77 loans were issued as per data as of 28.05.19).
The bank reminded that the “military product” is only one of instruments for improvement of housing conditions. Motherland defenders can purchase own apartment also through “Nurly zher” program. For participation therein it is sufficient to have initial contribution equal to 20% on the bank account and it is possible to receive a loan at a rate of 5% per annum. You can learn about availability of housing and acceptance of application on baspana.kz portal.
One third of military service persons on this stage prefer to save up their housing payments on House construction savings bank of Kazakhstan accounts in order to use in the future a different instrument – housing loan. It is issued at a rate of 3,5 to 5% per annum. In order to receive it it is necessary to save up 50% of housing cost on deposit account. [~DETAIL_TEXT] => House construction savings bank of Kazakhstan (a subsidiary organization of Baiterek holding) realized in the current year the housing program for military service persons. With updated conditions it started on the 2nd of May and already on the 27th of May the bank has declared about its early finishing. Over 19 work days 680 loans for the amount of 10,7 billions of KZT were issued. 3 143 more loan applications in the amount of 46,7 billions of KZT have been accepted and are being processed. The loans under these applications will be issued as they are processed. Thus annual limit of money allocated for loan issue to military service persons was fully utilized. The third stage of realization of “Askeri baspana” housing program will be launched in January 2020.
We remind that within its frames recipients of housing payments may take the loan for purchase of housing at a rate of 8% per annum provided a minimum initial contribution is available equal to 15% of loan amount.
In order to receive a loan military service persons do not have to participate in pull and wait for results thereof as it was in 2018. It is sufficient if they themselves find suitable housing and address the bank. Whereas there are no restrictions as to selection of housing. They can buy an apartment on primary market, participate in shared construction or select housing on secondary market. Also they can buy a private house with a land plot.
-“Military product” is an initiative of the bank. It was developed and launched in order to support motherland's defenders, help them within a short period of time to purchase own housing under optimal conditions.
Specially for this purpose House construction savings bank of Kazakhstan last year allocated 98 billions of KZT. 48 billions of KZT from this amount are own money of the bank, 50 billions of KZT – borrowed money. As a result in 2018 we helped 2 556 military service persons to solve the housing issued by issuing them loans in the amount of 38,5 billions of KZT. This year 60 billions of KZT remains for loan issue. This amount is sufficient to improve housing conditions of almost 4 000 persons. Taking into consideration that around 70 000 military service persons need housing the bank helped already 10% of this number to solve the housing issue over less than two years, - explained chairperson of the executive board of House construction savings bank of Kazakhstan – Lyazzat Ibragimova.
Three leaders in issue of loans this year include Nur-Sultan city (294 loans were issued as per data as of 28.05.19), East-Kazakhstan region (99 loans were issued as of 28.05.19) and Semey (77 loans were issued as per data as of 28.05.19).
The bank reminded that the “military product” is only one of instruments for improvement of housing conditions. Motherland defenders can purchase own apartment also through “Nurly zher” program. For participation therein it is sufficient to have initial contribution equal to 20% on the bank account and it is possible to receive a loan at a rate of 5% per annum. You can learn about availability of housing and acceptance of application on baspana.kz portal.
One third of military service persons on this stage prefer to save up their housing payments on House construction savings bank of Kazakhstan accounts in order to use in the future a different instrument – housing loan. It is issued at a rate of 3,5 to 5% per annum. In order to receive it it is necessary to save up 50% of housing cost on deposit account. [DETAIL_TEXT_TYPE] => html [~DETAIL_TEXT_TYPE] => html [PREVIEW_TEXT] => House construction savings bank of Kazakhstan (a subsidiary organization of Baiterek holding) realized in the current year the housing program for military service persons. With updated conditions it started on the 2nd of May and already on the 27th of May the bank has declared about its early finishing. Over 19 work days 680 loans for the amount of 10,7 billions of KZT were issued. [~PREVIEW_TEXT] => House construction savings bank of Kazakhstan (a subsidiary organization of Baiterek holding) realized in the current year the housing program for military service persons. With updated conditions it started on the 2nd of May and already on the 27th of May the bank has declared about its early finishing. Over 19 work days 680 loans for the amount of 10,7 billions of KZT were issued. [PREVIEW_TEXT_TYPE] => html [~PREVIEW_TEXT_TYPE] => html [PREVIEW_PICTURE] => Array ( [ID] => 226858 [TIMESTAMP_X] => Bitrix\Main\Type\DateTime Object ( [value:protected] => DateTime Object ( [date] => 2019-06-21 10:19:31.000000 [timezone_type] => 3 [timezone] => Asia/Almaty ) ) [MODULE_ID] => iblock [HEIGHT] => 300 [WIDTH] => 430 [FILE_SIZE] => 26293 [CONTENT_TYPE] => image/jpeg [SUBDIR] => iblock/54e [FILE_NAME] => 54e28d6ef7711b678831f965dce9e484.jpg [ORIGINAL_NAME] => hcsbk1.jpg [DESCRIPTION] => [HANDLER_ID] => [EXTERNAL_ID] => 536860e87ddb25e23b4943f8f5120896 [~src] => [SRC] => /upload/iblock/54e/54e28d6ef7711b678831f965dce9e484.jpg [UNSAFE_SRC] => /upload/iblock/54e/54e28d6ef7711b678831f965dce9e484.jpg [SAFE_SRC] => /upload/iblock/54e/54e28d6ef7711b678831f965dce9e484.jpg [ALT] => House construction savings bank of Kazakhstan solved housing issue of 3 800 military service persons over one month [TITLE] => House construction savings bank of Kazakhstan solved housing issue of 3 800 military service persons over one month ) [~PREVIEW_PICTURE] => 226858 [LANG_DIR] => /en/ [~LANG_DIR] => /en/ [CODE] => house-cocf-kazakhstan-solved-housing-issue-of-3-800-military-service-persons [~CODE] => house-cocf-kazakhstan-solved-housing-issue-of-3-800-military-service-persons [EXTERNAL_ID] => 101535 [~EXTERNAL_ID] => 101535 [IBLOCK_TYPE_ID] => en [~IBLOCK_TYPE_ID] => en [IBLOCK_CODE] => [~IBLOCK_CODE] => [IBLOCK_EXTERNAL_ID] => [~IBLOCK_EXTERNAL_ID] => [LID] => en [~LID] => en [EDIT_LINK] => [DELETE_LINK] => [DISPLAY_ACTIVE_FROM] => 29.05.2019 [FIELDS] => Array ( ) [PROPERTIES] => Array ( [UF_SP_UNSUBSCRIBED] => Array ( [ID] => 284 [IBLOCK_ID] => 68 [NAME] => Отказался от рассылки (SendPulse) [ACTIVE] => Y [SORT] => 1000 [CODE] => UF_SP_UNSUBSCRIBED [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Отказался от рассылки (SendPulse) [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [TYPE] => ) [DISPLAY_PROPERTIES] => Array ( ) [IPROPERTY_VALUES] => Array ( [SECTION_META_TITLE] => House construction savings bank of Kazakhstan solved housing issue of 3 800 military service persons over one month [SECTION_PAGE_TITLE] => House construction savings bank of Kazakhstan solved housing issue of 3 800 military service persons over one month ) )
House construction savings bank of Kazakhstan solved housing issue of 3 800 military service persons over one month
29.05.2019
House construction savings bank of Kazakhstan (a subsidiary organization of Baiterek holding) realized in the current year the housing program for military service persons. With updated conditions it started on the 2nd of May and already on the 27th of May the bank has declared about its early finishing. Over 19 work days 680 loans for the amount of 10,7 billions of KZT were issued.
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    [NAME] => Board of directors of House construction savings bank of Kazakhstan of Kazakhstan JSC held an ordinary session
    [~NAME] => Board of directors of House construction savings bank of Kazakhstan of Kazakhstan JSC held an ordinary session
    [ACTIVE_FROM] => 05/20/2019 10:18:00 am
    [~ACTIVE_FROM] => 05/20/2019 10:18:00 am
    [TIMESTAMP_X] => 06/21/2019 10:18:45 am
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    [DETAIL_TEXT] => An in-person meeting of board of directors of House construction savings bank of Kazakhstan of Kazakhstan JSC took place on the 20th of May 2019 in Astana chaired by Aidar Arifkhanov – chairman of Baiterek holding executive board.
In the course of the meeting the report on compliance with 2018 Bank development plan was approved, investment portfolio report as of 01.04.2019 was approved, report on compliance with annual budget and profitability indexes of House construction savings bank of Kazakhstan as of 01.01.2019 was approved.
Besides members of the Board of directors approved changes and addenda to several internal documents of the bank. [~DETAIL_TEXT] => An in-person meeting of board of directors of House construction savings bank of Kazakhstan of Kazakhstan JSC took place on the 20th of May 2019 in Astana chaired by Aidar Arifkhanov – chairman of Baiterek holding executive board.
In the course of the meeting the report on compliance with 2018 Bank development plan was approved, investment portfolio report as of 01.04.2019 was approved, report on compliance with annual budget and profitability indexes of House construction savings bank of Kazakhstan as of 01.01.2019 was approved.
Besides members of the Board of directors approved changes and addenda to several internal documents of the bank. [DETAIL_TEXT_TYPE] => html [~DETAIL_TEXT_TYPE] => html [PREVIEW_TEXT] => An in-person meeting of board of directors of House construction savings bank of Kazakhstan of Kazakhstan JSC took place on the 20th of May 2019 in Astana chaired by Aidar Arifkhanov – chairman of Baiterek holding executive board. [~PREVIEW_TEXT] => An in-person meeting of board of directors of House construction savings bank of Kazakhstan of Kazakhstan JSC took place on the 20th of May 2019 in Astana chaired by Aidar Arifkhanov – chairman of Baiterek holding executive board. [PREVIEW_TEXT_TYPE] => html [~PREVIEW_TEXT_TYPE] => html [PREVIEW_PICTURE] => Array ( [ID] => 226857 [TIMESTAMP_X] => Bitrix\Main\Type\DateTime Object ( [value:protected] => DateTime Object ( [date] => 2019-06-21 10:18:45.000000 [timezone_type] => 3 [timezone] => Asia/Almaty ) ) [MODULE_ID] => iblock [HEIGHT] => 300 [WIDTH] => 430 [FILE_SIZE] => 26293 [CONTENT_TYPE] => image/jpeg [SUBDIR] => iblock/6a7 [FILE_NAME] => 6a73f3bc8294eefedd3ad4e1d60c1ec1.jpg [ORIGINAL_NAME] => hcsbk1.jpg [DESCRIPTION] => [HANDLER_ID] => [EXTERNAL_ID] => 4ac0e65781bbc98855e95f43a0d00beb [~src] => [SRC] => /upload/iblock/6a7/6a73f3bc8294eefedd3ad4e1d60c1ec1.jpg [UNSAFE_SRC] => /upload/iblock/6a7/6a73f3bc8294eefedd3ad4e1d60c1ec1.jpg [SAFE_SRC] => /upload/iblock/6a7/6a73f3bc8294eefedd3ad4e1d60c1ec1.jpg [ALT] => Board of directors of House construction savings bank of Kazakhstan of Kazakhstan JSC held an ordinary session [TITLE] => Board of directors of House construction savings bank of Kazakhstan of Kazakhstan JSC held an ordinary session ) [~PREVIEW_PICTURE] => 226857 [LANG_DIR] => /en/ [~LANG_DIR] => /en/ [CODE] => boardcs-of-house-construction-savings-bank-of-kazakhstan-jsc-of-kazakhstan-held-an-ordina [~CODE] => boardcs-of-house-construction-savings-bank-of-kazakhstan-jsc-of-kazakhstan-held-an-ordina [EXTERNAL_ID] => 101534 [~EXTERNAL_ID] => 101534 [IBLOCK_TYPE_ID] => en [~IBLOCK_TYPE_ID] => en [IBLOCK_CODE] => [~IBLOCK_CODE] => [IBLOCK_EXTERNAL_ID] => [~IBLOCK_EXTERNAL_ID] => [LID] => en [~LID] => en [EDIT_LINK] => [DELETE_LINK] => [DISPLAY_ACTIVE_FROM] => 20.05.2019 [FIELDS] => Array ( ) [PROPERTIES] => Array ( [UF_SP_UNSUBSCRIBED] => Array ( [ID] => 284 [IBLOCK_ID] => 68 [NAME] => Отказался от рассылки (SendPulse) [ACTIVE] => Y [SORT] => 1000 [CODE] => UF_SP_UNSUBSCRIBED [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Отказался от рассылки (SendPulse) [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [TYPE] => ) [DISPLAY_PROPERTIES] => Array ( ) [IPROPERTY_VALUES] => Array ( [SECTION_META_TITLE] => Board of directors of House construction savings bank of Kazakhstan of Kazakhstan JSC held an ordinary session [SECTION_PAGE_TITLE] => Board of directors of House construction savings bank of Kazakhstan of Kazakhstan JSC held an ordinary session ) )
Board of directors of House construction savings bank of Kazakhstan of Kazakhstan JSC held an ordinary session
20.05.2019
An in-person meeting of board of directors of House construction savings bank of Kazakhstan of Kazakhstan JSC took place on the 20th of May 2019 in Astana chaired by Aidar Arifkhanov – chairman of Baiterek holding executive board.
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    [NAME] => House construction savings bank of Kazakhstan issued first privileged loans to families with many children.
    [~NAME] => House construction savings bank of Kazakhstan issued first privileged loans to families with many children.
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    [DETAIL_TEXT] => All new settlers are participants of “Bakytty otbasy” city housing program. It was launched by Almaty mayor's administration jointly with House construction savings bank of Kazakhstan in March 2019 and today first new settlers, who bought housing under this program, were congratulated by Almaty city mayor – Bauyrzhan Baibek and deputy chairperson of House construction savings bank of Kazakhstan (subsidiary organization of Baiterek holding) executive board – Zhanar Zhubaniyazova.
-As of today more than 23 thousands of city residents, who need housing, are in queue for housing in Almaty, not small percentage of whom falls to families with many children. Upon instruction of the head of state we allocated them to a separate queue in order to speed up the process of housing provision, we allocated money from Almaty budget and launched “Bakytty otbasy” program. We congratulate today some of the first new settlers, - said Bauyrzhan Baibek.
Applications for participation in “Bakytty otbasy” program were accepted during a month in online mode on http://www.baqytty-otbasy.kz portal. Then city mayor's administration having checked the documents approved the list of candidates for privileged loan issue and issued referrences to House construction savings bank of Kazakhstan.
-At this moment House construction savings bank of Kazakhstan accepted loan applications from 345 families, 195 of whom found apartments and now are getting ready to receive loans, 12 families with many children already received loans in the amount of 180 millions of KZT and today we congratulate them with this event. They received the loans at the lowest rate in the country – 2% per annum provided 10% initial contribution is available. Families, who were not able to pay the initial contribution, received aid from Almaty mayor's administration, which issued housing certificates in the amount of one million KZT, - explained Zhanar Zhubaniyazova.
Loans under “Bakytty otbasy” are issued for purchase of new housing. Maximum loan amount is equal to 15 millions of KZT. Head of state instructed to support families with many children and increase affordability of housing to them at XVIII congress of Nur Otan party. Almaty became the first city, which thoroughly launched “Bakytty otbasy” housing program for families with many children through allocating money for this from city budget. Through this hundreds of Almaty families are now able to move from someone's leased housing to their own apartments. [~DETAIL_TEXT] => All new settlers are participants of “Bakytty otbasy” city housing program. It was launched by Almaty mayor's administration jointly with House construction savings bank of Kazakhstan in March 2019 and today first new settlers, who bought housing under this program, were congratulated by Almaty city mayor – Bauyrzhan Baibek and deputy chairperson of House construction savings bank of Kazakhstan (subsidiary organization of Baiterek holding) executive board – Zhanar Zhubaniyazova.
-As of today more than 23 thousands of city residents, who need housing, are in queue for housing in Almaty, not small percentage of whom falls to families with many children. Upon instruction of the head of state we allocated them to a separate queue in order to speed up the process of housing provision, we allocated money from Almaty budget and launched “Bakytty otbasy” program. We congratulate today some of the first new settlers, - said Bauyrzhan Baibek.
Applications for participation in “Bakytty otbasy” program were accepted during a month in online mode on http://www.baqytty-otbasy.kz portal. Then city mayor's administration having checked the documents approved the list of candidates for privileged loan issue and issued referrences to House construction savings bank of Kazakhstan.
-At this moment House construction savings bank of Kazakhstan accepted loan applications from 345 families, 195 of whom found apartments and now are getting ready to receive loans, 12 families with many children already received loans in the amount of 180 millions of KZT and today we congratulate them with this event. They received the loans at the lowest rate in the country – 2% per annum provided 10% initial contribution is available. Families, who were not able to pay the initial contribution, received aid from Almaty mayor's administration, which issued housing certificates in the amount of one million KZT, - explained Zhanar Zhubaniyazova.
Loans under “Bakytty otbasy” are issued for purchase of new housing. Maximum loan amount is equal to 15 millions of KZT. Head of state instructed to support families with many children and increase affordability of housing to them at XVIII congress of Nur Otan party. Almaty became the first city, which thoroughly launched “Bakytty otbasy” housing program for families with many children through allocating money for this from city budget. Through this hundreds of Almaty families are now able to move from someone's leased housing to their own apartments. [DETAIL_TEXT_TYPE] => html [~DETAIL_TEXT_TYPE] => html [PREVIEW_TEXT] => All new settlers are participants of “Bakytty otbasy” city housing program. It was launched by Almaty mayor's administration jointly with House construction savings bank of Kazakhstan in March 2019 and today first new settlers, who bought housing under this program, were congratulated by Almaty city mayor – Bauyrzhan Baibek and deputy chairperson of House construction savings bank of Kazakhstan  executive board – Zhanar Zhubaniyazova. [~PREVIEW_TEXT] => All new settlers are participants of “Bakytty otbasy” city housing program. It was launched by Almaty mayor's administration jointly with House construction savings bank of Kazakhstan in March 2019 and today first new settlers, who bought housing under this program, were congratulated by Almaty city mayor – Bauyrzhan Baibek and deputy chairperson of House construction savings bank of Kazakhstan  executive board – Zhanar Zhubaniyazova. [PREVIEW_TEXT_TYPE] => html [~PREVIEW_TEXT_TYPE] => html [PREVIEW_PICTURE] => Array ( [ID] => 226856 [TIMESTAMP_X] => Bitrix\Main\Type\DateTime Object ( [value:protected] => DateTime Object ( [date] => 2019-06-21 10:17:57.000000 [timezone_type] => 3 [timezone] => Asia/Almaty ) ) [MODULE_ID] => iblock [HEIGHT] => 232 [WIDTH] => 344 [FILE_SIZE] => 74148 [CONTENT_TYPE] => image/png [SUBDIR] => iblock/309 [FILE_NAME] => 309e3936d0781e162d5e42cfdf6f0f62.png [ORIGINAL_NAME] => Screenshot_5.png [DESCRIPTION] => [HANDLER_ID] => [EXTERNAL_ID] => a71d61048379ec46729b1ee5d50af146 [~src] => [SRC] => /upload/iblock/309/309e3936d0781e162d5e42cfdf6f0f62.png [UNSAFE_SRC] => /upload/iblock/309/309e3936d0781e162d5e42cfdf6f0f62.png [SAFE_SRC] => /upload/iblock/309/309e3936d0781e162d5e42cfdf6f0f62.png [ALT] => House construction savings bank of Kazakhstan issued first privileged loans to families with many children. [TITLE] => House construction savings bank of Kazakhstan issued first privileged loans to families with many children. ) [~PREVIEW_PICTURE] => 226856 [LANG_DIR] => /en/ [~LANG_DIR] => /en/ [CODE] => house-ccvings-bank-of-kazakhstan-first-issued-privileged-loans-to-families-with-many-ch [~CODE] => house-ccvings-bank-of-kazakhstan-first-issued-privileged-loans-to-families-with-many-ch [EXTERNAL_ID] => 101533 [~EXTERNAL_ID] => 101533 [IBLOCK_TYPE_ID] => en [~IBLOCK_TYPE_ID] => en [IBLOCK_CODE] => [~IBLOCK_CODE] => [IBLOCK_EXTERNAL_ID] => [~IBLOCK_EXTERNAL_ID] => [LID] => en [~LID] => en [EDIT_LINK] => [DELETE_LINK] => [DISPLAY_ACTIVE_FROM] => 17.05.2019 [FIELDS] => Array ( ) [PROPERTIES] => Array ( [UF_SP_UNSUBSCRIBED] => Array ( [ID] => 284 [IBLOCK_ID] => 68 [NAME] => Отказался от рассылки (SendPulse) [ACTIVE] => Y [SORT] => 1000 [CODE] => UF_SP_UNSUBSCRIBED [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Отказался от рассылки (SendPulse) [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [TYPE] => ) [DISPLAY_PROPERTIES] => Array ( ) [IPROPERTY_VALUES] => Array ( [SECTION_META_TITLE] => House construction savings bank of Kazakhstan issued first privileged loans to families with many children. [SECTION_PAGE_TITLE] => House construction savings bank of Kazakhstan issued first privileged loans to families with many children. ) )
House construction savings bank of Kazakhstan issued first privileged loans to families with many children.
17.05.2019
All new settlers are participants of “Bakytty otbasy” city housing program. It was launched by Almaty mayor's administration jointly with House construction savings bank of Kazakhstan in March 2019 and today first new settlers, who bought housing under this program, were congratulated by Almaty city mayor – Bauyrzhan Baibek and deputy chairperson of House construction savings bank of Kazakhstan  executive board – Zhanar Zhubaniyazova.
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    [NAME] => This year “Nurly zher” program in House construction savings bank of Kazakhstan will help 1 400 Almaty residence to celebrate housewarming
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    [DETAIL_TEXT] => 472 families among them are getting ready to move to their apartments. Their housing is located in Alatau district of Almaty, in Sayaly micro-district. Today new settlers received keys from apartments from Almaty deputy mayor – Mukhit Azirbayev – and deputy chairperson of House construction savings bank of Kazakhstan (subsidiary organization of Baiterek holding) executive board – Zhanar Zhubaniyazova.
-Today all of us celebrate housewarming of our city citizens. Alatau district, where they will leave, is one of new and developing districts. There are schools, hospitals, nursery schools, sport complexes here. And we will give all efforts for its further prosperity so that our city residents can leave with comfort, - said Mukhit Azirbayev.
-Housewarming of House construction savings bank of Kazakhstan depositors coincided with one of holidays – tusau keser. This ceremony is important not only for the little resident of the micro-district, this is also a sign of new life for all, who came together. Today housewarming is not a single one. 1 000 more House construction savings bank of Kazakhstan depositors as a minimum in Almaty will buy own apartments under “Nurly zher” program this year. About 600 more apartments will be sold in the megapolis next year. For this purpose city mayor's administration planned to build 18 residential houses, - added Zhanar Zhubaniyazova.
Besides congratulations the bank and mayor's administration employees helped residents of Sayaly micro-district to plant trees and shrubs in their front yards. In order to arrange coziness they planted along with new settlers more than 50 young birches under windows of new apartments.
The housing, which was bought by House construction savings bank of Kazakhstan depositors under “Nurly zher” state program, was handed over with final finishing and the cost of 1 square meter was equal to 159 000 KZT.
In order to purchase these apartments it was necessary to have minimum 20% of housing cost on bank account. Such are conditions for participation in the state program. The rate for the loan was equal to 5% per annum.
According to outcome of the first 4 months of the current year totally 12 656 depositors of House construction savings bank of Kazakhstan have celebrated housewarming event in their homes, 3 132 of whom did it within frames of “Nurly zher”. Totally based on data of regional mayor's administrations it is planned to hand over for operation 14 220 apartments throughout whole Kazakhstan in 2019. You may learn about all facilities under construction by visiting the website baspana.kz. [~DETAIL_TEXT] => 472 families among them are getting ready to move to their apartments. Their housing is located in Alatau district of Almaty, in Sayaly micro-district. Today new settlers received keys from apartments from Almaty deputy mayor – Mukhit Azirbayev – and deputy chairperson of House construction savings bank of Kazakhstan (subsidiary organization of Baiterek holding) executive board – Zhanar Zhubaniyazova.
-Today all of us celebrate housewarming of our city citizens. Alatau district, where they will leave, is one of new and developing districts. There are schools, hospitals, nursery schools, sport complexes here. And we will give all efforts for its further prosperity so that our city residents can leave with comfort, - said Mukhit Azirbayev.
-Housewarming of House construction savings bank of Kazakhstan depositors coincided with one of holidays – tusau keser. This ceremony is important not only for the little resident of the micro-district, this is also a sign of new life for all, who came together. Today housewarming is not a single one. 1 000 more House construction savings bank of Kazakhstan depositors as a minimum in Almaty will buy own apartments under “Nurly zher” program this year. About 600 more apartments will be sold in the megapolis next year. For this purpose city mayor's administration planned to build 18 residential houses, - added Zhanar Zhubaniyazova.
Besides congratulations the bank and mayor's administration employees helped residents of Sayaly micro-district to plant trees and shrubs in their front yards. In order to arrange coziness they planted along with new settlers more than 50 young birches under windows of new apartments.
The housing, which was bought by House construction savings bank of Kazakhstan depositors under “Nurly zher” state program, was handed over with final finishing and the cost of 1 square meter was equal to 159 000 KZT.
In order to purchase these apartments it was necessary to have minimum 20% of housing cost on bank account. Such are conditions for participation in the state program. The rate for the loan was equal to 5% per annum.
According to outcome of the first 4 months of the current year totally 12 656 depositors of House construction savings bank of Kazakhstan have celebrated housewarming event in their homes, 3 132 of whom did it within frames of “Nurly zher”. Totally based on data of regional mayor's administrations it is planned to hand over for operation 14 220 apartments throughout whole Kazakhstan in 2019. You may learn about all facilities under construction by visiting the website baspana.kz. [DETAIL_TEXT_TYPE] => html [~DETAIL_TEXT_TYPE] => html [PREVIEW_TEXT] => 472 families among them are getting ready to move to their apartments. Their housing is located in Alatau district of Almaty, in Sayaly micro-district. Today new settlers received keys from apartments from Almaty deputy mayor – Mukhit Azirbayev – and deputy chairperson of House construction savings bank of Kazakhstan executive board – Zhanar Zhubaniyazova. [~PREVIEW_TEXT] => 472 families among them are getting ready to move to their apartments. Their housing is located in Alatau district of Almaty, in Sayaly micro-district. Today new settlers received keys from apartments from Almaty deputy mayor – Mukhit Azirbayev – and deputy chairperson of House construction savings bank of Kazakhstan executive board – Zhanar Zhubaniyazova. [PREVIEW_TEXT_TYPE] => html [~PREVIEW_TEXT_TYPE] => html [PREVIEW_PICTURE] => Array ( [ID] => 226855 [TIMESTAMP_X] => Bitrix\Main\Type\DateTime Object ( [value:protected] => DateTime Object ( [date] => 2019-06-21 10:16:50.000000 [timezone_type] => 3 [timezone] => Asia/Almaty ) ) [MODULE_ID] => iblock [HEIGHT] => 256 [WIDTH] => 345 [FILE_SIZE] => 138621 [CONTENT_TYPE] => image/png [SUBDIR] => iblock/d60 [FILE_NAME] => d600571a54d5368416c9e89fcf1faeaa.png [ORIGINAL_NAME] => Screenshot_4.png [DESCRIPTION] => [HANDLER_ID] => [EXTERNAL_ID] => 487c1c80805ca2af6af2208a0e6382b2 [~src] => [SRC] => /upload/iblock/d60/d600571a54d5368416c9e89fcf1faeaa.png [UNSAFE_SRC] => /upload/iblock/d60/d600571a54d5368416c9e89fcf1faeaa.png [SAFE_SRC] => /upload/iblock/d60/d600571a54d5368416c9e89fcf1faeaa.png [ALT] => This year “Nurly zher” program in House construction savings bank of Kazakhstan will help 1 400 Almaty residence to celebrate housewarming [TITLE] => This year “Nurly zher” program in House construction savings bank of Kazakhstan will help 1 400 Almaty residence to celebrate housewarming ) [~PREVIEW_PICTURE] => 226855 [LANG_DIR] => /en/ [~LANG_DIR] => /en/ [CODE] => this-yevam-in-house-construction-savings-bank-of-kazakhstan-will-help-1-400-almaty [~CODE] => this-yevam-in-house-construction-savings-bank-of-kazakhstan-will-help-1-400-almaty [EXTERNAL_ID] => 101532 [~EXTERNAL_ID] => 101532 [IBLOCK_TYPE_ID] => en [~IBLOCK_TYPE_ID] => en [IBLOCK_CODE] => [~IBLOCK_CODE] => [IBLOCK_EXTERNAL_ID] => [~IBLOCK_EXTERNAL_ID] => [LID] => en [~LID] => en [EDIT_LINK] => [DELETE_LINK] => [DISPLAY_ACTIVE_FROM] => 08.05.2019 [FIELDS] => Array ( ) [PROPERTIES] => Array ( [UF_SP_UNSUBSCRIBED] => Array ( [ID] => 284 [IBLOCK_ID] => 68 [NAME] => Отказался от рассылки (SendPulse) [ACTIVE] => Y [SORT] => 1000 [CODE] => UF_SP_UNSUBSCRIBED [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Отказался от рассылки (SendPulse) [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [TYPE] => ) [DISPLAY_PROPERTIES] => Array ( ) [IPROPERTY_VALUES] => Array ( [SECTION_META_TITLE] => This year “Nurly zher” program in House construction savings bank of Kazakhstan will help 1 400 Almaty residence to celebrate housewarming [SECTION_PAGE_TITLE] => This year “Nurly zher” program in House construction savings bank of Kazakhstan will help 1 400 Almaty residence to celebrate housewarming ) )
This year “Nurly zher” program in House construction savings bank of Kazakhstan will help 1 400 Almaty residence to celebrate housewarming
08.05.2019
472 families among them are getting ready to move to their apartments. Their housing is located in Alatau district of Almaty, in Sayaly micro-district. Today new settlers received keys from apartments from Almaty deputy mayor – Mukhit Azirbayev – and deputy chairperson of House construction savings bank of Kazakhstan executive board – Zhanar Zhubaniyazova.
6/7
Array
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    [NAME] => House construction savings bank of Kazakhstan issued the first loan under the updated housing program for military service persons.
    [~NAME] => House construction savings bank of Kazakhstan issued the first loan under the updated housing program for military service persons.
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    [DETAIL_TEXT] => The loan was issued to a resident of the capital city. Captain Amina Ashenova purchased three-room apartment in Nur-Sultan. Previously the family with two children leased a housing waiting for launching of updated terms of the “military product”. The application for loan issue was submitted by Amina Ashenova on the first day of housing program start on the 2nd of May 2019, and today after purchasing of own house she was congratulated by Lyazzat Ibragimova – chairperson of House construction savings bank of Kazakhstan (subsidiary organization of Baiterek holding) executive board.
-Previously housing payments due from the government went for payment of housing lease. Now we will allocate them to cancellation of the loan for own apartment. The thought that we will pay for our own house is pleasing to our heart. I am glad that military service persons now have the opportunity of solving one of their hot issues by means of House construction savings bank of Kazakhstan housing program, - shares Amina Ashenova.
The loan for purchasing of housing the military service person took under new terms. The rate of the loan is equal to 8% per annum. Minimum initial contribution is equal to 15% of loan amount. Now all military service persons, who receive housing payments from the state, are able to avail themselves of the same conditions. With this purpose they do not have to participate in the pull and wait for results thereof. It is sufficient to select housing and address House construction savings bank of Kazakhstan.
-On the first day of the “military product” launching 70% of all submitted loan applications were from military service persons. It speaks of the need by motherland's defenders for housing program. This year we took into consideration wishes of military agencies' employees and simplified to the maximum loan issue terms. And on the eve of the motherland's defender's Day I sincerely wish to all of them to celebrate housewarming event in the nearest future. When you have your own home it is easier to hold the service, - stated Lyazzat Ibragimova.
Also she congratulated Yerlan Skendirov with housewarming. The military service person of the national guard bought a private house in the capital city suburbs.
New conditions of the “military product” do not restrict selection of housing. The loan maybe used for purchase of a new apartment on primary market, a person may participate in shared construction or select housing on secondary market. When buying a housing you may include expenses on repair thereof into the loan amount.
The loan amount under the “military product” shall be calculated based on the amount of housing payments. In case housing payments are insufficient the salary of the military service person shall be taken into consideration or a co-loan receiver may be involved.
We remind, that last year the mechanism of using housing payments by military service persons changed. They have an opportunity of sending them not only for payment of lease of someone's housing, but also of buying their own apartment. In order to support defender of the motherland House construction savings bank of Kazakhstan allocated the money and developed for them a separate housing program intended till the year 2025. 2 500 persons had an opportunity of using the “military product” since September of the last year.
This year according to bank's forecast the housewarming can be celebrated 4 000 more military service persons, 59 billions of KZT were allocated by House construction savings bank of Kazakhstan. [~DETAIL_TEXT] => The loan was issued to a resident of the capital city. Captain Amina Ashenova purchased three-room apartment in Nur-Sultan. Previously the family with two children leased a housing waiting for launching of updated terms of the “military product”. The application for loan issue was submitted by Amina Ashenova on the first day of housing program start on the 2nd of May 2019, and today after purchasing of own house she was congratulated by Lyazzat Ibragimova – chairperson of House construction savings bank of Kazakhstan (subsidiary organization of Baiterek holding) executive board.
-Previously housing payments due from the government went for payment of housing lease. Now we will allocate them to cancellation of the loan for own apartment. The thought that we will pay for our own house is pleasing to our heart. I am glad that military service persons now have the opportunity of solving one of their hot issues by means of House construction savings bank of Kazakhstan housing program, - shares Amina Ashenova.
The loan for purchasing of housing the military service person took under new terms. The rate of the loan is equal to 8% per annum. Minimum initial contribution is equal to 15% of loan amount. Now all military service persons, who receive housing payments from the state, are able to avail themselves of the same conditions. With this purpose they do not have to participate in the pull and wait for results thereof. It is sufficient to select housing and address House construction savings bank of Kazakhstan.
-On the first day of the “military product” launching 70% of all submitted loan applications were from military service persons. It speaks of the need by motherland's defenders for housing program. This year we took into consideration wishes of military agencies' employees and simplified to the maximum loan issue terms. And on the eve of the motherland's defender's Day I sincerely wish to all of them to celebrate housewarming event in the nearest future. When you have your own home it is easier to hold the service, - stated Lyazzat Ibragimova.
Also she congratulated Yerlan Skendirov with housewarming. The military service person of the national guard bought a private house in the capital city suburbs.
New conditions of the “military product” do not restrict selection of housing. The loan maybe used for purchase of a new apartment on primary market, a person may participate in shared construction or select housing on secondary market. When buying a housing you may include expenses on repair thereof into the loan amount.
The loan amount under the “military product” shall be calculated based on the amount of housing payments. In case housing payments are insufficient the salary of the military service person shall be taken into consideration or a co-loan receiver may be involved.
We remind, that last year the mechanism of using housing payments by military service persons changed. They have an opportunity of sending them not only for payment of lease of someone's housing, but also of buying their own apartment. In order to support defender of the motherland House construction savings bank of Kazakhstan allocated the money and developed for them a separate housing program intended till the year 2025. 2 500 persons had an opportunity of using the “military product” since September of the last year.
This year according to bank's forecast the housewarming can be celebrated 4 000 more military service persons, 59 billions of KZT were allocated by House construction savings bank of Kazakhstan. [DETAIL_TEXT_TYPE] => html [~DETAIL_TEXT_TYPE] => html [PREVIEW_TEXT] => The loan was issued to a resident of the capital city. Captain Amina Ashenova purchased three-room apartment in Nur-Sultan. Previously the family with two children leased a housing waiting for launching of updated terms of the “military product”. [~PREVIEW_TEXT] => The loan was issued to a resident of the capital city. Captain Amina Ashenova purchased three-room apartment in Nur-Sultan. Previously the family with two children leased a housing waiting for launching of updated terms of the “military product”. [PREVIEW_TEXT_TYPE] => html [~PREVIEW_TEXT_TYPE] => html [PREVIEW_PICTURE] => Array ( [ID] => 226854 [TIMESTAMP_X] => Bitrix\Main\Type\DateTime Object ( [value:protected] => DateTime Object ( [date] => 2019-06-21 10:15:41.000000 [timezone_type] => 3 [timezone] => Asia/Almaty ) ) [MODULE_ID] => iblock [HEIGHT] => 233 [WIDTH] => 313 [FILE_SIZE] => 105920 [CONTENT_TYPE] => image/png [SUBDIR] => iblock/3cf [FILE_NAME] => 3cf9aafad3797567f9a390ea2fb0bb0f.png [ORIGINAL_NAME] => Screenshot_3.png [DESCRIPTION] => [HANDLER_ID] => [EXTERNAL_ID] => 507d193e0d4ea7ccbc6e277450437bf9 [~src] => [SRC] => /upload/iblock/3cf/3cf9aafad3797567f9a390ea2fb0bb0f.png [UNSAFE_SRC] => /upload/iblock/3cf/3cf9aafad3797567f9a390ea2fb0bb0f.png [SAFE_SRC] => /upload/iblock/3cf/3cf9aafad3797567f9a390ea2fb0bb0f.png [ALT] => House construction savings bank of Kazakhstan issued the first loan under the updated housing program for military service persons. [TITLE] => House construction savings bank of Kazakhstan issued the first loan under the updated housing program for military service persons. ) [~PREVIEW_PICTURE] => 226854 [LANG_DIR] => /en/ [~LANG_DIR] => /en/ [CODE] => house-cock-of-kazakhstan-issued-the-first-loan-under-the-updated-housing-progra [~CODE] => house-cock-of-kazakhstan-issued-the-first-loan-under-the-updated-housing-progra [EXTERNAL_ID] => 101531 [~EXTERNAL_ID] => 101531 [IBLOCK_TYPE_ID] => en [~IBLOCK_TYPE_ID] => en [IBLOCK_CODE] => [~IBLOCK_CODE] => [IBLOCK_EXTERNAL_ID] => [~IBLOCK_EXTERNAL_ID] => [LID] => en [~LID] => en [EDIT_LINK] => [DELETE_LINK] => [DISPLAY_ACTIVE_FROM] => 06.05.2019 [FIELDS] => Array ( ) [PROPERTIES] => Array ( [UF_SP_UNSUBSCRIBED] => Array ( [ID] => 284 [IBLOCK_ID] => 68 [NAME] => Отказался от рассылки (SendPulse) [ACTIVE] => Y [SORT] => 1000 [CODE] => UF_SP_UNSUBSCRIBED [DEFAULT_VALUE] => [PROPERTY_TYPE] => L [ROW_COUNT] => 1 [COL_COUNT] => 30 [LIST_TYPE] => L [MULTIPLE] => N [XML_ID] => [FILE_TYPE] => [MULTIPLE_CNT] => 5 [LINK_IBLOCK_ID] => 0 [WITH_DESCRIPTION] => N [SEARCHABLE] => N [FILTRABLE] => N [IS_REQUIRED] => N [VERSION] => 1 [USER_TYPE] => [USER_TYPE_SETTINGS] => [HINT] => [~NAME] => Отказался от рассылки (SendPulse) [~DEFAULT_VALUE] => [VALUE_ENUM] => [VALUE_XML_ID] => [VALUE_SORT] => [VALUE] => [PROPERTY_VALUE_ID] => [DESCRIPTION] => [~DESCRIPTION] => [~VALUE] => [VALUE_ENUM_ID] => ) [TYPE] => ) [DISPLAY_PROPERTIES] => Array ( ) [IPROPERTY_VALUES] => Array ( [SECTION_META_TITLE] => House construction savings bank of Kazakhstan issued the first loan under the updated housing program for military service persons. [SECTION_PAGE_TITLE] => House construction savings bank of Kazakhstan issued the first loan under the updated housing program for military service persons. ) )
House construction savings bank of Kazakhstan issued the first loan under the updated housing program for military service persons.
06.05.2019
The loan was issued to a resident of the capital city. Captain Amina Ashenova purchased three-room apartment in Nur-Sultan. Previously the family with two children leased a housing waiting for launching of updated terms of the “military product”.
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ХОТИТЕ УЗНАВАТЬ О НАШИХ АКЦИЯХ ПЕРВЫМИ?!